This Man who clls from this number.....716-215-1575 Caller ID 'Bryant" gett's off on harassing who ever answers the phone. All the other comments ARE true. He never identifies who he is or who he represents, or who he wants to talk to!! I know for sure he is full of beans because I just finished my bankruptcy, and my debts have been discharged. By the way I passed all this information to my Attorney and the local news!!

Please loose my number and never call it again......letting the phone ring once and then hang up is your waste of time not mine. I'm on disablity buddy, I have all day to play : )

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.Reply !

Expecting you to repay your debt and asking you what your intentions are is not abusive.

You refer to" this Stern as leaving a very "stern" message  but he simply kept  the reason for his call confidential  and called within 8am to 9pm  legal window. So whats the problem??

Where is the rat? You say he called trying to locate your son instead of googling him?  Maybe he was followingup on references  he had on the application for credit before your son skipped  out on his loan responsibilty to make restitution??
Why would he have to call you if your son kept the terms of his loan.  There would be no need for telephone contact.

if you and your husband  where being so honest with such good intentions why did you not just foward a check made out to the Orignal Creditor to him and confirm the dollar amount owed with the original creditor?

Since when is the internet the Bastion Of Truth Wisdom or Honesty

Got a call from this number looking for someone I did not know but also my ex-husband

Seriously???  I  Find it hard to belive anyone would demean you as a prelude to  a starting a conversation..

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

THIS WAS A HARASSING PHONECALL FROM A MICHAEL STERN... A BILL COLLECTOR. TELLING ME I WAS A LOOSER ALCOHOLIC...

got a call from this number and they gave me a 'case' number it was a  MICHAEL STERN

RECEIVED HARRASSING PHONE CALL FROM THIS NUMBER BY A GUY NAMED MICHAEL
STERN.  NEVER DID SAY WHY HE WAS CALLING OR WHO HE REPRESENTED!!!!!!!!

VERY RUDE....LOSER OF A GUY!!!!!!! WHEN YOU ANSWER THE PHONE HE STARTS OUT TRYING TO DEMEAN YOU AS A PERSON AND ATTACKS YOUR CHARACTER WHEN THIS  NO GOOD TRASHY  N U T   KNOWS NOTHING ABOUT YOU.

TELL HIM HE NO LONGER HAS PERMISSION TO CALL THIS NUMBER ANY LONGER, BY LAW IF YOU TELL THEM THIS THEY ARE NOT ALLOWED TO CALL YOU ANY MORE.  THEN HANG UP!!!!

MISSISSIPPI WOMAN

Same thing....dude called an elderly relative's number (obviously fishing) and left a very "stern" message.  He used my name and made it sound as if a return call from me was imperative, but left no details other than the name "Michael Stern" and the -9946 number.  The number 716-335-9XXX  has been left many times over the last few months, usually promptly at  8 a.m. , and I'm sure it is related to debt collection.

Got the same type of message from a michael stern. I looked up the number online and found all i needed to know on this site. I'm not calling the POS for sure. Gotta love the internet.

This Michael Stern calls me every week or so now. He claims it is to collect a debt for my husband. He originally called 2 months ago and I ran out and took out a loan out on my car to pay the debt. Thank god I looked on the internet before I paid the debt. Turns out this guy and his company are trying to claim false debts. I wont answer my phone.

GOT A CALL FROM A MIKE STERN AT THIS NUMBER - HE WAS PROFESSIONAL, REASONABLE AND REALLY SEEMED LIKE HE WANTED TO HELP ME. CONSIDERING I WAS DEEP IN DEBT I DID NOT THINK THAT WAS POSSIBLE. BUT HATS OFF TO THIS GUY HE REALLY WORKED WITH ME AN GAVE ME A FAIR SHAKE-

THANKS!!!

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and then rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with other people.

common sense please.

Why would anyone call you  and expect you too take care of your responsibilities if you simply met them the first time then they would not be trying to contact you.  just as if you met them the second time they would not be trying to contact you.  Facts are Facts, we live in a culture where we blame everyone else for our problems and refuse to take responsibilty for  our own actions....
crying on a message board because you  want to  make someone else look bad who tried to work it out with you despite being lied to multiple times, and tried to give you a reasonable way of working out a solution or asking you to stop wasting  your money on drug and alcohol use  and get professional help is not being unkind , unsympathetic or rude.  It is the act of someone who has listened to you  and offered   real solutions to assist you so that you can regain control of your finances and emotions.  

I care and was raised the right way - I know right from wrong,  Good From Evil , Honest From Dishonest and I truly care when someone is having difficulty and on many occasions have offered settlement for 10% of the money owed or even told clients that they should not get upset and just relax and contact me when they could make arrangements... Or simply told them to tell me that they honestly refuse to pay so I can stop following up on their broken promises.

Its' really as simple as this.. if you  do not want to pay simply say I have no intention of paying this acct.  I refuse to pay! and stop wasting everyones time and effort.   If you want sympathy for you plight tell the truth and do not try to pay your bills with checks that are no good and use debit cards with no funds.  Credit needs to be used wisely and People should consider this before they spend thousands of dollars on credit cards with high interest and rely on lowpaying unskilled jobs to give them the power  to repay debt that is out of control.   Also, don't lie on your application for credit, dont put down references and employment information that is not true or that you dont intend on having being verified .

Parents, please dont enable your children to put you down as consigners, authorized users, or references if you   really are not close to your children.

In closing, credit recipients who have preexisting  of substance  abuse, alcohol abuse mental health issues or have emotional issues which prevent them from being whole should see a proffessional who can help you.
because my personal experience has told you that when you show compassion and give them patience and understanding and tell them "dont worry it's just a bill " and contact me when we can work it out etc. they will flip it around and blame you for their problems when they have problems with others people.

How do I get him to stop calling?  He's called twice and has been very abusive.  Surely there is some sort of law to take this guy out of commission.

micheal stern has been harrassing my inlaws for months now saying that they need to get ahold of me because they where going to turn me in for check fraud..and that I owed so much money to them. i dont like how this man thinks he can get away with this crap. i had a break down because of this man because i thought I was going to be arrested and lose my kids..i hate this man

I got a message from this Mike Stern guy last night and had every intention of returning the call this AM.  Until I read the comments posted on this site.  Sure enough, he referenced a very distant relative who I hadn't seen in about 40 years and was looking for my son.  Well this is interesting because he could have googled my son and found him without breatking a sweat.  I smelled a rat and thanks to you good folks I can avoid this creep.

riht on

obvious troll is still obvious.

obvious troll is obvious

first of all - all these people whine and cry about collection calls to collect valid debts that they have defaulted on.. then they complain when they are asked to pay and huddle up at sites like these on the internet to tell blatant lies to make themselved look good when the facts speak for themselves.  If the loans or debts where paid in the first place there would be no need for any type of third party collections.  Secondly, most of these debts are older so the people have had more than years to  pay these bills that they defaulted on in hardship times.  Thirdly, complaining about people trying to offer you a deal  to settle the debt for pennies on the dollar to just avoid paying it is nonsense.  Some of these people have 500.00 balances unpaid that they have refused to make a payment on in 3 years and yet the same "debtors" own  nice homes and cars and are employed and self employed and still refuse to pay their bill and spend all of their time crying out like victims when they would not spent 5 minutes over 3 years to pay off the 500 delinquent debt or even send a small payment.   People this is America, the most litigous nation on earth... only here can we complain about a fast food chain for selling us food that makes us fat or creditors and their agents who try to get their money back t hat we as debtors had no intention of ever paying back.... Get in line for the handout!! teach your children that its ok   to steal with your signature and watch this nation sink even lower.  ABSURD!!!! Just pay your Bills!!!!!!!!!!