THEY ARE LYING I HAVE BEEN GIVNG THEM MONEY FOR MONTHS NOW UNTIL  I STARTED RESEARCHING THE COMPANY.  I WILL NO LONGER GIVE THEM MONEY CLOSED MY ACCOUNT.  IF THEY ARE REAL THEY WOULD SEND ME A NOTICE IN THE MAIL AND TAKE WHAT EVER PAYMENT I COULD GET NOT WHAT THEY DECIDED.  I CANNOT BELIEVE I FELL FOR THIS BUT NO MORE

I just received a call from this number as well but they used the firm name Zimmerman and associates.  I do pay my debts and have nothing outstanding that they would need to call me about.  I know who my creditors are and how to reach them as well..  I was told that they had a process server coming to my work or my home to serve me papers and that I needed to call them back ASAP.  Didn't address me by name or tell me what the debt was even for.  I told them to send me something in writing and they stated that they had but I have never received anything from them.  It is supposedly a payday loan that I got online.  I have never and will never get a payday loan from anyone especially on line.  They needed to verify my SSN and address which I did not give them.  SCAM.   Actually the number on caller ID was 716-875-5797 but the number they wanted me to call back was 877-418-3931 and if you look that up it has scam written all over it as well.  They didn't leave a name to ask for when I call back.

I've received multiple calls from this company, saying that I'm Joanne Morris. I told them that I am not, and that I would like to be removed from the calling list. When I said that they had called me four times, the man on the other side said, very rudely and bratty, "Nope. This is the first time we've called you, but you have a nice day." And proceeded to hang up on me. This was two weeks ago and I'm still receiving calls from them, even after requesting to be taken off of the calling list.

If they're so legitimate then they have no problems with sending you the required notice of validation, Right? By mail, NOT e-mail or fax...Right? As per federal law under the FDCPA.
If they do not provide you with a written, verifiable & complete notice of validation, by mail, pay them NOTHING!
Believe nothing you're told. VERIFY any information provided, BEFORE any payment is made. If they refuse to provide you with a notice of validation, by mail, then they have just confirmed that their claim is invalid or completely bogus. Accept no excuses, listen to no threats! The laws are clear and if they don't comply with them, they are FRAUDS!
Be Safe. Be Aware.
Gunnar

I'm not going to lie about half way through I called them out stating it was a scam. I set payments up with them and they had the exact amount I owed on a payday loan. Can they be rude, yes. Though, if you were a debt collector and dealing with abunch of irresponsible people I'm sure you'd get just as annoyed as they probably get ALL THE TIME.  Listen, if you want to SAVE  your credit, which they report quarterly, than I suggest giving them a call back. They'll send you your documents of you paying it off and what you owe and all that jazz.

i got a call from them too i told them to go to hell, and i was calling the police, state attorney here in Missouri, and a proscuting attorney, he hung up on me too. this is a scam. the other number that calls me is 1-305-455-9459 he is frim india he is also a scam. please report all these people .

either you are a shill for this "company", or not to bright

I get calls from this number several times a day everyday and the voicemail message is to call them regarding a descriptancy in my social security number and to call within the next 48 hours and ask for Mr. Fanelli number to call is the 888-880-7456 case number 104216 and  they call my number for my daughter Jennifer her case number is the same as mine 104216 and she is to call the 716-875-5797 and ask for Mrs. Hart. I am so sick and tired of them calling and quiet obviously it is a scam. I want these calls stopped.

PAY ur debt stop living off obama u scum bags! i paid this company they sent me a paid in full letter. i contacted check n go after and they stated it was actually payed in full!

Mr. gamble did not write the prior message. Documentation is standard with all paid account's. We do not violate any state or federal laws and are just doing our job. I'm glad to see there is ONE good thing posted on here atleast

They do not have bonds or licenses to even collect a debt, they are liars and thieves they will do anything and say anything to SCARE you into paying a debt they CLAIM you own. DO NOT FALL for it. Please do not give anyone your info over the phone, why would you. Get it in writing and record all calls and use it against them. A lot of consumers are fighting back these days and you can to, document everything and contact a consumer lawyer and im pretty sure its in the bag from there. Do not deal with these people hell lie to them and say you work at a law firm and answer the phone with some fake lawfirm like they do chances are they will quit callin

YOU CAN NOT BE PROSECUTED FOR A DEBT, YOU WILL NOT GO TO PRISON, YOU CAN NOT BE SERVED BY A 3RD PARTY DEBT COLLECTOR WHO HAS NOT OBTAINED A LICENSE OR BOND. THIS IS A CIVIL MATTER BUT WITH COMPANY ITS HARASSMENT SINCE THEY DO NOT HAVE THE AUTHORITY OR BONDS OR LICENSE TO COLLECT A DEBT NOR SUE.

PS everyone who says its the happiest place on earth to work with...LIARS you work for them and trying to save your reputation, try saving your job you will be closed im sure soon!!!

They constantly called me about a loan I took out 2 years ago.  Very rude people on the phone, but did what they said they were going to do.  Mean people, but honest as far as I can tell.  Hopefully they just take the money and I never have to hear from them again.

They're calling me now, as I type this. They are highly rude and even told me not to pay my bills so that I could pay an outstanding bill in which I've already paid. I canceled my credit card & now they're blowing up my phone. I wish I would've looked this up sooner.

You're right to laugh.  These people are very annoying but when you know they are liars, it's easier to handle them.  They are forceful and have no clue what they are doing.  Ask a lot of questions before you give these people your money.  Giant scam is what they are.

Oh here we go again with these clowns.  This time I taped the conversation because they do in fact identify themselves as a "law Firm"  Sadly I didn't get Mr. Gamble this time.  I spoke with someone named Patrick Smith who actually was very nice but since this company also works as a company called Coyne Tel, he could not keep his story straight about which company name they called me under last week when they threatened that Mr. Watson the process server was on his way.  Today when he called I told him I'm still waiting for the process server.  Now I'm waiting for proof of the debt.  The won't mail you anything because they can't afford stamps so I told him to fax it.  Since I do not know of a Company called Check and Go, this should be fun.

Scam - do not fall victim.

Got a voice message from this number, stated I needed to call them to discuss a legal issue, then an automated voice came on and listed out a case number.  A person returned to the phone and stated I needed to call within 48 hours, or have my lawyer call them.  If there is an issue, a legitimate business would address me by name, with clear information as to the issue.  I've gotten these type of scam messages before.  If they call you, then they should know who you are.  Specifically, if they call a cell phone number that is not listed nor posted anywhere (I always use my home number when I have to give a number), you know that they are using a random number generator to troll for victims.

Mr. Gamble and his co-horts are indeed trying to scam you.  He pulled the same bulls*** with me--telling me I was being served papers and that I had to make a payment asap to avoid this "legal action."  THAT my friends is a scam!

Scam all the way.

These people are rude and hang up like a child--
they manipulate and try to bully even when they know someone is having an emergency

I am so upset--I got a call from a guy who was intrusive and bullying
 When I called back to say never call again, a lady answered, was extremely rude,  and hung up-
    She did not care that we had a death in the family

I am calling state Atty.

Mr. Gamble did write these things.  They buy these accounts, the accounts are oustanding debts people owe.  Then the company who processed the transaction gets pennys on the dollars.  Now Mr. Gamble can make a huge profit if they convince people to pay up.  


Thats exactly how it goes.

See you Mr. Gamble :   )

I have received three different types of calls from this number.  All claim to be from Pineli(sp?) & Associates, one giving no name, one giving the name of Alexander Judge, and one giving the name of Mr. Gamble.  One call is about reported check fraud using my social security number.  One is about a returned check that I wrote. And, one is about a character statement I need to provide.  The last call ends with the caller saying, "Good luck".  Really?  Two tell me to call 1-888-880-7456, and the other tells me to call 1-716-875-5797.

Also, when I told Mr. Gamble that I had read all the bad things about him, he said "well there are some nice things as well".  I told him I hadn't seen any.  I think Mr. Gamble himself wrote the messages above.  :)

Whoever is posting all of the kind words about this company must have gotten a small bonus for doing it because this is the craziest company I have ever seen!  This woman, chewing food in my ear, called me from there stating there was a problem with my Social Security number.  She then transferred me to a Mr. Gamble who said a process server was coming over to serve me legal papers.  I thanked him for the informative call and then he asked for my address!  Pardon me but if a process server was on his way, wouldn't they know where to go?  He was very upset and became rude when I refused to provide my Social Security number, address or email.  He then said that he wanted my credit card info or I would be going to jail.  Also of note, He told me he was with the LAW FIRM of Fanelli and Associates.  When I told him he was not with a law firm, his only response was "you caught me".

If you gave them ANY money, You just lost it. They are not even a real business. My attorney contacted them for harassing me and they could not even provide an address for their "Business"

it's a scam ... an extortion scam, to be exact.

You're a shill ... an ignortant, semi-literate extortionist shill, to be exact.

Now you'd better get back to the boiler room before your crack pipe gets cold!

well i payed these people for a payday loan i took out almost a year ago, and they sent me all the documentation so thats impossible its a scam.  poeplo who r sayin its a scam either got their identy stolen by someone in their area who took out a loan wit their info or ur just a peice of s*** living off of obama care. pay ur debts and america will be a better place

Even if you we're right, they violate the fair debt collection law when they called. ANY debt collector must state it is an attempt to colllect a debt. They did not state this in their vm.

I contacted our State Attorney's office and they have stressed DO NOT GIVE THESE PEOPLE MONEY OR INFORMATION! This is a total scam.  I have turned this number over to them and also all of the other numbers that they call from with this area code.  And it is my understanding that they are under major investigation for fraud and identity theft.

First of all, You dont know me, so dont say I'm lying... I owed a bill, and they helped me pay it off.. All i can say is for people like yourself, to pay your bills and you will not have people like that calling you. They were very professional and curtious. They did not force me to do anything.They proved to me that I owed it by providing a letter & they sent one to me when i finished paying it. Then i looked on my credit report & it showed paid..... So they did what they were supposed to

I got a call from 716-875-5797, at first I thought it was a scam, but when I called back the gentleman that answerd was Mr.Gamble who was very curtious and polite. He actually helped me reduce my outstanding debt, and resolve it with little effort on my part. Im so glad that he called because now I am on my way to living debt free and can now get my credit that I deserve, THANK YOU MR.GAMBLE......