"Officer Kevin" told me i owed cash advance america 145.00 had to pay today to keep from going to court.

They ARE FRAUDS!  How can you tell?  Advance fee loans are ILLEGAL in the U.S.  It's just as simple as that.
If they want money, In ANY form for ANY reason, up front they are FRAUDS!  ALWAYS!  NO EXCEPTIONS!  EVER!
Be Safe. Be Aware.
Gunnar

THEY WANTED ME TO PUT MY FIRST PAYMENT ON A GREEN DOT CARD AND THEY ALSO SEND LOAN PAPERS THAT LOOK TO BE LEGAL.