I received this phone call today at 10:45 AM.  I did not answer but I get this call and others from strange area codes every day.  I did answer one call some time ago and it was a credit card interest rate reduction scam.  I called Bank of America and they said they are not affiliated in any way with these type of people or solicitations.  These people are scam artists.  Don't be one of their victims.

I got a call today  at 3:04pm wanting to speak to me about my credit and I said I only have one credit card and student loans. They said well they can't help me I said no how did you get this number. I could hear a TV playing in the background really loud before the person spoke. Reported them already we are on the donot call list which isn't working.