Although I have been through the whole scammer thing with the Indian guys with American names, Ameriloan is a valid company.  I have done some business with them and they have been nothing but nice and professional.  I will say none of the people I've dealt with had accents.

Could be that, as others have mentioned, the scammers route calls through the US.  Take the advise listed above, it is all very good information.

My daughter had a wreck and did $1500 damage to one of our cars.  I had an extra $1000 laying around, but needed another $500 to get it done (my next paycheck was already dedicated to other bills and I couldn't wait a month for my next one with the $500 extra).  Used Ameriloan and paid a ridiculous fee, but it allowed me to get the work done I needed to and to buy time to pay them back.  Not a solution unless you can pay it back in one or two pay cycles, but Ameriloan was not a scam or any worse than any other of these kinds of operations.

This is from an on line payday company called ameriloan

Way to call the kettle black you noob. It seems to me that you commented on this because either A) You are one of the people that has the pathetic job of making these calls, or B) You had a loan yourself. Sounds more like you are one of the pathetic ones.

I'VE DONE THAT BEFORE. LOL. Harassed fake debt companies back, eventually they leave you alone

800-362-9090 is Ameriloan
https://ameriloan.com

This is also under AmeriLoan...  They charge ridiculous fees for the loans by the time you pay back 200, you end up paying possibly triple that.  They somehow got a hold of my employeer owned cell # that I use, and left a message for me to call them back.  So i call because I did not recognize the number.  I told them several times DO NOT CALL ME.  Yet they do.  When I asked her again, she cops and attitude.  How are you going to get an attitude because I wont fall pray to this mess.  Fool me once shame on you, fool me twice shame on me.  I am going to pay the $ for my bank to block them from withdrawing money from my account.  I do not trust them...
P.S. The voice message was regarding me paying back a loan (dont have one; i did in the past), and then when I speak with the young lady she attempts to insinuate i have a loan.  NOPE.   THen she was attempting to verify banl info.  I had to tell her STOP SIGN, we are no we are not friends so address me as Ms....., and my bank info. is irrelevant because I TOLD YOU TO STOP CALLING ME.

also got a call from this number 18003629090 did not answer cause had no clue who it was said I should call back and ask for Ericka.  I never heard anyone from an 800 number leaving a message and then putting me on hold and like I said I did not answer.

this a  fkn polish guy in call center and all he wants is your identity so he can steal it and rip you off. Hang up on this mtha fka.

they (ameriloan)been calling my cell on and off its about getting a new loan, which I didn't request (mine loan was paid off 17 months ago) this morning they called my cell then my work phone. I answered and the lady was actually trying to fill out a new loan application for me before I stopped her. Then she got pissy because I asked her why do they keep calling when i haven't requested anything. She said i was not on a do not call list, when i am. "aggressive sales" is not good for their industry its just makes them look shady and unprofessional.

I had a loan from Ameriloan over a year ago and it is all paid off but now they are calling but never leaving a message.

got a call from this number from some guy who sounded like he hit the bong one too many times.  said he wanted to talk to me about my online application.  the problem?  i didnt fill out an online application with them or anyone else. what a nut***.

THey said the company is called AMM and have been calling for my husband about some online application.  He has told me to get the information from them, because he has no idea what sort of application it is.  They will not give me any information, nor will they stop calling.

I got the same call from supposedly AML. She used a different name but went so fast I couldn't understand her. She was just saying to call her back. YEAH RIGHT! Like that will ever happen. Keep waiting by the phone Scammer, maybe one day I will call ya back when I am bored and want to harass you!

Today is my 2nd call from this AML is how she introduced herself, I have never applied for any type of payday loan so whatever they are hopeing to gain they are wasteing their time!!

I received a call this morning from a lady named Brittany from this number calling the company name AML, she stated that she was returning my call from an online application, so apparently they also search for people who are filling out online applications for employment. (how low) of them.1 -800-362-9090. and this came from my voicemail so evedently the scammers are becomeing even more convinceing in their methods

Consumers across the country report that they're getting telephone calls from people trying to collect on loans the consumers never received or on loans they did receive but for amounts they do not owe. Others are receiving calls from people seeking to recover on loans consumers received but where the creditors never authorized the callers to collect for them. So what's the story?

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

is seeking payment on a debt for a loan you do not recognize;
refuses to give you a mailing address or phone number;
asks you for personal financial or sensitive information; or
exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:
Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.

Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.

Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.

Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.

Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.>

http://www.ftc.gov/bcp/edu/pubs/consumer/alerts/alt076.shtm

Even scam artists are outsourcing. On Tuesday in its first crackdown on fraudulent telemarketing in South Asia, the Federal Trade Commission announced that it was shutting down two California-based companies that used a call center in India to defraud Americans out of more than $5 million over the past two years.

Workers in India made threatening calls to Americans getting them to pay money on debts that they didn't owe, the FTC charges. At an FTC press conference in Chicago on Tuesday, fraud victim JanLaree DeJulius explained that she had received a call from someone claiming to be an enforcement officer from the (phony) "Federal Department of Crime and Prevention," who threatened to have her arrested and have her wages garnished if she didn't pay a bill of more than $730. The scam artists had gotten her name and information from a payday loan her ex-husband had taken out in her name.

"It was very embarrassing," Dejulius said. "He knew everything about me so I agreed to set up an installment." She is not alone. According to the FTC, more than 8 million calls were made since 2010 and at least 17,000 transactions processed across the United States related to the global scam.

On Tuesday under request from the FTC, a U.S. District Court in Chicago stopped the international operation, charging Varang K. Thaker and two companies he owned, American Credit Crunchers, LLC, and an affiliate Ebeeze, LLC, with violating the FTC Act and the Fair Debt Collection Practices Act.

"This is a brazen operation based on pure fraud, and the FTC is committed to shutting it down," said David Vladeck, director of the FTC's consumer protection bureau. "Consumers should not be pressured into paying debt they don't remember owing. Legitimate debt collectors must provide consumers with both written information about the debt, and instructions for protecting themselves if they don't think they owe the debt."

According to the FTC's charges, Thaker used Social Security numbers and bank account numbers obtained from payday lenders to identify the victims for his scam. He outsourced the work to an Indian call center, where workers made threatening calls to American consumers to pay fake debt or collect on bills for which they were not authorized.

Thaker was not available when contacted by telephone on Tuesday. A woman who claimed to be Thaker's older sister and asked not to be named for privacy reasons said he is working with the FTC to help the Indian government pursue the fraudster call center operators. She also said he was innocent in the scam. "He was being used by somebody. He didn't even know where they got the information," she told The Huffington Post by phone. She said that her brother got 10 percent of the earnings from the scam operation.

The FTC charges against Thaker are the latest in a series of police actions by the government agency to put an end to rogue debt collection operations that have become more frequent in the aftermath of the Great Recession. In January, the FTC struck a $2.5-million settlement with debt-buying company Asset Acceptance, LLC, charging that the company had falsely represented itself to customers, including making up phantom debts that customers no longer owed. Last October, the FTC filed a complaint against seven other fraudulent debt collectors, alleging that they had engaged in the same techniques -- demanding money from customers who owed nothing at all.

The growing number of Americans who are unable to pay their bills has meant there are more companies looking to profit from their economic difficulties.

Debt collectors have been taking more aggressive tactics as fewer people are able to make ends meet or are in a cycle of debt. More than 30 million Americans are in debt collection, according to the Consumer Financial Protection Bureau. Since 2010, more than 4,000 complaints have been filed with the FTC and state attorneys general about fraudulent debt collection calls, the FTC said.

Charles Junitkka, a personal bankruptcy attorney who represents clients in the New York City area, said, "In the last few years, the desperation of the collectors and their efforts have intensified because of the economy."

This story has been updated to reflect comment from a woman who says she is the sister of Varang Thaker. Thaker himself was unavailable for comment.

http://www.huffingtonpost.com/2012/02/21/ftc- ... _n_1289751.html

This number keeps calling asking for my husband. They say they can't tell me anything. I told her she might as well take our number of her list because my husband didn't talk on the phone. Says she is from ALC or some such company. Will not answer phone anymore and erase any messages left/

Who are you to ASSUME that they are calling us because WE got outselves into this situation? My money flows VERY NICELY and NEVER would I need a payday loan! SO since you know every damn thing - Why are they calling me? Hmm??...I'll wait...oh, you don't know either. Thanks...stop ASSUMING stuff. Thanks.

There is a group of scammers operating from India that is purchasing old
payday loan applications and posing as debt collectors and even law
enforcement officers trying to recover on an old payday loan. They use the
information in the applications to convince victims they are legitimate
(i.e., they know the references given, job info, etc.) and are very
aggressive. The call many times in a single day, use threats and profanity
and generally harass the victim into paying.

You can recognize them easily.

1) Phone numbers from California, Florida and New Jersey show up in your
caller ID. These are the numbers they use to tap into the U.S. phone
system.

2) They have VERY thick accents and cannot understand most of what you say
even though they claim to be lawyers, ''officers'' and even FBI Agents.

3) They use vague names for the loan they are collecting on, i.e., ''Payday
Loan'', ''Cash Advance'' or ''Instant Cash.'' Alternatively, they may name
a real loan company that you never borrowed from.

Whatever you do DO NOT PAY THEM. They do not own your debt and are not
collecting on any legitimate company?s behalf. Any money you pay them will
go straight into their pockets and not towards your real debts. Worse,
they will mark you as a ''pigeon'' and call again a few weeks later about
''another'' loan.

My cell phone rang today and when I looked to see who was calling, the incoming call was from 000-0. I thought, that?s strange, so I answered it out of curiosity. It was ?Kevin Miller?. He spoke with a heavy east Indian accent, broken english, grammatical errors, etc. He told me he was a lawyer and told me I was being charged in a legal matter because I owed money from American Pay Day Loans. I told him I never took a payday loan with that company. He said that I had ignored countless e-mails sent from them and so they were pressing charges against me. I never got any e-mails from an American Pay day Loan or from any pay day loan company regarding any of this. So I asked for information about the loan I had supposedly taken out, he said that he couldn?t get me the information?the loan had been turned over to him and he was just calling to tell me that the sheriff would come to my house if I didn?t take care of $850.00 that I owed. If I was taken to court and found guilty, I could owe $8500.00. However, if I agreed to make payment arrangements today, he would stop all actions. I told him that I wasn?t about to give him a dime and that I would be contacting my lawyer. Coincidentally, last year I got several calls from ?Ron Johnson? ? same thing ? heavy east Indian accent and very broken english with grammatical errors. This guy would call every day until I finally yelled at him telling him that I didn?t owe any money for the supposed loan he was accusing me of, he was harrassing me, and that I was going to report him if he called again. I never heard from these people until today. Here is what they say ? same scripted message every time ? ?This message is intended to (my name)??.same b***s*** lines. Both of these men raised their voices and seemed to get very frustrated with me when I said that I couldn?t understand them and asked to connect me with someone else who I could better understand. Both times there was loud feedback in the background which made it even more difficult to understand them. Last year, ?Ron Johnson? also called my parents house asking for me. It sounds like these guys are reading from a script. ?This message is intended to (my name). The very second you receive this message I need you or your retained attorney of record to return the call. My name is Kevin Miller and the hard line to my division is 661-450-8274. Don?t disregard this message, return the call as this is extremely time sensitive. If you don?t return the call and I don?t hear from your attorney either, all I can do is wish you good luck as this situation unfolds on you. My name is Kevin Miller don?t disregard this message?.etc. B***S***!!! I can?t wait until he calls again because I am gonna mess with him big-time?

Scott, that is a very good tactic, and pretty close to the one I used. I just got a call about ten minutes ago from these jackholes. This, after a seven week break from them. I just bombarded them with questions about the alleged ?lawsuit? and repeatedly refuted everything they said.

?You owe money from an unpaid payday loan.?

?No I don?t.?

?It is from an internet payday loan company.?

?I?ve never used an internet payday loan company.?

?But I have your last four digits of your social security number, and your personal information.?

?Anyone with a few bucks can buy personal information cheap in the third world, like, Oh, say ? India! ? and use it to commit fraud on the phone.?

?You will be summoned to appear in criminal court.?

?An unpaid loan is not a criminal matter. It?s a civil matter.?

After that they hung up. Scott is right. Once they get the idea you aren?t buying their bull$hit, they move on to someone who will.

I received a call from someone regarding an affadavit they were filing in California for E-Payday loans. I then requested where the funds had been deposited because I never received any. I checked the account number they gave me and there was no record of the fund ever going onto my debit card account. Pus the account number they gave me was 1 digit off, but I may have written it down wrong. I requested an email stating all the facts about the amount deposited. When I received the email it was from the Crime Bureau of Investigation, Macomb, MS 34972. I checked this out on the internet and there is a McComb Mississsippi spelled differently and the zip code was for Okeechobee Florida. How lame is that. Plus the wording in the document was obviously not from a business professional. It also contained no information of the ammount deposited and the fees incurred which a legitimate document would have and it would be sent in the mail. I called the number and of course it went right to voicemail. How can I report this. I have a phone number to call from the collections manager with an extension but its to early now for me to call because its PST. I am EST. I am fed up with these scammers, but their fairly easy to spot if you know English half decently. They seem to orginate from overseas where their diction isn?t the same as we use here. Lots of improper word useage.

I have been getting harassed by some men of middle eastern decent over the phone saying that I have taking out a payday loan with a company and have defaulted on it.  These men are very mean.  They threaten to have me arrested if I don't pay them a certain amount of money.  They even call my place of work.  Then change their names and numbers and place of business on a daily basis.  I have reported this to the FTC and my state attorney's office as well as my own personal attorney.  They used very "american" names Thomas, Christopher, John ,Daniel White, Davy Jones, Raymond Scott and many more, using the Woods Law Firm and others.  They say they are an officer of the law.  I told them I was going to report this to the FBI and they told me that they had the FBI on their payroll.  I am listing several numbers that I have received calls from recently:  201-297-4316,530-554-4551,702-737-9500, 786-275-5039,713-559-1757, 856-120-7296, 213-995-3006, 347-470-5671, 422-124-4567, 209-812-2277, 347-426-2691, 424-901-1197, 701-217-1089, 513-322-3860, 513-878-3692, 3222774892, 513-878-4936, 305-7849-5591.  I am sure that they have used other numbers also.  This is very ridiculous and very bothersome.  They must think I am stupid or something, after a while I started to believe them.  The first time I did pay a total of $600 to Raymond Scott by MoneyGram, then I realized that it was a scam and refuse to pay these crazy people anymore money.  I lost $600 and will never see it again and that is money I could not afford to lose.  I have recently had to file bankruptcy and I am still getting this phone calls.  I just want these people to be stopped.  I am going to get my phone number changed and thank goodness the secretary where I work is very understanding and Has began to tell them I no longer work for them.  I am a school teacher and I don't have time for this stuff.  Please I am asking for this to be stopped.  It is driving me crazy.  I hope people take action against these "men" if they are ever found.  I know I will if I ever find out who they are, but they are probably not even in the states.  Just using computer numbers. I go on the websites about this scams and let people know what steps I have taken and have been advised to take.

I recieved a call last friday 01/21/2011- this Has not stopped- Scared me at first but since I actually work in a Bank with Loss mitigation and Collections, I am well versed in consumer rights and the FDCPA, So they just happened to stumble across the totally wrong person,,, Any ways, They said that they were from LLC Law Firm in Washington. they had Thick middle eastern accents,The managers name was "John Wilson"  claimed I owed Advance America $550.00, ( Never had an account with this company or any other payday lender for that matter..), who was my lawyer and that I had 3 felony counts and that I had to pay. They also had my SS#, Bank account, Home Address, work location, - THIS IS WHAT Scared me. They gave it all to me I did not give them anything. That is the scariest part, how the hell did they get all of that info, unless they hacked into a lenders system?

Count 1 Federal Banking Regulations
Count 2 Check Fraud
Count 3 Theft by Deciption

I laughed at the 3rd one, they didnt like that at all. So I proceed to try and get as much information out of them as I could but to no avail, they would not give me their locaation except that they were in Washington. he did however give me a phone # of 253-243-1313 which a 411 search revealed was in Kent Washington but no ID. I did try and call it .. They answered HELLO ...

OH It gets better .. I explained to "john" that he can send this to me in writing via certified mail and not to call me again.. I hung up ( I was in the car at the time ) "john" Called me back and proceeded to say very expicit sexual things to me .. I again hung up. he called back 2 more times.I Did not answer. Needless to say, I have had to put a fraud alert on my credit, shut down my bank account and report to the FBI, FTC, SCSAG, and anyone else who would listen...
here are the phone #s they used :
662-008-5315
905-000081752 Must be a Voip #
907-000085306     "
405-00066211      "
480-234-1111

This is still happening.  I received a call from Mike Copeland and Michael Davis.  Pissed me off, they started calling at 4 am - first sign to me that something was wrong.  I live in California and they were calling from California numbers.  What the heck are they doing debt collection work at that time of morning?  It is illegal to call before 8 am.  I know this because a close friend previously worked for a debt collection firm.

I supposedly owe a $300 pay day loan that was charged off by the company in 11/09.  I now owe $753.86.  In trying to understand how I owed a loan I never received, I was transferred from person to person - all with American names, but foreign accents.  And the way I was transferred was crazy - you could tell it was to a person in the same room though a different number.  The background noise level was always the same regardless of what number I called or called me.  Same threats others have received: pay day loan that I don't owe, going to have me arrested, going to have my family arrested, going to get me fired, going to sue me BUT they have no information to give.  You ask them questions they become rude and threatening.  

The numbers I have been called from is 310-974-8964 and 760-514-0145.  I tried my best to get information from them but of course, they have none to give. The company's name that I got the pay day loan from is supposed to be First Cash International - I think.  I was told that First Cash International gives loans under over 300 names so they could not tell me the name of the company I got my loan from or the exact date I received it into my bank account.  Missed some of the conversation because the accents of callers I have spoken to are  thick (sounds Indian) and the background so, so very noisy, it makes it really, really hard to hear.   To resolve the debt, they wanted me to write a letter and sign stating that I acknowledged, and would pay the full debt.  I was to have this letter notarized.  The letter needed to contain my name, full mailing address, ss#, debit card number, name as spelled on my debit card, 3 digits off the back of the card, and the expiration date.  They only take debit or credit cards as payment to settle the debt.  I also needed to send a copy of my driver's license and passport with the letter.  When I asked there was no address to mail the letter to, I was told that the letter needed to be in the office immediately so I did not need an address - but I could fax it to 714-333-3058.  The letter is a new twist to get even more information so I thought I would post to let everyone about it.  I would not confirm any of my personal information they had (though they had the right information) feeling that this was a scam from the beginning.  So I got off the phone, went online, looked up the phone numbers and did some searching to learn about this scam I had never heard about previously.  Just as I suspected - a bad scam that tries to prey on one's fears!

So what will I do?  Report it to the State Attorney General's office, put fraud alerts on my accounts/credit reports, and pray that they stop calling.  This is the scariest part to me - people who have reported that they do not stop calling.  It would seem to me that they would give their scam a shot, and if they do not get the desired result that they would stop calling.  So, I guess i will be letting a lot of calls where I do not recognize the number go straight to voicemail.  Thank goodness for caller id at work:-)

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com    
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857

The caller has told me I'm going to be arrested if I don't call them and take care of the problem. I told them that I need to give my attorney information about them and I asked them for the name of the company and the address. They gave me a address for a college in California and the manager name they gave me is the name of the Library at the college. I am scared about this all too but they would not provide me written information regarding my debt even though they have all my information. I am really annoyed and worried but I don't think I should give them any money. Has anyone else had this problem? I just don't want to get into any trouble. The guy that keeps calling me is Keith Parker and says he's calling on behalf of US National Bank. And that it's an emergency that I call him back.
Relax; it's a scam. Their threats are bogus.  No debt collector -- let alone a criminal posing as a debt collector -- has the authority to have anyone arrested for anything; and it's illegal for them to threaten such things. Just remember that if someone calls you demanding money to prevent your arrest, it is ALWAYS a scam.

Many of these grifters use Caller ID spoofing software and some are actually from outside the U.S. -- all in an attempt to disguise their identity and location. Another common ploy is to convince the victim to send money via Western Union or other electronic means.  These 800Notes reports are pretty typical:

http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-480-365-0155
http://800notes.com/Phone.aspx/1-800-918-3849
http://800notes.com/Phone.aspx/1-209-920-4600

I suggest that you turn the tables on these criminals by doing all the following:

1) Ignore their threats. Give them nothing, and tell them nothing other than that you've reported their extortion attempts to federal and state authorities.

2) Alert the U.S. Secret Service, which is responsible for investigating crimes relating to the country's financial infrastructure and payment systems. You can call or write your local Secret Service field office with the details. Here's the link listing the Secret Service's field offices: http://www.secretservice.gov/field_offices.shtml

3) Go to https://tips.fbi.gov and notify the FBI that that these crooks used the phone in an attempt to extort money from you.

4) File a complaint with the consumer affairs division of your state's attorney general. The contact information for each state's attorney general is listed at www.naag.org  Just scroll down to the national map and click on your state.

5) File a complaint online with the Federal Trade Commission here: https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

6) Check out these websites for more information on protecting yourself from debt collection scammers:

Consumer Credit Advocate Bud Hibbs - http://www.budhibbs.com/First.htm
National Association of Consumer Advocates - http://members.naca.net/findanattorney.php
Warren & Vullings, LLP - http://www.fairdebtlawyers.com/
My Fair Debt - http://www.myfairdebt.com/
Consumer Counsel Group - http://www.consumercounselgroup.com/

Hope this helps.



WILL NOT GIVE DETAILS AND WHEN I ASK FOR A LETTER STATING WHAT THEY ARE TALKING ABOUT HE JUST SAYS "YOU WILL GET ONE".



o nothing call your police and report it they can't arrest you or take you to court its a scam and they using your fear to get you to pay if you keep answer the call they well keep calling you report it to your local police and trades commission

Well the same guy who call me early this week JEFF DOUGLAS now has a different number, this hotline number a he called is 949-743-1140, this number is located outside of Camden NJ, how about that.  When I called to speak with him he was not available, the gentlemen (rudiest person)wanted to help, I told them i would wait for him, since he had not received the messages about the several calls i made to his assocites. i was told this was not possible!  I stated that if he had any paperwork to send  me the paperwork through registered mail, in accordance with the Federal Trade Commission, and that i had notified my state's Attorney General's office the department of consumer affairs and then i hug up

Even though it's likely these crooks are calling from overseas, you should probably report this call to the following law enforcement agencies:

1) Your local police

2) The FBI at http://tips.fbi.gov

3) Your state's attorney general, the contact information for whom is at www.naag.org

4) The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these criminals call you again, be sure to give them nothing and tell them nothing other than that you've reported them to federal and state authorities. And remember: it is always a scam anytime someone calls and demands money to prevent you from being arrested or charged with a crime.  The only criminals here are the foreign grifters who called you.