Missed a call

Wanted to sell refinancing.  Said the name of the company was "Financial Services" and said I could call back at this number

Some say debt collector, others loan modification experts.  The latter was what they were trying to sell me.  I play along to collect information and record the call for the FTC.  They promise a 2 - 4% mortgage rate, have to pay $2,000 into an 'escrow' if you can believe it - a retainer fee.  Al Bandlow was the person I spoke to, you can get their names (if they are real names) by just playing along.  There were three numbers used including one that said unknown name/unknown number:

800-557-5144, 617-898-9898 (this was the original call from a machine), 248-957-8085, 734-299-8734 (Brivia Communications, LLC - the number the agent called from also known as a debt collector).

trying to sell me a mortgage