1800 644 3327
David Noyce-president
Embrace Home loans
25 Enterprise Center
Newport, Ri 02842

Should US government check who is in government related to them  and BBB in  such loan offer truly ?

Hey Shadow, maybe if you resign and get out now your former sins can be forgiven.  You people are all alike, a bunch of blood suckers.

They give the good rates but what they dont tell you is that they dont loan money.  They put your mortgage in a mortgage backed security and sell it to the stockmarket.  Good luck trying to find out who owns your loan when all they do is service it.

check the bbb in more than one state (smart)

http://www.ripoffreport.com/Search/embrace.aspx

the bbb has over a 100 bad reports on this company

Did you report this to the Better Business Bureau? If your statements are true, you need to report them. From what i've seen they have an A+ with the BBB. I recieved the same letter and right away googled the number and checked w/ the BBB.

Chiplenk,

   These websites don't mean anything, anyone can put uip a website for $30.00 and offer you money if yuo devulge your personal info.  I went to reversa a phone number and a report came up with the 800-644-3327 number with 116 complaints

I received the $271,050 pre-qualified letter also. Only there is no way it's real. I have about $500k in medical bills in collection, don't own a home and haven't been able to work in 3 years. I don't even own a car! How could I qualify?

Same thing here. Checked it out and found this site.
According to the fine print they are Not even licensed in Alabama
so how can they do business here? shredded it and trashed it.

This is the biggest scam....run as fast as you can!  I suggest going to your bank to see if they will give you a loan, if they won't what makes you think these fakes will.  They take your information and you get screwed!

IT said your pre-approved offer upto 300K with phone number 800-644-3327...its a scam.

Please excuse my son Chip as he is and probably always will be a habitual Liar, He lives in a basement apartment with 3 cats and spends all his time on the computer. Again please understand that he has no life and wants to start trouble with people on the internet.

They respond back to us all the time, Our offer was approved.

They said they USED to work for them

I got the same letter and could not find the number in the letter on the website so instead I put in for a quote directly from the website of the real company.

Did your loan really go through? I just found this company myself and wondering what your outcome was.

Got the same letter...sounds to good to be true...which means it usually is....Mine was mailed from zip 33431 but their address is supposed to be 25 Enterprise Center, Newport RI 02842.  My question, why do they only list a number to call back and not a website???  This is 2012, nobody uses the phone anymore....

I will yell scam, when the loan officer tells you that your taxes for two years comes to a certain amount
that the loan will go through and it does not and he or his boss will not call you back. SCAM!!!!!!!!!!!!!!!!!!!

Embrace home loans is a joke! They do not call you back to even tell you if a loan has been approved and the underwriter has his thumb up his a**!

It is a scam. They take your money for a appraisal, then they tell you  that the loan will go through and it
does not. They will not call you back no matter how many times you call. They should be shut down








It is a scam! They take your money for a appraisal and tell you it will go through and it does not. they will
not call you back no matter how many times you call. THEY SHOULD BE SHUT DOWN!!!!!!!!!!!!!!!!!

















1

why do you keep posting the same information? obviously there is nothing else you have to say. don't talk like a robot, speak with your own words.

Got a similar packet today with 3.876% rate and 477,000 to borrow. Phone number from Rhode Island and no website within the packet. Embrace Home Loans is only good for two things: sh*t and nothing. It is likely a scam.

Got the same offer, down to the dollar amount (271, 050) with 3.75%...I almost went for it...BTW, it should be noted that CHIP works for this company, so his replies that not a scam are from an employee!!!

The company Embrace Home Loans is real the one with the mailings however is not. They are simply using the Embrace name. Check the number and home info for the actual site and try to match it with any info on the mailing. The real company operates as a finace company shold and does not make random offers or promises. Beware of any mailing or e-mail that offers preapproved monies of any kind without you first asking for or applying for info from that company.

January 2012...they are still at it. Got my packet today. Same amount...271,050. Yeah, right. And my rich uncle in Zimbabwe left me cash in his will.

Like my ol man used to say... "If it walks like a duck, and talks like a duck, its a $%#!* duck."

I just called the 18006443327 number. I received an acceptance card in the mail, the lady turnrd rude and would not listen to what I had to say, no wonder so many people are loosing their homes,these rich overpaid bankers don't have to worry where they are going to sleep tonight or eat tommorrow.

I have being getting this mail for the last year every 3 month or so. They have on the second page the name Embrace Home loans, I look up at bbb complaints and it seems it is just like any other loan company they will check your credit report , they will try to find a bank for you they will charge you for closing and it will take as long as needed. So for me it's not such an awesome company. And there is a $300 charge for apraissel.... I said not thanks!

I received same offer. I've been trying to talk to one of the so called reps that i just talked to last week  and i  keep getting transferred to someone and it goes to voicemail everytime. I asked to speak to an available person but still get transferred to a voicemail. I haven't given any info maybe its a sign.  hmmmm

You are so right!!! I would advise the same Run!!! Funny how the only positive comes from their current employee, I worked for them and didn't get a mortgage then nor would I get one from them now...

I also got an embrace offer of loan amount for $271,050 are they saying the fixed rate is 3.85%? It sounds great but I have had so many people try to rip me off, I looked in to this. There are real offers out there, so if it sounds too good to be true it is.

Same offer with fixed rate 3.75. No address or website.President is Davis Noyce.