Man with heavy indian voice called saying I frauded on an unpaid payday loan he very rude and continues to call back each time I hang up

AND INDIAN ACCENT MAN CALLMY JOB CLAIMING TO REPRESENT BMG PAYDAY LOAN, CALL AND THREATENEDTO TO LEGAL ACTION FOR DEFAULTED INTERNET LOAN.HE WAS RUD AND NASTY TO ME

Speaking with Indian accent, and claiming to represent BMG Payday Loans, calls and threatened to start legal action for a defaulted internet loan. He demanded $1100.00 for a loan never taken. I asked for an address and his Attorneys Bar number. He rudely said no. I told him to F--- himself and promptly reported his info to thr AZ Attorney Generals office.

I get a call from a Rose Johnson and a Officer John Peters.  Never mind the fact that they have such a stron accent but yet such an "original" american name.  They tell me that i will have a warrant for my arrest and that i have to call them back or only "god can help me", or that i need to have my attorney contact them.  At first they did scare me, but yet when i got thinking, i said i never have committed fraud, yes i had taken out a few payday loans, but like they said that would be a civil matter not criminal if i did owe anything.  Im glad that i found this website and i know now that this is a very true scam and im not going to fall for it.  i almost did a few months back, but after talking to my husband i didnt.....thank god!  Please be careful, hang up on these people.

They also use the number 518-212-1618 - Indian accent with American name, very rude and threatining

I got a call from a man with a strong accent. telling me that they were about to take legal action againt me if i didnt call back. when i called they were very rude and short with me telling me i had to pay them and this would all go away. so i called my bank who had no record of a deposit. the woman at the bank called this company in a conferance call with me and as soon as the guy heard that i was online with the bank he got bery nervous and hung up. this is a scam DONT PAY! threaten to call with a lawyer and they will leave you alone.

It's a scam; their threats are false and illegal. See my message below for more details.

It's a scam. And all their threats are false and illegal.

ABC News recently did a report on this particular scam. Here's the link to the report:  http://abcnews.go.com/Business/story?id=5621205&page=1

And the West Virginia Attorney General recently issued a press release warning consumers about this scam. Here's the link:  http://www.wvago.gov/internetloanscam.cfm

This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobbylgook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."

Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Sonic Bank, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money.

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a *small* sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444

A man named "Mike Williams", with a very thick indian accent called me and left a message saying that the United Legal Dept. was going to sue me because of a payday loan from BMG Marketing...a loan I never had received nor have I ever heard of BMG Marketing. I called back to find out what was going on and he said that if I didn't pay him $756.00 within 24 hours that they were going to start legal action against me. I ask to speak to his superior and I was transfered to another man with a thick indian accent who said his name was "Keven Lloyd" and he was extremely aggressive and used scare tactics to try and get me to give payment to them. I ask to for them to send me documentation and they said they would send me nothing until I paid them the money. The scary thing was they had all of my information including social security, bank account number, and license and address. I proceeded to get off the phone as quickly as possible and googled the "United Legal Dept." and all of these websites with "scam" in the title came up. I proceeded to file a police report against them and put a credit fraud alert on my account.

The same thing has happened to me. I was shocked when I listened to the message I have never received a payday loan. There has never been money placed into my account from this company. I was these phone calls to stop and turned over to authorities! What should we do to have these people arrested?

They reported themselves as United Legal Investigations Department, however, their number comes up as the payday loan company.

This company is definitely a scam.  Their threats are empty, don't let them bother you.  However, if you find out any more information about the company, please post it here and report it.  I'm still trying to figure out how to report them and hopefully get action taken against them.

I received a call to Indian Accent named John Peters, said for me or my attorney to contact him at the Criminal Finance Division - Said he could not leave confidential info on my VM.  Some scam I am sure

A man called my husband today and told him he owed a bill ($1,500)and if he didn't pay, a warrant for his arrest would be taken out today. My husband called me all upset, but I told him that this is A SCAM. I did my own investigation on this company with no name or address and I know that they are a scam. Before any personal information is given, ask the caller questions, if they refuse to give you any, then it is a scam. If they do give you information, then check it out first, but don?t just send or give them any of your hard earn money. Report this to the police and the Attorney General of your state.

Ignore this call it is a scam.

On 10-04-08 my friends are getting calls from this 1-800-717-1708 number saying that they will have legal action taken against them if they do not have me contact them at this number.  Lady has a heavy indian accent and says she is with United Legal Ivestigation Department. I typed the phone number into google and this is one of the websites that came up A2ZPaydayLoan.com.... Don't listen to them they are a scam, call you local police department and file a report.  If you try to call the number back all you get is to leave a message, no name of who they are or anything.

I had a call from this same person yesterday 10-1-08 she told me the same thing and I to have never had a loan with this company. She told me if I did not pay the 890.00 that she would sue my employer. When I asked for a copy of the bill she became very rude. She had my old bank info and told me my social security number and also stated that she knew that I had never been arrested. I will never pay her anything. I told her I was not talking to her any longer until I saw a copy of this bill that she thinks I owe.

I just had a similiar experience. A man with a heavy Indian accent called and left me a message. I called back and they had a lot of my information but would not tell me what company they were with or how much money I actually owed. They told me if I paid them $756.35 right now, I could get all this cleared up. They did say that I had taken out a payday loan and that I have not paid it back (which is not true). I spoke with a woman who called herself Patricia Woods. Hopefully, they will not be able to actually bait anyone into paying them.

A man named Rich Johnson called my job stating he was an officer about a criminal fraud case he has against me ( this is what he told the girl at the front desk.) She found it funny that an indian guy was named Rich Johnson and told me she thought it was a joke... so I didnt answer and told her to take a message. He just hung up. Then my husband gets a call on his cell from this number. He didnt answer because he thought it was a cold call. He gets a voicemail stating that a women by the name Tiffany (last name) used his name to open an account. My Husband calls them to clear up this mess and let them know we are married. but they were rude to him and hung up on him. I called back and was sent to a voicemail.

Man with very heavy accent claimed I was being sued, my employer was being sued, and my friend and family as well. I have no idea what it was in regards to. This man wouldn't answer any of my questions. I'm not sure if I should be scared or just ignore his call and see what happens.

woman with a heavy accent made threats to me concerning a supposed file. She had all my major information. I know nothing of this payday site.

I had a woman named Rose Johnson call and make threats about a case and file against me. When I put this number into google, a payday loan site came up. I have never done business with this company. She had all my info.
So, I reported it to the police dept and my bank as fraud.

man with heavy indian accent called about files and case he had against me. said he was an officer. have not called back.