got called by this number, answered. but no one spoke.so I just hung up...killing me.Did hear someone in the back ground mumble..sorry don't speak mumble.lol

http://www.bbb.org/houston/business-reviews/c ... uston-tx-53903/

This Business is not BBB accredited
Christus/TLRA

Phone: (281) 936-6000
View Additional Phone Numbers
(877) 877-8572(Phone)
2707 North Loop West, Suite 400 , Houston, TX 77008
http://www.tlra.com
BBB® F Rating

Factors that lowered the rating for Christus/TLRA include:

   9 complaints filed against business
   Failure to respond to 6 complaints filed against business
   2 complaints filed against business that were not resolved
   BBB does not have sufficient background information on this business

Debt collection for St. Christus Schumpert Medical Center. They serviced they payments I made for my wife's medical bills. I wasn't behind with bills, just common practice for St. Christus to sub out their collection service to this company. They were easy to work with.

                               DEBT COLLECTORS
This was posted on this web site:

The Fair Debt Collection Act (FDCPA) was put into place To give people legal rights when it comes to collection agencies and collection attorneys.  If this collection agency is calling you for a debt you owe or a debt that is not yours, they could be violating your rights.

IF YOU ARE BEING CONTACTED BY ANY COLLECTION AGENCY,  get in contact with         http://www.fdcpacompliance.com/           asap so they can determine what rights these bottom feeders have violated and take action.   More and more American?s find themselves being hounded by debt collectors as a result of our country?s recent economic downturn.  The good news is that harassment is an illegal act according to the Fair Debt Collection Practices Act (FDCPA).  The great news is that each infraction is PUNISHABLE UP TO $1,000.00 TO THE CONSUMER for statutory damages, and possibly more for actual damages!  The offending agency also has to pay your attorney?s fees.  The only thing that the consumer generally has to do is help to gather and provide information.

So, just block them, DON'T ANSWER UNKNOWN CALLS, and continue using this great site for information to be in control of your own home and cell phone calls.  If it turns out that you did not answer a call from someone you know (number not on this site), just call them back.  No problem.  It?s a lot of work that I do (checking the number on this web site, blocking the caller,  but at least I FEEL like I have a little control of the situation. Maybe I'm delusional.  Another smart person on this web site said to save it to your contacts as spam 1, then spam 2, etc. so you can just ignore the call.

I keep getting voicemails asking for a "Lori Deeds" and there is not explanation on why I am being called!

Received call on my cell- As many noted above it is TLRA. I do not owe anyone so maybe a mis dial if they call again I'll file a complaint.
No ID as to who they are I had to call their number off my cell.

Voicemail message doesn't indicate who/company calling. When you call the number back again no company ID. You would think with all the rules and regulations consumers have, there would be one that requires companies to identify their name when leaving a message or calling. I do not have a clue who this company might be.

Christi's St. John hospital in Houston tx debt collection

This is christus. not christie

if you went to a Christie facility, a hospital, if u have unpaid bill, they will call. this is the number to debt collection department. Just trying to get your hospital bill paid

Who is this?

I got a call asking for a woman I do not know.  I personally LOATHE collection companies, but this was quite a pleasurable one to work with.  I called them back to notify them I was not who they were seeking.
THe customer service SHOCKINGLY was quite nice and took me right off the call list.  never gotten a call back since.

this IS FOR MEDICAL STUFF, St. Cristus something i didn't catch it all.

Hello. The business office has an important business matter to discuss with you. Please return our call at 1-800-877-8572 at your earliest convenience. Have your home phone number available for the representative to assist you. Again, that number is 1-800-877-8572. Thank you and have a nice day.

This is a debit collection for Christus Health Companies. The one in Texarkana is Christus St. Michaels Health System. I signed up for email pay and they still call.

The caller can not be heard 1) back ground noise, 2) voice is to soft.

800-877-8572  I googled it
TLRA ( Dept Collections)
1700 West Loop South
Suite 500
Houston, Tx 77027

Phone 713-277-2800

These guys somehow got a hold of my bosses phone number and have been harassing him to find me.  Leave messages not identifying who they are or purpose of the call.  THis is illegal and you should take action.  I usually use lemberglaw.com, got me $1000 from other harassing firms like this.
Also dio you have an unpaid medical bill?  Seems to be what they specialize in.  Also think it may have something to do with Aaron's rent to own as they are they only place I ever gave my bosses number, but I dont have a debt with them so I do not know why they would have put a collections agency on me.

Rosa called and would like for you to call her back. Her number is 800-877-8572.  She said it was a business matter.

Yes, Christus Santa Rosa Hospital collection agency.  Wierd little "fell through the cracks" mammogram bill from last September.  I called the hospital and they took care of everything. Did not call the TLRA.

I was called by this number on behalf of Christus Santa Rosa Hospital.  I called the Hospital back and was told that the account had been referred to thier "internal collections" department.

Sandra from this number repeatedly calls my boss's phone number with mesages for me to call.
I don't know where they got his office phone number.  I have only used his number one time with an Aaron's rental account, but that was never in a collections status.  Anyone else getting calls from this company that had an aarons rent to own account?  At this time I am taking the issue up with a credit attoney, Lemberglaw.com,  who has taken these type of unfair bussiness practice cases.  Yes you can and likely will make $1000 from harassing and deceptive collections. I have.

TLRA  I googled it
TLRA ( Dept Collections)
1700 West Loop South
Suite 500
Houston, Tx 77027

Phone 713-277-2800

I received the same thing possible, automated call. But they did not identify who they were or the company that was calling.

do not call them back!  

go to www.armedforcesjustice.com  ASAP  Learn about Servicemembers Civil Relief Act of 2003
You can also get assistance with dealing with this collector if they are a legit business.

"When our fellow citizens step up to protect us and put their lives on the line, a law called the Servicemembers Civil Relief Act of 2003 kicks in to protect them. Debt collectors frequently violate this act, and abuse our Servicemembers rights in debt collection efforts"


File complaints with
Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General

State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!

Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.  

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATORS IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm


From FEDERAL TRADE COMMISSION WEBSITE ? FAIR DEBT COLLECTION PRACTICES ACT
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

Does anyone know what company this agency is collecting for?  They called my cell phone looking for my son who is in the military.  I told them they were not allowed to call my cell.

Received call from this number with no explanation of who they were or what company they represent

left a message asking to call back with no explanations

TLRA - Debt Collection Services