That's right - the callers ARE frauds!

I didn't find this info till today, but I,had a gut feeling & couldn't stop thinking that this was fraud and like stated after I went on-line to apply for a payday loan. Unfortunately I was almost taken but something was said to me that I just could understand I dealt with a payday loan in the past but never knew there was a problem and after many many years how did they find me not to mention they mention my last place of employment and my last four of my SSS number too scary, I plan to report to all that I can. I spoke with a Jacqueline whom suppose to be the manager, a Daphne who seem to know my name too fast when answered the phone and she's good and empathetic said I would get a fax receipt which she happen to know that as well, so it could be someone once employed by a payday loan  or still works there maybe the first caller Stacey Cook whom stated she was a third party calling for her client and I Could call 855-234-9046 to find out what this matter is I regard to and left a case number or,
Their client will take legal,action and that my two day notice is up really after 13/14 yrs now it's up in two days? I told them I didn't have any paperwork that far back to prove I owed nothing, so I was told with out proof I would have to take  care of this matter or I will  be served at work or my home. Luckily after going and talking to another payday loan about this they agreed with me it's fraud and I gave my bank  information but went to my bank had all 'my assets frozen and changed account number immediately, I gave them names and 855-234-9046. I never thought I'd be a victim but luckly I was smart enough to not give out my debit info because that's what really got me thinking how Daphne told me it take a few days for the check to go thru and they wouldn't be able to contact me, but if I used my debit card they could contact me Immediately, I even told her she sounded like a scam and suddenly She went silent. Hmmmm should have known. Hope they catch all of them and fine them the 10,000 dollars she said I would be fine when I mention I could cancel the checks and put a stop on them. The bank told me that's extortion and they could get in trouble for that.

Again, fraud

Informational Post:

For Extortion Scam Operations,  File reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
http://www.stopfraud.gov/report.html
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/
http://www.fraud.org/
Tip off FBI about this extortion attempt by filing form at: stips.fbi.gov/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:

http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.
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http://www.cashnetusa.com/consumer-notices

CONTINUATION FROM SAGE... and just worried about going after the people who are really responsible for this later. anyway long story short...he was not talking to the person he thought he was talking to, furthermore, I've never even lived in Texas where this all allegedly happened. After about 10 minutes of this charade, I decided to wrap up the conversation by telling him I was prepared to make payment by phone immediately. I gave him my FAKE name as it appears on my "debit card" and when he asked for my debit card number... I simply said, "sorry Daniel Sharp I can't do that...this is a scam, you're a scam artist...and you're not really talking to a Miss Johnson, that's not even my name, in fact that person does not even exist." I bid him a sarcastic "good day" and politely hung up the phone. so for all readers please know that this "company" is not real!!! do not get fooled by these people!!!

I too got a call from these scam artists. I knew immediately that they were not legit when a woman called my landline leaving a very vague yet "urgent" message saying I needed to contact them immediately because someone illegally obtained and used my SSN. I called back from my cell phone and spoke with a Mr Sharp, he said the number I was calling from was not coming up in their system. so for entertainment purposes, I deliberately gave him my ex boyfriends cell number (although it was a 619 area code he once used this number when he lived in Texas) I also gave him a FAKE name to go  along with the number he NEVER called. Stupid Sharp ran with this information claiming that he just pulled up my file with "my name" the alias I gave him and said that I was in collections for $710 for a payday loan taken out in Texas... so again, for my own amusement, I played along. sounding distraught about this new information, I went on to tell Sharp how I once lived in Texas & knew some shady people & bet I could pinpoint EXACTLY who did this! I continued by telling him that I'm in the process of looking to purchase a new home & something outstanding like this could devastate my credit. At this point he reads off a number of different options on how to make payment...even giving me a very low payment options, claiming he never does this for his clients but he can hear the devastation in my voice and doesn't want this to affect my credit for the future. He also suggest to me that I just make the payment immediately...

They called my husbands ex-wife of over 20 years ago regarding my husband!  I called them and "Jacqueline" would not give me any information of course because I was not my husband.  I'm assuming from the previous posts that this has to do with a payday loan.  Why would they be calling someone who we have not spoken to in almost 20 years?  This is just super strange that they are calling someone in his past from so long ago.

I had the same thing happen to me about a month ago and it was this same number.  I have a very common last name.  The woman on the phone (I think she said her name was Tammy??) said I had just one chance to clear up the 1100 dollars I owed before I would be taken to court.  She said I would have to pay court costs as well.  Here's the problem.  I have NEVER had a payday loan in my life.  When I told her that she had the wrong Mary Smith she said I'd have to prove that.  I said "no I don't" you have to prove that I'm the right mary smith.  She asked for my SSN and I refused to give it to her.  Then I asked her how long ago this payday loan was taken out. She said it was on April 20th. in 2012.  Well I've been retired since 1996 and I'm over 80 years old.  When I told her that, she said sorry and hung up.  So it seems that they just call everybody with the same name until they get somebody to pay them.  Like Judge Judy would say, Idiots!

Can I ask you what ever happened with this call? Did they call back? I got in a pissing match with these people

I just spoke with a gentleman by the name of Mr. Sharp. He informed me that he had all my information and I had a payday loan out for 600.00 and he wanted to help me with this matter. I have never taken out a pay day loan in my life. I am going to investigate this company and report them.

These people are calling me harassing me and asking me my personal business.

I got a call for a payday loan. A lady called stating she was Stacy Brown left a number for me to call back. Said she was with ERG. Then when I called back it was a Mr Sharp  saying he was from E Central Group stating I owed 1,029.38 for a payday loan. WHen I mentioned taking it to a legal office for verification he hung up on me.