*Poof* Begone & good riddance.

Don't let the back door hit ya where the good Lord split ya....

This is the only response will will do since we don't respond to aka's where is the proof you have showing that?
If you have any concerns theres the number feel free to call.  We will no longer respond on these site since is just a BLOG if there is any proof this business would not be operational.

It is a scam when you attempt to collect debts already paid off or which do not belong to the person you harass, refusing to provide documentation proving the person owes the debt to you - which is a violation of federal law - and pretend to be law enforcement or able to issue judgments - again, a violation of federal law.

FEEL FREE TO CALL US WITH ANY QUESTIONS OR YOUR CONCERNS 855-261-1500.
UNFORTUNATELY ITS DIFFICULT TO ADDRESS YOUR CONCERNS WITH THESE FALSE NICKNAMES.
WE ASSURE YOU THERE IS NO SCAM BUT AS WE MENTIONED WE CANNOT HELP YOU IF YOU DO NOT IDENTIFY WHO YOU ARE.  WE HAVE HAD CALLS FROM THE AG ALSO THE BBB AND OUR LOCAL POLICE AND AS YOU CAN SEE WE ARE STILL HERE SO FEEL FREE TO CALL US AND ADDRESS YOUR LEGAL CONCERNS.  NOT MANY PEOPLE BELIEVE EVERYTHING THEY READ ON THE INTERNET IF SO THAN EVERY BUSINESS NUMBER YOU PUT ON 800 NOTES WOULD BE A SCAM(WELLS FARGO, CITIBANK, GE CAPITAL,BANK OF AMERICA ECT.) AS WELL.

Harassing, less than intelligent, & defensive. is there any way to block a number from calling your phone?

TOTAL SCAM! DON'T WORRY ABOUT THESE DOUCHE CLOWNS!

... as well as a participatory, team sport here!

You know what, exposing scammers for the frauds they are doesn't get boring.  Watching them get their a$$es handed to them is a spectator sport.

Very good job of dealing with them.  Of course fraud (which doesn't apply to their bogus allegations against you) is a criminal, not a civil matter.

More, no collector is a court.  They can't record a "judgement".  That would be done by a court after a hearing (which would be a civil proceeding).  No collector can garnish wages.  Again, that is done by the court after a hearing.

The depth to which unscrupulous collectors will stop to is incredible.

what papers did you get.

Nope! It's just that this site is where to go if you enjoy slowly skinning frauds alive, and watching them squirm.
Gunnar

Admin Edit: "It's a SUSPECT message!"
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Looks like all the same people on this site. Facebooks getting boring huh?

     I received a call on a "Private/Blocked" call that said that someone had attempted to serve papers on me at my home address during the business day.   I told them I wouldn't be there in the middle of the day tomorrow, either.  They suggested I call the party issuing the papers at 1-855-261-1500 and gave me a case number.   Checking with the Maryland District and Circuit Courts and the US District and Bankruptcy Courts, I found that the number they gave me was bogus.
     Calling that number, I was to that RM Funding now owned a claim originally owned by Wachovia / Wells Fargo for which they had been directed to file suit.   I told them that I didn't owe it, that I had explained why to Wachovia and Wells Fargo and that by this time, it was more than six years old.   I also told them that if "they were directed to file suit" then it was clear that no suit had already been filed.
       The fellow told me that if I was going to be that way, they were just going to have to record their judgment and garnish my wages.   I told him that he wasn't going to get a judgment because the statute of limitations was long past, whereupon he told me that it was a fraud case, which I guess he believes waives the statute of limitations.

Yes, in a way one *affects* the other. The rupee's value is getting near to potting soil and India has a paltry export market. Foreign investors are no-show. An AP story put it this way last week:

"Some of the fall in India's stock market stems from jitters about the U.S. Federal Reserve scaling back its unprecedented monetary stimulus. The Fed's low interest rate campaign drove money into stock markets worldwide in search of higher returns, a phenomenon that is now reversing.

The Indian economy, Asia's third largest, grew 5 percent in the financial year ended March, its slowest in a decade and well off the 8 percent pace it had averaged over those 10 years. Growth suffered under the weight of high inflation, weak investment, corruption scandals and low business confidence."

India Scrambles To Halt Rupee Slide
http://www.npr.org/templates/story/story.php?storyId=213776336

You are a shill who is planting false information on websites to lend credibility to scams.  

What is my grounds for pointing this out

>>>>I got a call about being served with a lawsuit this week and even if there is nothing filed
No one will call before serving you.  

>>>>I found all this ignorant talk looking for a website to payoff the old citibank account and clearly no one has done their homework.
So you wander into a thread 48hours old while looking to payoff a Citbank account?  This forum is for mystery/ unknown calls, not for information on paying off debts.

>>>>I did verify it is a real debt of mine that I left unpaid in 2011 and that this is the company that really has it.
So who did you verify it with?  Your mom? dog? bologna sandwich?  You noted the caller is "a collection agency I assume", yet you have verified the debt is real and the company really has it but you don't know its name.  

>>>>as Americans we have a duty to our economy to take care of business and stop making excuses to not pay our bills
Show me where anyone is making excuses not to be validated debts?  If you want to pontificate about the role of the American citizen go run for office, not shill the boards

Nice try shill, thanks for playing.

As a foreign national and non-American, why do you care about the American economy?  Does a slump in the American economy effect India?

That's easy to explain.  You're a liar,  a shill and part of the scam.

Most Americans, Canadians, and others carry debt. In some cases a lot. The shill postings on 800 notes show how they try and blur the lines between law & disorder. Throw in a few legal terms, yell a lot, swear, threaten, belittle the (imaginary) debtor, and the continuous attempt to perpetuate myths. "Hot check fraud" comes to mind first, followed by "arresting the debtor". Reading their posts shows you that the biggest weapon you have against these slit-purses is your hard fought for rights. Know them, & never be shy about shoving that fact into their faces.

Extremely beneficial.. and useful ;)

See how educational this site is?!  Not only can we educate ourselves and others about unwanted phone calls and scammers, but we can educate ourselves and learn about invented languages!  Awesome :-)

I'm sure there's a special spot in Areinnye for Concerned..  As they say, Karma has fangs!

LOL! I'll figure it out.. I did a quick peek and marked the spot.  ;)

---> concerned consumer belched, "This website is bologna." <---

I don't think you could tell baloney from bologna, even if you sat on one.

Now, now, let's not be so rough on him.  Maybe the "Cort papers" he's talking about are these things:

http://en.wikipedia.org/wiki/Tablature

For these:

http://www.cortguitars.com/en/

Those would certainly be "Cort papers," wouldn't they?

"concered consumer" is a edavrasa tokik esittesak (I've switched to Dothraki)!

So you're not worried that strangers on the phone made illegal false threats of litigation? You have such a poor memory that you can't recall a bill you abandoned from two years ago? You prefer to do a collector's job of proving claim when you both could be wrong? You're a fine one to speak of ignorance and lack of due diligence. Where do you "as a business owner" keep your financial records, the back of an old envelope which fell behind a desk? You think that sloppy attitude toward your creditors is demonstrating how to be "responsible"? I used to work for people like you, who all moan that following rules makes your job too difficult. You churn my stomach like a bad strip of pastrami.

An initial dunning letter setting a ten day response deadline illegally overshadows a consumer's right to seek validation within a month of that letter's receipt. Your compliance trainer at the thug collection office must have skipped that lesson, as well as how "statute" is spelled.

Explain why you needed to come running to a mystery caller site to whine about your fake "cort papers". [sic]

The only bologna I see is a shill playing word games again!  


Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Admin Edit: "It's a SUSPECT message!"
_________________________________


This website is bologna. Is any of this even factual from either side. I got a call about being served with a lawsuit this week and even if there is nothing filed I did verify it is a real debt of mine that I left unpaid in 2011 and that this is the company that really has it. I found all this ignorant talk looking for a website to payoff the old citibank account and clearly no one has done their homework. Look folks no one likes paying bills but as Americans we have a duty to our economy to take care of business and stop making excuses to not pay our bills. As a business owner myself it sickens me to see people commenting on every reason not to be responsible. Good luck and good night.