*Impersonating a gov't official or threatening to have you arrested is a serious offense*

This man using the name Joe Lane or Joseph Lane has violated many FDCPA laws and regulations, including but not limited to:

-Contacting family members repeatedly, revealing personal information to them, telling them I will be arrested for fraud, and also not honoring their requests for him not to call again
-Verbal harrassment (personal insults, threats)
-Refusing to provide company name/address
-Not honoring a request for written correspondence
-Not honoring a 'do not disturb' at work request
-Refusing to validate the 'debt' he was/is trying to collect


First of all, when asked for his company name and address, Joe Lane refused to give them to me and said unless I give him my credit card or bank account information over the phone he would not fax or mail me correspondence regarding the debt in question or give his company name or address. He's been calling my place of employment 3-4 times per day, and when I asked Joe Lane to be contacted in writing Joe Lane said no, he will continue calling my work. Joe Lane then hung up on me, and then called back within 10 minutes later to make it clear he was not honoring my verbal request for written correspondence.

I told him that I've never owned a credit card and I would like to see what documents on he has regarding the debt. Joe Lane then began threatening to call my family, my job, recited my social security number, told me that my parents raised a coward and told me that I wasn't a man unless I agreed to pay this mystery debt.

I hung up on Joe Lane and apologized to my employer. I spoke with my father and it appears Joe Lane called him and told him I had committed fraud, and would go to jail unless he gave Joe Lane his credit card over the phone. Luckily he had not done so. I had to calm him down and explain what this con artist/collections agent is trying to do.

I have filed complaints with the attorney general (NAAG.org), the FTC (ftccomplaintassistant.gov), and the CFPB (consumerfinance.gov), and also the local police department in Tonawanda, NY (716) 692-2121. I suggest if he is harassing you or anyone you care about, you should report him as well.

He uses the following phone numbers:

(716) 504-6907
(716) 418-7211
(716) 200-4491
(716) 200-4723
(716) 218-1908
(855) 255-0448
(855) 267-9155
(855) 267-9150
(866) 420-4441

He will be judged for his violations soon. The more of us that report him the faster this will end.

Tim M.

This Michelle Williams keeps calling my phone with a blocked number and telling me she is going to serve me papers I don't have any debts that need paid so this is a scam. Hopefully she reads this and knows that everyone knows she's a scammer. What do they do? Pick a random number to call looking for someone to scam? What a joke at 17 I even know it's a joke.

I got a call from Michelle Williams.

They did the same thing. Called 2-3 times per day threatening they will come to my house and serve me papers. Never did she identify who she was with but abruptly hung up after she said...you have been warned. I still have nothing in my hands and it has been over a month. Contact person was Michelle Williams.

I say, dont let them threaten you. Dont give out your info. And whatever you do, dont give them you cc number.

good luck!

Somehow, these people got a phone number for one of my relatives. They called him and said they were calling because of fraudulent activity on my credit card, obviously to get me worried so I would call them back. The caller called himself Joe Lane and said he worked for "Legal Outsourcing." After doing some research, I think this is the company.

http://www.ansoniacreditdata.com/home/

These A-Holes call me about 3 months ago saying they was sending someone to my house to serve papers. Im still waiting. I told those a***ole they are not getting nothing from me unless they provide who the hell they are and tell me what the debt is for. Do not let these bi****s scared you. They only do this because there are people out there who they can scared and get money out of them.

Michelle Williams (AKA BI***) called and left a disturbing message on my cell phone. Never mentions her company name. Says she has court documents to "hand deliver" to my home address or work address. For 4 days (2 to 3x times per day) she calls and says, you have been warned and abruptly hangs up. Friday comes along (the day she says she will drop off paperwork) and nothing. All of the sudden, the calls have stopped.

People.... dont let them threaten you. I have saved my voicemails and will see about reporting them. You should do the same.

You are not alone! Dont let them bully you. And whatever you do, DO NOT give out your bank number, SS number or debit card information.

I received the same call from a Michelle Williams claiming she wants me to sign a Certified Notice of Intent to Appear in Court or she will be serving me at my place of employment and/or residence.

This is completely fraudulent company scamming people out of money from ANY old debt that A: has already been written off by original creditor and B: for a debt that has clearly gone past the legal Statute of Limitations for collection.

IGNORE these callers! And hope anyone else that is getting these fraudulent calls can rest easy.

No worries.

I received a call from Michelle Williams as well.  I just called this number back and it sounded like a call center.  There was no company name given, just the guy that answered - Mark Woodruff.  Very skeptical.

Michelle Williams keeps calling claiming she has paperwork for me to sign. Will be hand delivered to my place of residence. calls daily and still no paperwork filed or delivered. Sounds like a scam from a low life bottom debt collector trying to collect on an old account.. Very unprofessional messages left on my voice mail. Be ware of this company.  Will be reporting them to FTC today.

Received a call from a somewhat process server...not sure if it is a real number