Called by a gentleman who said he had court papers to serve me and when I asked what he was talking about he switched me to someone who identified himself as Special investigator Patrick O'riely  and he began to tell me I had 4 charges against me one of them being bank fraud. and I was looking at jail time if I did not resolve this issue so like a dumb a** I fell for this line of crap I am disabled and I could not see my self in jail for any length of time so I willingly agreed to there payment plan to avoid court and jail time. they have taken me for 237.44  but no more I canceled my card and filed complaints  with the authorities I feel like such a moron for being scammed  Only after researching did i learn I was a victim  Thank you to everyone who posts their run ins with these dirt bags.

DO NOT PAY THEM>> totally illegal agency.   owners Doug Zahn, Jeremy Robinson, Kirk Kroftka.  Jesika Lynn.  Operating at 536 West 3rd Street, Jamestown, NY  in Westgate Plaza, 2nd Floor.   DO NOT PAY THEM.  report any calls immediately to the Federal Trade commission  at https://help.consumerfinance.gov/app/debtcollection/ask#currentPage=0

save all messages, tapes or information.   They can't do anything to you. collecting illegally-  currently under investigation.

Contact your Card Holder immediately and file fraud..  also your local LE!

Please do file reports with the FBI, your state attorney general and Department Of Justice,CFB,FTC & FCC..

http://www.nw3c.org/
http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
See Residents post here also:
http://800notes.com/forum/ta-34af6a034ba34b6/unending-collection-calls
Templates of Letters:
http://800notes.com/Phone.aspx/1-319-242-7350

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf
http://www.consumer.ftc.gov/articles/0149-debt-collection

And see:
http://800notes.com/forum/ta-944ec1426a8bcbb/ ... service-attacks
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http://www.clarkhoward.com/news/clark-howard/ ... r-phones/ndF4c/
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http://www.net-security.org/article.php?id=1828
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://www.fdcpa.me/fake-process-server-injunction/
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http://800notes.com/forum/ta-9413b3202bc8b6c/ ... net%27s-tactics
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http://dfi.wa.gov/consumers/alerts/cashnet-payday.htm
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http://www.cashnetusa.com/consumer-notices
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http://800notes.com/forum/ta-4f7d326029dcf9d/ ... lectors-finally
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Extortion Scam Related to Delinquent Payday Loans

Washington, D.C.
December 07, 2010  FBI National Press Office
(202) 324-3691

? filed under: Press Release

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

I got a call from a man saying he was with County Court Services and threatened jail time, court fees needing a lawyer etc. unknowingly I paid him money. When I check my credit statement a few minutes later this company came up. I feel like such an idiot and now I can't afford groceries because of these people. I called the company he claimed to be collecting the debt for= nothing I already paid them. I called our court system=nothing. How do these people do this?

These people have called my dad and another family member telling them about court papers. I called the number back and told them that I had the right to see the debt in question in writing within 30 days. I would not be dealing with them until that happened. My family and friends were off limits. I don't want them bothering my family and friends for no reason. They can follow the rules or go home. I don't owe any of these debts.

This company is a piece of crap. Trying to get money using scare tactics on bogus debts!

They also called me today saying I missed a court date... the hilarious thing is they claim to have served papers that were signed at an address I haven't lived at for 10 plus years. Seems like a scam to me.

They just called me too and gave me a case number saying I missed a court date? This seems like a scam. They said the company was a firm by Regina Brown.

Keep receiving calls from various numbers that keep coming back to this. I never pick up and they never leave a message. Phone # this time : 855-342-4854

Anyone ever heard of Integrity F.Group? My husband and I have apparently been scammed by them as well as Northwestern LLC. I am so upset with ourselves and these d-bags for doing this crap. We are now getting calls from a DCM company at 877-257-6398 and they are pulling the same crap as these other two companies. Rude a** people who leave nasty messages and are even nastier when you try to figure out what they are talking about. They don't want to send any proof of what the debt is and just threaten with getting you arrested and going in front of a judge. Put my husband in front of a judge then. I would rather deal with a judge than these nasty a** people.

Oh yeah, mine was Advance America also and they use a place out of Austin, TX not any out of NY

I was just replying even though this is older...I "finished" paying off my loan that I knew I had to this same guy, got a letter from them stating it was paid off and everything back in Oct. 2012.  Today, my ex calls me and tells me someone is trying to get ahold of me.  Called the place and they say the same pay day loan place and that I owe them money. After arguing with this new company, I called the pay day loan place and talk to them, they still say that I owe the money and actually gave me the name and number to the company that they send there collections to.  Needless to say, I kept myself from getting scammed a second time, but I hope that you didn't get taken for as much as I have.  I would recommend calling the corporate number of whatever payday loan advance place you went through.

These people are truly scamming people. I have received calls from several people and now they are calling me blocked. I told them today if they can not send me something in writing I will not be dealing with them at all. Send me to court if it is a issue. I rather talk to a judge because right now I don't feel comfortable dealing with this company. I advise any one not to give in to them at all.

I have just recieved a phone call today from 855-278-0471 with Mr. O'riley telling me I owed a large amount from a loan service...I have in the past paid a $100 to the Northwestern LLC (855-239-????) back in 2011 when they told me then that I owed $500 but come to find out that they only took $100...I am just wondering if you have any new information because I am now worried this is a scam...please if you can email me back at mrz.godinez09@gmail.com I would greatly appriciate it!

OMG I wish I would have read this before I talk to them these people have swung me but I will be taking actions against them first thing in the morning. They are calling me from a 1 (855) 278-0471 and I really thought I had did something wrong. Mr O'Riley will be hearing from me in the morning.

they also use 855-639-8763

One more thing Becky,    Google   debt collections and your rights   and read.  There is an abundance of information that can be both helpful and reassuring.  It can really give guidance in how to handle these Toads.
Put on your boxing gloves and don't let them scare or intimidate you.  That is usually their only weapon.

Becky,  I'm sorry you were taken by them.  The  horse is already out of the barn on your previous payment but were it me,  I think I would first start by contacting  Advance America and ask them if the loan was paid.  Explain to them what is going on and see what information they can input.  Did you actually owe for an unpaid loan?  (don't answer that on this board)   A trick that the scammers use   is that they will get a credit report on different people to see how their credit rates.   They can see who they had credit problems with and determine that they would be a good client to scam by making them believe they owe for something that they don't .   If Advance America says you owe the debt,  try to work it out to pay them,  not some drive-by collector.  If they say you don't, when john calls back,  tell him.  And also,  be sure to ask him for his company name,  physical and mailing address,  Business phone number (not the 1-855 garbage)  and tell him that you want complete proof and validation of the debt, the original owner of the debt as well as the original amount,  IN WRITING  and IN THE MAIL.  If he asks for your address,  don't give it to him.  He should already have it so don't volunteer any information that he probably doesn't have.  If he offers a settlement of a lesser amount,  don't accept it.  You will be admitting to liability and renewing the Statute of Limitations on the debt,  should it exist.   He has 5 days by law to provide that information to you and you have 30 days to dispute his claim.   If he say that he does not have to give you any information,  He is lying and he is indeed trying to scam you.
Then tell him that you will not discuss his claim or any legal issue with him without first getting the validation and information that you are entitled to by law under the Fair Debt Collections act.
Good luck...

I got a call from 855-239-7157 - I hink the guys name was John.  He said I owed money for a pay day loan.  I sent the money from my debit card.  So now one year later I am getting phone calls from a law firm about the same check and they are telling me that the money was never received by he Advance America.  I am so confused.  Does anyone have any suggestions for what I can do?

yeah they got me for 100 bucks...i call them every 15 mins f****ng with them....

855-845-2641

yes they called me yesterday 885-854-2641

Heck no I wish I did

Does anyone have a current phone number???????????

R these ppl real cuz they had me scared I was going to b arrested n served paper's they all ready got me for $1280 I'm so hurt ppl shouldn't do this to other poor people I'm a single mom with 4 kids

Actully they have changed thier number to 1-855-208-0227.  Someone by the name Mr. Gates. can you please help?

This man calls me every month about his money i didnt know anything about no payday loan he said his name is John Robison. He harrassed my whole family so one day me and my husband was talking i told him i have gat to get to the bottom of this because john is a low down dirty person.

their phone number is 855-221-9578 the caller name is john robinson keep harrassing me for money or i will be arrested the caller said.

A company called and tried to collect money on a debt that I know had already been paid but threatened with legal action. They knew my last 4 of my social and my date of birth so I thought it was scary. I set up a payment plan. Thinking on this very hard, I wanted to do some checking on Northwestern Agency LL. They called me from 855-652-5036. I also called the county in which they said I had papers waiting to be served, and surely, I wasn't even in the system. I have stopped payment and blocked my card.

Clayton Anderson
(716) 483-2255 - Office
(716) 664-1626 - Mobile


560 w third street jamestown ny second floor kirk krofka

Just received a call from this number - 1-855-342-2706.  Urgent matter which must be discussed.

Chris Conner - Said there was an issue with someone I knew and my name was on documents they had.  A bit too arrogant on the message "I will be in the office all day expecting your call" to be taken seriously with no real legal documentation received.

How annoying.