855-426-9666
 | casa 2013-03-02 19:07:55 Unknown |
Jane, please go up on this board and read Alfalfa's post. This good advise and informaiton in it.
On any call from a debt collector, dispute the alleged debt and deny knowledge of its existence.
Demand written validation of the ORIGINAL DEBT as well as the callers right to claim and collect. Demand to see a verifiable copy of any contract that may exist. Demand everything that is mentioned in Alfalfa's post.
If for any reason given, these people refuse or say that they don't have to provide written validation, they are indeed either a scammer or a 3rd rate collector that is trying to collect a debt but cannot provide validation.....because he don't have it. Advise them that they have 5 days to get the information to you via usps and you will not entertain acceptance, payment or any future discussion, until this information is provided. Once you have requested the information, they are not allowed to contact you again except to provide the validation, advise you that they are ceasing collection efforts, or going to sue you.
And remember: Do not accept a Fax or Email. They are not acceptable proof and do not accept any kind of Billing invoice as validation. You can also go to the FDCPA site and read about your rights.
On any call from a debt collector, dispute the alleged debt and deny knowledge of its existence.
Demand written validation of the ORIGINAL DEBT as well as the callers right to claim and collect. Demand to see a verifiable copy of any contract that may exist. Demand everything that is mentioned in Alfalfa's post.
If for any reason given, these people refuse or say that they don't have to provide written validation, they are indeed either a scammer or a 3rd rate collector that is trying to collect a debt but cannot provide validation.....because he don't have it. Advise them that they have 5 days to get the information to you via usps and you will not entertain acceptance, payment or any future discussion, until this information is provided. Once you have requested the information, they are not allowed to contact you again except to provide the validation, advise you that they are ceasing collection efforts, or going to sue you.
And remember: Do not accept a Fax or Email. They are not acceptable proof and do not accept any kind of Billing invoice as validation. You can also go to the FDCPA site and read about your rights.
| Jane 2013-03-02 15:31:41 Debt Collector |
The number called my mother's house last night stating if I don't call back by noon on Monday March 4th they will file papers against me. The extension number is to a Miss Poole. I am going to tell her I want written documentation of the debt. If anyone has any legal advice please let me know. Thank you.
| miffed 2013-02-27 20:50:31 Debt Collector |
855-426-9666 called an ex-inlaw claiming that I owed a dept which I do not called them (Mike Archie) said that they were filing civil action against me. Told him not to call my ex family-knew personal information don't know how-creeping me out.I don't like people calling my ex's for information on me.
| Alfalfa 2013-02-27 17:36:11 Unknown |
The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:
?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.
If you think that a caller may be a fake debt collector:
?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.
http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
| Jane 2013-02-27 17:30:37 Debt Collector |
This number called me too on Monday; claimed their name was United & that they were going to take me to court over a payday loan, which I do owe but cannot pay. Does anyone know what I can do legally to stop this?
| AlmostVictim 2013-02-27 17:05:51 Unknown |
Me too. Threats of serving summons at work and contacting my supervisor at work. Information given in message of my vitals was humorously wrong. A scam to be sure. Voicemail will be fwd to state atty general office.
| ct 2013-02-27 16:58:36 Unknown |
i too received this phone call...thanks for the info
| Claudya 2013-02-27 16:08:44 Debt Collector |
My brother got a call from this number, told him they were going to take me to court and gave a case number, some company called United. After internet search, looks like illegal activity.
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