855-521-7846
Cheryl
Cheryl
2012-12-31 20:49:38
Debt Collector
Brandon Johnson called a relative of mine twice, left a voicemail message stating he was from SCC AND ASSOCand will serve legal documents. I called 18555217846 and it was a different company name that came onthe voicemail. Left a very detail message and I do not live with this relative. I will be reporting them
oj
oj
2012-12-28 15:49:08
Unknown
people called, not for me, but for my mom. we commonly put each other down as references. they wanted new contact info for her and that they were contacting me because i was the emergency contact. i asked if it was an emergency. the man, howard coleman was his name, said that it was because he had some very important papers to serve. i hung up and he called back and i replied that unless someone was dying, it was not an emergency, and that if he had papers to serve, i know they don't give you a heads up before they do that then hung up the phone...i know a few attorneys and i know this isn't how they do business...nice try :)
Yuri
Yuri
2012-12-22 16:51:39
Unknown
I had so many phone calls from the person L. Harris who called me from this number 855-521-7846 ext 407 and left voice msg.
He claims that I had a legal complaint against me for a supposed some financial issue that he never disclosed to me.
I told them that they were not allowed to contact me by phone, asked for a physical and mailing complains in writing to my address.
They never mail me anything.
I guess this company "CC & Associate" is harassing people, do solicitation and must be prescribe penalty or punishment
Joyce
Joyce
2012-12-21 16:07:23
Unknown
I just received a call from a Brandon Johnson again (and the number came up UNKNOWN) we are required to answer the phone, and was told that he needed to know the protocol for serving papers to indivduals-asked me if this was a buiness number- also gave me the # 1-855-521-7846 and ref # 137025 from SCC & Associates- I'm really getting tired to this happening because this is afterall my work place.
anonymous
anonymous
2012-12-14 19:46:03
Unknown
At work, as your caller is speaking, play him a tune on your keypad, it will really p*ss him off. If at home, try a whistle, air horn or screaming smoke alarm, that will p*ss him off even more. Then you should familiarize yourself with the third party debt collection process so you will know what you can do to take care of this problem. Best of luck.

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. A 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector and not an owner and must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.
Joyce
Joyce
2012-12-14 18:46:49
Unknown
I received a call from a Brandon Johnson stating that he had papers to serve me for writing bad checks, I don't do checks -and that he would be at my job to serve me papers. It's embarrasing to have them call me on my work phone to which I'm not allowed to get these calls. Don't know what to do about this, just seems to go on and on.
Cathy
Cathy
2012-12-06 17:19:05
Debt Collector
I received a call saying derogatory things and that I had written hot checks.  I don't write any checks.  The guy said he would be at my office in the next 24 hours to "serve me".  That was November 13th.  He did say he would call my boss....that part he did, but he acted like he was calling me...saying the same stuff about hot checks.  It was embarassing and aggrivating.  I called the jerks back and yelled.  I told them that they were not allowed to contact me by phone, asked for a physical and mailing address so that I could put that in writting and have police come to them to arrest them for harassment.  They hung up on me.  It is illegal to threaten someone with arrest when you have no intention of doing it (or legal ability to do so).  It is illegal to call someone and give them information about someone else's debt (if there is one).  It is COMPLETELY illegal to make false accursations and libel someone...especially with their boss.  It is illegal to refuse to provide an address for written communication.  It is illegal to call when you have been instructed that calls are not allowed.  

These are the types of people who are calling.
J Macias
J Macias
2012-11-28 19:08:09
Unknown
This person is harrassing me stating I wrote a bad check which I don't write checks they call me every few days and I don't appreciate it leaving threatening messages on my voicemail
rie
rie
2012-11-24 20:44:56
Unknown
scam to get your money
marie
marie
2012-11-24 20:28:57
Debt Collector
Got same phone call  FCC another attempt to collect money from people..............another scam
Andrea Dismukes
Andrea Dismukes
2012-11-15 18:00:23
Unknown
When I recieved this phone call I ignored it on my cell phone. There was a message left stating that I had a formal complaint agansit me for a supposed charge of a bad check. There was also a case# left for me as well as a number to call to resolve the issue. I am not totally sure what this is. Because I don't write any kinds of checks. So good luck with finding out who called you from that number.
Andrea Dismukes
Andrea Dismukes
2012-11-15 17:58:30
Unknown
I had a phone call from this number. There was a message that was left. The person who called me from this number is named Brandon Johnson. He claims that there has been a formal complaint agansit me for supposedly a charge of a bad check. He claims that there are legal documents that will either be sent to my home or my job. The caller left a case # for me which is (137898). Any help with who this might be would be greatly appreciated.

Thanks
Andrea Dismukes
Andrea Dismukes
2012-11-15 17:52:51
Unknown
I recieved a phone call from this number. I am wondering what it is about. Any help would be appreciated.

Thanks.
1-410-863-4622 1-800-327-1615 1-202-805-3158
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