Received a call at my mothers home today stating a law suit would be initiated against me if I didn't comply.  They left a return number to call a Mike Weaver.  The call came from 859-559-0925.

I unfortuneatly did pay them when they were CMG almost 400 dollars not doing my research a couple years ago. At that time it was agent whitman and Charles montgomery. Just to add a few more names to be aware of.

M. CALLAHAN & ASSOCIATES -- THEY ARE SCAMMERS - Made complaint to Attorney General's office

Consumer Alert:
Debt Collection Scam
Warning for Scammers Posing As:
?    Insight Capital
?    TTG Services
?    M. Callahan & Associates, LLC
Consumers have reported that they have been contacted by individuals claiming to represent Insight Capital/TTG Services/M. Callahan & Associates, LLC using the representative name of "Brad Owens." The representative has called from telephone number 800-402-4043 and has been reported to threaten criminal charges for check fraud, and other behavior not compliant with federal and state collection agent laws.
Efforts to obtain the identity of the individuals by contacting the telecommunications service provider were not successful.
The Washington State Department of Financial Institutions (DFI) has no other verifiable leads regarding the identity or location of the perpetrators of this debt collection scam.
Complainants have had some success contacting their local telephone carrier?s nuisance department to stop calls.
How to Report -  If You're A Victim
If you feel you have been victimized by these individuals, and you reside in Washington State, you may file a complaint with the Washington State Department of Financial Institutions by contacting the Consumer Services Division at 360-902-8703, or by filing a complaint at www.dfi.wa.gov/cs/complaint.htm.
You may also file a complaint with the Consumer Protection Division of the Washington State Attorney General?s Office. For more information, See Filing a complaint at the Attorney General?s website at www.atg.wa.gov, or call toll free 1-80-551-4636 for assistance. (TTY: 1-800-276-9883).
Collection Agencies Threatening You?
Washington State law prohibits intimidating, threatening, or harassing conduct in connection with the collection of a debt.
The Washington State Department of Licensing can take disciplinary action against a collection agency?s license if they violate the Washington State Collection Agency Act. If you feel your rights have been violated, call the Washington State Department of Licensing at 360-664-1421. File a complaint with the Department of Licensing at www.dol.wa.gov.
These kinds of contacts should also be reported to federal law enforcement authorities.
You may contact the Federal Bureau of Investigation online: www.fbi.gov or by telephone: (202) 324-3000.
We also suggest contacting the Federal Trade Commission online: www.ftc.gov or toll free: 1-877-FTC-HELP (1-877-382-4357). (TTY: 1-866-653-4261).
If the caller has indicated they may know private information, such as your Social Security number, other account numbers, or contact information for work or other associates, you should take steps to protect yourself against identity theft. There is information on the FTC website about steps to take to protect yourself from identity theft, and what to do to protect yourself in the event you are a victim of identity theft.
Debt Collection Laws
The Washington State Collection Agency Act, RCW 19.16: The Washington State Collection Agency Act took effect on January 1, 1972, and is enforced by the Department of Licensing and the Washington State Collection Agency Board. The law is intended to protect consumers and stop abusive practices by debt collectors.
The law does:
?    Cover the collection of any business, personal, family, or household debt.
?    Apply to any person or business who solicits or collects debts owed to another for collection.
?    Apply to creditors who use a different name when collecting from their own debtors.
?    Apply to anyone who regularly collects or tries to collect debts for another.
The law doesn?t:
?    Apply to banks, other lenders, or businesses that collect their own accounts using their own names.
?    Include individuals making collections in their own name that are directly related to the operation of a business other than a collection agency, such as:
o    Lawyers
o    Abstract companies doing an escrow business
o    Real estate brokers
o    Insurance companies
Collection agencies aren?t allowed to disclose your debt to a third party, except under the specific circumstances in RCW 19.16.250(9).
Collection agents aren?t allowed to misrepresent themselves:
?    By using any name other than the one listed on their collection agency license.
?    By using documents that appear to be judicial processes, government documents, telegrams, or emergency messages.
?    By wearing a badge or law enforcement uniform.
?    By implying they?re officially connected with any law enforcement or government agency.
When contacting you, collection agencies aren?t allowed to:
?    Charge you for collect calls or telegram fees.
?    Contact you or your spouse more than 3 times a week.
?    Communicate with you at your workplace more than once a week.
?    Communicate with you or your spouse at your home before 7:30 a.m. or after 9 p.m., unless you request they contact you during alternate hours.
?    Use offensive language.
?    Make threats of force, violence, or criminal prosecution such as jail time or taking of personal property (doesn?t include filing a court case to obtain a judgment).
?    Threaten you with an impaired credit rating if you don?t pay the debt (doesn't include telling you the debt will be reported to a credit reporting agency, which may affect your credit rating).
?    Communicate directly with you if they?ve been notified in writing by your attorney to contact the attorney about your debt.
Collection agents aren?t allowed to collect or try to collect:
?    Any additional fee not authorized by law (doesn?t include attorney?s fees and taxable court costs awarded by a judge).
?    On a written note, contract, or stipulation where you?re required to pay any amount other than the original debt, allowable interest, and applicable attorney?s fees and taxable court costs.

M. CALLAHAN & ASSOCIATES -- FRAUD ALERT -- CONSUMER ALERT

Consumer Alert:
Debt Collection Scam
Warning for Scammers Posing As:
?Insight Capital
?TTG Services
?M. Callahan & Associates, LLC
Consumers have reported that they have been contacted by individuals claiming to represent Insight Capital/TTG Services/M. Callahan & Associates, LLC using the representative name of "Brad Owens." The representative has called from telephone number 800-402-4043 and has been reported to threaten criminal charges for check fraud, and other behavior not compliant with federal and state collection agent laws.

Efforts to obtain the identity of the individuals by contacting the telecommunications service provider were not successful.

The Washington State Department of Financial Institutions (DFI) has no other verifiable leads regarding the identity or location of the perpetrators of this debt collection scam.

Complainants have had some success contacting their local telephone carrier?s nuisance department to stop calls.

How to Report -  If You're A Victim
If you feel you have been victimized by these individuals, and you reside in Washington State, you may file a complaint with the Washington State Department of Financial Institutions by contacting the Consumer Services Division at 360-902-8703, or by filing a complaint at www.dfi.wa.gov/cs/complaint.htm.

You may also file a complaint with the Consumer Protection Division of the Washington State Attorney General?s Office. For more information, See Filing a complaint at the Attorney General?s website at www.atg.wa.gov, or call toll free 1-80-551-4636 for assistance. (TTY: 1-800-276-9883).

Collection Agencies Threatening You?
Washington State law prohibits intimidating, threatening, or harassing conduct in connection with the collection of a debt.

The Washington State Department of Licensing can take disciplinary action against a collection agency?s license if they violate the Washington State Collection Agency Act. If you feel your rights have been violated, call the Washington State Department of Licensing at 360-664-1421. File a complaint with the Department of Licensing at www.dol.wa.gov.

These kinds of contacts should also be reported to federal law enforcement authorities.

You may contact the Federal Bureau of Investigation online: www.fbi.gov or by telephone: (202) 324-3000.

We also suggest contacting the Federal Trade Commission online: www.ftc.gov or toll free: 1-877-FTC-HELP (1-877-382-4357). (TTY: 1-866-653-4261).

If the caller has indicated they may know private information, such as your Social Security number, other account numbers, or contact information for work or other associates, you should take steps to protect yourself against identity theft. There is information on the FTC website about steps to take to protect yourself from identity theft, and what to do to protect yourself in the event you are a victim of identity theft.

Debt Collection Laws
The Washington State Collection Agency Act, RCW 19.16: The Washington State Collection Agency Act took effect on January 1, 1972, and is enforced by the Department of Licensing and the Washington State Collection Agency Board. The law is intended to protect consumers and stop abusive practices by debt collectors.

The law does:

?Cover the collection of any business, personal, family, or household debt.
?Apply to any person or business who solicits or collects debts owed to another for collection.
?Apply to creditors who use a different name when collecting from their own debtors.
?Apply to anyone who regularly collects or tries to collect debts for another.
The law doesn?t:

?Apply to banks, other lenders, or businesses that collect their own accounts using their own names.
?Include individuals making collections in their own name that are directly related to the operation of a business other than a collection agency, such as:
?Lawyers
?Abstract companies doing an escrow business
?Real estate brokers
?Insurance companies
Collection agencies aren?t allowed to disclose your debt to a third party, except under the specific circumstances in RCW 19.16.250(9).

Collection agents aren?t allowed to misrepresent themselves:

?By using any name other than the one listed on their collection agency license.
?By using documents that appear to be judicial processes, government documents, telegrams, or emergency messages.
?By wearing a badge or law enforcement uniform.
?By implying they?re officially connected with any law enforcement or government agency.
When contacting you, collection agencies aren?t allowed to:

?Charge you for collect calls or telegram fees.
?Contact you or your spouse more than 3 times a week.
?Communicate with you at your workplace more than once a week.
?Communicate with you or your spouse at your home before 7:30 a.m. or after 9 p.m., unless you request they contact you during alternate hours.
?Use offensive language.
?Make threats of force, violence, or criminal prosecution such as jail time or taking of personal property (doesn?t include filing a court case to obtain a judgment).
?Threaten you with an impaired credit rating if you don?t pay the debt (doesn't include telling you the debt will be reported to a credit reporting agency, which may affect your credit rating).
?Communicate directly with you if they?ve been notified in writing by your attorney to contact the attorney about your debt.
Collection agents aren?t allowed to collect or try to collect:

?Any additional fee not authorized by law (doesn?t include attorney?s fees and taxable court costs awarded by a judge).
?On a written note, contract, or stipulation where you?re required to pay any amount other than the original debt, allowable interest, and applicable attorney?s fees and taxable court costs.
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Received yet another message from Steven Crouse "At this point you have been manadated to return our call. We will not be held liable for any circumstances that may arise. Call back at 866-402-4043 from the hours of 8 AM to 8 PM."  Vieled threat that I could be fired from my job or suffer some other harm.  I have made complaints to the Attorney General's office, the Consumer Protection Bureau and the FBI against this crooked company.

Received text message 6/27 and a voice message 6/28 on my cell phone, using a threatening, angry tone to call them back at 877-252-0532  Callahan & Associates, bottom-feeding scammers. They have left harrassing, threatening messages stating that my social security number and drivers license would be revoked if I did not give in to their extortion scam. They are criminals engaged in interstate fraud. DO NOT CALL THEM BACK.

Received message on 5/29/12 that stated: ? We have a complaint of malicious intent to defraud and two counts of alleged check fraud that has been filed against you. We will be making a recommendation to the clerk?s office for a stay of execution. To avoid these claims you need to call this office within the next 24 hours at 866-402-4043. When returning the call, you need to refer to affidavit # 17791.? From called ID # 859-559-0925.  How funny -- she said a stay of execution when she meant a writ of execution.

Garbled up mess referring to criminal law procedure as a scare tactic.

It just gets better and better.  Now I have a complaint I can make against them for attempted extortion, which I will file with the Kentucky Attorney General's office.

Recevied call on 5/22/12 with caller ID Number 859-559-0925. NO ONE SHOULD PAY ANY SUPPOSED DEBT COLLECTOR WHO LEAVES A MESSAGE THAT STATES: "THIS IS CATHERINE PORTER. WE HAVE SEVERAL COMPLAINTS AGAINST YOUR NAME, DRIVERS LICENSE NUMBER AND SOCIAL SECURITY NUMBER. CALL M. CALLAHAN & ASSOCIATES AT 866-402-4043 WITHIN 24 HOURS.  FAILURE TO COMPLY WILL RESULT IN YOUR RIGHTS BEING PROHIBITED."  A legitimate debt collector will send you notice in writing with the name of the original creditor, amount owed and a statement in accordance with the Fair Debt Collection Act stating your right to dispute the debt within 30 days. Any person who leaves a message threatening revocation of driver's license or threatening restriction or revocation of your social security number is violating the FDCA and other federal laws. Recently the federal government succesfully shut down several criminal gangs operating out of India and have charged their U.S. representatives with felonies in federal court.

DO NOT BE STUPID--- do not pay these criminal extortionists on the basis of what they say you owe in a phone call !!!  They are trained to lie !!!!

Several lawsuits have been filed against them in New York state.

M.Callahan & Associates, LLC
aka/CMG Recovery Services
908 Niagara Falls Blvd.(UPS Drop Box)
Tonawanda, New York, 14120

I keep getting voice mails threatening me that i have 24 hours tocontact them and pay them

this number in Lexington, KY keeps calling me making threats.  any ideas?