877-285-0123
Wiinnie
Wiinnie
2011-06-06 21:04:13
Unknown
Unknown Company . Lady never left her name sade she had an affidavit for me . It appears to be a a scam callled my work number  12/28/10
David
David
2011-01-06 16:30:05
Unknown
I GOT A CALL FROM A LEAH SANTIAGO.  TOLD ME THAT I MUST GET PACK WITH HER REGARDING SOME LEGAL PAPERS.  THE NUMBER CAME UP AS "PRIVATE" ON MY ID.  BUT LEFT THE 877-285-0123 WITH A CASE NUMBER PENDING.  SCAM? MOST LIKELY.
anonymous
anonymous
2010-12-30 18:08:02
Unknown
No paperwork per the FDCPA so yeah, your pants are on fire, you lying scammer.
anonymous
anonymous
2010-12-30 18:06:00
Unknown
Problem is, no one is reporting as having received paperwork per the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf within 5 days of initial contact informing alleged debtors of the original creditor, $amount owed, and the right of alleged debtors to dispute the debt. Because this alleged collector is violating the FDCPA, I say this is a scammer and not a bona fide debt collector. If not a scammer, this debt collector had better send the required paperwork or else he will be treated like a scammer. I don't believe you got a subpoena. I think you're a shill for this scammer.
anonymous
anonymous
2010-12-30 17:56:54
Unknown
Oops, I mean "If you didn't sign for it, the collector can't prove you got it" and not "can't prove you didn't get it."
anonymous
anonymous
2010-12-30 17:54:30
Unknown
Legit collectors, per the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf , *MUST* :
1. tell you who they are if you ask them but you *must* ask
2. send you paperwork within 5 days of initial contact which must include the $amount and the name of the creditor
3. take you to court if they threaten it (unless it's illegal to do so) and it's considered harassment and *ILLEGAL* if they threaten but then don't do it.
Under "Validation of Debt" on pages 11 and 12, the FDCPA says the paperwork must inform consumers that they have 30 days to dispute the debt, and if consumers dispute the debt in writing *OR* ask in writing for the name of the original creditor and $amount, the collector must *CEASE* collection and send written verification of the debt to the consumer (might be original creditor paperwork showing your debt). What this means is *ALL* debt collectors *MUST* inform *AND* give alleged debtors the right to dispute, and collectors *CANNOT* just jump forward and take you to court without giving you the chance to dispute. If you didn't get the paperwork, it's likely an abusive-but-legit debt collector or scammer. If the collector claims he sent the paperwork, the paperwork has to come by certified mail so you have to sign for it for the collector to *prove* in court he actually sent it. If you didn't sign for it, the collector can't prove you didn't get it. If taken to court, motion the court for case dismissal because the collector failed to provide you proper written notice as required by the FDCPA and denied you the right to dispute. Please read through the FDCPA to defend yourself against abusive debt collectors. Real debtors need to understand that if you really get sued, you'd likely lose in court because the collector would make sure he's not going to lose on technicalities or look stupid in front of a judge.
I believe a collector based in another state must be registered to do business (collect debt) in your state in order to collect debt from you. Check with your state licensing agency to see if this collector (if you knew who!) is licensed to collect in your state.
Creditors also sell charged-off debts to others who'll try to collect. Charge-off means the creditor has given up on collecting but the debt's still alive and won't die until the statute of limitations http://www.fair-debt-collection.com/SOL-by-State.html runs out and even then some may still try to collect (low probability). The SOL does not prohibit collection attempts, it only says debtors don't have to pay and debtors must get proof it's time-barred to be safe. Read up on the FDCPA and learn your rights http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf and http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
Information Station
Information Station
2010-12-30 16:16:54
Debt Collector
http://www.debtconsolidationcare.com/collection-agencies/internationalassetgroup.html

International Asset Group (IAG)
P.O. Box 615
Amherst, NY 14225
nobody believes you
nobody believes you
2010-12-30 02:23:46
Unknown
typical scare tactics from desperate scammers. get off this forum, thief.
Kris Segovia
Kris Segovia
2010-12-29 22:10:44
Unknown
yupp along with the other people on where to who have talked to them... but yet ur name is pants on fire? ,  did not comeon here to have a childish fight , just giving info to others so take it or leave it
pants on fire
pants on fire
2010-12-29 22:07:55
Unknown
You mean they came the boiler room where you run this scam? Because that's obviously where you "work".

What a load of BS.
Kris Segovia
Kris Segovia
2010-12-29 22:01:03
Debt Collector
They came to my work also... a girl gave me a subpoena for court ,
by the time i called the place they told me it was to late to take care of it :(
David
David
2010-12-29 20:57:41
Unknown
What kind of paperwork was it?  I got a call also.
Nancy
Nancy
2010-12-29 18:34:08
Unknown
Came to my work looking for me with paper work
Keven Harper
Keven Harper
2010-12-29 00:20:22
Unknown
Unknown Company, same lady leaves a different name every time she calls. Says she has some Affidavit that I have some legal issues. Some kind of local scam.
1-415-329-0808 1-559-473-4305 1-888-454-2084
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