What is it with these scam collectors using fake Jewish sounding names?

This company is a SCAM. How I know because I know some people who actually worked for this POS company and when we realized what going on the "OWNER" let them go. The Owners of this "company" Name is Jason Bradley and his wife Debra Ryhba- Bradley. He uses several companies including ROSEN and Keller, Goldstein and A**, Friedman and A** and Persolvo Group. There actual adress is 30 E Adams St Chicago IL 60603 Suite 201 the number is 3122088287. They use illegal tactics to collect debts report them if they call you.

Thank goodness for people like you, Princess, and Anonymous!!! It's a real shame you are attacked for telling the truth and standing up for innocent people. Keep up the good work and God Bless all of you!

I agree with Anonymous and the the Princess no thanks is necessary. The greatest thanks to me is the fact that you kept your money in your pocket. When I put that first post up I figured I was going to get criticized but never that viciously. I couldn't have imagined there was going to be good people come out and have my back like they did so to speak. And in my opinion that  "Certificate of in good standing" thats on the RK website should belong to Anonymous and the Princess, because they are definitely in good standing with me and im sure with you plus everybody else they've helped keep from getting  victimized.
And as far as me continuing "exposing these scumbags" you can count on it. I hope im not speaking out of turn but from what I've gathered since I started looking into this, Anonymous has been helping people for a long time and he's going to continue to help and Im looking forward to the next time I can contribute something to the effort he's making in exposing these "scumbag" "crooks"...

You're welcome waiting. Seriously though, no thanks is needed. Here is my short story about them. They called my cell. When I asked who are you they really didn't give me a name but said I had an unpaid debt. When I asked with whom they wouldn't tell me but said I had a loan out. Again, when I asked with whom, they wouldn't said. I came right out and said it's impossible for me to have a loan out with anyone even a payday loan since I don't even have a checking account to get a payday. They kept telling me I did even mentioned my ssn. I told them this was all BS and hung with them. They never called back. When I think about it, there are websites that if you pay a membership fee, they can tell you everything you want to know about a person even their SSN. I call that an invasion of privacy those websites are. If I had my way I'll sue those site for just that.

You're very welcome but really, no thanks is needed. We have to look out for each other, that's all. All of us are good at something, just not in everything, so we help out in areas where we can, no worries. Thanks for bringing up the debt mediator tactic. I've not seen it before and every bit of info helps as scam tactics evolve.
If you want to know how EgoKiller found those images, google "reverse image search engine".
Re. a possible lawsuit, FDCPA attorneys know how to find collectors, no need for you to find the collector for the attorney. Just find an attorney, explain what happened and let the attorney tell you if this is worth chasing. It may pan out, it may not. Best of luck. Walk in light :))

I now understand....And thank you Anonymous so very much for taking the time to respond and explain it to me to where I could actually understand it...Many thanks to you and the other 2 on here who just saved me a bunch of money...I would love to sue but who though?...I did alot of checking after my first post yesterday and it seems they went by Chm capital, Chm mediation etc. etc. and now you click on Rifkin, Klein and associates and that takes you to Rosen Keller and associates web page...When this thread first began I admit I was on Barry Robbins side especially after Barry put the links up to the rkmediation.org. I checked it out the seal the staff (which their pictures have now been removed) everything looked real...I was convinced EgoKiller was putting up false and misleading information....Then comes you and the Fng Princess with the seal is fake because of the addresses linked to it, im thinking maybe its just a typo somewhere in the chain of paperwork. But then this is said "lets talk about misinformation shall we!?" 'EgoKiller' (which this phrase to me now will forever be synonyms with 'your getting ready to get your @ss handed to you')...Its impossible out of the billions of people in the world and on the web your going to be able to find out who these people are just from their picture and fake profile on the RK website, so I accept EgoKiller's challenge...I start typing in the names and the websites he posted, and the images appear, one after another after another from England, Australia, and Africa...AND ITS ALL TRUE Thank God your using your skills for good, how in the h*ll did you do it?...(I don't expect an answer, probably a trade secret or something)....I now know why you go by "ego killer" because Barry had to bury his ego about 6 feet under after he basically accused you of being a lier and a deceiver and then you delivered the hard cold facts to him....I officially bow down before you EgoKiller!!....lol
On behalf of all the older people out here who can't afford to pay for the service and help you 3 (Anonymous, Ego and the Fng Princess) have provide Thank You so very much...And please, please don't ever stop exposing these scumbags for the crooks that they are. You have kept me from being a victim...Just imagine how many others you have kept from being victimized as well, who hasn't posted here are unable to post.

"Debt mediation" is nothing but a scammer scheme to evade the FDCPA by inventing a new class of debt collector called a "debt mediator."

The third paragraph on the FTC FAQ webpage  http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm  states "Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them." A debt collector is defined by his collection *ACTIVITY* and not by what clever job title he chooses to give himself while he goes about collecting debt. If a debt mediator, debt resolver, debt compromiser, debt reconciliator, whatever, performs the ACTIVITY of debt collection, then the law considers it to be a debt collector who must obey the FDCPA. If it quacks like a duck...

BTW the claim that "debt mediators" are exempt from the FDCPA violates Section 807 of the FDCPA itself (the irony!) which states
"807. False or misleading representations
A debt collector may not use any false, deceptive, or misleading representation or means in connection with the collection of any debt."

You can hire an attorney (google "fdcpa attorney") and sue this scammer per section 813 of the FDCPA.

Here's my story!...I get a call from these jokers, saying I have a unpaid debt after they call people in my immediate circle of family and friends.(which one of my friends has their Mafia style "you need to pay" type threat saved in their voicemail) ...So I call (which their automated system sounds like a professional business which you press 1 if your a blaa blaa press 2 if your a blaa and so on and so forth)  gave a reference number to them they told me about some debt im not even sure about...I ask if they had a business licence or were bonded and for their address and for a "debt validation notice" per section 809 of the FDCPA like posted above which they told me didn't apply to them because their not a collection agency but a mediation firm. (so im not 100% sure if thats true or not because im not a lawyer and the laws are hard for me to comprehend???). Fast forward a few days later now I get a call from a local number saying they are a locator and im gonna be served with documents in a few hours. Now here it is several days later no locator! no documents! I needed them documents 2 days ago when I ran out of toilet paper while waiting on this locator! Now I want these shysters to reimburse me for the printer paper and ink I used printing out pictures of the rkmediation.org website to use!!!!!

Re. "I don't think many scammers would register a business with the state", the ones that register operate near or on the line between legit and scam. Just legit enough that the state won't go after them, just scam enough to rip off big $money from victims. AMT Auditing Services LLC had a Utah business license  https://secure.utah.gov/bes/action/details?entity=7968758-0151  and scammed for several months before the law caught up with them. The BBB says they are out of business  https://www.bbb.org/utah/business-reviews/loa ... ork-ut-22302183  See that second line on the business license where it says "Company Type: DBA"? AMT is a DBA but managed to get "LLC" attached to its name by exploiting a flaw in Utah's licensing process in plain view of the state of Utah. Scammers don't just register a business with the state, they turn every screw they can to use the state's mistakes to their advantage. Bernie Madoff scammed for years in public view and ripped off $billions while faithfully filing every required piece of paperwork to remain in compliance with state and federal regulators. So yeah, scammers do file paperwork with the state when it's to their advantage to do so. They won't if registration won't help their type of scam. They will if it does. Ditto for BBB accreditation, membership in professional associations, whatever.

The FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf treats the INITIAL CONTACT between collector and debtor (first call, first letter, first whatever) as a special event. Legit collectors per section 809 of the FDCPA *must* tell you at initial contact, or send you paperwork within 5 days of initial contact, the following:
1. $amount of debt,
2. name of the current creditor (which may differ from the original creditor who might have sold your debt),
3. a statement that that debt will be assumed to be valid unless you dispute in writing within 30 days,
4. a statement that that if you do dispute in writing within 30 days, the collector must mail you written verification of the debt,
5. a statement that if you ask the collector in writing within 30 days, the collector must send you the name and address of the original creditor if it's different from the current creditor.
If you don't get the 5 disclosures, orally or in writing (you do not have to ask for them, the FDCPA requires collectors to provide them), treat the collector like you would any SCAMMER.
Note that 3,4,5 must be done *IN WRITING* so you will need to ask an address from your collector. If s/he refuses to give you one for any reason, treat the collector like a SCAMMER.
The collector can threaten court action at initial contact but the FDCPA requires that the collector actually take you to court if the collector threatens it. Threatening court and not going through with it (coercion) is illegal.
If they say the FDCPA does not apply to them because they own your debt, the debt-owner exemption only applies to the original owner. A 3rd party who buys the debt for the purpose of collecting debt is treated as a debt collector and not an owner and must obey the FDCPA as explained in this FTC Staff Opinion letter here http://www.ftc.gov/os/statutes/fdcpa/letters/arbuckle.htm
Has the statute of limitations for your state http://www.fair-debt-collection.com/SOL-by-State.html expired on your debt? If expired, don't pay.
Collectors generally have to be licensed by your state to practise (collect debt) in your state and you can find out by calling your state Attorney Generals Office. Ask if a license is required and does this collector have one. If not licensed, don't pay and file a complaint with your state AG.
Read useful debt-collection FAQs from the FTC here http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm
The debt collection process explained in plain English http://www.consumeraffairs.com/debt/fdcpa.html
Be aware that scammers are using bought/hacked/phished loan application data to extort payments for fictitious debts from victims and victims' families and friends.
The FBI warns about payday loan extortion scams here http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710
The FBI warns again http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans
The BBB has issued several alerts on this scam, just google "bbb.org alert phony debt collector"
Report to the Internet Crime Complaint Center http://www.ic3.gov/complaint/default.aspx , the Federal Communications Commission http://esupport.fcc.gov/complaints.htm , the Federal Trade Commission https://www.ftccomplaintassistant.gov/ and your state AG http://www.naag.org/current-attorneys-general.php as appropriate.

I am very flattered and amused by all the time you have spent trying to prove a moot point, you obviously have a great deal of time on your hands.  The fact remains very simple, and that is that this company is suing me in small claims court for a bad check I wrote awhile back.  If they are not doing so to you, good for you.  I can not comment of your situation only mine and frankly  I don't care if they put fake pictures on their site, and I dont care if their registered agent used his apartment address when registering the company.  None of that is going to resolve my problem, and I don't really think the judge is going to care if they put pictures of the the cast of "MASH" up on their site claiming they are their employees.  None of that much matters to the situation I have at hand.  

I don't know about anyone else but I don't think many scammers would register a business with the state and then post their state's certificate of good standing on their site for the whole world to know exactly who they are.  I have to imagine anyone registering a business would have to supply some sort of government identification.  That would be pretty damn stupid to do all that and start scamming folks.  I dont really quite know what you mean by scamming.  Is suing someone to get them to repay what they owe considered scamming these days?  Maybe I am getting too old but I thought a scam was when someone stole your money, not when they attempted to get back money you stole from them or in this case stole from someone else.  After all, at the end of the day that is what I did, I wrote a check that didn't clear to pay for something that I received.  The company I wrote the check to didn't get their money as a result, so I guess I scammed them, albeit unintentionally, but the stole from them nonetheless.

Frankly son I don't much care what you do with your life, but I am pretty confident if they called on you they are working for someone who you legitimately owe to.  Now If you are not ready or willing to take care of your business that is your decision to make, not mine.  Lord only knows wether or not your debt is an amount that is worth suing you over.  I know mine was and I was willing and eager to resolve my past mistakes and that was the reason for me writing it here, hopefully saving someone else a little bit of indigestion that i experienced when I get served.  End of my story.  

Now you folks have fun dissecting what I wrote, it tickles me to read it.

One last thing before laying this whole scam to rest.when I binged RKmediation.org in the search bar and it came up in the summary it said Rifkin, Klein and associates and when I did clicked on the link it came up Rosen Keller and associates. Go figure. They must be using an old wesbite that once was Rifkin and Klein and associates.

Very well done Miss. Princess and everybody else who's brought facts to theses postings today:-) Its amazing what Google imagines can do when you have a persons real name. So don't forget everybody to type in the names of the real people that's provide though out these posts into Google images and compare their pictures to the staff pictures on rkmeditation.org website! And if anything changes on that website I will be more than happy to post it up just like im more than happy to turn this new information I've gotten today over to the States Attorney General office and all the other fraud investigation units.

You can also goole those names egokiller had mentioned. I found out that Paige Waters real name is Frances Limoncelli who happens to be from Chicago who works in the Lifeline theater. Jane Row's real name is Violet Shivutse and you can find her at www.homebasecarealliance.org
I guess Egokiller and I got to thinking about where we've seen the pictures of the staff members were from when they looked a little too familiar and went searching.

Barry_Robins let me start off by saying I was gonna leave it alone and not comment any further, but since you called me out it lets talk about 'misinformation' shall we!? Well we know thanks to the others posts the rkmediation.org website is full of inconsistencies and false information. So let me point out some facts about the staff members on rkmediation.org. Senior Mediator Diane Thomas appears to actually be Sheridan Young: Greens Candidate for Moore Western Australia. Edward Johnson: appears to actually be Wilson Kabeera Hannington: Executive Director website www.viewafricasafari.com. Sonya Davis: pictures appear to be on House Sitters in England, website www.housecareers.com. Edward Jackson: pictures appear to also be on House Sitters in England website www,housecareers.com.

I'm not going to continue to bore you with the rest of the website's staff and where their pictures were taken from on the internet. You get the general idea. I challenge you and everybody else who reads this post to go to these sites and match the pictures from both pages. BTW I have the rkmediation.org page saved.

And in summary, it appears that the rkmediation.org staff members pictures were taken from other website from all over the internet. My postings are truthful and based with facts. So if anybody wants more facts about this bogus site I'll be happy to post more. In the mean time I challenge everybody to research these staff members on the sites I've listed above. If their pictures are still on there by the time this post gets out.

That ilsos.gov business license filed 06/28/2012 shows an Agent Street Address of 2224 W Touhy Ave Apt 1E -- that's an *APARTMENT* -- but their Principal Office has address 2224 W. Touhy Suite 1E. That "Apt 1E" has to be a Freudian slip! That "Suite 1E" has to be fake! RK operates out of an apartment!  An APARTMENT!!!

whosis shows rkmediation.org was only created on 06/21/2012 so this is a new company only 4 months old consistent with their business licence. However, their AboutUS webpage states "Rosen, Keller and Associates has successfully mediated thousands of disputes since our partnership was formed many years ago" and "Over the years, we have earned a nationwide reputation for helping resolve even the most stubborn cases." YEARS??? Well, how many YEARS of mediation can you cram into 4 MONTHS of existence???

You're BUSTED!!!  SCAMMERS!!! SCAMMERS!!! SCAMMERS!!!

Let me ask you this Barry, if this company is true and legit then what exactly is their address? Is it on the corner of Jackson and Federal as said on the website location map. Or on West Touhy as mentioned on the cyberdrive website or on S. Michigan as the guy said on the phone when I talked to him yesterday?

BTW Barry Robbins, strange how you can buy a certificate of good standing through that cyberdrive website for around fifty bucks and place it on your website.

Dude, take a good look at that website. They must have just put it up. There's no testimonial on it. It looks as if they just put it up. Some of the dates don't even match. When you look at the map it takes you right to a parking lot. When you google map the address on the cyberdrive website it's in a complete area. BTW when I 411 and had the operator look them up no such luck Number isn't found. They are scammers period. The guy I had talked to yesterday gave me a totally different address that was listed with cyberdive.

Did you make sure your scammer overlords saw your post before your boiler room stint was over today?

Wait, aren't you Anne?

Love the detail by the way. Typical shill post nevertheless. Thanks for playing.

EgoKiller, before you write it off as a scam, did you ask them for their website or their company information?  Did you take out the loan in question and perhaps forget about it like I did?  When I did my due diligence on the company i found their website and business registration as being in good standing with the state of Illinois.  I included a couple links to the information I found when I did my due diligence which runs contrary to what you are telling people here.  I also found that their registered address was that of their company attorney, which is a typical security and safety measure for companies in that type of business.  After all Chicago does have a major violent crime problem and It's prudent for them to do so in the name of their employee's safety, especially when you are in the business of suing people.

You really should not post misinformation that is going to end up causing people great expense when they ignore a legitimate issue and end up in court.  You obviously were just looking for a reason to file a complaint rather than handle your past problems, but you should not convince others that they should follow your reckless path by posting this misinformation about a company being a "SCAM".  There are so many real scammers in Asia and Africa to worry about that crying wolf will cause people to ignore a real issue that is not a scam.

Here is what I found on them:

Their website is:  http://rkmediation.org/

The Illinois business registration search: http://www.ilsos.gov/corporatellc/CorporateLlcController

They also have a "Certificate in good standing" with IL posted on their website:  http://rkmediation.org/legal/

If you are reading this, I would caution you against taking EgoKiller's reckless advice, or you will end up in the same boat I did causing me extra headache.

THIS IS SCAM! I was informed by my relatives that Rosen Keller and Associates had contacted them in regards to a cash advance that I had out a few years back. My place of work was also notified along with a friend, and in doing so they have violated numerous FDCPA laws with the information they are giving out to these people.
So I called Rosen Keller and Associates I was told I had a cash advance out. So I then asked for a "validation notice" on the debt, I was refused. I also asked for their business license number I was once again refused. After some time I was able to get a physical address which when I called the Chicago police department I was told the address was bogus. There is no website for Rosen Keller and Associates which in itself is a red flag. I have reported them to my States Attorney General's office. I am now going to report them to the Federal Trade Commission  and the Federal Bureau of Investigation. Don't take my word for it do your due diligence and research them you will see a host of different company names they have used along with the complaints others have reported. Im enclosing the links I am using so they can be reported to the proper authorities.
*Update* I have contacted the Better Business Bureau and im registering a complaint.
www.bbb.org/scam-stopper/


http://ag.ca.gov/contact/
complaint_form.php?cmplt=CL is a direct
link for filing a complaint with the Attorney
General in California.
https://www.ftccomplaintassistant.gov/
FTC_Wizard.aspx?Lang=en is for filing a
complaint with the FTC.
http://www.ic3.gov/default.aspx is a direct
link to filing a complaint with the F.B.I.

THIS IS SCAM! I was informed by my relatives that Rosen Keller and Associates had contacted them in regards to a cash advance that I had out a few years back. My place of work was also notified along with a friend, and in doing so they have violated numerous FDCPA laws with the information they are giving out to these people.
So I called Rosen Keller and Associates I was told I had a cash advance out. So I then asked for a "validation notice" on the debt, I was refused. I also asked for their business license number I was once again refused. After some time I was able to get a physical address which when I called the Chicago police department I was told the address was bogus. There is no website for Rosen Keller and Associates which in itself is a red flag. I have reported them to my States Attorney General's office. I am now going to report them to the Federal Trade Commission  and the Federal Bureau of Investigation. Don't take my word for it do your due diligence and research them you will see a host of different company names they have used along with the complaints others have reported. Im enclosing the links I am using so they can be reported to the proper authorities.


http://ag.ca.gov/contact/
complaint_form.php?cmplt=CL is a direct
link for filing a complaint with the Attorney
General in California.
https://www.ftccomplaintassistant.gov/
FTC_Wizard.aspx?Lang=en is for filing a
complaint with the FTC.
http://www.ic3.gov/default.aspx is a direct
link to filing a complaint with the F.B.I.

Call them back and do what I did!  The same darn thing happened to me last week when I ignored the calls.  I thought they were just talking out of their behinds with their threats? well, they weren?t!  Some little fat man showed up at my apartment with an envelope and woke my husband up who works nights, so I got reamed from him for ignoring this and not telling him about it from before we met late last year.. also got reamed for this interrupting his beauty sleep ?.  The envelope included a demand letter for the amount I owed with a couple hundred in fees tacked one, and like the first poster wrote they wanted ridiculous lawyer fees and the court fees.  There was also a conciliation court claim form all filled out from my county (Hennepin) court that the letter said would be filed with court if I didn?t pay the full amount in less than 7 days.  I called that firm but they said it was too late to negotiate at that point so I played it like I was happy to have my day in court {which I was noT!} I said to the lady ?a judge cant take what I don?t have?.  Well the tactic seemed to work because all of a sudden she was able to negotiate it again get all those fees removed and set me up on a half way reasonable payment plan ? so I guess it was not ?too late? after all.  I was surprised by this whole thing, I never thought they would actually follow through with the threats but it turned out ok in the end I guess.

Last Friday I received a voice mail from someone telling me I had one opportunity to resolve an issue with this firm.  Turns out it was for a "bad" check i had written and had forgot all about.  In reality it was not actually "bad" at the time I wrote it, but the day after I wrote it my checking account was garnished by the Florida department of revenue for back taxes.  Needless to say I forgot about that check (and other stuff) and got myself into even worse financial trouble that took me about a year to start pulling out from.  

Anyway I did not call these people back thinking this was a scam like I have read about on here and other sites and today I was embarrassingly served lawsuit papers at my job.  I am being sued for the original check amount, returned check fees, a "skip tracing" fee of $200 and "reasonable attorney fees" + court costs.  Today i called them to try to resolve this hoping i could avoid court and was told that it was too late to settle out of court and i would need to appear in court.

Needless to say, i wish I would not have just assumed every phone call is a scam and would have called to resolve when i had the chance.  Let my experience be a lesson to everyone here, while you may not remember something you did in the past it's best to call and find out before being "reminded" the hard way like i was/am.  Although there may be many scammers calling from India, not every call about a bad check or unpaid debt is a scam and it appears that more and more companies are willing to use the court systems to recover what they feel they are owed.

(Hard) lesson learned :(