If you paid them one red cent you are  DUMMER then they are even if you do work for the SCAMMERS  good try  DO NOT PAY THEM SCAMMERS SCAMMERS SCAMMERS.

Anyone can create a web page to look like a legitimate company.  The 877 # they say to call them back on it in face the same # shown on their webpage however the phone# they called from was a 512 area code not a 716 area as listed.

Seriously?  Not everyone being contacted by these people owes any money at all.  Ever hear of identity theft?

Your situation sounds EXACTLY like mine.  I got a letter in the mail from a company approximately three years ago saying I owed about $1500.  I don't take out loans so I immediately called to find out what the heck was going on.  Someone had used ALL of my personal information, name, DOB, SSN, phone number, and address and taken out three online payday loans in my name.  The only information that was incorrect was employment, e-mail address and
Two references listed.  I have never in my life taken out a payday loan.  I immediately told them it was identity theft, put fraud alerts on my accounts, filed identity theft complaint with the FTC and local police department.  I've sent letters to each of the companies I've been contacted by.  After the last one where the guy basically called me a liar, said they had tracked the loan to my IP address (total attempt at intimidation and BS which might have worked if I didn't know for a fact
Tht I never took out such a loan) and said there would be a warrant for my arrest, I ignore the calls.  Hoping it will go away at some point, but none of it has ever been put on my credit report, thank goodness.  Let someone try and drag me to court.  I will pay every penny I have to a lawyer before I pay it towards a fraudulent loan.  My credit report is pristine, my FICO is above 800, I make over six figures and have a good amount in savings.  I have never been delinquent on any loans.  Anyone with half a brain could see I don't need a payday loan and if I did take one out, why woul that be the loan I all of a sudden decide to default in?  Stupid.

These ppl whomever they are keep calliing my number trying to scare me by telling me they are going to have the police come to my work and file me with papers for a loan I supposedly took out 4 years ago. threatening to put me in jail, etc. I've googled the phone numbers 512-562-0060 and the number they said to call back 877-381-5756 which are scam artists. They called me three days in a row. The first day I called my financial institution and they told me DO NOT GIVE THESE PPL any of your information or your debit card number. I've also been told my gmail account has been tried to be hacked by serveral different places in the U.S.

I too received a call , have no idea who they are , something about location...id was different than number they asked me to call AVRS

I agree! I finished paying off a debt with DTA Group LLC. My last payment was Dec 27th and now this company is calling trying to collect for the same exact company! Wtf! They told me if I can prove it then I need to send them proof! I have contacted DTA Group and if they do not correct this error I will be calling my lawyer!

Most Payday loans require an automatic payback plan.  You can't get the loan without setting up the payback plan.

They call here often.  The first time I was worried and researched my bank accounts.  I went into the bank and pulled statements from over 6 months ago.  I called the company they claimed I owed money too and they had no record of an unpaid bill.  I gathered all paperwork, contacts, dates, and called them back.  I had the operator so flustered.  After wasting her time and speaking to several supervisors - I finally came unglued.  I told them I know its a scam and the conversation has been recorded from the beginning.  I'm sending a copy of the tape to the FBI and then......they hung up on me.  LOL  I still get calls from them but ERASE them immediately.

Keep calling me will not return calls!! Thank you for your Advice!!Scum of the earth'

Google payday loan scams. This is the company AVRS that is in violation of many,many laws in every state. They have a cheap website that's half-assed,cheesy and PHONY!!. They have uneducated  half-wits  that actually took jobs as ruthless collections reps...what a low opinion these morons must have of themselves! The tactics they use to frighten you into paying for old payday loans that were paid off or non existing is disgusting..disgraceful and illegal!!!Do not respond! And AVRS personnel??  Shame on you...may I suggest you at least go back and get your high school diploma... Get a conscience... Have a bit of pride for yourself and try to earn a decent ...RESPECTABLE living. And do remember this karmas a bi***. Shame on you and God help you.,, you are going to need it!!'n

These guys called me at work. 877 381 5756. I am not returning their call.

And here we go again.Different company same M.O. I took out a payday loan in 2009 and paid it off.
I have been getting calls like this from different places for 3 years now.
My attorney has again been notified as has the attorney general in my state ,  BBB in upstate New York and the FTC.
SMH at these bottom feeders.

Illegal debt collection agency - for payday loans - which are illegal in NYS cannot collect on a payday loan in NYS

Admin Edit: "It's a SUSPECT message!"
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I have an account with MYCASHNOW. I personally called MYCASHNOW and they gave me the company they sold the account to. When I called this company I was instructed to pay AVRS directly. They were polite and professional to me....had no problems.

You are full of it.they are rude

well you wrong here is the web link for this company's page http://www.avrsgroup.com/index.html they are out of New York, but they do buy old unpaid payday loans for 10% of what the loan was for (EX if you had a $500  payday loan this company paid $50 for it) Now in my state if you have not paid it from the due date, they can not collect it, also any all payday loan companies must be licensed by the PA state banking commission to do business in this state.

Admin Edit: "It's a SUSPECT message!"
_________________________________


I had a payday loan with Mycashnow from 2011. I contacted Mycashnow and they gave me a number to the company who they sold the debt to. When I contacted them, they gave me Avrs # to call to pay the debt. When I contacted AVRS, they were actually polite and professional. They emailed me a letter within moments and I did pay the bill. I had no issues with the company.

Die in a fire .....you have been notified.

Perhaps it's best to clarify for newcomers (and web searchers who come across this site) how this scam works.

Most likely we've all received spam emails that claim "There is a problem with your Bank of America" account (or "Citibank" or some other large financial institution) and shrugged them off because we don't even have an account at the bank mentioned. The spammers send out the exact same message to millions of people knowing that 99% won't have an account at that bank... but also knowing that 1% *will*. They're hoping that their email will be convincing to some of the random recipients who happen to have an account at the right bank.

The fake loan collection calls work the same way: Most reach random people like you and me but the scammers know that just by the laws of probability a small percentage of their calls will reach a person who really does owe money to someone. Their threats and bullying tactics can seem frightening if the recipient mistakenly assumes "I owe money - these must be the people I owe money to! How else would they know?"

The illiterate ALL CAPS morons like "Anonymous" who post the "Pay your debt!" rants here aren't trying to convince any of us who *don't* have debts, they're just trying to create a frightening atmosphere for the ones who do. The hope is that when such people get a call and search for the phone number and end up at this web site they'll be shamed into paying... even if the money goes to a random crook instead of the real creditor.

You are wrong. Most of the people receiving these calls have never borrowed money. This is a well-known scam (especially to you, eh? Wink, wink) that tries to intimidate people into paying money they don't owe.

THE ONLY SCAMMERS ARE THE PEOPLE BORROWING THE MONEY AND NOT RE-PAYING IT!!!!!!!! STOP TAKING OUT LOANS IF YOU CAN NOT AFFORD IT!!!!! IT'S NOT THEIR FAULT YOU HAVE BAD MORALS AND CAN'T ACCEPT CONSEQUENCES FOR YOUR ACTIONS,HENCE, WHY THERE ARE SO MANY COLLECTION AGENCIES OUT THERE AND GROWING!! FYI: TRY READING THE FINE PRINT BEFORE YOU ACTUALLY AGREE TO ANY TERMS

I received this call on February 5, 20013 on my Google Voice Mail. It stated: "Information on an important matter. System filed interoffice us. Contact us today at toll free at (877) 381-5756. I had already made payment arrangements to clear up debt from a previous attorney;s office in regards to a Pay Day Loan back in 2008. I called the toll free number and a lady answered the phone but did not identify or greet with the company name. I decided to Google the toll free number and glad I did. It allowed me to see the above messages from other recipients to this number. I will not furnish any information to this number but will report it to our AG's Office.
I will further seek the statues of limitations for debt collectors in the state of Arizona.
Thank you all for the previous messages and heads up.

I just received a voice mail from this AVRS and after reading all of this i will not even bother to call them back.
877-381-5756 x 1001
Daniel Ray, in the message he said that he needed to talk to me about a legal matter and get me "record of conversation"

Well, if you own money from daypay loans or from any one, and if they call you as debt collectors....you must pay it...the problems is this: THEY are bying old debts from agencies who can no collect the money, and then they buy the accounts for a dime...and MANY times those old accounts are paid in full, but they want to REcollect money again, they think that people forgot about the account status, plus the all NASTY intimidation, people are afraid...I am NOT afraid....

I didnt know this was so bad, I am happy to read your email...thanks for telling your story to people like me and everyone else

Thanks for the long letter it explains everythiing i need to do. I am getting these calls now. I will follow your advice to the fullest.

ok, I see this contstantly and it's just TERRIBLE. Obviously this is a phishing scam (since so many are reporting the same activity) I can tell you all that I have been dealing with this issue since late 2009. It started with a letter from a company called "LRA" or 'Lighthouse Recovery Assoc' they were based in California. At first I thought it might be a valid debt since it only had a name of 'BMG/CMG Corp' listed as the original creditor. I called and told them I needed verification in WRITING before I would agree to pay them anything. They sent me a bogus copy of a contract from an online payday loan company - I have never had a payday loan, nor have I ever applied for one. The 'contract' had all of my personal information on it - including my name, address, phone number, email address, employer info, and SSN (again - I have NEVER entered into any agreement of this kind and have NO idea where this came from or how they obtained my information) At the bottom of the 'contract' it showed funds being deposited into a bank acct - that was not mine. I wrote a letter of appeal explaining that this was not my debt and that no funds were ever deposited into MY acct. I even went so far as to have my bank print out my bank activity from that time and also the bank wrote a letter on my behalf explaining that this money was never received by me. I called LRA and was told the appeal was rec'd, and to allow 30 days to process the appeal and that this would be resolved and taken from my records. I thought it was handled .... then about 3 mos later they sent me another letter demanding payment. I of course called and explained the situation and the appeal - and miraculously they couldn't find it. So I sent another one - I kept everything from the original. This time I faxed it, and sent a copy certified mail signature due upon receipt. I dealt with LRA several more times before they finally went away over the next 6-8 months. Soon enough however ... I started getting phone calls from various other 'debt collectors' on this 'loan' all saying the same thing. 'We have a file in our office, its regarding a legal matter, and we are going to serve you either at home or at your place of employment blah blah blah' EACH AND EVERY TIME I request a verification of debt letter .. and every time they are unable to provide one - or they say it was already sent several times (no it wasn't) These companies are in gross violation of the FDCPA (Fair Debt Collection Practices) - they have called my home and my work leaving messages that I 'have been notified' ... even going so far as to threaten that I am going to jail, or that (I'm not kidding) they are going to beat and rape me in front of my children and murder my parents!! THIS IS ILLEGAL ... and if it was any way, shape or form a legitimate debt these things would not be happening ... you know why? Because each and every time a violation of the FDCPA occurs it is a fine of 1000.00 - payable to the debtor (yes that would be you, the person owing gets paid a thousand bucks by the debt collector for the violation) Legitimate agencies KNOW this - and they do their best to follow the law because a debt collector is only making roughly 40% off the monies collected - if they violate the law they are operating quite possible in the black and making NO money. Another thing about these companies - they never seem to go away, and good luck tracking them down. The calls are set up through a Voip (voice over IP) basically it could be some guy calling you from his bedroom in Bulgaria but the phone connection bounces around the internet and feeds through to a different call zone - say California or New York for example. They set up on something like a dry loop and can not be traced or tracked down. At least I havn't found a way to do it anyway - and believe me I have tried. I ended up tracking down the original 'creditor' BMG/CMG Group ... this is a legitimate company that offers payday loans, but they said that I do not owe them ANY MONEY. I requeted that in writing late in 2010 and did receive a letter stating that I have not ever, and do not owe anything to them and that I am released from any obligations towards the 'debt'. ok ... so you think that stopped it? NO! I have rec'd calls at home - and my employer 3x in 2011 and 2012 - the latest one being today 06/21/12 at 9:00 am. My call today was exactly the same as all the others I have rec'd. It's more of a hassle and it's infuriating ... but they are mostly harmless I think. This 'debt' has never been reported to my credit .. and no, noone has ever showed up to serve me papers - and I have been threatened with THAT line at least 4 times. Now here's the kicker .... everyone keeps saying call the police, call the FTC, call the authorities .... I'm going to tell you not to waste your time. I have called every single one of the agencies below and filed FORMAL, sometimes written complaints with every one to: the FBI, CIA, FTC, BBB in CA, BBB IL, BBB CO, BBB NY, I've also contacted the State Collection Bureaus in CA,CO, and NY, as well as the Attny General in CA,CO,IL,IN,and NY ... I have called my local police - I even went so far as to contact an investigative reporter for FOX news based in California. He  did a story/investigation into these scams about a year or 18 mos ago and in turn one of these companies was shut down, faced prosecution and they now in jail. You know what every one of those agencies told me? 'we are well aware of this situation, and it is unfortunate - but there is 'nothing we can do' ... most of these calls are not coming from America - they are looped to look like it - but are originating outside the country. There are a few American 'copy-cat' companies that are working the same scam ... but using the same techniques w/ the Voip/dryloop they are not able to be tracked. So that's my story - don't be surprised if you start seeing it everywhere you look b/c I am going to get the word out there about this. These are opportunistic Vultures taking what they can from innocent, unsuspecting people - many of whom probably did have a payday loan at some time and think one just 'slipped' by ... God only knows how much money they have sucked out of unsuspecting people over the past few years. If we get the word out to people, and they stop getting our money, MAYBE they will stop seeing us as a quick payday and move on to some other unsuspecting country. Its very simple ... if someone calls you about a debt THEY ARE REQUIRED BY FEDERAL LAW TO PROVIDE YOU IN WRITING PROOF THAT YOU OWE IT. If nothing can be provided, or if they flat out refuse - it is a scam. There is nothing they can do, they can't haul you to prision, damage your credit, or get you fired - they can't garnish your wages - they can't even Sue you! they can't come to your house, file harassement charges on you or any of the other million threats they try (today I told them i had the police waiting in my driveway to arrest them when the 'process server' showed up ... they actually tried to tell me that they were going to file harassment papers on ME ... then they blocked my # because I called them repeatedly for about 30 minutes asking where the authorities were at) ... I know it sounds scary, but it's all smoke. I retained an attorney on this 2 years ago and every time they call I double check and document it with my lawyer - it's a scam, and people need to be made aware of it. Tell everyone you know and tell them to tell everyone they know ... I've done it and I will not stop. Good Luck to all.

dallas  tx area

we are taking information on a location of an important matter that has been filed in our office. call 877-381-5756.  number that was called from was 512-562-0060. When that number called after hours AVRS was name of business.=after hours