This particular company called my sister's mother-in-law, who I've only met twice and have only had one conversation with, and my sister claiming they were trying to get in touch with me. They apparently looked into my telephone records and told them they were looking to throw me in jail or sue me. It's created a wedge between my family now and I want to sue them.

Alonzo, I feel your pain.  Do not be alarmed and calmly but firmly explain to your family that the call has nothing to do with you.  Apologize once for this happening which caused some confusion and shock.  You have not done anything wrong nor are you being investigated for any wrong doing.  The people that called are scam artists and that sort of this is happening to people all over the country.  Tell them if someone like that calls them for them to be firm in saying (1) do not call again and (2) they will be reported to REAL police investigators if they call again because perpetrating law enforcement is a CRIME!  If you do this and continue your life, all should be well and there should be no wedge unless someone in your family or theirs secretly wants there to be a wedge.

BTW, I had this happen with a close friend of mine.  It was embarrassing because she saved the call and sent it to me.  It sounded so official.  I was immediately outraged, called the company, and told them to not contact me or anyone else for this non existent matter or I would call the police.  And if they wish to *serve* me, then DO IT!  I also let them know that impersonating courts and law enforcement was a crime called FRAUD and the Attorney General would probably be very interested in getting in touch with THEM.  I called my friend, assured her there was nothing to be concerned with. That it was a scam and for her to protect her credit report too so that she can be aware of these types of scam artists.  I then apologized for the message scaring her and told her to not hesitate in telling these people if they ever called again, that she would report them to the police.

They are breaking the law when they contact and speak to someone else about an alleged debt.  They are breaking the law impersonating law enforcement.  They are breaking the law by threatening any type of jail or imprisonment.  These violations are in writing.

Also, no one, family or otherwise should be open to giving ANY information to ANYONE calling about ANYTHING over the phone about anyone other than themselves.  And then even then, they should NOT give personal information about themselves or anyone else over the phone.  That's common sense rule 101 in this day of rampant identity theft!

Good luck and God Speed to you.

thank you larry and yes i have already notified the fbi in buffalo and they advised me when i met with them to play the recordings of there agent mathews i obtained to ignore there calls because they have recieved numerous complaints from police agencies and other people reporting them. they ( krofka and the gibson character who they didnt mention? ) will be stopped soon. just keep recording and playing evidence to the police and soon we will read about it in the online paper in buffalo ny!

new name of company is northwestern agency llc.....located at 636 sheridan drive tonawanda ny 14150 and 536 west third street jamestown ny 14701 its on the second floor of the wesgate office building accross from paces pizzaria...they are no longer located at 78 webster street north tonawanda ny. due to they changed there name and federal tax id bc of two current lawsuites that are pending...landline number for jamestown ny is 716 338 0024...this office is ran by melissa mega moooooo  krofka and her brother a co owner kirk p krofka....the 636 sheridan drive offices number is 716 898 2080  and is ran by michael gibson other co owner...the other owner is kirk and melissas father kirk g krofka who resides in frewsburg ny....yes kirk and michael are both wanted for federal tax evasion! call karen davis of the nys attourney generals office and turn them in for internet crimes, fraud, cyber bullying, and breaking fair debt collection acts, also scheming to defraud people.

i know larry> i worked there. all a scamm, but even beyond that. I am a mother of 3 children and left a job thinking that this was a legal business and one i could grw with...NOT!!! they look out for only the "family" of the business and try and make you look dumb. I would have ppl py what they borrowed, I would say that i need to have thm pay more...HELLO>>>thats not legal, i quit not long after and i didnt even hve a job to back it up. I just knoew that i wouldnt allow myself to work for a company like that. you should hear the side business they have ging on. can say too much for.....

they are a scamm! they buy yur name off the local underground collection railroad. if they cant give you a contract or even make it a big deal to send you something....they have no business talking with you. half the time these debts have already been paid

i used to work there. so much shady s***. any questions, i will be checking this ofter. leave an addy and i will let yu know the details

Faith call the Buffalo police department and let them know that this collection agency is located at 78 Webster street in North Tonawanda NY. The owners are Michael Gibson, Kirk P Krofka, and Kirk G Krofka. These guys are the owners/managers who run these collection agencys. They arent telling there employees that they are committing crimes, they say that this is how you collect on payday loans. These men are making each a half a million dollars a year a piece all from stealing from poor people and lying about there payday loans that have been double triple and even 4 times sold! 200 dollar debt turns into 1200 dollar debt! please help turn these guys in its so wrong that all these poor people are getting ripped off and robbed. just give there names and that address to local authorities and attourney general and help take these scumbags down

I feel your pain.  Do not be alarmed and calmly but firmly explain to your family that the call has nothing to do with you.  Apologize once for this happening which caused some confusion and shock.  You have not done anything wrong nor are you being investigated for any wrong doing.  The people that called are scam artists and that sort of this is happening to people all over the country.  Tell them if someone like that calls them for them to be firm in saying (1) do not call again and (2) they will be reported to REAL police investigators if they call again because perpetrating law enforcement is a CRIME!  If you do this and continue your life, all should be well and there should be no wedge unless someone in your family or theirs secretly wants there to be a wedge.

BTW, I had this happen with a close friend of mine.  It was embarrassing because she saved the call and sent it to me.  It sounded so official.  I was immediately outraged, called the company, and told them to not contact me or anyone else for this non existent matter or I would call the police.  And if they wish to *serve* me, then DO IT!  I also let them know that impersonating courts and law enforcement was a crime called FRAUD and the Attorney General would probably be very interested in getting in touch with THEM.  I called my friend, assured her there was nothing to be concerned with. That it was a scam and for her to protect her credit report too so that she can be aware of these types of scam artists.  I then apologized for the message scaring her and told her to not hesitate in telling these people if they ever called again, that she would report them to the police.

They are breaking the law when they contact and speak to someone else about an alleged debt.  They are breaking the law impersonating law enforcement.  They are breaking the law by threatening any type of jail or imprisonment.  These violations are in writing.

Also, no one, family or otherwise should be open to giving ANY information to ANYONE calling about ANYTHING over the phone about anyone other than themselves.  And then even then, they should NOT give personal information about themselves or anyone else over the phone.  That's common sense rule 101 in this day of rampant identity theft!

Good luck and God Speed to you.

Just spoke with Cook Cty Sherriffs Dept.  Check Management Systems out of New York is who this 1877 number belongs to! and they just committed Fraud by calling me and telling me that they are acting on behalf of Cook Cty Sheriffs Dept! HA! Im going to my Attorney General!!!

my son just called me at work, and said that the police are looking for me, for some check fraud. ????  He was upset, and I started questioning him further, and he said some guy called his cell phone and called him by his name(my sons voicemail says his name), and that I am going to jail for check fraud and that he needs to give him my address and phone number! my son gave him my cell phone number.  

Now I get a call from Investigator Adams of Cook Cty Sheriffs Dept.  but when i grill him about that he is says he is clling on behalf of them.  and he gives me a phone number of 773-389-7123.  which is different than the phone number he gave my son.  Then when I say i need proof of this so called check from 2007, he says he needs to transfer me to a lady in his tech investigator division.  She tells me I have 4 charges against me ranging from internet fraud to bank fraud to bad check, and one other one.  and that to make them go away i need to pay the restitution in full today.  I told her when is my court date, she says I have to be served but that it will cost me an added $1000 from the judge.  I tell her to serve me!

This is all stemming from a payday loan that I paid off in 2007! take me to court! LOSERS!

Why do they keep calling and leaving voicemails on my answer machine. The person they refer to does not reside in the home.

My husband returned a call from these people, only to be called a "DO***E BAG" for wanting verification of the company and the bill that they were calling about.  This is not a legitimate company!  It has changed its name 3 times in the last month and if you trace the phone number, its always no longer in service.  As for the threats - they tried that one too, but I asked them if they would like to speak to a REAL Special Investigator.

One of these nut jobs called my boss today saying he was Special Investigator Matthews. I was then harassed at home and told I would be "picked up" within 24hours. They said I took out a payday loan with "Total Lending" and the money was deposited into my First Union bank acct. I never banked with First Union or any of their subsidiaries. I also called Total Lending and they have no record of my name or my ssn. I asked for documentation and of course was denied. He called me a thief and said I would be arrested. These people are losers who probably make $8.00 an hour and it makes them feel validated by harassing and threatening people. Do they really think they they are Special Investigators? They do know they are merely bill collector's right??...actually scam artist's! Do not give these people money. You will not be arrested.

I went through the threatening calls with murdock and now its someone name lead investigator reed. This is why its so difficult to get ur bills paid cause you dont know who is the real deal and who is not. If u are an actual company, u shouldn't have a problem getting the proper identification over to the person whom supposibly owes the debt. Send something in writing and maybe you would get what is owed. Times are really hard and for those who want to pay there bills on time the money may not be there up front. Have a good day and god bless the a**les who keep leaving these stupid comments.