Ron Kennedy says he has a file I need to verify and I need to call him back asap.

This guy keeps calling my cell, but I have no idea who he is or what he wants. A lot of collectors call for the person who had my number before me, but I have no idea who this is or even if he is calling for me. I don't want to call him back until I can verify that he is calling for me.

He just keeps calling. I recognize that name. He used to leave messages, about something I need to verify, yea sure. Now he just hangs up with no message and the display on my phone only has numbers not who it is calling. I have a common name if you have a common last name they will call hoping for a hit for their collections I'm guessing.

Ron Kennedy has a file.

kthxbai

I was getting these calls frequently on my home office line and then they quit for awhile but have started up.  Has anyone figured out a way to remove your number from the list or block the number?

The people that called me from this number was a different number that was left on the answering machine, the number on the answering machine was 877 591 7730.

After doing a search on a backward search it tole me to enter a ligemnat US phone number .

who are they

I just got a call from them but when I said hello he said hello and just hanged up on me, I really hate that so I called back to see who the hell called and hunged up  on me.
They asked for my dad's brother but from other comments I have read looks like there going to keep calling back a bunch of times and he's brother doesn't even live here. cross my fingers they don't start bugging.   "Thanks Uncle Rutilio"

They are a collection agency. They buy bad debt and then try to collect on it. Usually when it gets to this kind of collection agenc; well, lets just say they aren't very nice and they will try to threaten you in any way they can. My advise to anyone getting calls from this company is to know your rights( go online and look up your rights) . They are very limited on what they can do.  Remember, this is America we do not have a debtors prison. Also, make them prove the debt, who the original holder was and you want a copy of it with your signature and a date of when it was signed. DO NOT EVER GIVE these people your social security number and birth date. MAKE THEM PROVE the debt is yours.
I hope this helps a little.

We had a message left on our answering machine from this same 877-591-7641, but the person said his name was Stan Lowe.  When my husband called the next day, he was told it was in regards to our son, and could not give any information.  Said if they didn't hear back from our son within 48 hrs they would be forced to proceed forward.  My son called the number and can never get through.

Got a rude call from a red neck  named Houston Bennett at 1 877 591-7641. Message was not clear since he had such a thick southern accent ya'll.... I can hear him typing in the background..... likely in a collection agency sweat shop.

Keeps leaving voice mails about me calling them with my opinion. Left 3 voicemails in one day on 11/02
Voicemails state that Jodie Jordan is the contact that I need to call back.

Had a Mr. Parker call regarding a debt collection for someone that does not live here. We will see if they call again

Why is the person calling asking -the person answering the phone is my husband? It didn't end there they asked him to verify the last four digits of my SS#.  Said if I did not call back the next call would be an attorney -I haven't had a land line for the past 6 years.  Had one installed a month ago, I have a very common name.  I called the 877 591 7641 number but went to a recording -I hung up, Professional companies do not use recording if they are collecting then they should answer the phone and send the requested infomation to the consumer. I beleive if they cannot prove within (Texas) 5-7 business days the agency must remove your name from thier call list and/or mailing list and cannot report to the national credit Bureau

I to have been receiving these calls.  I notice most of these posts took place in August. Now that it is October the calls have been from Mr. Blythe at 877-591-7641 and also Mr Walton 877-591-7732.  They do not say who they are calling for but it is urgent that I call back.  I have been on the do not call list so I think they get public numbers from the white pages.  They are now saying they have a huge claim against me. Who is me?  I know it's not me as I have always taken care of my responsibilities. If I continue to ignore these calls will they stop?

I think Ron Kennedy has an alias now, I got a call from Mr. Stergill or assistant.  I called and waited on the line for 12 minutes (my phone has a timer), then I got a message saying "Good Bye" and that was the end of the phone call, pissed me off after being on there for 12 minutes.  After reading all your messages I will not call them back, I am on the no call list so I don't understand if it is marketing that they can legally get through.  What courses can I take?

I, too have been getting these same EXACT word for word voicemails.. INFACT, i just got a call, but they didn't leave a MESSAGE, this time.. I used to work in a call center, in our "out-bound center" we had generated phone calls to random customers to call us to make appointments. I have a feeling, they are using the same tactic to "reel" us in.. I have never delt with USBANK that i know of. and i keep on getting these calls twice a day for months now.. how do we get it to STOP? i was going to call my cell phone provider and have them block the number..? but sometimes, they call from different numbers, which i thought was ODD. yesterday, they called from a KS number(i googled) it and today they called from a 1887 number! and is asking for  a"Timothy " my name begins with a T but i am a FEMALE! I googled the 1-877 number and it brought me to this site with these posts. i am relieved to know that i am the only one this is NOT happening too, yet angry and wants this to STOPPPPP IMMEDIATLY..

I have had my cell registered on the No Call List for more than 2 years. I got this call yesterday, they did not leave a message. I have never had any accounts with US Bank, as people noting earlier have (or have not) had. I don't know what this might be about. I have had countless people call for two previous owners of this telephone number.

Thanks for the information..  I did register "do not call" hopefully this will help.  I am with you they are not stating a name and I am not a subject either and never dealt with US Bank.  

The message from the guy is very imitated (sp??) so I had to research the number and so glad I found this website - it really helped me.

THanks again.

Hello

I left it alone.  I don't know who they are calling for and they did not state a name on the voicemail.  I never dealt with US Bank - I did take the advice and register the "do not call registry" hopefully that will help.

Thanks for the reply.

I have received messages like this for over a year on my work phone. All are vague and talk about a "file" or "matter," never ask for me by name, and instruct me to call them back to resolve whatever it is.

I never give out my work number because I am a teacher and cannot receive phone calls directly to my classroom, so I know the calls are not related to anything valid. I am also not the subject of debt collection. I suspect that these calls are some bizarre telemarketing scheme. I have never responded to them and don't intend to.

I was advised by my district's IT people to put my number on the national "do not call" registry (https://www.donotcall.gov), which I did last week. They said this should stop the calls within a month. If not, they will change my phone number for me.

My advice: don't call them back and put your number on the national registry.

I got the same call and I called them back regarding an old acount with us bank that was setled several years ago and the guy I spoke with was not very nice. He also said I had to make payment arangements and or else he was reporitng to the collectors I was unwilling! I have ntil 4:00 today to call back. I am confused plus I dont have the money. Should I just leave it alone?

i got the same phone call today and googled the number too.. i have no idea what they want but from everyones post it does look like us bank.. i have not used us bank in2 years!

I received the calls too -to verify information.  However, I just got a call saying that "I have not responsed to his calls and by 5p.m. tomorrow Aug 3,2010 he will be making a decision on this account" However, his office is closed today Aug 2, 2010.  I can call tomorrow by 5 p.m. and put my input in the decision.  Contact Mr. Sturgess.

I googled this number because there is no name stated in the voicemail on whom they are calling for.  And I started reading these post - thanks so much.  

From what I understand - this is for collection agency for US Bank and I have never dealt with this bank.

My question is - Do I just leave it alone?? I don't want to get wrapped up in this matter if it's not for me.

same thing as the above post. i have heard about ron kennedy from old a** voicemails. but i think there new tactic is to try and sell you on the urgency of the callback. i'm pretty sure it was a voice recording, but maybe not. this one was tough to tell.

Got a message from a Mr. Henley from this number saying it was imperative that I call him back by 5 PM tomorrow and that he has been trying to reach me for a week and half. Doesn't say what he wants or why he is calling.

I've been getting calls from this phone number for a little over a month.  Since I don't know the number, I've been letting it go to voicemail.  When I check my messages, there is an automated male voice asking for "Steven Wilson".  I don't know anyone by that name, so I've been deleting the messages and ignoring the phone calls that have been coming about twice a week.  Today, I happen to hear my cellphone ring at work, so I answered it.  It was this number again....this time it was an automated female voice asking if this was a good number for "Steven Wilson".  "If yes, press 1....if yes, but Steven Wilson could not come to the phone, press 2....if this was a bad number for Steven Wilson, press 3.  I pressed 3 and the voice immediately said goodbye and hung up.  I hope that this is the last time that I hear from this number.

its depends on the Statute of limitations -

Once a debt passes SOL - it not LEGALLY collectable - they cannot SUE.    

they ARE REQUIRED TO PROVE THE DEBT IS VALID AND OWED - they will refuse to do so, because they CANNOT PROVE IT



THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

This Regent agency said they are trying to collect on a bill from US bank.  I haven't had an account at USBank since 1999.....    and I was in high school at that time.   It might have been for an overdraft or something because I moved...unsure.  But can they collect for those kind of fees 11 years later???

HELP

The number is for a scam agency. They get got your information and try and to collect and debts that are old or fake. I know it's fake because I've worked in Debit collections before and they are very strict about following federal laws and this group does not.