Lol what a liar. He obviously works for the company. They called me and kept spouting out legal garbage that was made up on the spot but I did not bite. I did manage to record the phone call and waste nearly 20 minutes of their time though.

I was told to call this "Agency"  so I could give them my correct address due to the fact that they had some legal documents pending. They could not give me any information. so just fyi SCAM!!

Thank your for sharing good info... The message about beig sued is probably an employee. So sad that people fall for these scams. People need to know their rights!

Informational Post:

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/#&panel1-1
https://esupport.fcc.gov/ccmsforms/form1088.action
http://www.consumerfinance.gov/complaint/

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

This company has not sued 1 person. If you were sued prove it. Past your docket number in this thread. I doubt you will. And if you had an attorney (anybody) that person would of seen right through this company and it's illegal tactics and probly would have won you a monetary award for violations this company did while trying to collect.....but I doubt you really had one and once again doubt the validity of who you are. If you view their so called website, there is no information about them or the so called attorneys you said you spoke to, no bar number or anything. Again people, deceptive and misleading tactics are against the law. If you were being sued then you would have gotten served either at work or at home REGARDLESS if you were there. The can even serve by mail. Not 1 company in history will call you to make sure your there to get your papers. And if a court filing had been done they would have provided a docket number so you could review your "papers" that we're "filed" with the county clerks office, which you could also see online. This company would have to be registered in the state they are trying to sue, are they?.....Legally you have to be allowed a discovery phase to go over such docket. So much takes place long before court. And in court this company would have to show such cause as to why they are entitled to winning a judgment against you, such as full chain of title to this debt, all statements showing this is your account and when your last payment was to show start date of statues, and proof with signature you opened this debt (Yet all you mention is that you spoke to somebody over the phone who probably portrayed themselves as an attorney but was really some shmuck scamming you on an old out dated debt, or you work for them and this post is to try and convince people that this company is real when it isn't)...Then they have to go through the court to try and garnish your wages, nothing happens over night, yet you make it seem like it all takes place overnight when the reality is it takes months. Proof that your employed has to be recorded, they would have to verify you make over the federal minimum required for garnishment, record with the county clerks office if you have current garnishments in place since federal law protects you from no more then 25% taken from your check. ( O and just another side note, the only people that can sue you are the original creditor and any in house agency they use for credit card or payday debts, or any government issued loan like for school, companies like this one have no jurisdiction in court to sue you since they never incurred a loss on your debt. They bought it for pennies on what you originally owed which means they never lended you money so they have no say in court and can't sue for full balance and interest either.)

Whoever you are, if you being contacted by this company or any company using these tactics, do not pay them. If all of a sudden some old debt comes to light and in order to stop "going to court" they offer an agreement over the phone which you have to give them your personal banking info, come on people are you really that ignorant? Instead contact your states attorney generals office and the FTC and report the violations of the FDCPA. Reference the phone number and any address you have on these companies to try and stop them from scamming more innocent people using illegal and deceptive tactics.

I was contacted by someone who said they had legal documents for me to sign for. I waited around and no one came. They called again the next day and stated my address was incorrect on the file so they needed me to contact the attorneys office that was handling the case. I called this 877 number and found out I was about to get sued. I spoke with an attorney there and they said they could try to resolve it outside of court if thats what I wanted to do. I went back and forth with the attorneys for awhile and I just didnt have the money to pay it off before it went to court. They ended up taking me to court, after spending over A THOUSAND DOLLARS trying to fight this they ended up garnishing my wages. Now my check that used to be $647.22 every week is now $489.00. The judge wouldnt rule a hardship because of my Income level. HOW ARE PEOPLE SUPPOSED TO SURVIVE NOWADAYS! This was an OLD DEBT but because of the state I live in it was still within the Statute of Limitations and my attorney told me there wasnt much we could do. I wish I could counter sue them!

Just another collection scam. Here are the other numbers they use:
866-838-5336 - company name Huntington Filing aka Harbor Filing aka Evergreen Filing yet the real name is Cornerstone and Company, LLC and William Lee Management, LLC
Everything they say and do is against the law. This company is all threats AND SCAMS in order to get you to pay money. Nothing they do is legal and nothing they say is legal.

Here is another number associated with these scammers:
800-385-6498