It looks like these guys routinely find themselves as defendants in law suits.  Gee, I wonder why...not.

http://dockets.justia.com/search?query=americ ... s&after=&before=

After a couple of months of hang ups from these yoyos, and a complaint filed with my local AG which went unanswered, they have stopped calling.  I would suggest to anyone out there who is getting hang ups from this outfit to file a complaint with you local AG.  It seems to be all it takes to scare these people off.

American Lenders has done a pretty good job of hiding their address - this makes it harder to sue them.  But, I've got a mailing address for the Crystal City franchise:

American Lenders- Crystal City

P.O. Box 6618

Eagle Pass, TX 78553



This isn't as good as having a physical location, but it will still work.  The The USPS will still need a signature on the receipt with the summons (for law suits) but that's workable - the USPS leaves the receipt in the PO Box and the client (American Lenders Service) sends a representative to sign and accept the subpoena.  It takes a little longer without a physical address, but it still works.

The lady who called said she sells siding & windows for house repairs. She called me by name & when I asked her how she got this number she said it was public info.... I am not the owner of this house nor is the landline in my name. I dont ever give out his number. Creepy!

I just found this link regarding this outfit:

http://www.bbb.org/utah/business-reviews/cred ... city-ut-4001156

It seems as though they have worn out their welcom in Utah.

American Lenders Service Company, headquarters in Odessa, Texas, sells debt collection franchises.  Take a look here at their web site:  http://www.americanlenders.com/
Anyone with two nickels to rub together can 'buy' a share of the name and a handful of erroneous portfolios and go to town on them.  On their website, you'll notice that this toll free number, 877-872-5720, is the phone number for a 'franchise' in Crystal City, TX.  

This sort of debt collection franshising has been outlawed elsewhere in the US.  In NY state, despite what personal flaws he had, Eliot Spitzer, when he was AG, closed up a number of these outlaws, particularly in the vicinity of Buffalo, NY.  Texas seems to be behind the times.  

Importantly, along with reports to the FTC and appropriate AGs, I'd also include a criminal complaint with your local law enforcement.  That's what I did.  It's just my guess, but I'm thinking that there's a good chance that the money used to buy these portfolios could be tied up with Mexican drug cartel money.

This number belongs to American Lenders Service Company, Crystal City, Texas.  This is a purchased franchise from American Lenders Service Company, National Headquarters, P.O. Box 7238, Odessa, Texas 79760-7238, phone in Odessa, 432-332-0361.  The toll free number, 877-812-5720, is in Crystal City, Texas.   If you take a look at their web site, http://www.americanlenders.com/, you'll see that this is a scummy organization that sells 'debt collection franchises' in much the same way that Denny's or Taco Bell sells theirs, to anyone with the cash to buy a handfull of portfolios.  This would explain how it is that barely literate people are calling with strange and nonsensical threats.  The folks in Crystal City might not even be citizens of the US and the money used to buy erroneous portfolios from American Lenders might be Mexican drug cartel money.  That's my guess.  Anyway, along with the FTC and the appropriate AG offices, I'd also contact your local enforcement and file a criminal complaint.  That's what I did.

What's interesting about American Lenders is that there are other states in the union where this sort of franchise selling has been outlawed - NY state outlawed it when Eliot Spitzer was the AG.  Say what you will about his personal life, you can't disparage his professional actions.  He really did a lot to clean up the outlaw collection agencies that were running amok in NY, especially the ones in Buffalo NY.

Trying to find out who calls from this number.

877 812-5720 called 5 times in a row and did not leave a message. Any idea who "they" are?

I received a call from that number last night.  The man identified himself as Gary Foster. I didn't catch the company name, but he was selling some type of windows for houses.  When I politely told him "No thank you, we're not interested" he immediately hung up on me.

This company calls us relentlessly.  We have no business with them and consider the calls to be harassment.

Phone number belongs to "American Lenders Association", a collection agency.