They evidently have changed my Lasy Payment Date to get within the Statute of Limitations, howver I have 4 copies of credite reports over the past three years with the correct LPD. They are crooks who break regulations and rights.

No, that "." is a shill.

FTC just sued a bunch of debt collectors based in Corona, for engaging in various violations of FDCPA, including illegal deception and threats.

http://www.ftc.gov/os/caselist/1123142/index.shtm

From the complaints against it, it appears that this "Harrison North" is engaged in the same illegal practices, and also appears to have a connection to Corona.

You can check on whether this "Christopher Moffitt" is a licensed attorney in California, here:
http://www.calbar.ca.gov/

Only one "Christopher Moffitt" shows up, at "Lewis Brisbois Bisgaard & Smith, LLP" in San Bernardino, but that does not mean the person calling you was this attorney.

http://members.calbar.ca.gov/fal/Member/Detail/255599
Bar Number: 255599    
Address: Lewis Brisbois Bisgaard & Smith, LLP
650 E Hospitality Ln Ste 600
San Bernardino, CA 92408
Phone Number:  (909) 386-3021
Fax Number: (909) 387-1138
e-mail:
County:  San Bernardino
Undergraduate School:  Univ of California at Los Angeles; CA  
District: District 9    
Sections: None  Law School: Univ of San Diego SOL; San Diego CA  

It does not appear that the earlier reported name, "Harrison North", is a law firm, and the pattern of complaints match common illegal debt collection practices.  In addition, although they may be showing "Asset Capital" through Caller ID, that also does not mean they are connected with any nationwide collection agency like Asset Acceptance, despite their poor reputation.  Any call center with a PBX system can make their caller id read anything they want, and other debt collectors have been reported to spoof caller id, including one near Corona caught spoofing a Sheriff's Department in West Virginia.

You have several interconnected factors that might be consistent with deception:
1)  Earlier reports of threatening "lawsuits".
2)  Claiming to be a "law firm"
3)  Claiming to be an "attorney".
4)  Claiming to be calling prior to "suing"
5)  Using multiple names: "Harrision North", and "Asset Capital".

This leaves 2 possibilities to consider:
1)  They are actually a law firm, an attorney,, and suing, as they claim, or
2)  They are working really hard to pretend to be one, and are just a bunch of liars

You want to call their bluff, and find out who they really are?
Why don't you give the real Chris Mathews a call, at Lewis Brisbois Bisgaard & Smith, LLP  in San Bernardino, phone number 909-386-3021

You will either reach the person you talked to earlier, or you will reach the real Chris Mathews, who might want to know why some debt collector is using his name claiming to be an attorney while making threats of lawsuits.

If you have caught a rat, contact FTC.

Hi All,

These people have called me twice now and left messages on my answering machine. The first call was two days ago and the caller identified herself as "Tory" from the "Verification Dept." She said she was calling regarding a complaint which was about to be filed against me and told me to call 877-862-2397 to discuss the matter. But the name of the person she was trying to reach wasn't me. She had my first name correct but the last name wasn't my last name. I ignored it.

The second call came yesterday and the message left was again for someone with my first name but the same incorrect last name. Message was "Good afternoon. I'm sorry to bother you but this message is for __________.  My name is Christopher Moffitt and I'm an attorney with the law firm of "Harrison, North & Associates. I have been retained to file a complaint against her. At this time I'll give her the next 24 hours to contact my law office to discuss the legal action that is pending against her. If you could be kind enough to give her the message, my phone number is 951-256-3762, regarding Case No. _______. We wish her the best of luck and hope to hear from her."

My Caller ID showed the call had come from "Asset Capital" and did list the 951 number he had left in his message. I called the number and got Christopher Moffitt's voicemail. I left him a message that he was calling the wrong person and not to call my number again and leave threatening messages. Today I checked with the operator and was told the area code 951 is in Corona, CA.

A simple google search found Asset Capital as a debt collection agency that buys and collects consumer debt. They have 700 to 13,000 employees/collectors (depending on which website you're reading), 10 offices and they operate out of 9 different states, with Call Centers in Michigan, Arizona, Florida, Illinois, Ohio & Texas (Call Center HQ is in Michigan). They have three major subsidiaries: Premium Asset Recovery Corp., Asset Acceptance, LLC and Consumer Credit, LLC, among others.

This is a major debt collection company and they are known for the unscrupulous methods they use to get you to pay. Here's a couple of helpful links I found regarding this company and its subsidiaries:

http://stopcollector.com/agency.php?n=asset_acceptance

www.ripoffreport.com/collection.../asset-capital.../asset-capital-management-group-b3ddd.htm

http://www.budhibbs.com/bh/index.php/America-s-Top-10/asset-acceptance-capital-corp.html

The last link is particularly interesting. Asset Capital has been accused of "re-aging" debts so they are still within the statute of limitations that allows them to file a lawsuit against the debtor. They hire local lawyers who are paid a contingency to sue a debtor on one of their purchased debts. They provide the local attorney with the documents to use in the lawsuit. The documents will indicate that a "payment of $50" was received from the debtor which "revives" the statute of limitations, thus allowing them to sue on a debt which is actually too old to legally collect.

Asset Capital and it's subsidiaries are in violation of the Fair Debt Collection Practices Act and the Fair Credit Reporting Act. They have numerous federal lawsuits pending against them and several of their offices have been shut down. Check out: www.ftc.gov/opa/2011/03/wam.shtm. The collection agency that agreed to settle with the FTC, West Asset Management, Inc. is one of the many entities used by Asset Capital to collect debts.

Do not give these people ANY personal information about yourself. If you get a call from them, you should report them to the Federal Trade Commission immediately. To file a complaint with the FTC, call 1-877-FTC-HELP (1-877-382-4357) or visit their website at www.ftc.gov.

Don't let these unethical b*****ds intimidate you. Stand up for your rights as consumers.

Good luck!

"I tried to call the number and told a Mr. Gamble I was served today and would like to try to settle out of court and he stated that we have to take it to court and allow the courts determine the out come now. "

There is nothing to prevent two parties engaged in a lawsuit from settling it just because the defendent has been served.

This post is written to misrepresent the legal process, implying that you must agree to their "settlement" without seeing any proof of any debt, and you must do so prior to being served.  It also deceptively suggests that they "sue", and that you are better off "settling" when they first call pretending to be a "process server".  It plays up the "embarassment" of being served a summons at work, by this "Mike Davis" character.  The totality of the post is aimed at magnifying the threat implied by the "process server" calls.

Shill.

Not very likely, but that is what you are told, so you repeat it.  
You have the same complaints of "process server" calls as the others.

Contact FTC.

Im not a shill,its funny how if someone doesn't post something negative they consider it a SHILL. This office has nothing to do with the corona scam. We send first demand letters and we have validated almost everyone's debt that was disputed and we have chain of title on every account that was purchased. Its funny how even when the debt is validated the consumers still complain and argue about something thats why they deserve to get sued by creditors. No threats have been made but nice try on the shills that try to make this company not seem legitimate. ALL YOU HAVE TO DO IS CALL THE ORIGINAL CREDITOR WHICH WOULD BE A MAJOR BANK LIKE CITIBANK,HSBC,CHASE AND GIVE THEM YOUR ACCOUNT NUMBER OR SOCIAL NUMBER AND THEY WILL VERIFY THAT WE DO NOW OWN THE DEBT AND I ENCOURAGE EVERY CONSUMER TO DO SO JUST SO YOU KNOW THAT WE ARE NOT A SCAM AND WE REALLY DO HAVE AUTHORIZATION TO WORK ACCOUNT. IF WE WERE A SCAM WE WOULD BE FIGHTING WITH CONSUMERS NOT TO CALL THE ORIGINAL CREDITOR BUT OBVIOUSLY WE HAVE NOTHING TO HIDE SO GO AHEAD AND GOOGLE WHATEVER BANK WE SAY YOU OWE FOR AND YOU CAN VERIFY YOURSELF!! nice try fake shills that write fake complaints on here. GOOD DAY

FTC just sued the Corona Scam.
There is a TRO in effect.

"Harrison North" Till appears to be in operation, still making the usual threats.

Contact FTC.

877-862-2397 - MAKE IDLE THREATS TO "SCARE" DEBTORS INTO PAYING DEBT.
- SPOKE TO ADAM AND MICHELLE IN THE FRONT DESK.
- GOT INVESTIGATOR- SO FAR I GOT THEIR ADDRESS
- 4 OFFICES SHUT DOWN SO D
FAKE CONTACT NAMES: Christopher Moffit or Tammy Shaw
 
-
VERIFIED ADDRESS
2034 East Lincoln Ave #420
Anaheim, CA 92806

I received a call 10/18/2011 Tuesday with a message on my answering machine to call back this number (877) 862-2397 And mrs. Peterson the lady that was handling my case was very rude. UI asked her the name of the company and why was they contacting me and she replied about a debt they I said doesn"t belong to me and she stated It's my debt and I will be served and that why I don't have a job now and they are going to get their money one way or another. That's why my credit bad she was sitting their going over my credit report without my authorization to run anyway. I want to sue this unprofessional lady and she needs to be taught some manners. I will admit that I also cursed her out as well because she was telling me she is the boss and theirs no one over her which I know is a lie. They all say that so they wont be reported.

i had a call today from a woman who claimed she had been trying to find me to serve me. i asked what it was in regards to and she said she could not tell me but she could give me the phone number of the law firm that had my case. i was nervous. i called the "law firm" and the "attorney" i spoke with told me i was being sued for a cc i closed 5 years ago and had a balance on and that if i did not show up to court on weds (i live out of state) i would go to jail (along with liens and many other bad things). he also told me they had been to my job (where i haven't worked in 3 years) and they've been to my friends, family, etc.

#1 - he is NOT an attorney
#2 - they are NOT a law firm
#3 - it is against the law for the them threaten with jail, etc
#4 - they are not allowed to go to your work or harass your family/friends/you

he was very mean, tried bully scare tactics etc. he told me "you are the little guy in this situation and you are getting f*cked" no joke.

that address is a UPS Store right next to Ralphs. There is not suite. 2034 E Lincoln Ave is a freaking UPS store.

This is a debt collection agency that uses verbiage to imply they are a legal law firm and a complaint/lawsuit has been filed against you and that this is your last call to resolve this matter. they never answer the phone giving a company name and wants to ask you questions oppse to give answers. REPORT. Companies do have a right to o collect debt people owe, however their are still legal guidelines they have to follow

This is a debt collection agency that uses verbiage to imply they are a legal law firm and a complaint/lawsuit has been filed against you and that this is your last call to resolve this matter. they never answer the phone giving a company name and wants to ask you questions oppse to give answers. REPORT. Companies do have a right to o collect debt people owe, however their are still legal guidelines they have to follow.

Just got a message on my voicemail for this number. When i called back they answered "hello" i asked who they were & the guy asked who i was trying to reach. I explained they had called & left me a message. He wanted my case #, still failing to identify the company he is with. I then asked if he was a bill collector. He said no, they were a law firm & again asked for my name or case #. I hung up & checked on here. Glad I did.

I have received multiple calls from this Mike Davis character for 3 weeks. I ignored them. I got called into the human resources office today at work and there was a guy name Mike Davis with a summons for me. When I got back to my office, I tried to call the number and told a Mr. Gamble I was served today and would like to try to settle out of court and he stated that we have to take it to court and allow the courts determine the out come now. These people obviously are not a joke people. You guys can think what you want about them, but I have the proof in my hands and now have to go to court.

I don't know if they are a legitimate debt collector or not.  When I called the number, a woman answered the phone, gave her first name and said, "can I help you?"  She did not answer the phone by identifying the company, which most businesses do.  I asked if this was Harrison & North, and she replied yes.  When I asked for their address, I was transferred to a man, who gave me the following address for the company:

Harrison & North
Attn:  Jay Adams
2034 E. Lincoln Avenue, #420
Anaheim, CA 92806

With this information, I checked the Better Business Bureau's web site and found they have given this company an "F" rating:  http://www.la.bbb.org/business-reviews/Collec ... im-CA-100107361

If they are a legitimate debt collector, they should be able to provide you with written verification of the alleged debt if you ask for it.  You should also check your credit reports at www.annualcreditreport.com to see if there is any information appearing there that you dispute or recognize.

I would not give any personal information or bank account information out to them until you can verify they are legitimate and what the debt was originally for.  If they are legit, they shouldn't have a problem doing this.

When I called the number, they don't answer it by identifying the company.  The woman said her name and then, "can I help you?"  I asked if this was Harrison & North & she replied it was.  I asked where they were located, and was transferred to a man who gave me the following address:

Harrison & North
Attn:  Jay Adams
2034 East Lincoln Avenue, #420
Anaheim, CA 92806

If they are a legitimate debt collector, they should be able to provide written verification of the debt, but you have to ask for it.  I don't know if they're a legitimate debt collector or not.  The Better Business Bureau has given them an "F" rating:  http://www.la.bbb.org/business-reviews/Collec ... im-CA-100107361

I would not give them any personal information or bank account information until you can confirm they are legitimate by them verifying in writing, the alleged debt they claim you owe.

The telephone number they are hiding behind appears to belong to American Engines, located in Wisconsin.  My guess is they are using a Caller ID spoofing device & using a legitimate company's telephone number.  

A legitimate debt collector should send you written verification of the debt, but you have to ask for it.  I don't recommend giving out any personal information or bank account information until you can verify they are legitimate.

this company call my hubby ex wife and told them the law was looking for me

This number is that of a debt collection phone scam but they never identify themselves as such.  They use a very common name for the person speaking and never identify the company / firm they represent.  The make threats of legal action against you that they cannot possibly act upon.  THIS IS A SCAM!!!  Report them to the attorney general of your state and to the FTC as soon as you receive your first call!

im a shill?

I have called this company several time letting them know the state laws of texas that protect consumers from harrasment.  I have been yelled at serveral times and hung up on. I guess these guy don't like the laws that protect us from scam artists.

It is b***s***.  You're a shill.

Called today "Please call 877-862-2397, about case number ....  To contact person making complaint".

I have been receiving multiple messages from this harrison north and associates with this number.  For 3 weeks I ignored the calls. I just got served this morning by this company. When I went to call them back about it they told me that we could have settled this for cheaper as a "out of court" settlement but, due to the fact that I already had the documents I couldnt take the settlement. its bull s*** that I only had two weeks before they served me.