http://www.bbb.org/upstate-new-york/Business- ... 0116/complaints

scammers

Fake collection agency - don't give them the time of day

Some of you who are getting calls from this number but don't owe money, read below.

I received a few calls from this number but the last one I Tried to answer and was hung up on. I called back and John answered and I asked what they called for. He said he would transfer me to the person who called. Troy Lufke answered and I asked what he called for and what the company was. He said they were a debt collection agency and needed my phone number to find out why he called. I gave it to him. He asked my name and I gave him my first name. He asked if I knew Tracey (insert last name here) and I said NO but in fact, she is my sister In law. He asked if I knew Brian, her son. I said NO. He didn't believe me and told me to tell them to call him. I told him to remove my number for that account since it didn't apply.

Now I know you can google people's phone numbers and come up with relatives via white pages etc. which is obviously what they did here because my family would not put my name on their loans since I am poorer than they are.

However, I understand they can call family members to locate you but they CANNOT imply in any way, shape or form that the people they are looking for owes a debt.

WHOOPS! Messed up ConServe!

They obviously don't hesitate to violate the FDCPA to strong arm people into paying since they are also calling people's places of business.

Public embarrassment and the prospect that your personal information might be shared with others are real concerns when dealing with a collection agency. The FDCPA includes provisions intended to safeguard privacy.

The FDCPA says discussions about the debt can only be held with (1) the individual, (2) the creditor, (3) an attorney representing one of the parties, and (4) a credit bureau. Public airing of your business intended to shame you into paying a debt is not allowed.

So people, if you can't  afford to sue them for their illegal behavior, at least file a complaint with the FTC. If they get enough complaints from one company, they will at least fine them.

hi there. sorry but I don't write english very well. puedo expliocarte mi caso y talves coincida con el caso que usted llevo encontra de esta agencia. ellos se cobraron de mi cuenta banacaria alrededor de 10000 de una cuenta que estuvo pendiente con us depto de educacion. esta cuenta fue pagada en su totalidad por el irs y ellos sequian cobrando hasta que los descubri. ellos bajo cualquier justificacion o excusa refusan retornar mi dinero. en la actualidad estoy intentando pero nada. ayuda? puede contactarme en 803 445 1937 pregunta por javier.

So, I am still in school (graduate school), and needed a loan for the first time this semester to stay current on everything.  I've got 1 year left, and am still under the deferment by my university yet they called tonight.  When I answered, nothing.  Just hung-up on me.

This number calls me about 10 times a day, never leaves a message and when I answer, they don't say anything!!! Annoying!

So I got a call from this number didn't leave a message or anything. If they're a collection agency, you would think they would leave a message. Granted, I do have unpaid student loans, but I'm dealing with another agency so I'm a little confused on why these people have tried to contact me.

And what makes it worse is I had a loan from Fafsa but half way thru the semester NMSU decided they wouldn't take tins I was left to pay out of pocket. Idk who's the bigger scam NMSU or conserve!

I owe NMSU too... This school is ridiculous. I was making monthly payments but was late on one payment so they sold my account to conserve without notifying me. I didn't know until two months later and by then the debt went from 6500 to 9500 because of "fees and interest". I offered conserve 6675 cash but they won't accept that because they are greedy and full of it.

This company calls me over and over even late at night.... Who us this. How can I make them stop?

they called, I picked up, they hung up. If it is a collection agency, they're doing a s****y job.

i have received 2 calls from this number asking for my husbands information and the number they are calling is  my cell phone, thank you for all the comments now I know what to do. I will save the number in my phone so i know not to answer it.

I keep getting calls from this number and I don't even answer it.

I don'e even owe them money and when I request a itemized bill they tell me no.  What the heck they hang up when answer the phone and when I call ther number they hang.  I even contacted the provoist office at the unversity NMSU and he told me that wa sther collection agency and I told him my bill with NMSU was 0 and that they had a hold on my account for registering classes this last semester he said because I owed fees to this company but i did not have a balance with NMSU so why should I owe this company fees this is crap and it cost more to hire an attorney for a bill I don't even owe where are our rights.  The university said they turned may account over in August and I attended Spring 2011 and paid my bill.  The provost said it crossed in the mail and so I owe the collection agency fees for that and until I pay it they are putting a hold on my account and can not register for classes,

I got a call today from this bill collector and I am reasonably certain they have been calling my place of employment asking for me.  I have unpaid student loans and do a have a steady job that I will most likely lose if this "calling and asking for me at work"  continues.  I have a spotty work history and need this job to pay my bills.  I do not have the means to work out a settlement and have basically zero savings because I was out of work for a long time.  I suggest reporting this company to the proper authorities.

I have no idea who it is or what they want, I get several calls a day but no one ever says anything, they wake me up everytime because I work night shift and sleep during the day. No matter what i do or say they never say anything to me or who they are looking for, Nothing!

called looking for dorothy, when told this was not her number I was met with a hostile "this is the number she is giving out!!"

I am pretty sure that these people bought the paper on my student loan. I had worked out a payment plan with the previous company, but then was in a serious accident and ended up on full disability. Somehow, they managed to garnish about 15% of my disability payments. I have tried talking to these people several times to work out a payment plan, but they won't settle for less than $400/month, which is almost half of what I get. I just let the other company take the $200 or so they were getting every month, not much I can do at this point. The last 2 months I have been getting my full monthly payments, so either the first company went under or just sold the paper. Either way, I learned the hard way not to trust these people. I am not even going to talk to them. The scary part is how they got my cell phone number; it is a company phone, my name appears nowhere. I suggest just blocking or rejecting these clowns, they won't work with you.

they called and left a message saying they went to my house looking for me yesterday and that they could not locate me, he then stated that he is going to call my supervisor at work and make arrangements to come to my place of business and serve me for check fraud(i don't even use checks) and if i want to keep it out of court to call him back...these people a sick!!!!

i keep getting calls from this 877-999-1960 number and i dont know why. they keep asking for some lady i dont know and wont give me an option to tell them they have a wrong number. it is becoming very annoying sence they call me about twice a day. if anyone knows what i could do please tell me.

I like the way you think, RAD.

From what I have read here, they should not be calling me. I have not enrolled in college yet and have never applied for student loans. I do get phone calls from collection agencies for a "Michael" or "Mike Brown" and I assume these people are looking for him as well. Looks like he is using my phone number on a bunch of things, but I report every unwanted phone call to donotcall.gov and eventually the calls will cease.

I have received several calls from this number. I finally decided to call it back & got "Conserv", also. I asked the man who answered "what type of business is this? and why are you calling me?"

"We provide personal & business services for individuals and companies" - how ambiguous is that?? They were not looking for me, but I think they are a collection agency.  Those guys are very careful about what they say & protect their physical location with all they have.

Reverse searching the # produced nothing.

They called asking for my name...after giving my name they asked what is my birthdate.  Before giving the date I asked what they wanted. They told me in order for them to let me know they have to make sure they are speaking to the right person. I replied without knowing the nature of the business they needed they wouldn't get any personal info and hung up.

877-999-1960 called my cell # asking about a family member who happened to be dead. They asked if I could fax paperwork on that and I replied who is and why are you calling. They said they couldn't devulge this info and I said well we are at a stand still cause I am not faxing s**t and take my cell # off.

super annoying

A woman telephoned asking my wife's name and year of birth.  My wife refused to give this information without identification of whom the caller was representing.  Caller refused to divulge this information and hung up.    Just who are these people and what scam are they trying to run?????  (We have no bills past due so this is not the reason for their calls).

These people are bill collectors they called me for my husband and asked the whole birth date thing they want to know about my husband student loans and when we would pay them off.

This number has called me twice in two days and the caller talks gibberish. When I told them I couldn't understand what they were saying, she repeated the same incoherent nonsense.  I said 'good bye' and she said very plainly 'good bye'.  I called them and found out it was a debt collection agency. Someone is obviously misusing the phone there. Very unprofessional.