I thought I was the only one who got yelled at & names called! I told her she was being rude and I was going to hang up on her. She DEMANDED that I stay on the line so she could "three-way" me with a police officer. I told her to bring it on, but told her to hang a minute so I could get ,y lawyer on the line too! She stuttered and  conveniently the line disconnected! I did report them to several diff ph#'s including the FBI, BBB, the local fraud line.... Haven't heard back again....so far... but IF they do happen to call, I'll get as many ph#'s so I can post them to this chat and we, as the so called "fraud criminals", can constantly dial those numbers to hound & make them feel the burn on this end!! Good luck everyone! Maybe dig up a phone # to a "talk dirty to me" phone number and let them enjoy THAT conversation!!! haha

no, I wasn't given an "address" when I asked, but I had to ask her to spell the company's name several times! The accent was either very southern or mumbled so it wasn't clear enough to research. They did however, call me back the next morning..at first I ignored the call, but by the 3d time, I answered "politely" and then gave them the FBI's fraud # for them to call! I haven't heard from them since!!!

YOU SHOULD HAVE HAVE , THE POLICE CAME TO MY HOME REGARDING THIS LOAN AND I HAD TO GO TO COURT AND KICKED OUT 1500.00 I DIDNT BELIEVE IT AT FIRST BECAUSE NO ONE CAME WHEN THEY SAID THEY WERE COMING AND KEPT ME UNTIL MY COURT DATE

These people called me on yesterday.  The young lady go irritated when I asked her the name of the company and where they were located.  I asked them for a case number and they got so irritated with me. She said I owed $488 for soothing I filed in bankruptcy court in 2010! It's a shame what some pwopw will do!!

It is not uncommon for outright fraudulent debt collectors to use drop boxes and rental offices (which forward mail to another state) to disguise their true location so please be skeptical of any alleged location they use

Since your callers are actually based in the Charlotte area, The proper local jurisdiction to file police reports would be the Charlotte-Mecklenburg Police Department
http://charmeck.org/city/charlotte/CMPD/Pages/default.aspx

You can make a report by telephone - If calling outside the Mecklenburg County, the Non-Emergency Crime Reporting: 704-336-7600

You can also make a police report online at
http://charmeck.org/city/charlotte/CMPD/Pages/ReportACrime.aspx

Thank you!! As I thought!!!

they have my DL#!!, SS#, but the wrong first name, the road I live on, they have as "CT" and the wrong email address!! Should I report any of this?

Yes, the behavior of these criminals are truly reprehensible.  By any chance in any of your "interactions" with them, did they ever provide you with an address (even if it was a po box)?

"F" rating with the BBB. Gives a "mailing address" of 4430 Peachtree Rd NE STE 10B Atlanta, GA 30319. Google maps shows a treed lot, from what I can see.

Greenman, Schwartz & Associates!  This is who clld me!

Same here Nancy! I got hung up on twice but I called them back 4 times and spoke to several different people. Even heard the lady's voice in the back round! I'm supposed to get a call back from the last "investigator" tomorrow...don't know if " I'll conveniently be home to answer it"! I hate companies like this that make you cry and make threats! Something needs to be done!!

Be aware that REAL process servers do NOT call you and give you a heads up.  Neither will they tell you to call some number - all they are paid to do is serve court papers.  Per the FDCPA, you should not pay any caller who refuses to mail - do not accept email or fax - proof of debt and proof your caller has the legal right to collect said debt.  Refusal to mail this documentation within five days is a violation of federal law.  In other words, no written, verifiable proof of debt/proof they can collect, then per the FDCPA, they can go pound sand!

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

Thank you Elsbth for your info!!

Same here! When I began to get upset and ask questions, then TRY to tell them that some of the info they had was incorrect, the phone mysteriously disconnected TWICE!! I called back 4 times and spoke to 4 different people! I even heard the last nasty woman (who hung up) speaking and I asked to speak to her (several times) but I was not put thru to her.. It does seem after my last conversation that this is a scam indeed! When this "Ryan Taylor" does call back tomorrow (I stalled him by saying I would try to borrow the $$), I will tell him I couldn't raise the funds and do what he wishes or has to do!! Good luck everyone!!! I'm sick to my stomach now!!

Now I spoke to another gentleman... The phone "magically" disconnedted again.. I called the # back and spoke with a person named Ryan Taylor. I heard the nasty woman I'd spoken to earlier in the backround, but he wouldn't let me speak to her. He calmly asked me to hold on... when he came back, he said he would try to get a "case dismissal for $125.00" but I had to pay it NOW. I tried to tell him (and those b4 him) that I HAVE no funds and I'm unempl since 2012 and no unemployment...blah blah..... How can a threat go from "you are refusing to pay, ok then we will submit it for a warrant....." to "We will take a pmt of $125 to dismiss it" This HAS to be BS!!! I asked him to call me back tomorrow so I could get more info. How should I tell them to "go fly a kite" when they call back or should I just NOT answer the phone and write a letter to turn them in?

110% scam.  Please see my post above for further details, and thanks for taking time to alert others to your experience

NOW I'm being told that they are going to settle for $125 to "dismiss the case" !? A few calls before (I googled the ph# and clld them bk 3 times!) I could not get ahold of the person who threatened me BUT I heard her voice in the backround and she was threatening someone else but I wasn't put bk to her!! I don't know who "American Web Loan" is NOR did I borrow $1500 and they don't even have my correct mailing adrs or email adrs that this company was supposedly sending me mail to rectify this crap!! I'm not going to give them any further info nor pay them for something I didn't do

They're scammers.  Don't let them worry you.  Debt is civil, not criminal, so no one is going to be arrested - even if they have defaulted on a loan.  And per the FDCPA, you should not pay any caller who refuses to mail - do not accept email or fax - proof of debt and proof your caller has the legal right to collect said debt.  Refusal to mail this documentation within five days of their first call is a violation of federal law.  Again - no written, verifiable proof of debt/proof they can collect, then, per federal law - the FDCPA - they can go pound sand!  Please do report them to the FTC, FBI and your state's Attorney General.

www.ftc.gov
www.fbi.gov
www.naag.org - you can find your state AG at this site.

I'm on with them as we speak!! They have threatened me and hung up on me!! I googled their ph##  WTF?! Are they for real?? I'm being threatned with a warrant for my arrest and everything! They don't even have my address correct and told me I'm lying!!!

Maaaan i just got a call from these people and they said my name wrong so they also told me that i would be took to court if they would not get the money today. .. i found it to be strange so it was told to me that a supervisor will be talking to me this lady name CHRISTINA MOORE is so rude and unprofessional to the MAX.  She told me i was a theif and that i was broke. .i told her i was HOMELESS.. her question was who name was my phone on my phone i didn't tell her she said again you are broke and I'm a theif and that i was HOMELESS and that i need to go file BANKRUPTCY. .haha.. lol i told her she was funny she hung up on me so i called back some lady by the name of Kelly claimed MS.CHRISTINA MOORE was not taking calls for the rest of the day... lol WHERE THEY DO THAT AT... somebody need to go after these people with they LYING. ...and HARASSMENT. ...WHOOSAA

I have been receiving calls from the same number ext 5054 Jennifer Young. Threats of being arrested for check fraud for receiving money from a payday loan !! Called cell phone provider to chase the number but no records to match!!

A reminder --- this group is actually based out Charlotte so the proper local jurisdiction to file police reports would be the Charlotte-Mecklenburg Police Department
http://charmeck.org/city/charlotte/CMPD/Pages/default.aspx

You can make a report by telephone - If calling outside the Mecklenburg County, the Non-Emergency Crime Reporting: 704-336-7600

You can also make a police report online at
http://charmeck.org/city/charlotte/CMPD/Pages/ReportACrime.aspx

I just got that same call thirty minutes ago from the same person saying that there was a check fraud on my account and that I had 700 dollars deposited into my savings account 2 years ago. Lies! lies! lies! she threatened me with a bench warrant also I am contacting the federal trade commission also. let's lock up Christina Moore!!

Report their crooked scamming butts to the Federal Trade Commission

Scam, scams, scams do not send them money

Add Christina Moore

Sock it to them let them know we are putting their crooked behinds on BLAST.
God bless you.

Totally Agree professional crooks

I got the same call AND HAD THE SME SITUATION. My call was from a rude ignorant Christina Moore advising me that they deposited money in my Bank of America account in 2011 she refused to give me the last 4 digits of the account number, amount of loan or amount of the so called pay day loan company "CASH Smart Advance "and  threatened me with a bench warrant REALLY . Their call back number is 888-572-3295 DO NOT SEND THEM MONEY SCAM SCAM SCAM. I called Bank of America to verify they advised me that they have to provide you the last digits to investigate.  You are so right once you pay one of these CROOKS off they sell your number, google your information and pay for a background which list your relatives and organizations and start harassing them about about. I have placed a complaint with the Federal Trade Commission eventually all these crooks will get locked up and deserve what's due to them in prison. Let's keep getting the word out so we can save others. God bless you.