They took me for over $3000! I have the same story as everyone else and in haste was so incredibly scared I paid them. The debit card company investigated and said because they couldn't find the company they couldn't pay me back. I said I KNOW they aren't a real company! I called the local police, the Attorney General and the FBI - no one could help. I hope this Ben Marshall and his colleaugeS rot in hell! THIS IS A SCAM!

in regards to kj nj comments you need to look at your statement and see the date the payment was made and there should be a  number and company the payment was made through if you call them you can dispute the charge with them and explain what happened and they will try to contact them and see they dont exist and you can get your money back.

I WAS CONTACTED FROM A MAN WHO SAID THAT HE WAS AN ATTORNEY FROM THE US NATIONAL BANK AND THAT I WAS GOING TO BE ARRESTED FOR FRAUD THEFT BY DECEPTION AND OTHER CHARGES ? BECAUSE I HAD A PAY DAY LOAN THAT WAS NOT PAID AND THEY DID SCARE THE LIFE OUT OF ME , I WAS GOING TO PAY THEM PAYMENTS BUT THEY WILL NOT ACCEPT SMALL PAYMENTS ? AND ASKED FOR THE COMPANY NAME AND THE ADDRESS OF US NATIONAL BANK AND THEY WOULD NOT GIVE IT IM STILL A LITTLE NERVOUSE BUT READING OTHER STORIES ON HERE IM NOT SURE THAT IS SHOULD & I THINK I AM GOING TO DO WHATEVER I CAN TO TOP THIS HARRASMENT BY THIEFS!

Dear kjnj just to let you know that i had been getting calls from these people also in the past few months using the same tpye of threats. They stated the this date was from 4 years ago and that i owed $1,206.44 I paid them almost $700.00. Then a month later after I paid them I found out there a scam company there not a real business. There threating you and trying to scare you. I have contacted Law enforement and the police department in the state and city were I live. You need to contact the district attorneys office or general Attorneys office, police department, or Federal trade Comission and file an complaint agaianst these crooks.

I too got a call from these people telling me that I owed this old loan from 5 years ago!! They told me also that they were calling from a financial crimes division and that scared the crap out of me. They called my work also and threatened the secretary who would not put their call through to me, they got very nasty and this man also was hard to understand. He was very nasty and aggresive telling me that if I didn't pay that I would be arrested at my job and he was supposedly working with the attorney general and was pleading with him on my behalf to let me pay the debt and not arrest me.  He said he had an affidavit. Unfortunately, he caught me at a bad time and I paid it just to keep my butt out of jail but with the agreement that he sends me proof that it was paid and copies of the bank letters and the affidavit and ofcourse there is no response.  When I try to contact them back, I get I will have to call you back and then there is no response.  I have contacted an attorney and we have had no luck.  I am trying to dispute the charges with the credit card company but I am not sure where that will get me.  If anyone has paid and gotten their money back will you please post it for me.

I got a call from a female asking for my Lawyers name and number, I had no idea what she was talking about, a man by the name of Benjamin Marshall got on the phone and said he was from a Financial Crime Unit and I had committed a crime.  He told me I had until 3:00pm that day to pay off my outstanding balance from 2004.  I told him I had no idea what he was talking about and he called me a professional crook.  As soon as I mentioned getting a lawyer and went balistic, calling me a crook and a theft.  He said I would also be downloaded into a national crime base. We have to get this people that are trying to hustle money from hardworking people.

JENNIFER GREEN SAID SHE WAS WITH ELLIS COUNTY CRIME UNIT AND ASK FOR MY ATTORNEY'S PHONE #, I TOLD HER I DID NOT HAVE AN ATTORNEY, BENJAMIN MARSHALL GOT ON PHONE, GAVE # OF 888-909-6789, SAID HE WAS DIRECTOR OF FINANCIAL CRIMES US NATL BANK ON LINE LOAN 2-7-05 I TOLD HIM WAS DISCHARGED BY BANKRUPTCY 9-05 AND TRIED TO GIVE HIM MY ATTORNEY# AND HE SAID NO TO HAVE MY ATTORNEY CALL HIM.  I TOLD HIM IT WAS ILLEGAL FOR HIM TO CALL ME, THAT IT WAS DISCHARGED BY BANKRUPTCY AND HE SAID I WAS A PROFESSIONAL CRIMINAL AND WOULD BE DOWNLOADED INTO NATL CRIME BASE TOMORROW 12:00 NOON

Wanted to post that i received a call in december of 2007 from "investagor charlote jones" who was an affidavit processor on behalf of us national bank,who has filed charges for a pay day loan that was in default and they were filing charges against me and to give her my attorney info so she can forward the documents to him. this was done at my employers office line, so you can imagine the horror i had when this call came in. at the time, did not know this was illegal tactics of this company, and told that i would try to make arrangements to send the money quickly, trying to juggle my bills. during this time, she would not disclose the orignator of the loan or the amount of the original loan amount. this flagged me and i consulted an attorney i have daily contact with. he indicated to call this woman back to fax him the documents and not to have contact with me anymore and discuss it with him. to date, 5/10/08 the documents were never sent to the attorney office and nothing was done.  BUT BE AWARE! AS OF NOW, ANOTHER PH# IS DOING THE SAME THING AS THIS MS. JONES; IF YOU GET A CALL FROM SOMEONE AT THE PH# 888-369-9009 TRYING TO SHAKE YOU DOWN FOR MONEY WITHOUT DISCLOSING WHO THE LENDER OR THE ORINGAL AMOUNT IS. THEY WILL NOT GIVE YOU A FAX# OR AN ACUTAL NAME OF THEIR COMPANY!

I got a call today from a guy that I could hardly understand.  he claimed that I owed a unpaid payday loan which I never even toke out...if anyone calls your place from US National Bank hang up on them, they are con artist that just want to take other people's money.  They need to go any get a real job.  I listened to what he had to say and then I turned the tables on him, I told him the phone call was being recorded and the phone number was being traced, well he didn't like that very much, I also told him it is illegal for anyone to call a place of business and demand money, I guess he didn't like that cause he hung up on me and I haven't heard from him since.  People stand your ground, don;t pay anything if you don't know what it is...

I received these same calls from Ben Marshall in December 2007.  I contacted a family member who is an attorney and said that this sounds like a scam, so I didn't pay anything (nothing happened).  Then just today I get a call from Ralph Morris (associate of Ben Marshall (888) 909-6789) from US National Bank and informed him that he will have to go ahead a press charges, becuase I am not giving him anything.  I also informed him that I contact the US Treasury, Administrator of National Banks, and they have no listing for US National Bank.

Company: Christian Nicholas & Associates Inc.
Address:  1301 Riverplace Blvd
        Jacksonville, FL 32207
Company Contact: Michele Carin (pronounced Karen)
Contact Number:  904-348-5600
Contact Fax:  800-889-0771

Would not confirm name of company when called.  Would not discuss account when called.  Ms. Carin only wanted to take my name and number or she hangs up.  I had to fax her a letter of representation which I did.

Company purports to be US National Bank trying to collect on alleged unpaid payday loans.  Uses threats of lawsuits and arrest at place of business which violates Fair Debt Collection Practices Act (FDCPA).

I'm not sure if any of you received a call from a man named Greg Bishop but he is also makes threats as well. When I first got a call from these idiots he was the first person I spoke to, before I was dealing with Ben Marshall. I'm waiting to hear back from the DA's office here in California. I even wrote a letter saying what had happened and what they said that I owed.

Said He is a part of US National Bank

I just received a call from a Rob Morris from this number, same deal asking for my attorney's number.  I was scammed by this same trick a couple years ago, they scared me into paying them $800 the same day.  Please do not believe what they say!  They are not real, they are con artists!

I received a call from these people today saying i owed an outstanding payday loan and wouldnt tell me where it was originally from or not even send me any paperwork.  I asked for the main number and they gave it but wouldnt tell me anything else. they said that if i didnt pay i would be downloaded into the national crime database by noon.

Rec'd call from lady who could not even pronounce the word 'affidavit' to say I had 3 allegations against me.  Yes, I took the loan out but repaid it, and even if I hadn't fully repaid it, I would think the company would have contacted me to set up a payment plan.  Anyway, Benjamin Marshall, as noted in other postings, got a little perturbed when I told him I was googling his # and reading all the postings of him threatening other people with this scam.  Only scary thing is is that they have my social, employment, banking, etc. which I will change soon.  Are these people for real or what?

I am going to try to get more info on this group of idiots from the Texas Attorney General office.  This is happening to too many people from all over the US and it is wrong.  If I can get any helpful info, I will pass it along on this site.  They need to be shut down and get real jobs.

Posted: Thu Dec 27, 2007 7:10 am
 

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I just had to share this. I get a phone call yesterday morning at work. The man could hardly speak english. He asked for me (pronouncing my name wrong) He told me that his name was "Mr. Robinson" phone number 1-888-909-6789. He told me that I had a very serious situation here. I had 15 counts of check fraud against me. He asked for my attorney's name and number. I just listened and he said well you do know whats going to happend dont you? I said tell me. Are the cops going to show up at my work and take me away? He said well yes, but I'm here to help you. He told me that I had a balance of 2,150.00. (wouldnt tell me what they were for) Only that it was from US. Federal Bank. I said send me something in writing. He said well I dont think you want me to send you something that wouldnt be good. I said why not? He said well, this is a serious matter. I hung up on him...He called right back and said that "hanging up the phone is not going to do me any good" I hung up again. He called me back and he was screaming on the phone " YOU ARE STEALING" YOU ARE STEALING! I hung up again. He called back about 10 minutes later and wanted to talk to my supervisor. I gave him his name and he said well is ms. K**** there? I said I am her! He wanted to talk to my supervisor. I put him through. "Mr. Robinson" left a voicemail for my boss. I warned my boss what was going on and he said "well I hope he does me leave me a voicemail, I'm going to have fun with this".

My supervisor called him back----"Mr. Robinson" told my boss that he needed to sit me down and have a talk with me and explain what I have been doing...My boss is what is she doing. He said well she's going on the internet and getting payday loans and not repaying them back. Using your computers at work. He said SO! Well, shes been acused of internet wire fraud. He said really?!....


My boss asked the name of company he was calling from and he told my boss "that's not important". My boss said oh I think it is. He also informed the A$$HOLE that he had been recording the conversation. Mr. Robinson went balistic!!!! He hung up on my boss!  

My boss tried to call right back but they just hung up again. I called 1-888-909-6789 and some chick answered it "operator" I asked for the company name and she wouldnt tell me and she hung up!

same thing happened to me. However, after they scared the living life out of me, I paid them, but now I am getting calls once a month trying to get the same money out of me.  using the same lines about bank fraud, etc.  If anyone has any info on how to stop these peole, plese submit to this web site.  thanks

I got a call from this company also. I was dealing with Ben Marshall saying that I had stolen money from this company called US National Bank, then he stated he was from Impact Business Mark. At first i believed them and paid them, He would call me on Monday's only asking me to call him back, I didn't return the call. These people need to be shut down and putt out of Business. Saying they are going to press Criminal charges against me. I have filed an complaint agaaist these crooks. They are not a Business, they are a fony company.

I recieved a phone call from a lady today asking could the speak to me, I said hello 3 times then she hung up.I reported this to the DA's office as of last week, I hope to hear back from them in a couple weeks. Ben Marshal left me 4 messages on Monday asking me to call him right now. I hope that someone complanes about these idiots besides me.

a scam is going on

They Need to be shut down, i filed an complaint about this company.

these people are full of s***. they truly are scam artists, that need to be dealt with. I have a family that I am trying to provide for and they are trying to scam people. They are called C.N.A. not certified nurse assistants but Christan Nicholas and Associates.

someone called me from 408-310-4044 claiming to be david morgan, an attorney representing cashnet usa.  he left the following messages which i have saved for police and fbi to listen to.  "this message is intended for (leaving my name blank)....the very second you receive this message, I need you or your attorney of record to return a call.  the issue at hand is extremely time sensitive.  my name is david morgan and my call back number is 408-310-4044.  now (used my name again), if you or your attorney do not return a call to me today, then this issue will be upon your head and all i can say is that i wish you the best of luck."  goodbye.

i called cashnet usa and they don't even have any record of my name, phone number or even a customer id (i have never had a cash loan anyway)....i reported this to their cashnet usa fraud division.

i will be filing class action lawsuit for harrassment at my workplace.

Man in HI - What friggin planet are you from?  You're an idiot!

Man in HI:

You're implied intelligence is quite LAUGHABLE. I will replay to you (Man in HI). I agree that you need a better translation device beause yours stinks. (Translate that) Also, I cannot believe you would think we are that stupid to think your story is genuine. Totally unbelievable and your intelligence embarrases those of your culture who are good people. You should be ashamed of yourself.

Mr. Ward is a convicted felon for attempted murder and armed robbery with a gun, he is running the agency as the President, this is his company. The correct address of the business is 221 N. Hogan Street, which is a UPS store. I am not sure how a convicted felon can run a collection agency. If you don't beleive me look it up on the Florida Department of Corrections website, the spelling of his name is Coray A. Ward.

I have "Robert James" saved in my phone as Robert James-liar. He actually called me one Saturday at about 8 am claiming to work for the Miami Dade Police, White Collar Crimes division. Well, he ended up telling me he was going to come to my house and "get me" and "hurt me" so I called the Miami-Dade police dept. and asked if they had a Robert James and OF COURSE they didn't! I have already filed an actual police report with my base police. Aside from that, these people have been harassing me every couple of months since early 2007. First it was Robert James many times, and now it's the indian people. Please if I can help spread the word that these are all scammers I would do anything. These people are ridiculous and I feel really bad for anyone who falls for it.

DO NOT EVER PAY ANYONE ANY MONEY UNTIL THEY SEND YOU USPS MAIL VERIFYING THE DEBT. ASK FOR PROOF OF THE DEBT!!!!!!!!!!!! even ask them for their address so you can send them a request for the debt verification by certified mail so you have proof you asked. Do these things before sending any money!

Dude you need a better software program to do your translations correctly.  PUTZ