http://www.legalinvgroup.com/


214-484-0592


scam

collects money

wont pay you

Update

   I talked to the US Postal Service and they will take your complaint and investigate this company. This company is committing wire Fraud and Mail Fraud by calling you and claiming you owe them money and having you mail in the payment. I am also reporting them to the FBI. Also Call Mike Brotherton at 1-877-270-8204 he would love to talk to them.

These guys don't stop!  They are using many names and phone numbers. I contacted the police who contacted the FBI.  Apparently the FBI is quite aware of these guys.  They are scam artist and they are making my work and home life a living nightmare.  It is coming to the point I might lose my job!

Same story as above is continuing 12/16/08 as I received the exact same calls. The number they left to call back is 408-886-7091 and the bank was First US bank which doesn't exist.

ibid, Someone called my daughter with very poor and broken english. Rude, threatening. Left a call back number 310-405-6167. I called and he identified the company as "Legal Affidavit Office" but refused to give his own name. He stated that they were beginning criminal proceedings in the state of Maryland on 3 counts of check fraud, we presume as part of a payday loan. I was calling from work, a very large downtown DC law firm, and asked that they fax the counts and specifications to my work fax number. Awaiting the fax. If anyone is interested in pursuing a class action suit against this company I'd be happy to lead the charge.

These scumbags called me too!!!  So I called them back at 10PM and of course got voicemail.  Their password is 1234 so I got into their system and changed their greeting to NOTIFY americans of this scam they are pulling.

HAHAHAAHAHAHA...  I changed the password and deleted the 120 messages in their inbox.  They are now locked out of their voicemail system.

I'm using their own voicemail system against them.  I love it!  They think americans are stupid... well... we'll see about that!
Caller ID: 310-867-6326
Caller: Legal Aff Office US Bank

They are at it again, number has changed.  Now claiming when you call them back at the number they leave, they are the "Restitution Department, Califorinia Courts, Orange County".  They are so full of it!  949-272-3907.  The caller ID on my cell phone shows a number that isn't real, the day before it was "Restricted".  They call my office, and no caller ID, just "Outside Call", left voicemail, then zeroed out to my secretary, who took the message.  I work for a State department, and will be notifying the Attorney Generals office tomorrow morning.  I just dare them to call again, because I will transfer them right to the Attorney General ID Theft fraud hotline!  Anyway, I got the same thick, Indian accent, and it took over 5 rings for them to answer, which makes me suspect they are out of the country slamming the calls to them from these numbers.  The name of the person who left the message with my secretary was John Hudson.  When I called back, the same voice was now Eric Mathews - both good, stong Indian names!  Anyway, don't fret, but keep reporting so we can stop these no-good you-know-whats!

They called me as well and threatened legal action and such.  Couldn't understand much, as they were hard to understand but they are also using the new number #949-270-1935 and asked me to fax a apology letter over to 714-710-4103.  They then went on to say they were going to be filing a report at 6pm there time and then tomorrow by 11am, they would have charges filed against me for fraud.  I thought it was fraud, and I asked for them to back it up with a fax over to prove that I owed the debt, and they refused, and got rude.  I hung up on them and contacted my lawyer who said that was something new.  He said it was a scam.

-T

I received a call last week. The number has changed it is now 301-727-4153, or at least that is the number they called me from. It is the same story as all of you have told before. I was irrate and after they realized their empty threats weren't going to get the best of me the kept calling and harrassing me. So I did the same thing to them. I also called them the day after and said "What happened? You said I was going to be arressted today. I got all dressed up and nothing". They didn't think it was so funny.

I will say it to. Report it to your local police, the FBI and secert service.

I received a threatening phone call this afternoon from a company on belahf of US National Bank. The man on the phone, whom I could barley understand, with a thick Indian accent, told me that I would be arrested if I did not give him my Attorney's phone number. I had taken out an online loan a couple of years ago and had paid it off in full, in the proper time. He stated that their company was NOT a collections agency, but he trasnfered me to a "supervisor" who could assist with payment options. The same man stated that he had all my credit information in front of him and knew everything about me. He even gave my email address to my former employer as well as my old bank information.

Once I was transfered to Scott Miller, he said he would accept a payment for $950.00 and my records on this case would be null and void. He told me I must send him a apology letter by fax. Once I realized that I may be scammed I "googled" their company and this was the first site that came up. I asked Scott why so many people are reporting his company as a fraud, and he told me that these people are mad because they are going to be "put in handcuffs for the same reasons" I have reported this company to the FBI, the Federal Trade Commissions, and our local police department. Be aware of this, it's a scam, they have already contacted other members of my family with the same thing. Either hang up, or don't anwser.

I also had the exact same experience as Jolene just reported. They told me I was facing federal charges of fraud by internet and 2 or 3 other federal charges. I believed them at first thinking that my ex-wife had taken out a loan in my name while we were married. I started realizing something was wrong when they said I could take care of it by giving him my credit card info so they could deduct the money from my account. I would give anything to be able to meet these people on the street.

I had the samething happen they even had my bank account information from an old account that I had!! I also had them convincing me that I had check fraud charges, maliscious content and also had me believing that I was actually going to jail! I asked for what was the charge and it was from US National Bank and it was for a payday loan that i took out(which is really wierd because I did back in Dec but paid it off) They said that the company is going to consider it as theft by deception and that the only way to settle out of court is by sending them %650.00 they wanted my debit card info and my social as well as other personal information on me. ( which if you have ever done a payday loan they already have it) I said US National Bank?  I have never done a loan with them.  Their reply was well they have over 300 websites and it was from one of these websites that you obtained the loan.  I said what was the website his reply was that he couldn't give me the information because it was an affidavidt and only my attorney could be released with this information.  I then said okay then lets call my attorney!  They said your ready to pay this debt off why don't you just pay it and it will be settled.  I explained I wanted to know who I am making a payment to as well as I want to have proof in my hand about the charges.  They immediately started scrambling and started putting me on hold and also started to try and find excuses as to why they didn't need to contact my attorney.  I've reported these fraudsters to the FBI, Secret Service and Police Report and just because you don't think that they have your information be aware they already do! I suggest if you have tried to get a payday loan in the past several months this is how they have obtained our contact info because they not only called me on my cell phone but also my work!  The FBI suggests that you put a fraud alert on your credit as well as put a fraud alert on your banking information!  These guys are pretty persistant!

I got a call from (949) 272-3902 today on my boss's private line. (so embarassing) Then they called again Steven Redd for (904) 425-2857. I have not returned the phone calls. They gave my boss the same story- to have my attorney contact them. I'm going to report the to the Policed Dept.

it's all a scam. they call from multiple numbers. it's pretty pathetic! just keep notifying the authorities and FBI. don't call them back, and if you have caller id just don't answer. i know it gets annoying (trust me i know) but the only way to stop them is to report them!

They called me yesterday with the same threats. I contacted the police and filed a report on this.

They called me with the same message today.  I have not called back.  this was on my CELL phone.

My Daughter has received to phone calls from an individual who mumbles his name and demands that she or her attorney contact him at 1-904-425-2857. Upon calling this number, they asked for her name. The first time they could not find her name attached to her home phone and found a "Peggy". The second phone call she got they asked for Tammy with the same threats as the first phone call. I called them and demanded their company name. At first the said it was the Back office of us national bank, I ask for the address of the bank and they told me that was a conflict of interest, which they could not explain to my satisfaction. I asked for their physical address and this is what they gave me:

USBI Legal Affidavit Office
1385 Chula Vista
Jacksonville, Florida 32099

        I have not been able to find any references to this number or address on the net yet. I will continue to hunt them down.

Here's the latest on them from The Consumerist:

US National Bank Scammers Still Extorting Hapless Consumers

"US National Bank" is still at it, calling up people and threatening them with jail time unless they pay up for debts they never took out and USNB doesn't own. Here's K's story of how "Harry Wilson" called him up screaming and yelling. But after speaking to a consumer lawyer, K learned what he needed to say to get the extortionist to stop phone-harassing him. You'll learn too after you read the story inside...

K writes:

I first became aware of this company when my sister called to tell me she had been contacted by "Harry Wilson" from the phone number 951-200-3254. He yelled at her on the phone, demanded that she pay him the money I owed immediately or he would use her Social Security Number to take all the money from her bank account and ruin her credit. He would not tell her what her Social Security Number was when she asked. She hung up on him.

I called and spoke to "Ryan Smith", a man with an extremely heavy Indian accent and was told I was going to jail on Saturday if I did not pay immediately. When I asked for verification of this debt in writing, he told me he was not required to provide that and I would go to jail. He gave me a fax number 914-462-3657 to fax my bank account number, debit card number, social security number and mailing address to so he could get payment.

The loan in question was supposedly taken out on 4/13/2007, a full 7 months before I even opened an account with the bank he claimed the deposit was made to. Then he changed his mind and said the deposit was made on 12/04/2007. I checked my bank account statements and no deposits were made to my account on or near that date.

My sister again received 2 calls yesterday from "Harry Wilson" threatening her with jail time if she didn't make me pay them.

I can deal with the threats to myself, as I am well aware they are bogus, but my young nephew took one of the threatening calls yesterday and was understandably shaken and upset over the incident.

I filed complaints with the FTC and with ic3.gov. I talked to a consumer lawyer to find out my rights in this matter. I was terrified at first, as I'm sure many other victims are, but I knew none of this sounded right. I've not always been the most financially responsible person in the world, but I have always repaid my debts. I took notes on everything this man told me, even making him repeat himself to be sure I had the correct information.

Then the bottom-feeder called me at work yesterday to tell me I was going to jail in an hour if I didn't give him my debit card number immediately. I told him in no uncertain terms that this was a scam and I knew it. I detailed for him every step I had taken and the fact that if his harassment of my family and me continued he would cost his company $1000, which is the amount the lawyer I spoke with told me I would be able to get in judgment against USNB.

He started off trying to talk over me and resorted to yelling at several points, but I continued to speak in a calm, forceful voice and eventually he was silent. I told him one more call to my home, my sister or my place of employment would result in my telling the lawyer the law suit was on. He hung up on me.

My sister spoke with my nephew and explained that there are people out there who steal information they have no right to have and this was a case of that happening. She also told him again that when she is not home he is not to answer the phone unless he knows the person calling (they have caller ID).

I hope they do stop calling. Maybe they will now that you've shown you can't be intimidated. What the consumer lawyer told you was correct, if USNB was actually a legit debt collector based in the US. Because they call from overseas using caller-ID spoofing and never give out their address, it's unlikely you would be able to hit them for that $1000 statutory judgment.

http://consumerist.com/5086468/us-national-ba ... pless-consumers

ABC News just did an investigative piece on this particular scam operation. Here's the report:  http://abcnews.go.com/Business/story?id=5621205&page=1

Good job reporting them to the police. You may also want to report them to your state's attorney general, the Federal Trade Commission and the FBI. See my message above for links to those agencies.

Update:

A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.

This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.

Here's the contact information for the phone bank in India:

IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com

A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:

Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com    
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )

Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.

This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

4) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

5) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857

And they told me if I didn't call them right back - what was aboutto happen to me I brought upon myself and that all they could do was wish me luck.  I reported them to my local PD!

GO TO  http://800notes.com/phone.aspx/1-949-272-3902 very informative info.

A consumer who posted reports on 800Notes about being harassed by scammers calling from 856-831-0640 notes that he is now getting the same scam calls from 904-425-2857. (See http://800notes.com/Phone.aspx/1-856-831-0640/5 )

If you receive a call from someone using 904-425-2857 who demands money from you, please know that it's a scam and that their threats are false and illegal.  This is a very active group of scammers, many of whom are calling from outside the United States. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  This group of crooks use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.

There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass Prelitigation/Ellis Crosby & Assoc./States Predisposition scams in Jacksonville, Florida and Georgia. The interesting thing is that the number of complaints on 800Notes about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* the state of Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida. (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 )  Interestingly, 904-425-2857 is a Jacksonville, Florida number.

The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) have the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing; it's also illegal for them to falsely threaten you with lawsuits.) And since these dirtbags routinely impersonate law enforcement (which is also illegal), it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)

The bottom line is, these are criminals trying to steal your money. If you've received such calls from 904-425-2857, I suggest you do all the following (most of which you can do online):

1) The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.

2) Alert the FBI at https://tips.fbi.gov  Be sure to tell the FBI that you are being targeted by extortionists over the phone who are posing as federal law enforcement. Be sure to give as many details as you can.

3) Since this is a Florida number, file a complaint with Florida Attorney General Bill McCollum at http://myfloridalegal.com/contact.nsf/contact?Open&Section=Attorney_General (By the way, the Florida Attorney General is very aggressive in pursuing and shutting down these type of debt collection scams.)

4) File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.

5) File a complaint your state's attorney general, the contact information for whom is at www.naag.org

6) File a complaint online with The Federal Trade Commission at https://rn.ftc.gov/pls/dod/wsolcq$.startup?Z_ORG_CODE=PU01

If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

Finally, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572

Hope this helps.