this is a scam, do not worry.

left me a voice mail.... threatend me.. even said my social security number on voice mail.. was a foreinger that i could not hardly understand

These folks called me and started stating my personal information.  They do not know that I do not use my personal info for anything I do outside of my protecting my Children.  So all that personsal stuff they were saying, is for the birds, I do not use it.  I am reporting them to the NC State Attorney; the dude sounded like he was from the Middle East.  Are you serious.  I only Bank with Local Banks.

Stop Trippin'

I was called Tuesday June 29, 2010 from 831-740-3312 by someone who said his name is Vicent Jackson, saying I owed a company Instacash 812.67.  I had never heard of this company or done business with this company.  While I was on the phone with this Vincent Jackson, my work was calling me saying that this Vincent Jackson had just called there and wanted me to return his call.  Vincent Jackson said he was with First State Attorney Services.  I could find nothing about this company on the Internet other than it was a unpublished phone number from a landline in Watsonville California.  It was very scary because they are threatening me with legal action.  Read me my rights and if I agreed to pay them 812.67 by a letter they wanted me to fax to them authorizing them to deduct this payment from my debit card, they  wouldn't take further action.  It's very scary because they know my employer and all of my personal information.  After I called them and told them I knew it was a scam, they still threatened to have the police on their way to my house.  These are very sad times we live in when honest hard working citizens are being scammed out of what little money we make by foreigners who prey upon the working class US citizens.  People please be aware about what information you are putting on the Internet.

I just returned this call. the said the deposited money in my acct and I didn't pay them back. I don't know who they are and they are bringing charges against me. I dont know what to do.

I received a call today rom these same scammers threatening me with a lawsuit,the first guy to call had an indian accent at the number (714)006-600 said his name was Micheal Johnson wanted to know if I had my attornys number handy what I said he told me I was being sued and I would have to call (310)803-5849 to find out who was suing me for how much and for what when I called the number sounding just like the guy who first called stated his name was Dan Wilson and I was being sued by instacash for a deposit they made and the fund were not there when they went to collect their money spouted off several charges like bank fraud,federal charges,ect,to which I nicely to him he was full of crap never had any dealings with that company,they never deposited any money in my account when I told him I was going to report him to the BBB he just laughed and said see you in court and hung up.The sad part is these people know my email address,where I work,my social security number,my bank thank God not my account number,feel violated who gave them this information.

I received the same type of phone call in the past few days but from a different number.  The phone claimed it was a time sensitive matter and it was necessary for me to call them back as soon as possible.  When they called my place of employment that sent me over the edge and I called them back.  I asked for "Crystal Davis", the woman who left messages for me but only spoke with a man named "Nathan Rice".  He threatened me with a lawsuit and told me that I was to be served with court papers.  I told him that this was all a lie and he became very upset with me...he even hung up on me.  I called him back and he continued to yell at me.  I told them that if they harassed me again I would report it to the local authorities.  

If this is happening to you call the FBI, New York office.  I have called them to inform them of these scam artists.  Give them the names and numbers of the people harassing you.  If we have more people filing complaints about these the stronger our case will be against them.  

Remember do not give them any money and do not be frightened about what they say to you...just report these incidents immediately to the FBI.

I have been in conversation with Daniel Martinez..Will not reply to e-mails threatens..Everything you people have mentioned

Thank God for this website!  I was scared to death by these bullies this morning, but their foreign accents and sudden ability to lower my debts  made me suspicious.  They did the same with me asking me to send them a ridiculous amount of money, quoting my SSN and my friends names that I had put down as references for a payday loan that I had and had PAID on about 6 months ago.  George Williams as he called himself then went on to inform me that I owed 900 dollars...which is crazy since I only had one loan of 120 at that time.  When I argued and told him I pulled up this site he got angry and told me he was sending the police and I told him I hoped he did so I could speak to them about the fraud taking place.  I also am wondering what precautions to take now that they obviously have my information...they are even asking people to send them copies of their Drivers License!

We are receiving these same complaints. If you are a victim of this, remember, if they are truly going to sue you in Federal Court, then wait to be served. If you know you owe nothing then you have nothing to worry about. Do not give information to these people.

They are out of San Bernadino California, by the number that they are calling from.

Just received 4 calls today from someone called Andy Jones.  He states that I have a serious time sensitive matter with his company and that it would be in my best interest to give him a call back at 909-200-4581.  He stated that is he did not here back from me or my lawyer that there is nothing that he could do for my situation and said "May God Be With You".  The called ma a couple of months ago and I threatened to report them to the local police and the attorney general for Hawaii state.  He started to yell profanity at me and make  threats of jail time.  I again told him that I will be calling my local police, that I recorded the conversation and will have my lawyer contact them at the number they left.  This person hung up and then I didn't here from them until now 2 months later.  These people are crazy.  I have a friend that just went through this, she gave them $500.00 at the first call and then another $1200.00 on the next call.  She wished that she had read this site before doing so, now she is out of this money.  She has hired a lawyer.

received a message from my employer a lawyer had called,so I called back.Spoke with a man named Jack Dawson who said I was being arrested for fraud,and sued for 3,000.00.when I questioned him on a court date he became angry,and insulting,I hung up telling him I'd see him in court.The next day my employer reminded me of a similar event that took place in july,only then the man said he was a detective for some goverment agency,and requested me to settle out of court for 1,500.00.So

Close out whatever account you let them debit money from ASAP.

Ok, so, unfortunately I'm a young college student who of course was scared into doing everything all of you have said not to!! As of right now they have only taken out what was "agreed" upon, 100 bucks. Isn't too terrible, but I wanted to be better off safe then sorry you know. Now that this has started, anyone know what I should/need to do to try and resolve this issue?!

They are harrasing me and telling me that I need an attorny for some funds I recieved and never paid. I dont have any payday loans either. They can not give me any documentation or proof that I own this money. Its a scam and I am uncomfortable with the fact that they have my banking info and address. I told them that I want to handle this in court and I havent heard anything back as of yet.

caller said he was from a "law firm" for insta cash.usa and i was going to be supeoned tomorrow at work and arrest on fraudulent charges.  He had my last 4 digits of my social and ask me to confirm them and had my email address. Said to make sure i have a lawyer because  i have been charged with fraud and will be arrested.  He was indian desent and very rude!

Fake Debt Collectors ? Terrorizing Consumers

http://abcnews.go.com/Business/story?id=5621205&page=1


MORE ON FAKE DEBT COLLECTORS
http://800notes.com/Phone.aspx/1-904-425-9141
http://www.thepittsburghchannel.com/call4action/17285785/detail.html
http://www.800helpfla.com/newsletter/2008/092008.html


http://www.wvago.gov/internetloanscam.cfm
Attorney General Darrell McGraw took the extraordinary step today of warning the public about a band of scam artists making threats to consumers who allegedly obtained Internet payday loans in West Virginia and across the nation. The consumers they threaten never obtained a loan at all or paid it off years ago.

Internet payday loans are short-term loans or cash advances, usually for 14 days, made over the Internet via interactive web sites and secured by an agreement authorizing debits of the loan and all fees owed from the consumer?s checking account. These loans typically charge interest rates ranging from 600-800 APR and are unlawful in West Virginia.

The scam artists, who speak English with a foreign accent, call themselves ?U.S. National Bank,? ?Federal Investigation Bureau,? ?United Legal Processing? and numerous other phony names. They refuse to disclose real names and addresses and are believed to be operating ?off the grid? from homes, automobiles, or from off shore locations or foreign countries, including India. Since the scammers have kept themselves purposely well hidden, thus far no law enforcement agencies have succeeded in locating or shutting them down.

The scammers typically pose as law enforcement officers, investigators, lawyers, and bankers and threaten consumers that they will be arrested for ?bank fraud? or other fictitious crimes unless money is wired immediately. They simultaneously scare and confuse consumers by using meaningless legalese gobbledygook phrases such as, ?We are downloading warrants against you? or ?We are filing an affidavit against you.? Consumers who don?t immediately fall for the scam are warned, ?Only God can help you now.?

The scammers almost always call consumers at work several times a day, and tell their supervisors, ?Your employee has committed fraud and is about to be arrested.? Such threats have proven unsettling even to the most savvy consumers and employers who suspect the calls are fraudulent.

Attorney General McGraw stated, ?Ordinarily my office protects consumers from fraudulent activities by seeking injunctions in court. But legal action cannot be taken until the scam artists can be located. Even then, it is unlikely that the persons behind the fraudulent calls and extortionist threats would obey a court order. In this case, the consumer?s best defense is to be armed with the knowledge of the scam so that all demands for money can be resisted, despite the false but scarey threats of arrest.?

McGraw added, ?Because the fraudsters make a special point of calling consumers repeatedly at work, employers must understand that the consumers are innocent victims of a criminal enterprise and cannot stop the calls from coming. I also wish to assure the citizens of West Virginia that my office will continue to do everything possible to locate and shut down the outlaw debt collectors.?

More information about this fraudulent debt collection scheme is available at the Attorney General?s website, www.wvago.gov/internetloanscam. Any consumers who have been threatened by these persons or wish to file a complaint about another consumer matter may do so by calling the Consumer Protection Hot Line, 1-800-368-8808, or by obtaining a complaint form from the Attorney General?s web site.

It's a debt collection scam. And all their threats are false and illegal.
This is a very active group of scammers, many of whom are calling from India (and probably other countries) and are in cahoots with a group of American pay day loan scammers. They attempt to extort money from consumers with a myriad of false and illegal threats, and alternately pose as debt collectors, federal and state law enforcement officers, lawyers and bankers. Their trademark is to use meaningless legalese gobblygook phrases like "We are downloading warrants against you" or "We are filing an affidavit against you." Another trademark phrase is to threaten the consumer with something like this ridiculous phrase: "If you don't pay then only God can help you."
Typical of many financial scams of this variety, they usually demand payment via Western Union or MoneyGram or credit card. They use any number of phony names such as US National Bank, Federal Investigation Bureau, US Legal Investigation Bureau, Hopkins Law Office, United Legal Processing, Morgan Associates, United Pay Services, National Processing, White Collar Crime Unit and many more.  These criminals also use many phone numbers from many area codes; they're probably using caller-id spoofing software and/or VoIP to disguise their real location.
The main thing to remember is that anytime someone calls you demanding money to prevent your arrest, or demanding your lawyer's name so they can sue you, it is ALWAYS a scam. No debt collector (let alone criminals posing as debt collectors) has the authority to have anyone arrested for anything. (And it's illegal to them to threaten such a thing.) And since these foreign dirtbags routinely impersonate law enforcement, it's also important to remember that American law enforcement officers aren't in the business of debt collection.  (Debt is a civil, not a criminal, matter.)
The bottom line is, these are criminals trying to steal your money.
A consumer posting a complaint about these same scammers at http://800notes.com/Phone.aspx/1-718-831-7157 notes that 718-831-7157 is associated with an India-based "outsourcing" telephone bank.  Though a reverse search on WhitePages.com shows that 718-831-7157 is an unlisted land line in New York City, information on Debtbuyers.Com shows that that number is used by India-based Intellisourze. (Source: http://www.debtbuyers.com/debtbuyers.asp ) My guess is that it's a VoIP phone number.
This is another piece of the puzzle that fits in perfectly with other information about this scam. There are some reports on 800Notes that have suggested that the crooks behind this offshore scam are also the crooks behind the notorious Bass/Ellis Crosby & Assoc./States Predisposition scams in Florida and Georgia. The interesting thing is that the number of complaints on here about the US National Bank/US Legal Investigation/Federal Investigation scam skyrocketed *after* April 7, 2008 when Florida obtained a $1.3 million judgment against Ted Ellis Crosby, shutdown his operations and barred him from ever conducting debt collections in Florida (Read http://myfloridalegal.com/newsrel.nsf/newsrel ... 5257424005858A6 ) There's certainly a good chance that the crooks placing these calls from India are doing so on behalf of the American crooks behind the Crosby/Bass/States Predisposition scams.
Here's the contact information for the phone bank in India:
IntellisOurzE BPO
701, Sapphier, Nr. Cargo Motors,
C.G. Road Navrangpura,
Ahmedabad - 9. (Guj.) INDIA.
E-Mail: info@intellisourze.com
Website: www.intellisourze.com
A check on the domain name "intellisourze.com" shows that the website and name registration was created on May 8, just one month *after* the Crosby scams were shut down in Florida:
Domain Name: INTELLISOURZE.COM
Registrant:  Pragra Infratech Pvt. Limited.
Email:  ankur.ranpariya@pragra.com  
908, Aksaht Tower, Nr. ICICI Bank
Opp. Rajpath Club, S.G. Highway
Ahmedabad, Gujarat, India 380054
Tel. +91.7926871353
Creation Date: 08-May-2008
Expiration Date: 08-May-2009
Domain servers in listed order: ns5.znetindia.com ns4.znetindia.com
(Source: http://whois.domaintools.com/intellisourze.com )
Though scam calls from these crooks have been going on long before May 8, the frequency of complaints about these calls increased considerably after Crosby was shut down in early April.
This is conjecture, but appearances suggest that Crosby and company were originally running a two-pronged payday loan scam operation -- with some calls being made from Jacksonville, Florida and other calls being made from a phone bank in India (and possibly other countries); then, after the Florida Attorney General shut down the Crosby scams in Florida, the Crosby crooks transferred most of their scam efforts to the India phone bank.

If you are targeted by these criminals, be sure to report them to all the following federal and state law enforcement agencies (most of which you can do online or over the phone):
1.    The U.S. Secret Service is responsible for protecting the country's financial infrastructure and payment systems from international and domestic threats. Call or write your local Secret Service field office to alert them to the details of this attempted extortion. The addresses and phone numbers for the local Secret Service field offices are listed at http://www.secretservice.gov/field_offices.shtml or in your phone book.
2.    Alert the FBI at https://tips.fbi.gov Be sure to tell the FBI that you are being targeted by extortionists over the phone. And if the crooks claim to be law enforcement or lawyers, officers of the court or bankers, be sure to include that information in your report.
3.    File a complaint with your local police. Most police departments will take a report over the phone.  Be sure to tell them that you're being targeted by an extortionist and give them all the details.
4.    File a complaint your state's attorney general, the contact information for whom is at www.wvago.gov
5.    File a complaint online with The Federal Trade Commission at https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
If these crooks call back, promise them nothing, pay them nothing and tell them nothing other than that you know they're a scam and that you've reported them to law enforcement. (And be sure to report them to all the agencies above each time they call you.)

By the way, here's just a small sample of numbers used by this particular group of scammers. Read the reports and you'll see the same pattern time and again -- phony organization names, thick foreign accents, and oddly worded threats that are so melodramatic and ridiculous that it's laughable:

http://800notes.com/Phone.aspx/1-925-262-1327
http://800notes.com/Phone.aspx/1-678-954-6346
http://800notes.com/Phone.aspx/1-888-341-4004
http://800notes.com/Phone.aspx/1-856-831-0640
http://800notes.com/Phone.aspx/1-949-743-1140
http://800notes.com/Phone.aspx/1-410-505-8128
http://800notes.com/Phone.aspx/1-917-464-2534
http://800notes.com/Phone.aspx/1-210-858-6602
http://800notes.com/Phone.aspx/1-888-775-2121
http://800notes.com/Phone.aspx/1-949-743-1156
http://800notes.com/Phone.aspx/1-214-245-1402
http://800notes.com/Phone.aspx/1-214-245-0922
http://800notes.com/Phone.aspx/1-214-723-5572
http://800notes.com/Phone.aspx/1-904-425-2863
http://800notes.com/Phone.aspx/1-718-831-7157
http://800notes.com/Phone.aspx/1-904-425-2857
http://800notes.com/Phone.aspx/1-858-244-0444
http://800notes.com/Phone.aspx/1-954-678-9724
http://800notes.com/Phone.aspx/1-610-571-3252
http://800notes.com/Phone.aspx/1-310-909-8245
http://800notes.com/Phone.aspx/1-310-499-9983


Scam alert: Bogus debt collectors
By Leslie McFadden ? Bankrate.com
Monday, Aug. 3
Posted 2 p.m.
Bankrate reporter Leslie McFadden contributed this entry.
This scam isn't technically about credit cards, but it is scary enough to post a warning. The Better Business Bureau issued an alert today saying consumers across the country are getting phone calls from bogus debt collectors claiming default on a payday loan. Of course, the consumer needs to pay a large fee to avoid arrest -- as much as $1,000.
The caller poses as a lawyer, and may threaten extradition to face trial if the consumer doesn't pay up immediately.
What makes these calls alarming -- and perhaps convincing -- is that the perpetrators reference the consumer's personal information, such as the person's Social Security number, driver's license number, previous bank account numbers, home address -- even personal references.
"The amount of information they have is really troubling," says BBB spokeswoman Alison Southwick. She adds that the amount of data points to a possible security breach.
Spread the word to your friends and family: Don't give out personal or financial information to an unknown caller. Scammers can spoof Caller ID to display different numbers, so trust your instincts over technology.
The BBB offers these tips:
?    Ask the debt collector to provide official documentation which substantiates the debt.
?    Do not provide or confirm any bank account, credit card or other personal information over the phone until you have confirmed the legitimacy of the call.
?    File a complaint with the Federal Trade Commission online if the caller is abusive, uses threats or otherwise violates federal telemarketing laws or the Fair Debt Collection Practices Act.
?    File a complaint with the Better Business Bureau online if you believe a debt collector is trying to scam you.

I just received the same call and they told me that they are going to send papers to my job and some other things. They were foreigners and very rude to me also.

They were rude, threatened me and spoke in a foreign accent. They will not stop calling. I have no idea what this is in regards to but they have my personal information.

Same Thing happened to me, i told them I am reporting them to the BBB and they called back and left a message for me asking how that turned out. Then they listed all this stuff they claimed they had against me. THey said they couldnt help me to resolve it cause they don't do customer service. I have put my number into a do not call list and have reported them. My attorney said that it is a scam and to avoid all calls from them. It is a little unsettling they have my information however, such as social security. I am not sure if I should apply for a new social or what else I should do as far as procautions.

Stated they are attorneys for a lawsuit and to pay them or they are calling the police on me. I called back letting them know I am aware of their fraud. They shouted profanities and hung up on me.

I have been getting calls from these people since September. They stopped and have started again. The voicemails state they are calling the police on me. I just called back and Got a Victor a private attorney. lol- he spouts off my name and social. When I tell him he is wrong he says he can't tell me anything. I told him I know he is a scam artist and this call is monitored. He shouted profanities. How lovely that they have my personal information.

I got a call from a Nancy Williams. She left me a message stating for me to return her call. When I did I spoke to a Daniel Martinez who threatened me saying the police will be at my work to arrest me tomorrow because I frauded them on a loan. Was rude. I told him I was calling the police and he stated, "what are they going to do"? Never heard of these people.

I did some searching and found the # 909-200-4581 is a land line, not a business line. The number is located in Fontana, CA. I received 3 calls just today from this "Andy Jones" 3rd time I answered, they hung up on me. When I searched the business names that they go by, I am unable to find any of them. Obviously because they don't exist. I am working more to see what I can find out about this scam.

The caller said his name was Andy Jones or Joes. He threatened that my attorney and I need to call him immediately and if we don't he is sorry what my outcome will be. These people are trying to scam good, honest people out of their hard earned money. What a bunch of creeps! I hope that others know to check out this site so that they will be educated on these type of people. I did not call them back. Instead I checked this site first and found that it is nothing but a lie!! Thank you:)

They also try to get you to fax them a letter to 510-439-5600 stating you were at fault and defaulted paying the bill. The letter must be notarized and include your social and credit card, debit card information. DO NOT DO THIS.  These guys are threatening bullies and who knows where the funds they steal from us are going? This is obviously a scam but this money cold be funding people trying to harm USA. They prey on us because they think we are weak and another tactic I noticed is they say the bill is dated from 2008

This is crazy! The call themselves the "Federal Legislation of US Govt" and that they are located in CA. I managed to make them give me an semi-address. They refused to give a legitimate address - so here is what they gave: Spring Street, 2nd Flr. Los Angeles, CA 90019.
This guy who calls himself an Attorney named "Andy Joes" and another guy named "Daniel Martinez" both of who have Indian accents are very, rude, obnoxious and point blank try to upset you and put you on the defense by being offensive threatening you with court appearances, arrest warrants, etc. They say Instant Cash or InstaCash.com sent them a bill and they are collecting for them. I saved their voicmail information and I am passing it on to the local police in Los Angeles with everything as to report this as fraud ID theft and harrassment.

got a call from them yesturday at work saying her name was crystal davis lawfirm legal department for instant cash didn't know them never hear of them first it was craig steven told him to stop call me  I report him too the bbb and he hang up on me and now crystal davis is calling my cell phone with anumber 1-000-000-0000 look out for that number.

I received the same message and when I called back it was an Allen Smith telling me that I am being brought up on charges with Supreme Court Criminal Divison. Wouldn't give me any information, couldn't understand him and he was nasty. Any info on this??

WALLINGFORD, CT, August 07, 2009 /24-7PressRelease/ -- Better Business Bureau is warning consumers about would-be debt collectors who call "payday" loan holders, threatening arrest if they don't pay immediately.

A payday loan, also known as a paycheck advance, is a short-term cash advance intended to cover expenses until the holder's next payday.

The callers claim they are lawyers with the "Financial Accountability Association" or the "Federal Legislation of Unsecured Loans," and they are armed with stolen personal information from their victims, indicating a major security breach of unknown origin. The names used by the scammers may change with time.

According to Connecticut Better Business Bureau President, Paulette Scarpetti, payday loan holders appear to be particularly at risk.

"Because the scammers have so much information about potential victims, BBB is concerned that this may be the result of a data breach. Thousands of people may have had their personal information compromised."

Reports received by Better Business Bureau and posted online explain the con artists threaten the loan holders of defaulting and claim they are being sued. The imposters threaten the loan holders with imminent arrest and extradition to California to stand trial, unless they immediately wire $1000 or provide bank account or credit card information.

Connecticut Better Business Bureau has advice for consumers who receive suspicious telephone calls about an outstanding debt:

-Don't be bullied into immediate action. Ask the debt collector to provide official documentation that substantiates the debt.
-Do not provide or confirm any bank account, credit card or other personal information over the telephone until you confirm the legitimacy of the call.
-If you believe a debt collector is trying to scam you, file an abuse complaint with the Federal Trade Commission (FTC) online at www. ftc.gov, or by telephone at (202) 326-2222. Also file a complaint with your Better Business Bureau at http://www.bbb.org or by telephone at 203-269-2700, ext. 2.

About Better Business Bureau CT

Founded in 1912, BBB is an unbiased non-profit organization that sets and upholds high standards for fair and honest business behavior. BBB offers objective advice and a wide range of education on topics affecting marketplace trust. BBB also offers complaint and dispute resolution support for consumers and businesses. Today, 128 BBBs serve communities across the U.S. and Canada, evaluating and monitoring more than three million local and national businesses and charities. For more advice on finding companies and businesses, start your search with trust at http://www.bbb.org

http://www.24-7pressrelease.com/press-release ... mers-111431.php