This outfit called and left a message stating they were going to have us arrested unless we called them and they would have us arrested at work. Guy claimed to be a lawyer (Mr. Bernstein)The name in the message wasn't us. I called and told them nobody was here by that name and oh boy. They called us 20 times in 10 minutes from 3 different numbers. Each time they told us they were going to have us arrested. Next they called the Sheriff's Department in the neighboring county and told them we were harassing THEM. The Sheriff's Department called us and I explained what was going on. The deputy told us he would tell them to cease contact and so far they have. We did do a FDCPA complaint. They called from 3 different numbers (Skype?).

The Fair Debt Collection Practices Act (FDCPA) protects debtors from harassment by debt collectors. If a colletor has violated the FDCPA, you can sue the collector in court. The FDCPA provides a range of damages for successful FDCPA lawsuits,k including monetary damages, attorneys fees, and more. Read on to learn what types of damages you can get in a FDCPA lawsuit.
(To learn more about the FDCPA,visit our Illegal Debt Collection area.)
Damages and Remedies Available in FDCPA Lawsuits
The FDCPA is violated when debt collectors take certain actions. (To learn what constitutes a violation of the FDCPA and what collectors are covered by the Act, see Nolo's article Illegal Debt Collection Practices.)
If a debt collector violates the FDCPA and you sue the collector in court, you may be able to recover the following types of damages:
Monetary Remedies
These types of money damages may be available:
Damages for Physical Distress
Some debtors suffer actual physical damage from the barrage of debt collection calls and letters, including stress-related heart problems, migraine headaches, skin rashes, and so forth. Any health concerns should be first addressed with a qualified doctor, and then the debtor should contact a FDCPA attorney to document all such health concerns. If the health problems can be linked to the FDCPA violations, the debtor may be able to recover the costs of treatment and other damages against the debt collector.
Damages for Emotional Distress
Relentless telephone calls and collection letters cause real stress and can affect the debtor?s emotional well-being. The debtor?s marriage and other relationships may suffer. Also, the calls to debtor?s coworkers and family members can be an incredible invasion of privacy. All of these occurrences should be documented and discussed with an FDCPA attorney. The offending debt collector may be held liable for this distress and the debtor may be able to recover against the debt collector.
Lost Wages Recovered
Debtors may face problems at work because debt collectors call and disrupt the debtor?s productivity, as well as the productivity of debtor?s co-workers. When debtor collectors violate the FDCPA through calls to the debtor?s employer, the debtor may be able to recover lost wages.
Wage Garnishment Recovery
If a paycheck has been garnished by a debt collector that has violated the FDCPA, it may be possible for the debtor to recover these funds. (Learn more about wage garnishment.)
Statutory Damages of $1,000
Above and beyond what the consumer may collect for losses related to lost wages, psychological distress, and the like, the FDCPA allows the consumer to recover damages up to $1,000 from the creditor. Since the FDCPA says that the consumer can recover ?up to $1,000,? the amount awarded could be less. The court can award these damages if the consumer proves the collector violated the FDCPA, but the consumer does not have to prove that the violation caused any harm. This $1,000 is per lawsuit, not per violation, so if the creditor violates the FDCPA once or multiple times, the consumer still only collects up to $1,000.
Attorney Costs and Fees Recovered
In cases where the debtor successfully proves that a FDCPA violation occurred, the court may allow recovery of attorneys fees and costs. This recovery is especially important because without this reimbursement, debtors may not be able to afford to bring FDCPA actions against unscrupulous debt collectors.
Injunctive Remedies
In addition to awarding the debtor monetary damages, a court can also order the debt collector to cease certain activities -- this is called injunctive relief. For example, the court can require that:
The Debt Collector Stops Calling
The FDCPA can be used to stop calls to the debtor?s home, work, family, friends, neighbors, and other associates. When debtors receive dozens of calls each day from relentless debt collectors, the end of those calls may be the greatest relief of all.
The Debt Collector Stops Sending Letters
Letters from debt collectors can be nearly as aggravating as telephone calls. Enforcement of the FDCPA against overly aggressive debt collectors can stop the daily flood of collection letters.
Third Parties May Also Sue
Family members of the debtor, the receptionist at debtor?s work, debtor?s neighbors, and other persons who have been burdened by the debt collector?s phone calls and letters may also sue the debt collector under the FDCPA. As with any FDCPA claim, these persons will need to prove that the FDCPA was violated and that they suffered damages from that violation.
If the actions of the debt collector violate the FDCPA, and the debtor has suffered damages as a result of these actions, suing the debt collector under the FDCPA may give the debtor some real relief. Not only could it stop the harassing phone calls, a FDCPA claim may also allow the debtor to recover for physical, emotional, and monetary damages suffered.
(To learn more about dealing with debt collectors, see our Debt Collection & Collectors area.)
by: Linda Thompson, Contributing Author

i got the same call from a gentleman by the name of Jay Pervis. 1-909-256-5520 about two months ago. he said he was a recovery specialist and i needed to pay on a debt to prevent criminal charges from being filed against me. i was so scared that i didn't ask what the debt was from i just gave my (pre-paid) debit number and made payment arrangements that i didn't follow through on becuause my husband was convinced that the call was bs. fortunately, we only load the pre-paid card on a need to basis.now that i have been enlightened on the PDL scams, i have changed cards. i just called the number and got his voicemail and i left a bait telling him that i was now ready to resolve the matter if that option was still available to me. i will update the outcome. thanks!

So I get this call saying I had a lawsuit against me and they only provided me with the last for digests of my social they asked for a settlement amount to prevent the lawsuit to ending up in court and they didn't want to send me paper work they provided a case number and when I asked for my full social they gave me a fake one but just with the last for correct they said I would need to make the payment via credit card bank account and or money gram the company name is rs

These people left two messages in my voice mail about my ex-husband's sister civil suit information that they have pending against her about some apartment or something and mind you I have been divorced from this man for over 10 years and remarried for the past 6years and have no idea how they got my number when I lost touch with my ex more than 7years ago and he does not have my number.  I too spoke with Jay and when I asked him why they were calling me and how he got my information his answer was that he did not know and got very defensive with me and hung up on me.  I called back again and asked him again how he go my number, and he said I was harassing him to which I answered, I am asking you a simple question of how you got my information and did not see how that was harassment and if he could not answer it to please direct me to someone who could, and once again he hung up on me.  I hope that is enough for them to take my number off their database.   Good luck with your suit I hope they get what they deserve!

These people have called numerous times demanding money for a credit card debt from the year 2007. When I asked for the information that they had on me, they only provided the last four of my social, an incorrect date of birth, and the incorrect address. When I told them that they had the wrong person, they hung up on me. Then they turned around and called again the next day. This time they had my full social but still the wrong address and date of birth. They demanded payment toward the debt within a few hours of the call or they were going to summons me to court and sue me. They even threatened to sue my husband. When I asked them to submit to me copies of the documents that prove my involvement, they refused to send anything and hung up again. These people are still calling my phone making threats and harrassing my husband and I. They never disclose their business name and whenever you call them back they give you the runaround until you talk to someone. They are rude and unprofessional. I have been contacted by debt collectors before but never experienced such ill-treatment. If you get a call from this number report it to the police immediately.

This Jay is doing the same thing to my sister and ex brother in law. He talked to her employer and threatened to send someone within the hour to her job and start a bunch of trouble. It would be really helpful if you could share the location information with me. I just don't want her to have any further contact with them.. Thank you

This is a company called recovery specialist group in California (rsg as they say when they give their name) a gentleman by the name of jay per is claimed to have a lawsuit filed against me. They called my job repeatedly and finally got a hold of my supervisors personal phone number. They then proceeded to contact him but spoke to his WIFE in an attempt to get in touch with me. He then released all my private information regarding the account (amount owed, debter, reason for debt, plans to forcefully take debt etc.) and threatened to pursue these actions if I didn't pay them. When I called back and confronted them about their violation of the FDCPA laws and my privacy rights, they hung up on me and refused to take any of my calls. Where they screwed up in their attempt to take money from  me, they sent paperwork with all their company info to my job. I now have filed suit for FDCPA and privacy violation with my lawyer. If they have done the same to u, contact an attorney and file suit!

Called and l/m threatening litigation and fraud charges based on a contract I had with their client. It would have been helpful to identify the client so I would know it was a real call. I will call them back to get to the bottom of it.

These people called me saying that they were represented paypal...when i started asking questions then they didn't want to answer who they were or give any info. Beware

called my work and said there was a civil suit filled against me and asked if it was ok to serve me at work.  They also called my dad and tried saying that they were going to ganish his wages (funny since they claimed I owed them money).  Would not say what the "civil suit" was about or who it was from.  Looked up court records and there is nothing listed.