Hey...... these people calling from INDIA, CHINA and other countries. where hundred of call centers are running for getting money by fraud from USA and UK citizens... ITS ALL SCAM...

How it runs..........(for debt collection)

It starts when people tries to get loan online, they fill all their personal detail on that sites and problem starts from this point. all your information is sold to collection agencies (call centers) at $4 to $6 / Person, whether you got that loan or not.

SO what actually they (Call Centers) do...

1. They have all of your information includes: your name, social security number, address, employment detail, 2 references and a detail of amount.( which you didn't get)

2. For dialing purpose call center gets USA or UK numbers. they calls through various softwares (like: ICALL). And have various phone numbers.

3.They hire college students or some people and prepare them to communicate with you. (training classes for getting a bit of American accent) and gives them fake names (American).

4. They makes a write up for leaving message to threaten you. like:-

"This message is intended for Mr. john (your name).  john the very second you receive this msg i need you or your retained attorney to call me back. the issue at hand is extremely time sensitive. my name is ..........., and i am calling from financial accountability association, my call back no. is 123456789, i am repeating this for you john 123456789, john don't disregard this msg and call me on my number back as soon as possible. if i don't get any call from you or from your attorney........ wish you good luck, bye"

5. If you pick up phones ...they will threaten you by saying... that federal govt or federal legislation  is going to pressing lawsuit against you and your social security number. and try to make you remember that you took a pay day loan and never paid it back... so it is very easy to threaten you by saying that "such company falling lawsuit against you for your unpaid loan".
( you don't know for which loan he/she talking about and try to remember your last 2- 3 loans (which you actually got and never paid)).  At this time you stuck in the situation.

(according to my perception you never know "how many loan you took in last 1 or 2 year"- sorry-- joking)

6. They will tell that you are charged against these allegations:-  1. Theft by deception 2. collateral cheque fraud

7. They will tell u that they have sent various mails to inform you but u never replied and that was the only way to communicate you.

8.They will ask u to write a Apologizing letter that “your intention was not bad and you never wanted to run away with that money & you want to fix that issue by paying ..... amount.”


how to avoid them...

1. By telling that you have an attorney (Both criminal and bankruptcy). give any number by saying "call to my attorney"... they won't call.
2. By telling that u know : Its ALL SCAM .......... they will hung up.
3. By telling that its not my social security number....... they will never call.
4.By asking for the date of loan taken (online)........ they can't help you in this matter (by which u can come to know about scam)

Don't be afraid.........They won't sue........

If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.


My English is not so good.
I am an Indian........ all Indians are not same... you can send me mail for more detail:- jasusviju@gmail.com

IF YOU REALLY TOOK LOAN AND WANT TO PAY IT BACK THEN PLEASE VERIFY ALL DETAIL BEFORE PAYING ANYONE.........

Thanks and help people

Constant calling

I just got one of these crazy messages from a John Smith calling from 8188124117  It was almost comical- "John Smith" with a thick Indian or Pakistani accent, reading the same ridiculous threat posted below that ends with, "all I can say is good luck."  He's in a loud call center & I can hear a hundred other John Smiths in the background, shouting the same thing.

I really hope no one falls for this scam.  I applied for a payday loan online with one of those bs loan referral sites a few months ago, but I never ended up taking one, because I got bombarded with calls, texts, & emails and most of the offers requested that I fax copies of private financial info - social security card, ID, bank statements, etc;- it all seemed very sketchy from the start.

Is there anyone I can report this call to?  Both the "business" that makes these calls and the online loan referral sites that collect and distribute the private information they use should be shut down.

Yes, MARRY, you definitely sound like you would be one of these types of callers.  Get a life!!

My supervisor and coworker has received two of these calls at my place of employment saying they are calling my because of a "legal matter" and that "you are being sued".  I had coworker check these two numbers, 813-708-1726 (ACS) ext. 813305, and 917-284-9294, ext. 495952 and saw that it all looked to be scams.  I tried to return both calls just to see who would answer but all I ever get is a recording saying they are not available at this time and to leave a message, but then you cant because mailbox is full.  I know this is all scams and I'm just not going to respond and maybe they will quit calling.  Told my boss of this in case they keep calling and told coworkers just to tell them I am not here.  Yes, these people need to be picked up by the cops, and need to get a real job!!!

This guy right here has GOT to be ACS (scam) employee.... I have worked two of these cases this week and both of the methods are the same... they call you and give you a lil info, they request verification from you for more info...  if you were to have had a PAYDAY on-line loan supposedly deposited into your bank account that you never authorized simply get with your bank... One of my victims did say that the caller told HER her own bank account number..  so if you get one of these make sure you call your bank and have them either flag your account or close and open you a new one.

They are still calling me like I am stupid. Here are some more names and area codes

Jennifer Gray, Jonathan Gray, James Johnson, David Jefferson, Ray Cooper.

347,646,208,917,315

They tell you they operate out of New York and Florida, more like Pakistan.

Provide the thieves with your lawyer's telephone number. Let them know that the FBI and FCC are on to them. I have recorded each call from them and it has become comedic for the agents to listen to the recordings as "John Smith" gets very upset when I tell him to refrain from calling me. Let them know that you are recording the conversation -  File a complaint with the BBB and go to the FTC website. Provide as much information as possible when reporting. The authorities are on to them....it's going to be on TV soon. They use many numbers. 347-590-4535   909-327-4870

This ACS company is a big scam Here are some more numbers they are using 917-284-9293, 917-284-9294, 347-590-4535. Please don't fall for this, I know it's hard because they call you constanty just try to ignore them eventaully they will go away.  A Friend

they are all scammers for all these payday loans stuff. when they call ask them what payday loan company they say you owe money too and then call that payday loan company. i did and they are keeping tracks of these numbers cuz they are getting all kinds of calls from folks who never had a loan with them. there is a new number these scammers are using now it 443 333 1201 and her name is anna walker

Marry your English is horrible. You just gave yourself away. Stop harassing people.

i got call from ACS. i had talk with them after that i called to my lawyer and told him everything what i spoke to ACS person. then my lawyer called them and they send legal papers to him and my lawyer found they are right. i am guilty becose of that, now i have to pay to my lawyer also and i have to ACS also. and now ACS is charging me more due to send legal doc to my lawyer. Which is Doc. charges. now i have to pay $750 + $250 Doc charges + $600 my lawyer charges.

Yea I got a call from them to sayin that they were acs collection for a payday loan and told me the same crap as they told yall

I get calls from these people all day, everyday, and this is just one of the numbers they call from.  They claim to be ACS, some sort of collection agency for payday lenders.  They say the same, blah, blah, blah to me...if I don't hear from you or your attorney, all I can do is wish you luck..."  Well, today I finally spoke to "Martin Turner," who is so foreign, he can barely pronounce the name.  He put me through to a so-called attorney who couldn't give me the name of the creditor I supposedly owe, and who wanted me to verify my SSN with him.  I told him I wasn't verifying ish and for him to stop calling my phone and hung up.  This, of course, pissed them off, and they've been calling nonstop on my job phone, saying "You're gonna lose your job.  How bout that?"  Yeah, real professionals here.  Lol.  I picked up and got "Martin Turner" again on one of the calls and promptly told him to F off!  I'm not the one.

Yep, they called me too constantly. told me there was a lawsuit being filed and that I had committed check fraud. The man named David Jones was SCREMING at me and calling me names telling me he was a lawyer and that I was not listening. I told him I needed something mailed to my house with the information. He would not. finally I got him to email me something. What he emailed me was totally goofy. I filed a police report. The scary part is that they had my phone number, ss # and checking info! how can these people be allowed to exist? They called my work and home...oh and they knew the names of my family!!! someone needs to do something about these horrible people!!

This is a debt that was discharged during a Bankruptcy in 2008...since then I have no outstanding debt. I spoke with my lawyer and they called him, and his was response was "ok, love you, bye".  He just now called me back and said he never recieved a call.  Called my lawyer back and was told they are just making idle threats.

The first time I called him back he rattled off how I am being sued for fraudulantly obtaining funds, non repayment of funds, wire fraud, etc etc...as this was pertaining to an online payday loan. It sounded really official. And he had alot of my information...I think I am going to change bank account numbers for sure right now.  Maybe even my phone number.

They are a debt collector. They are tenacious, but harmless. They have no "official" company name or address or web site. They use scare tactics. A debt is a civil matter, not criminal. They can scare you all they want, but a court order is the only means by which you can be made to pay, and I don't think they will go that route since they are operating illegally. Settle your debt with the original debtor if you are concerned.

Recieved a call from 9093274870, Indian sounding gentleman saying his name is Alan Fargas or Vargas.  Never states why exactly he is calling but says that I or my attorney should contact him with time sensitive material.  The kind of creepy part comes at the end when he says "if you or your attorney do not contact me, all I can do is wish you good luck as a situation unfolds on you"...what the hell is that supposed to mean??

http://tinypic.com/r/a2cg3s/7

Report to Authorities: Heal Comfort, Inc., 702 North Mountain Road, Newington, CT 06111; 716-941-7137 and 860-904-1200.  Payday loans. http://www.bbb.org/connecticut/business-revie ... ton-ct-87083082

Same posts at 901-457-1573:
"They Process cards Through Somthing Called Hael Comfort Inc. When It Appears On THe Card Statement Form The State Of CT. (860)904-1200"


See posts at 901-457-1573 for a list of some of the other telephone numbers that they called out on

* Also these scam artists are calling Ohio consumers about the same thing! * A Fake Debt owed to a ' Cash Advance '    *  The call back number they are now using is: 909 744 5418  * Do NOT fall for this! .. Alert the San Bernadino County Sheriff's Dept in California to investigate and shut them down! .. They are probably calling from overseas! .. Using an Arrowhead, CA # ..

MORE FALSE POSTINGS BY SCAMMERS

http://800notes.com/Phone.aspx/1-888-771-9249   Scammer posting here as GARY and GARRY JONES
http://800notes.com/Phone.aspx/1-866-860-4509   Scammer posting here as Mike Henderson
http://800notes.com/Phone.aspx/1-212-500-0839   Scammer posting here as Ricky
http://800notes.com/Phone.aspx/1-201-244-7722   Scammer posting as Carole, David Brown and Amanda
http://800notes.com/Phone.aspx/1-626-200-4646   Scammer false postings at this new number as silshan kanniue and Tina ? preparing a new number to use.
http://800notes.com/Phone.aspx/1-424-354-4270   Scammer false postings as Rose
http://800notes.com/Phone.aspx/1-888-785-4479   Scammer posting as Robert
http://800notes.com/Phone.aspx/1-909-327-4870   Scammer false postings as Marry
http://800notes.com/Phone.aspx/1-646-274-1143   Scammer false postings as Karen Miller, Chichi and Tom Little
http://800notes.com/Phone.aspx/1-561-300-8018   Scammer false postings as Marco Polo (real original)
http://800notes.com/Phone.aspx/1-877-226-7488   Scammer false postings as SAM, David S
http://800notes.com/Phone.aspx/1-888-706-7463   Scammer false postings as George
http://800notes.com/Phone.aspx/1-209-349-7382   Scammer false postings as Towanda Robinson, Shannon Walsh, Jack Dawson and Cynthia
http://800notes.com/Phone.aspx/1-760-514-0132   scammer false postings as Suzy01, Johanna Hall, Cindie McMellon, Michael Dublin, Mark Williams, Carol and Rio   (800notes removed some of the scammers posts because the all came from the SAME IP ADDRESS)
http://800notes.com/Phone.aspx/1-209-797-2212   scammer false posting as Jaison Connar
http://800notes.com/Phone.aspx/1-707-401-4056   Scammer false posting as John Carner, KSR
http://800notes.com/Phone.aspx/1-650-241-4604   Scammer false postings as jhon and Kevin
http://800notes.com/Phone.aspx/1-708-401-0535   Scammer false posting here as JHON
http://800notes.com/Phone.aspx/1-518-212-0219  Scammer false posting as Prince Christian, Arpit
http://800notes.com/Phone.aspx/1-718-705-8669  Scammer false postings as Alicia
http://800notes.com/Phone.aspx/1-707-633-2789  Scammer false postings as Rojer, Minni, Rhone, Smith, Lisa Jack, Julie, Sean, and Carol. ? preparing a new number to use to steal money
http://800notes.com/Phone.aspx/1-205-294-6271  Scammer false posting as Thomas Jhonson
http://800notes.com/Phone.aspx/1-661-263-4011  Scammer false posting ?ILLEGALLY claiming to be an attorney Charles F Robinson
http://800notes.com/Phone.aspx/1-321-684-4117  Scammer false posing as Harry Patt
http://800notes.com/Phone.aspx/1-518-565-0306  Scammer false posting as Wellvishers
http://800notes.com/Phone.aspx/1-678-791-4673  Scammer false posting as Sherrie Ann and Elvine Buris
http://800notes.com/Phone.aspx/1-305-390-0607  Scammer false posting as James and Mark
http://800notes.com/Phone.aspx/1-209-349-3112  Scammer false posting as Roger Brown

http://habbadabbacalls.yolasite.com/

Full list of previously known numbers used in scheme and additional links of interest.

This is totally a scam!!! Tell your employers to stop paying you to scam people and get you English lessons so you can type with proper spelling and grammar.

You  will not escape from Kali. As I wish it upon you, my friend. Lakshmi cannot help you now here. Go take a bath in the Ganges, you filthy Goyim. What is criminal are the amount of scum coming from your country into this nation and leeching off the welfare system. You are scum. You are dirty. Israel owns you.

You had better hope the US or Indian authorities find you before I do or your family had better hide. You like to harass people and their family/employers? You will get yours. I promise. This is not a threat, nor a promise. It is a guarantee.

If you ever filled out a form for a payday loan, thats how the scammers got your info. They set up a bogus payday loan application asking you to input all information. Then they take your information, sell your identity, run up accounts and credit cards in your name and then call you with bogus threats asking for money or you will go to jail. Report these people to the Secret Service or US Postal Inspectors. They handle these types of scams and fraud.

Us Postal Inspectors https://postalinspectors.uspis.gov/

Phone: 1-877-876-2455
Complaints: https://postalinspectors.uspis.gov/contactUs/filecomplaint.aspx

FBI Internet Crime Complaint Center:

http://www.ic3.gov/complaint/default.aspx

I'm sick of these people. Help me bring them to justice by filing a complaint and forcing our government to do more to bring these people down.

I've been getting calls on both my cell and work phone from 909-327-4870.  I have spoken to both William Sheppard and Craig Miller (who have foreign/indian accents).  The company (Affidavit Consolidation Services or ACS) stated that I had a pending legal case in another state due to receiving a payday loan (with Quick Cash Advance) and not paying it back.  They gave me information related to my bank, references, address, etc.  I began to think......I have had a number of payday loans in the past and have settled most with a few having current payment arrangements.  Yet this loan company did not sound familiar.  Craig Miller tried to reassure me that the company was real by telling me that i should go online to bestonlineloans.com and there are a list of all the payday lenders owned by the same company.

The caller read the affidavit over the phone yet was unwilling to tell me when it was that I received the payday loan.  They wanted me to fax a letter (to 813-217-9859) stating that it was not my intention to default on the loan and that I was willing to set up payment arrangements.  The document would need to include my credit card information. I did some research and 909-327-4870 is a cell phone number.  What business uses a cell number??? And this could not be William Sheppard's direct line (like he stated in his message) because he never picks up when I call. (Someone else does!)  The website that I was told to go to doesn't even list Quick Cash Advance as a lender.  

I originally was planning to make payments to ACS (Who wants the headache?), but then I found this wonderful site with all the compliants and others stating that it's a scam.  I am soooooo glad that I didn't follow through with it. Now I just wish that they would stop calling. I posted this message in hopes to save someonelse from making a terrible mistake.

These people repeatedly call and harrass me from different phone numbers, using different names and company names.  I have been called from Patrick Johnson, Craig Miller, Don Jackson, Michael Anderson - just to name a few.  They have called themselves APS Affadavit, Financial Crime Division, Quick Cash Advance, ACS ...

All I can say is that I know it is a scam, and please be familiar with your rights.  Even if they seem to know everything about you (which is scary - I admit), they cannot threaten you or refuse to send you something in writing.

Please file a complaint against these people with the Federal Trade Commission.  I hope they are found someday, because it is very intimidating and scary until you realize it is all a big scam....

Good luck!

I keep reciving calls from this number, 2-3 x a day on my cell phone and at work.  I dont know how to get them to stop I just let them leave a message because i do not answer unavailable.  When they leave a message, it is a very heavy middle eastern accent and his Shaun Peters and he keeps saying it is urgant and his Senior attorney Officer Ian Connor wants to speak to me.  I did receive an e-mail from Mr. connor saying i owe money and a document of how much. I am ignoring this because I dont know the company name of who they supposedly say I owe money too, the only phone # on  the document is 909-327-4870.  The form has a lot of mispelled words and what legitimate company will make a claim on any document like"we have the right to tell your employer what you have done and what you have done in the past"  The document looks  fake to me so I am ignoring these calls until I can talk to an attorney friend of mine. I have a feeling that this is a scam.  Please Beware!!!!!!

Hey...... these people calling from INDIA, CHINA and other countries. where hundred of call centers are running for getting money by fraud from USA and UK citizens... ITS ALL SCAM...

How it runs..........(for debt collection)

It starts when people tries to get loan online, they fill all their personal detail on that sites and problem starts from this point. all your information is sold to collection agencies (call centers) at $4 to $6 / Person, whether you got that loan or not.

SO what actually they (Call Centers) do...

1. They have all of your information includes: your name, social security number, address, employment detail, 2 references and a detail of amount.( which you didn't get)

2. For dialing purpose call center gets USA or UK numbers. they calls through various softwares (like: ICALL). And have various phone numbers.

3.They hire college students or some people and prepare them to communicate with you. (training classes for getting a bit of American accent) and gives them fake names (American).

4. They makes a write up for leaving message to threaten you. like:-

"This message is intended for Mr. john (your name).  john the very second you receive this msg i need you or your retained attorney to call me back. the issue at hand is extremely time sensitive. my name is ..........., and i am calling from financial accountability association, my call back no. is 123456789, i am repeating this for you john 123456789, john don't disregard this msg and call me on my number back as soon as possible. if i don't get any call from you or from your attorney........ wish you good luck, bye"

5. If you pick up phones ...they will threaten you by saying... that federal govt or federal legislation  is going to pressing lawsuit against you and your social security number. and try to make you remember that you took a pay day loan and never paid it back... so it is very easy to threaten you by saying that "such company falling lawsuit against you for your unpaid loan".
( you don't know for which loan he/she talking about and try to remember your last 2- 3 loans (which you actually got and never paid)).  At this time you stuck in the situation.

(according to my perception you never know "how many loan you took in last 1 or 2 year"- sorry-- joking)

6. They will tell that you are charged against these allegations:-  1. Theft by deception 2. collateral cheque fraud

7. They will tell u that they have sent various mails to inform you but u never replied and that was the only way to communicate you.

8.They will ask u to write a Apologizing letter that ?your intention was not bad and you never wanted to run away with that money & you want to fix that issue by paying ..... amount.?


how to avoid them...

1. By telling that you have an attorney (Both criminal and bankruptcy). give any number by saying "call to my attorney"... they won't call.
2. By telling that u know : Its ALL SCAM .......... they will hung up.
3. By telling that its not my social security number....... they will never call.
4.By asking for the date of loan taken (online)........ they can't help you in this matter (by which u can come to know about scam)

Don't be afraid.........They won't sue........

If this detail is helpful for you please copy paste this into other pages... don't be selfish.... and save other people from being fool.


My English is not so good.
I am an Indian........ all Indians are not same... you can send me mail for more detail:- jasusviju@gmail.com

IF YOU REALLY TOOK LOAN AND WANT TO PAY IT BACK THEN PLEASE VERIFY ALL DETAIL BEFORE PAYING ANYONE.........

Thanks and help people