You know that both you and your son can sue under the Fair Debt Collection Practices Act (FDCPA) for third party disclosure. Because they disclosed your son's information to you (which is illegal), each of you are entitled to $1000 in damages, plus any legal fees. You should contact a lawyer who specializes in this sort of thing (usually a bankruptcy lawyer can help you). The only way to stop this sort of thing sometimes is to sue. The law totally benefits the victims.

If you really DID have overdraft fees, your bank would NOT allow you to close your account - and you would have been asked to rectify the matter at that time - 2009 - rather than years later.  More info here:

Per Tamianth (regular poster):

One important thing to remember if these losers have any of your personal information such as your social security number, date of birth or drivers license make sure you register with identity protection notify the credit agencies as well as your banks!!
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credit reports:  Experian, Equifax, TransUnion
http://www.consumer.ftc.gov/articles/0155-free-credit-reports
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How to see if your on the chex system list:
http://www.wikihow.com/See-if-You-Are-on-Chexsystems-List

http://www.ckfraud.org/penalties.html

http://www.ckfraud.org/ucc_highlights.html

http://www.ckfraud.org/depository.html

http://www.consumer.ftc.gov/scam-alerts
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http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm

http://800notes.com/arts/Jb8EW-eDhQA/harassin ... ou-need-to-know
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

Hi - same thing here, now they are called Shuler & Walsh and gave me the same address 1030 mountain ave. ontario california 91762.

they claim that i owe them $800.00 from an account i had in 2009 as well... i do not remember any overdraft fees, i just closed my account.

i was going to send them a verification letter and wanted to confirm the address online and did some more research and found this. what are the next steps though? should i just ignore this? i checked my credit and it's perfect...

They called and I didn't recognize the number so didn't answer. I don't owe a cent to anyone so it's going to be amusing to talk to them when they call back--and I'm sure they will call back--and see how their scam unfolds. I think I'll spend a LOT of time on the phone with them to tie them up so they have less time to try to scam someone else.

Found this site after doing research on these people. Not easy to find seeing as how their name changes. The call we got today was from Shuler & Walsh. We first spoke with Eric Stone and asked for the business address he refused to divulge that information and transfers us to Ron Jones (his superior). Ron Jones also refused to give the address and sent us to Phil Reyes. Phil transferred us to Barry Allen who finally gave us the address of 1030 N. mountain ave Ontario, CA. They claimed we had an account with Wachovia from 2009 for over $2,000, that is completely false. They had both out cell #'s, last 4 of SS, and our last address. They told us they would see us in court on Jan. 27th and our wages would be garnished and so forth which I don't know how they have a court date if they haven't filed anything yet? It must be hard to work somewhere that changes their company name everyday not to mention you don't know if you're going to be Phil, Barry, or Eric from one day to the next. Nice try losers!

A PO BOX ISN'T SUFFICIENT INFORMATION FROM THE RESEARCH I DID THEY BUY ACCOUNTS AND DO AS THEY PLEASE WITH THEM WETHER COLLECTIONS, LAW SUITS, OR RESALE TO OTHER AGENCIES.  ITS NO SCAM THE NEWS HAS BEEN REPORTING THIS FOREVER THAT BANKS ARE SELLING YOUR INFORMATION SO WHY ARE YOU SUPRISED?
IF THEY CHOOSE TO TAKE ANY ACTION INSTEAD OR THROWING STONES KNOWING YOU REMEMBER YOUR ACCOUNT MAKE GOOD ON YOUR MISTAKES AND THEY WILL HELP.  IM PAYING 43.00 BUCKS A MONTH ON MY DEBT.

9094406347 is the number Eric Stone gave me for RM funding.  He said he wasn't an attorney but a case manager. He claimed to have sent mail and all that to the house and never did. They never even called my husband and it was supposed to be his account. I called "Regent Associates" at 855-215-2165.

Yes i just went through the same thing as well, but they were only asking for 1300$ from me. thank goodness i caught on last minute.

They are trying the same thing with my son. Now they are with Regent Associates 1030 N Mountain Ave Ontario CA 91762. They are claiming my son had an over-draft of $200 and $4000 is owed. The Toll free number is now 855-215-2165 Fax 909-303-7036.

Phil S. Reyes is also the Director of Litigations as written. The address goes to the UPS store. as anyone contacted UPS about this. I'm sure they wouldn't want there name mixed up in this. American Asset Group/Regent Associates (855) 347-2767 is also used with Bank of America.

New & Original creditor: RM Funding/Wachovia Bank

The Feds need to get involved.

They go by Hyatt and Associates now and they wont give out any addresses because of the "privacy act" im going to my bank now to save 700 dollars please also advise their newest # 8553286511

Wow, so you have multiple documented incidents of abuse and lies from a debt collector, plus an audio recording as evidence, plus a possibly functional mailing address. Reporting to authorities is nice and your civic duty. But for gosh sakes, WHY are you not suing these creeps yourselves?! Your entire story is a winning FDCPA case waiting for YOU to launch!

The thugs could be on the hook for easily twice what they'd hoped to extort by the time they pay you and your attorney, if you hire one. The FTC can't get that kind of relief for you, and the police are powerless unless someone physically shows up to threaten you. Do nothing and you will be waiting for longer than you have for what these thugs owe to *you* fo the needless grief.

FTC and CFPB material on US federal collection law:
http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ... debt-collection

I have been hit by the same group what was the outcome of your experience with them.  I work with California law enforcement and I want to turn these guys in for miss representation and unethical collection practices and could use your input.  My email is trvlnman65@gmail.com

They NOW are going by the name Rosburg & Waltz.  I just received the call today saying my husband owed 1671.31 to Wachovia from back in 2009?  My husband is deployed and he was trying to make me feel "guilty" for not taking care of the charges for him TODAY.  They had an address on file from 2008.  REPORT them ASAP...Dont fall for it!!  I called my Attorney General office, and saved the email that he sent in order to fwd to the Attorney General.  You can tell just from talking to them that they are not legit!  Not professional, i called on behalf of my husband yet they didn't ask for any info about me.  Anyone could a called and said they were his wife.  My husband is in an MP unit and works with many civilian law enforcement personnel, they all said the same thing to him!  S.C.A.M.!!!!!

Selena Lolmaugh with Rosberg and Waltz
1030 N. Mountain Ave, Ste 278
Ontario, CA 91762
909-985-5135 FAX
8552503770 TOLL FREE
EMAIL: administration@rosbergandwaltz.com

R.m. Funding is prepared to file 4 actions(Levi, wage garnishment, tax withholding, and a lien on all property) against me for $1288.31 to collect for Wacovia Bank, which was bought by Wells Fargo. Wacovia is under the FDIC, so we can place federal SANCTIONS ON YOU. If we do not receive payment today,  you will be prosecuted!! They have been trying to reach me since 2009, gave me the address they supposedly tried to serve me at, which I haven't lived at for over 10 years..BUT they mananged to call my parents house, where  haven't lived at for more than 23 years.  I told her go ahead and serve me here at work, We will be here until 5:30pm, she said "If I have you served at  your work, there will be no settling out of court. I need to collect $425, now as a show of good faith, and they balance in two weeks. I once again I said no serve me the papers and now also fax them to me and I will fiil them out and send back to you. She said well I need the information so it be prepared correctly when I send it to you. I said, "no I think I can fill paper work out just fine on my own."  the sheet was eventually faxed t my office.  Have file police report, filed a compliant with the attorney general office's, compliant with the FTC, and BBB

I'm posting here because this was the first hit when I typed in Parker & Ross/ Selena Lolmaugh.

I was contacted 07.29.13 with a voicemail saying that 'they' had attempted to serve me papers twice and I was basically on my third strike and to call this number: 855.896.8311. I called it and spoke to Selena Lolmaugh who stated they were trying to collect a debt on behalf of Wells Fargo. She said that they would take me to court, put a lien on my property and bank accounts, also put a blight on my credit for the next ten years.

I told her that account was settled years ago and she said that she would expect to see documentation faxed to her at this number: 909.985.5135.

In the morning, I called her back and demanded an itemized statement regarding the debt. She refused. I requested the address for their company, she rushed through it - but here is what she gave me:

1030 North Mountain Avenue
Suite 278
Ontario, California

She got very angry with me when I kept asking for proof of the debt in writing. When I repeated that I wanted it in writing she said that I had 1 hour to provide her with documentation or they would see me in court.

I did not give her any personal information.
I encourage everyone who deals with these people to get as much info out of them as possible and report their butts to the FTC.

Check your credit report as well for inquiries.. The same day I received the phone call from Phil reyes rpa and associates inquired on my credit.. That is another name rm funding goes by.

I got a call today regarding a debt with Wellsfargo Bank for $1362.00. That I was supposed to pay it the same day by 6 pm my time 4 pm California time. If not he was going to sue me in court for about 5k dollars which included the court fees. The thing is that we just sold a property so I know that we do not owe anything at all. My wife and I have fixed our credit I order to be able to receive the full amount for the property. So that made me think if it was actually true. As the day went by my wife called Phil Reyes to find out more about this matter. My wife asked him questions and he started getting mad. He called her and I, liars and to go screw ourselves because he was going to sue us. My wife called me and told me what had happened and got me angry. Who does he think he is to be scamming people out? People please do not fall for this A**.! He is a a scam artist and is pretty good at it. He had my wife's and I last 4 digits of the SS number. He also had my last address where I don't live anymore. He also said he was going to contact my place of employment and he had the address. I will be reporting this to California police and to FTC and to the news media. I hope he and his accomplices get caught. I have a voice recording I case some one wants to listen to him to see its the same A**.


His information
Parker and Ross
154 W Foothill blvd #A282
Upland, California 91786
Toll free: 855-896-8311
Fax: 909-985-5135
Email:administration@parkerandross.com

RM Funding
909-303-7017
Director of Litigations
Calda
Caller: Parker & Ross
Call Type: Debt Collector

Yes file a claim with the FTC immediately 1-877-382-4357. Either call or go online.. And file with bbb as they claim to be acredited by them, which they are not. I also called and reported it to the upland ca police department as that's where they told me their office was located. The police verified the address as a ups store. Don't sign anything and don't give them any info.

I received a call from the same group of people 909 440-6347 then was sent to Parker & Ross 855 873-7635 and Fax: (909)985-5135   first I spoke with Selena Lolmaugh stating I owed on a Wells Fargo account in the amount of 1219.46. she was threatening if I didn't make a payment of 500.00 the would serve me papers to come to court as well. when I started to ask her questions about documentation stating what I owed she wouldn't give me any information. I was then transferred to her supposable manager Mr. Jones was very rude and yelling at me for simply asking questions. He stated that if I didn't make a payment that they were going to take it to court. I'm glad that I did the research before I gave them any money!!!! What steps if any did any of you take after you found out they were a scam???? Is there anybody I can report them to????

They go by Parker and Ross now

I was told the same thing as well but  this is the fax number they gave me.
He said his name was Mr Rodriguez
Stanton & associates
154 w foothill blvd #A282
Upland California 91786

Or


American asset group
1042 N mountain ave suite B140
Upland California  

# they left for me to call back 877-300-4842

BEWARE people this is not legit

I was contacted too and said the same thing but i told i dont h
Have the money so he said he was gonna serve me court. Papers its been four days and havent received no papers i think these are just scare tactits. I called us bank and had an o er draftvof a 100$  now he wants me to give 4000$ haha. Its just collecter trying to get his comission

I was contacted from a firm called Martin & Asscociates out of Upland Ca. They said my son owed US bank on an overdraft. They wouldnt mail me any papers on him, They said I had to take care of this before 5:00 today. If I didnt they would reduce the amount owed to $1093.47 . Eric Stone was the first person I talked to then a man named Phillip Reyes, I presume they transfered me because I was asking to many questions. He did finally convince me to send a credit card payment. right after I sent it I found this web site, So I called my card company and stopped the charges. I dont know what kind of problems I can get from this but I hope I did the right thing.