The number 954-575-1277 is Privacy Director. It's the main number that the phone company uses to re-direct calls. If you have privacy settings on your phone then anyone calling you that does not display where they're calling from will be intercepted by this phone company number. Once you answer, you will hear a recorded voice say, "Privacy Director" followed by a beep where the calling party must announce themselves. You are then given the option to press 1 to answer or 2 for sales reject. I hope this helps clear up that this number itself is not an actual number of telemarketers calling.

Commercial Recovery Systems INC. from Dallas,Tx phone number 1-800-214-7801
http://www.bbb.org/dallas/business-reviews/co ... dallas-tx-10474

(954) 575-1277 is privacy director from your phone company. It's so parties can't block who they are when they call you

Received a call saying that i owed 1300 from back in 2005 after checking my credit report there was nothing like that on it. I called the number back the lady was very unprofessional you could hear the TV in the background. I told her to fax over paperwork to my lawyer and she said she would but still have yet to receive a fax called from 1800 214 7852

Stop this number from calling...First it says to take this number off the list ..then say this is a collector then hangs up....Not sure what this is...We are new residents to this state

Many people are apparently have the same problem with this number, 954-575-1277.  How do we stop it???

Caller with this number is driving us crazy with their calling

Got a call from this number at 7:56 am this morning, answered it because even though the privacy director was working it sounded like there was a person on the line.  Said he was from ADT and there was a break in at some address....I asked him why he was calling me and he said he was trying to reach "xxx", I asked him what number he was calling and he confirmed my number so I told him it was the right number but the name was unknown. He apologized and said he would remove my number. Very odd because I got a call from this same number last night and it was a recorded message looking for a "Nadia Ruiz", the privacy director was on but I listened in.  I get calls from this number all the time, just wanted to add this comment.

John, one of my employess was called at work today from a Frank Allen.  Mr. Allen informed him he was being sued if he didn't come up with X amount of $ by noon tomorrow.  Nasty, underhanded collection tactics is all it is.  I've forwarded him your info and hope something positive comes out of it.

http://www.consumerjustice.com/consumer/agencydetail.aspx?id=5377
CRS Capital Recovery Service  
6501 Arlington Exwy., #A-201
Jacksonville, Florida, 32211


www.crservices.com


--------------------------------------------------------------------------------
Phone No.  888-397-9500 904-805-9346  
Fax 904-805-9167  

 John R. Cardinale, COO Andy Tricules, President
 
 


1) Never assume they have a VALID DEBT OR LEGAL RIGHT TO COLLECT
 
2) Debt collectors MUST FOLLOW your STATE laws regarding licensing.  Check your Secretary of State for licensing requirements for ANY collection agency that contacts you

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx


Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

I'm sick of these collection agencies calling me since I don't owe anyone a dime and never did.  I was thinking about answering one of these calls, but after reading this I decided not to.  Thanks for all the information.

any one threaten by Mr Frank Allen please contact me at apalachico@gmail.com or 717-787-3391- I'm building my case with my State's Attorney General and if I can get more people, we should be able to put a stop to this guy's illegal collection practices.

Frank Allen called me on a new number looking for my deceased father and my mother....he has been harrassing her at work and has not got numbers to friends that have no business knowing her business.  My father passed away 2 years ago and this so called Frank Allen said we were lying we turned my dads truck in and now he is claiming he can garnish my moms wages. I told him he was wrong and he got even more rude.  Please let me know if anyone has been able to get help in regards to this rude jerk that needs to get a life!!!

Got a call at 12:30 am stating they were from Western Union. They said someone was looking for a member of my household as they claimed to be sending money worth 350 dollars..i argued look I know of nothing of this and it's after midnight while everybody is sleeping. The caller apologised but went on and i finally told her goodbye. Came VIA privacy directory.

954-575-1277 is the Privacy Directory option that you have in your AT&T phone. Do not block it.....

Hey people just found out what company Frank Allen works for. It's Commercial Recovery Systems (CRS)located in Texas.

does any one here knows what company Frank Allen works for?
he call from 1800-214-7852. Please let me know.

Thanks

Call came in at 11:32 Pm, privacy director got it,no message was left

Hey G  - did you ever find out who or where Frank Allen is from?

some a***ole named frank allen, left thenumber 800 214 7852. might be premier bank, not sure, sounds like a real prick though

Caller left message from 800-214-7852 said my husband or his attorney needed to call him  ASAP or else.

harrasment, violation of Fair credit and reporting laws. Vulgar and threating.

Threats, harrasment, violation of Fair debt and Credit reporting

i TO HAVE RECEIVED CALLS FROM THIS NUMBER!  They are a so called debt collector.  One of the names is "LISA" a real b$@%H.  Call and complain to FTC,  her real name is Elissa Cortolillo.  I did my own P>I work.
ANother name is Teresa Dahler, they also use an 800-214-7842 number as well as 800-214-7852.  Beware of these scamsters and their tactics.

954-575-1277 This is Bally's Fitness Center and they are relentless in the calling.  Early morning and late evening.  I have to find a way to report them and get it stopped!

RECEIVED CALL 954-575-1277 AT 12:34 PM - RANG ONCE AND HUNG UP - CAME UP PRIVACY DIRECTOR ON CALLED ID.

Got a call from 954-575-1277 this afternoon at 1:48 and privacy redirector nailed it.

Folks! Be advised that anyone with VOIP is able to "spoof" their phone number. All of these companies that are sprouting up use this method.

Bill collectors, telemarketers and fraudsters are all using the same method. Those anonymous faxes, you guessed it! Same thing. If/when you call back to "request removal", you are in actuality confirming a "live number" to these people.

Bottom line; Don't answer the call. Common sense should tell you that if they really need you, they should know enough about you to have an alternate means of doing so. Regardless of the party might be.

Remember that you are not "legally" obligated to provide your phone number to anyone, under any circumstances. Not even people you are already in a "relationship" with.

Don't EVER call 800/877/866 (etc.) numbers, as they free for you to call but since the owner pays for the call they are entitled to having the information, and therefore entitled to disposing of it as they see fit. That could mean "selling it/leasing it" to someone else.

Change all your correspondence and vehicle registration, DL/ID to a PO Box. It's LEGAL in most jurisdictions, and highly illegal to obtain by circumventing the legal methods of doing so (Federal offense!). Make friends with the people at the USPS. They'll know, when someone show up trying to "hack" your POB.

Good luck everyone!

Was called at about 10:55 on 08.24.07. caller simply hung up. Caller ID read "privacy re-director".