Call almost daily but never answer or leave a message....like an auto dialer going haywire?
looking for someone I might know
Thanks LT. They actually stopped calling! Report it every time, and they go away!
They have called my cell phone number 8 times in 10 days. I have never given out my cell phone number to anyone. I have no idea who they are. I never answer any of the calls but they still continue to call.
Call me all day at work, so I set the phone to vibrate and stick it down my pants 'til I orgasm.
These people are calling for a Paige Eglin and I told them she is no longer employed here and she was a consultant. They are constantly harrassing our company for someone who is no longer here. Please have us removed from their calling log. Thank you
I received a call from 319-833-1305 stating that they were with the U.S. Treasury Dept. Please remove us from your call log. I looked up this number and they are not with the U.S. Treasury.
this number keeps calling our house asking us to hold or leave a message... don't know what they want or who they are... but wish they would stop calling us..
I just got a new phone so I'm not sure if this is the same company as before but today when Ive answered, theyve not said anything. I saved them as DNA Dill Collector and the ringtone to silent. I had gotten a call before about repaying GI Bill money which, in my opinion, is really an insult to those of us who served but, I would think that the Federal Government would just do something like take my tax refund before they'd result to bill-collector-scare-tactics! What is that all about!
I'mma do the links provided and dispute the debt. I don't think I owe them anything. GI Bill kept paying after I got discharged...ridiculous...
Received at least four calls today from 319-833-1305 (No Name). Each time I answer there is no one there, then phone disconnects, no message left the time I didn't answer.
They call me everyday. Even weekends!!! Starting at 7 in the morning. They ask for someone i dont ecen know. I tell them they have the wrong number, they keep calling. Today some woman called & i got rude with her. Hopefully this helps. Im tired of being bothered by iduits that dont know how to listen!!! Next time i wont be as nice. Im fed up with them calling. And they ask for the person by their first name. Like their a friend or something calling. I googled the number & this page is wat came up. Its really getting annoying. They call me late at night. One night it wa 11!! I have a son & that is just ridiculous!!!!!
I get calls from this phone number everyday, but when I answer there is nobody there and they never leave a message. This has been going on for a month! (319-833-1305)
I saved the number, and put their individual ringtone as silent... Now they don't bother me and I don't have to try and figure out who's calling.. Put the name in my contacts as Blah Blah Blah :)
John Davis Jones
Hell they are calling me on a MagicJack number! I use it only for out bond calls. They never leave a message or answer when picked up.
This number called me two days ago twice, yesterday 3 times and today once! According to everyone else on here this is a debt collecting agency but I am a 21-yr old student with NO debt! My parents paid for my college in full and I don't even have a credit card. WTF!
you must also report them to YOUR State Attorney General as well as the State Attorney General in all states where they have offices.
THE STATE AG'S ARE REALLY WORKING HARD TO CLOSE THEM DOWN, BUT NEED YOUR COMPLAINTS TO ASSIST THEM
File complaints with
Federal Trade Commission https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en
Your State Attorney General
State Attorney General is every state they have offices
Link to all State Attorney General Websites www.naag.org
If you or they are located in NY ? use this SPECIAL Link www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices. HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list. You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0
Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!
Dealing with Debt Collectors
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.
What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.
Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.
How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.
Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.
What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.
Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.
What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.
False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.
Debt collectors also are prohibited from saying that:
you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.
Debt collectors may not:
give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.
Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.
Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.
Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.
Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
Social Security Benefits
Supplemental Security Income (SSI) Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.
Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.
What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.
Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.
For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.
Received a call saying she needed to follow up with a Melissa at A-Plus Healthcare - Informed her this is a private residence and she asked me why she was told to call - Started arguing with me because she had the wrong number - How rude!
Good info for everyone, and a great link. Everyone should read the Act, or the FTC's FAQ on it.
Also note, under the FDCPA, 8A - 9P is the "default" acceptable hours. You may specify to them other acceptable hours. And if I recall, it can be whatever range you choose; (12P- 12:15P) or such.
You may report violations to the FTC yourself, although it's a minuscule fine, in the grand scheme.
If you withdrew or received less than a 'C-' from classes without a hardship appeal, the VA will attempt to recover the money they paid for that term. Eventually, they may charge it off to a collection agency. It's sad, but legal...
If this is not your case you should dispute the account on your credit report, and to the agency in writing. Then, file a complaint with the FTC under the Fair Debt Collection Practices Act as they are attempting to recover a debt that they have no right to. It may not add up to much more than a slap on the wrist, but if they are truly predatory, they will be heavily hit when enough people do it.
Additionally, request in writing under the FDCPA that they do not contact you further. Anyone can do this, under any circumstances. But, by letter of the law, it must be in writing, not email or phone.
(Not an attorney, Not legal advice, just advice.)
Called... I answered and then they hung up. I've ignored it in the past and they never left a message.
They've been calling me everyday for over a month around 10:45-11:30am. I've spoken to one guy early on when they were calling me and he sounded drugged up as his info about me having to repay my GI Bill was very very sketchy. Tried telling me that since I dropped out of classes during Winter quarter in 2008, I have to repay that amount now.
Funny thing is, I wasn't in school Winter of '08...so I told him to go stuff himself and to quite calling me. It hasn't worked, so I filed a complaint with the FCC and hopefully that'll resolve it.
I just got an AT&T cell phone for work and I guess the number I got must have been used by someone else. I get a call from this number at least twice a day. I haven't picked it up yet, as I have given this number to exactly three people and I knew it wasn't any of them. I had a couple of voicemail messages from a man who sounded hispanic, but I'm not sure if that was from this number or another number (I've had several wrong numbers in the past couple of weeks since I got the phone). I couldn't understand him except that he was looking for a "Miss" so and so.
received call twice now, did not answer.
They dont leave messages - Good luck to them - i dont pick up the number i dont know.
I am US veteran. This company is trying to make me pay back my GI Bill that I paid 1200.00 to recieve. I have an honorable discharge and the General shook my hand and thanked me for my service. And now the same military is taking it back. This has happened to several of my army buddies and we are mad and tired of how this government mistreats their veterans.
They call me at least twice a day... but im a 21 year old with NO bills no obigation. Not credit cards, no car. I am a bum pratically. I have t-mobile. And im sick of answering only to be hung up on! Wtf!
They called twice today. Hell no I don't pay all my debts... why bother when the banks cant pay theirs ;) F*** em. I have VERIZON too.. and I bet verizon sells them lists of numbers or something. If you don't owe a debt, they may try to sell you something. I NEVER ANSWERED THIS CALL. If I do end up answering, whoever is on the other line is going to commit suicide when I'm done with them.
Does anyone know who they collect for?
Yesterday I changed my Verizon service and this morning I get a call from 319-833-1305. After answering twice, the caller hung up. It seems coincidental that another person had a problem with CBE Group Inc involving Verizon.