Rec'd junk call from 425-320-5218, no msg left. Reverse Lookup points to landline Everett, WA, Credit Card Svcs.

And endless array of dirtbags ? this one from Everett, WA, Credit Card Svcs, attempting to scam you into your credit card.

Here?s the family tree for these dirtbags:

425-320-0527
425-320-5067
425-320-5128
425-320-5168
425-320-5467

Stop calling

Just another one of the spoofed numbers used by the "card services" scammers. Google my name to learn how I have eliminated their calls, while also having some fun.

I get phone calls from this number almost every day to lower my credit card interest rate. I have even faked interest in order to find out who is calling, but they never give any identifying information - just ask for personal information "to get started". I've asked to be taken off their call list but they just hang up. Must be some kind of scam.

Got this call as a beep on call waiting while talk'n to my sis in TX.Nah I didn't take it either.Looked it up via Google,and found it to be a CC telemarketer outta Everett WA here on whocallsme.com I too am on the DNC registry and after this comment will be headed to the FTC website to lodge the call complaint.Lets play chicken you SOB's outta Everett...bet my F250 with an FTC snowplow takes you out!IF I wanted your FN card or rate I woodda have called you.

I did not answer

Calls from this number are apparently a scam, to get your credit card number & other info.

Got a call from this number today on Sprint cell phone.
Indian accent woman trying to get me to give her my credit
card number.
Best idea for these is just keep them on the phone as long as possible.
Pretty soon it won't be worth their time to keep trying to steal credit numbers.

Received a call from  425-320-5467. (Everett Washington)  They didn't leave a message and I'm not calling them back.  For the uninitiated, this type of call is at best annoying and at worst is an identity theft ring.

Here are some rules that will always apply, no matter who calls:
1.  If someone calls you, make them supply information.
2.  Never give any portion of your SSN, credit #'s or other personal info to a caller.
3.  If a caller is legit, they'll have all the information.
4.  Don't even confirm information.
5.  Make them identify their organization and then call them back
6.  If you're going to call them back... only call them if it's an organization you're familiar with.
7.  Don't call a number they provide (unless it matches one you already know)
8.  Legitimate phone numbers can be found on most credit card and billing statements.
9.  Watch your credit reports for suspicious activity and dispute them quickly

Better safe than sorry.  It's easier to be cautious and avoid a problem that it is to clean one up.
Legitimate organizations will appreciate your diligence whereas illegitimate ones will resent it.
Caller: Unknown

Received a call from  425-320-5467. (Everett Washington)  They didn't leave a message and I'm not calling them back.  For the uninitiated, this type of call is at best annoying and at worst is an identity theft ring.

Here are some rules that will always apply, no matter who calls:
1.  If someone calls you, make them supply information.
2.  Never give any portion of your SSN, credit #'s or other personal info to a caller.
3.  If a caller is legit, they'll have all the information.
4.  Don't even confirm information.
5.  Make them identify their organization and then call them back
6.  If you're going to call them back... only call them if it's an organization you're familiar with.
7.  Don't call a number they provide (unless it matches one you already know)
8.  Legitimate phone numbers can be found on most credit card and billing statements.
9.  Watch your credit reports for suspicious activity and dispute them quickly

Better safe than sorry.  It's easier to be cautious and avoid a problem that it is to clean one up.
Legitimate organizations will appreciate your diligence whereas illegitimate ones will resent it.

Lower your credit card with a misleading intro-SPAM

Log onto vzw.com, click on My Verizon, scroll to the bottom and click on block calls and messages, and you can add their number for free.  Verizon allows up to five free blocks and it blocks he number for three months.

calls at dinnertime

I've called back and opted out multiple times. They continue to call. Whenever I actually answer and stay on the line to talk to someone, asking that they take me off their list, they insult me.

Received robocall advertising "lower you credit card interest rate".  Reported to the FCC.

Received a call from 425 320-5467. No one on the line when I picked up. Glad to see this information. I try to search whoever is unknown and calling me out of the blue.  Now I know the calls originate in the State of Washington by some so called credit card company.  Thanks for the input!

I got a message this morning on my UNLISTED home number from this same number, also offering to lower my interest rate - said was from Accounts Receivable - said nothing wrong with my account but could maybe lower my interest rate to something like 6% and if I hit 1 I could continue or 2 and I would not get any further calls.  This is all on my answering machine voice mail so obviously there was no punching 1 or 2.  It never identified which credit card company it was calling from.  I'm getting a wealth of crank calls here lately, even though we have been on the DO NOT CALL list for years and only recently renewed all of the numbers because of calls.  Have also gotten phishing emails which I turned over to the credit card company, who verified it was bogus.  I am not calling them back!

Called on my cell while I was working.  I don't answer if I don't recognize a number.  Of course, they didn't leave a message!!!

What can we do to stop these telemarketing calls to our cell phones?!  Arghhhhh!

Received call on cell; did not answer; on do not call list; compliant filed with FCC

Received a phone call on cell at work. Answered and it was solicitation for lowering credit card rates. Very annoying!

Got the call on my cell. Didn't answer as I didn't recognize the number. No message left.

I do so like your style!! !!

I received this call on my cell phone, which is on the Do-Not-Call list, offering to lower my interest rate.  I clicked one to tell the "live operator" I was on the Do Not Call list and I would be reporting them as such.  The call disconnected before I had that opportunity.  I filed a complaint with the FCC.

I just got a call from 425-320-5467, some Credit Card Services company.  
Make them stop calling my cell phone, I'm already over my minutes.

I just received a call from this number, asking to lower my interest rates.  kept asking which of my cards have a balance of more than $3500.  I said why are you calling. he said to lower your interest rate.  I proceeded to give them the last 16 of my card number for they asked for that.   than asked for my last 4 of my social and my birthdate.   than I went onto my next card.  I realized this is a scam for they didnt even know which cards i had.  I told them i was going to call my credit card to see if this  was legit.  He gave me his name, Zander, Employee # 233 from credit card services out of Florida.  I said I was at work and didnt have time.  He said you dont want to miss out on this call.  we will be calling you back.  so I called my 2 credit cards and cancelled them both for they said it was a scam.   very frustrating.

Hehe..  I've been asking to be removed from this company's list for a while and I keep getting the calls at least weekly.  Today I kept the guy on the line for 15 minutes asking him questions and giving him fake numbers for my cards..  When we couldn't go any further, I explained I would continue to waste their time anytime I was called.  It's the first time I was promised I would be removed, rather than being hung up on.  Though, now I'm likely going to get the calls even more frequently.  Either way, if they're going to waste my time, I'm going to start wasting as much of theirs as possible..

The FTC just took down 5 of these scum suckers. Obviously they have a few more to go.
http://www.ftc.gov/opa/2012/11/robocalls.shtm

What To Do When You Get an Illegal Robocall; http://www.ftc.gov/bcp/edu/microsites/robocalls
1.    Hang Up. Do not press 1 or any other numbers to get off the list.
2.    Consider blocking the number
3.    Report it at http://www.fcc.gov/complaints
4.    Report it at https://www.ftccomplaintassistant.gov
5.    People should continually file complaints with their Attorney Generals office.
Register your phone numbers online at http://www.donotcall.gov or call (888) 382-1222 (must call from # you want removed).

I have greatly reduced the number of calls to my cell phones by going to my carriers website (Verizon) and they allow me to block up to 5 numbers for 90 days. Since these scum change numbers every 30 I have had a very peaceful time. Call me once shame on you, call me twice shame on me. I also put it in my contacts list under Scum Suckers and assign it NO ring tone so at least after the first call they won't bother me anymore (I have filled all of the numbers in each and am up to Scum Sucker 47 now). This is only a whack-a-mole solution however it is the only one I can offer.
The criminals behind this operation do not come to this site and even if they did they would have no intention of truthfully answering questions or removing someone that posts here.
I use this site to pass on information that I have gathered and hopefully it will give some insight into these criminal operations. I'm just a poor ignorant uneducated country boy from backwoods Wisconsin who has received more than 350 calls from these scum sucking criminals.

If you want to stop these calls then you need to dry up their revenue source.  These scum are making money by sending bogus Caller ID information to your phone company. Telephone numbers are Calling Name (CNAM) provisioned and stored in a special database accessible to other telecom utilities.  This means that for any outbound call that transmits a special  code corresponding to one of their phone numbers, these criminals collect a fee for transmitting the caller ID information to the Local Exchange Carrier receiving the call.  When you see a  phone number in your caller ID (along with some name like Card Services), your phone company has to reimburse the caller for downloading that info from the database where it?s stored.
These fees are typically fractions of a cent per call however when these fees are aggregated across tens of millions of outbound calls per week, it amounts to significant money.  Huge volumes of unsolicited telemarketing calls can drive significant revenue into the pockets of these scum sucking criminals. In return your phone company charges you a fee (it may be hidden or $5 to $15 on your phone bill).  Since they only pay out a small portion of this fee this may have something to do with their inability to stop these calls.
In order to stop this we need legislation making it illegal for carriers to charge each other for caller ID. If a phone service wishes to operate it would need to provide the caller ID at no charge as part of the service. Here is the $50,000 solution that the FCC is looking for and it doesn't cost anything.
If someone makes the mistake of answering the phone and falling for their con then it is just icing on the cake for them. These people are the lowest form of filth on this planet.

Many of the disposable numbers come from Pacific Telecom Communications Group and they are currently under investigation and in the midst of various lawsuits. (The principles involved have been part of actions by the FCC under other business names). The Oregon Public Utilities Commission has revoked Pacific Telecom's certificate to provide telecom services in Oregon. Here is an excellent blog site that I found that explains how this company is getting away with this activity.     http://telemarketerspam.wordpress.com

Who the suspects are:
http://www.ftc.gov/opa/2012/11/robocalls.shtm
http://www.ftc.gov/os/caselist/1223174
http://complaintwire.org/complaint/ipzhHRymJA ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08/30/fred-accuardi-and-illegal-telemarketing
http://latimesblogs.latimes.com/money_co/2011 ... -companies.html
http://www.bbb.org/west-florida/business-revi ... ter-fl-90107305
http://investing.businessweek.com/research/st ... vcapId=23957705
http://www.ocregister.com/articles/cox-353170-agency-companies.html
http://www.ftc.gov/os/caselist/0923193/index.shtm
http://articles.latimes.com/2011/nov/29/business/la-fi-lazarus-20111129
http://www.scamwarners.com/forum/viewtopic.php?f=4&t=22278
http://www.consumeraffairs.com/debt/client_services_inc.html
http://onthespotblog.com/the-hunt-for-rachel-at-cardholder-services
http://www.scamchecker.com/content/cardmember-services-another-scam
http://www.state.ia.us/government/ag/latest_n ... fundraiser.html
http://complaintwire.org/complaint/KvBJJW-UFwY/card-member-services

Many of these calls are coming from Costa Rica and India and they are using spoofed (false) numbers, which in itself is illegal. They do cold calling for or sell the leads to numerous companies in this country and they know that what they are doing is illegal. Tomorrow this same number may be selling Cruises, Timeshares or Security Systems but if you follow the money it usually ends up in the hands of an American LLC.
Most of the inbound robo call numbers are spoofed, as most of the bolierhouses, both off and on shore, are using Voip SIP Trunks services. Throwaway DID numbers are also used. Some of the robocalling is operated by the end use scammers directly. Others are contract services who earn a referral fee once you are transferred to the scammers.

How it works:
http://blog.usa.gov/post/30393077932/answering-your-questions-about-robocalls
http://onthespotblog.com/on-the-spot-blog-stirs-up-rachel-at-cardholder-services
http://onthespotblog.com/tag/cardholder-services/
http://complaintwire.org/complaint/ipzhHRymJA ... gon-robo-dialer
http://telemarketerspam.wordpress.com/2012/08/30/fred-accuardi-and-illegal-telemarketing

The criminals behind this operation aren't going to pay attention to you asking to be removed from their list. Their calls cost them nothing and they can make a million of them a day so they have no intention of ever removing someone. When you press a key to talk to them all that is accomplished is to verify that they have a working number.
Unfortunately blowing an air horn or whistle doesn't work either. Their headset have noise dampeners plus they are expecting it. However with that said if it makes you feel better then by all means give it a shot.

The banking system is also at fault here, without merchant accounts and ACH processing these criminals could not collect the scammed funds. Though the criminals use obfuscation, layered corporations, multiple bank accounts and offshore stashing, patterns of obvious fraudulent activity become apparent after a short time.

If you are interested in obtaining useful tracking information on the callers, I suggest that you act very interested in the rate reduction scam, as you have multiple high interest cards with large balances. Tell them that you don?t give out card numbers in response to unsolicited calls. However, tell them that if they provide you with a verifiable number that you will then call them back and provide the info. Since many of the operatives work on commission they will provide direct contact numbers if they believe you are serious about completing the deal. Verified return phone numbers are an excellent tool in tracking the people behind the operations.

Robocalls are illegal unless you have given them prior permission in writing (not worded into some small print contract from a 3rd party) and are absolutely illegal to a cell phone.  The Telephone Consumer Protection Act permits individuals who have received certain unlawful telemarketing, such as junk faxes or telemarketing calls, to sue the violator in state courts where they may be awarded up to $1500 for each violation.
http://www.ftc.gov/bcp/edu/microsites/robocalls  
http://www.ftc.gov/opa/2012/07/robocall.shtm
http://transition.fcc.gov/cgb/policy/TCPA-Rules.pdf
You can also try suing them in small claims court. This site has some information on how to proceed.  http://www.killthecalls.com

The Indiana Attorney General?s Office filed lawsuits against:
Consumer Credit Group and Proactive Planning Solutions of Arizona for violating Indiana?s Do Not Call Law and Auto-Dialer Act known as the robo-call law. Both companies violated the Credit Service Organization Act and Deceptive Consumer Sales Act by not obtaining $25,000 surety bonds with the state and collecting money upfront without performing any services.
Debt Zero of California for collecting money up front, failing to provide services or a refund and operating without a $25,000 surety bond.
Clear One Advantage of Maryland and Credit Arbitrators of Texas for violating the Credit Service Organization Act and the Deceptive Consumer Sales Act by not obtaining the required surety bonds.
http://www.in.gov/activecalendar/EventList.as ... ation_id=107077

Arkansas sues robocallers:
http://www.arkansasonline.com/news/2012/aug/0 ... marketing-firms
Missouri sues robocallers:
http://www.legalnewsline.com/news/236974-kost ... nies-over-calls
Mississippi sues robocallers:
http://msbusiness.com/tag/telemarketing

FTC is sending refund checks to 4,468 consumers ?who allegedly were defrauded by a telemarketer who used robocalls (prerecorded voice messages) to pitch worthless credit card rate reduction programs for an up-front fee.?
http://bbbconsumereducation.com/the-checks-in-the-mail-this-time-its-true

Proof that current laws mean nothing to these scum suckers. Civil action by the FTC against such criminals is totally ineffective. These criminals need to be charged with Federal Felonies and subjected to significant jail time. All of those involved know that they are violating FTC regulations. The FTC levies huge fines, then rescinds them based on inability to pay. The FTC settles for the minimal cash on hand, and enjoins them from future telemarketing. The criminals sign off, then go right back to business as usual. These same people under different companies have been sued in the past and have only paid a minimal fine. Here are just a few:
http://www.ftc.gov/opa/2011/12/roycox.shtm
http://www.ftc.gov/opa/2010/06/asiapacific.shtm
http://www.ftc.gov/opa/2012/03/asiapacific.shtm
http://www.ftc.gov/os/caselist/0923193/111219roycoxcmpt.pdf
http://www.ftc.gov/bcp/edu/microsites/donotcall/mediacenter.html
http://www.ftc.gov/opa/2012/02/afl_financial.shtm
http://www.ftc.gov/opa/2012/02/voiceblaze.shtm
http://www.ftc.gov/opa/2010/03/voicetouch.shtm
http://www.ftc.gov/opa/2009/05/robocalls.shtm
http://www.ftc.gov/opa/2009/12/robocall.shtm
http://www.ftc.gov/opa/2009/09/twi.shtm
http://www.ftc.gov/opa/2011/02/robocall.shtm
http://www.ftc.gov/opa/2009/05/robocalls2.shtm
http://www.ftc.gov/opa/2010/12/jpm.shtm
http://www.ftc.gov/opa/2010/08/voicetouch.shtm
http://www.ftc.gov/opa/2011/11/sonkei.shtm
http://www.ftc.gov/opa/2010/05/ams.shtm
http://www.ftc.gov/opa/2011/01/khalilian.shtm
http://www.ftc.gov/opa/2012/09/nelsongamble.shtm

Write your Congressmen and Senators. We need CRIMINAL penalties against the companies that are profiting from these calls. Follow the money, slap them in prison, no one left to outsource to overseas boiler rooms, problem solved.

Just received a call from this # was asked to verify owed amount over $3000 an told my interest rate can be reduced as long as payments stay up to date.  Was asked if my credit card was on hand and I said not at the moment.  Was then asked if they can call at a later time.  When I asked for a call back # to call THEM......they hung up.   This is a scam
(I don't leave reviews , when this happened and I saw others had gone through the same, I figured my story will help others)
God bless who reads!

Any idea how to block on a Verizon phone? THANKS!