I don't answer the phone and they don't leave a message. I just assume that they are a telemarketer.
Pretty scart though that this guy said the last four digits ....we are not protected whatsoever!! I am mad as hell !
I agree!! Just happened to me just exactly what you posted!
I just received a call from this number. Rude ignorant people. Wanted me to verify my social sec without telling me who they were! Told me they didnt have to tell me who they were. Someone needs to take this to a higher power and get these people to stop.
If you were really a former debt collector by law (FDCPA) they must id who they are and read the mini Miranda about them being a debt collection agency and any information given is used for that purpose. Other wise I agreed with the rest of what you posted
former debt collector
I sincerely hope that these people try pulling any combinations of any of these incredibly illegal debt collection practices on me. They first called from a VoIP number that was dummied to appear as if they were calling me from my own city. The very first thing they tried to get from me was my social security number, date of birth and, interestingly enough, my last name. All without identifying themselves. Not a chance. Valid debt or not, that sounds entirely too scammy. Next thing I knew, I got a call from this number. The message they left on my generic voice mail (it only reitterates that they dialed number X and the person is not available) is now saved for future prosecution. They identified themselves by company name, which IS illegal if it even sounds like a debt collection agency, AND identified their company AS a debt collection agency (also obviously illegal). For you to have them calling neighbors and other family members, especially if you do not reside there, THAT is, again, ILLEGAL! As a debt collector, you are legally and morally obligated to protect both your client and the debtor's privacy. We actually have a local law firm in my city that does nothing BUT sue these kinds of collection agencies. She's going to enjoy this one. The company I worked for, State Collection Service, would NEVER allow these kinds of practices. I'd have been escourted from the premises for any of these things and possibly prosecuted. I even called them first to make SURE it wasn't a debt I owed more locally, since the first call was from my area code. Nada. They are the only agency like that here. Its either a shady collection company or an outright scam. I pay my debts, even if its only $5 a month. Medical debts are all I can even fathom that this company has because anything else would have to be so ancient that it'd be outlawed. Be wary giving these people any info without first confirming the debt is valid. And good luck with your struggles. Life ain't easy for most of us these days.
Tired of people calling me about accounts that are unrecognizable. What is wrong with a government that allows people to be harassed by people who will not make themselves known to you, but ask you to verify information about yourself. Tired of phone calls and junk mail from life insurance and funeral insurance company. Things are truly getting out of hand. You call in reference to a bill you owe and you get someone in the Phillippines....TIRED, TIRED, TIRED
I don't answer calls I don't recognize..I had the experience of doing that and had the same experience that some of these other posts have had..very aggressive..JUST DONT ANSWER..if legit they will send something in the mail..
For everyone on here with this problem with 1-800-287-3130, please go to this site and sign up, also report it at the same time: donotcall.gov
True. Most debtors who have been around the block are pretty numb to collection tactics. It's a wonder they can still collect using their same old script of BS over the phone. But I guess they do, or they wouldn't still be in business.
It's called dialing for dollars. Like throwing a fishnet in the water. You're just one of thousands in their system. Enough people wait on the line, or are persistent enough, or scared enough, that they end up giving them money. Only takes a small percent to make money. Old debt is pennies on the dollar.
The having of your SSN is an intimidation tactic. It means nothing. Lots of people have your SSN.
The reason they don't disclose the purpose of the calls, without the proper ID, is they're afraid of a provision of the Fair Debt Collection Practices Act, that forbids disclosure to 3rd parties.
They work on the basis that people accept them as authority figures, who have the ability to make bad things happen. Truth be told, they can do nothing. Worse case scenario, they file suit and garnish a small percentage of your wages. If that's unworkable, then file bankruptcy.
They work on the fear of the unknown. The smart person, who knows the law, will just ignore them. Any issues can be settled in court, if they choose to go that direction. But they seldom sue anyone, because it's too costly, and the rate of return is not great. Having phone bullies, who attempt to intimidate, is cheaper than court, They only have to get a small number of people to pay, to make the business profitable. Get a bunch of accounts, and start rolling the dice.
i didn't get a call from this number but found it referenced when i was looking up 888-365-7129. that post said this number, 800-287-3130, is one of the ID numbers that comes up for the 888 number. just wanted to let ppl know that.
there is someone who calls from 80202873130. no message left just keeps calling I do we get it to stop.
KEEP GOOD RECORDS!!
After my husband was laid off from his job, we got behind on our credit card bills, including one for HSBC. Eventally, HSBC sold this debt to this company, Credit Control. Once we were back on our feet, I negotiated a settlement with Credit Control. I was willing to pay what I had actually charged BEFORE we lost our income, as we did not make any more charges to it. I was not willing to pay the late fees and interest after HSBC hiked our APR from 8% to 29%... ESPECIALLY considering that Credit Control bought this debt from HSBC for pennies on the dollar. (They will try to tell you that they are collecting for "their client", HSBC, but this is an outright lie. By the time Credit Control calls you, your original creditor has sold them the debt for pennies on the dollar and has written off the remaining balance as a tax deduction. Don't fall for that "our client" nonsense.)
Anyway, I agreed to pay just over the amount that I had actually charged prior to the hiked interest and fees. I negotiated a payment with Credit Control of just over $1,300 dollars, which was about $150 over what I'd actually purchased. I required them to email me a letter saying that once this payment was received and cleared, my debt was considered settled and paid in full. I made the payment. After I made the payment, I called back for a "Paid in Full" letter, which was emailed to me. I considered the matter closed.
MONTHS later, I received a message on my voice mail from them. I called back. The woman with whom I spoke told me that I still had a remaining balance of some $1500. I told her that she was incorrect, that I had reached a settlement and the debt was now paid. She insisted that I had only "made a payment" and she went on to say that "my records show that you are refusing to pay the balance." At this point, I told her, "Well, I have an email from your company saying that upon receipt of my settlement amount, the debt is considered paid in full, AND I have an actual "Paid in Full" letter from your company saying that the debt is paid. If you don't have that in your system, do I need to fax it to you? And do most people fall for this scam?"
Ohhhhh... Now her story changed. After huffing that this wasn't a scam, all of a sudden, she sees in her system that I had made the payment and it was settled, but someone hadn't input it correctly. Yeah, RIGHT. At this point I asked to speak to a manager. After holding for forever and a day, I finally got a manager. I told him that I was very unhappy and felt like they were trying to get two bites of the apple, trying to collect a second time, and that I wanted another Paid in Full letter, dated today, saying AGAIN that the debt had been paid. He agreed, and I received the letter in email.
The moral of this story is NEVER pay a debt without first getting WRITTEN confirmation from the company that once they received cleared payment of X amount, the debt is considered paid. Next, always insist on getting a "Paid in Full" letter after you make payment. Then, KEEP YOUR RECORDS ORGANIZED. Never consider the matter closed just because you make payment. Obviously, unscrupulous companies like this one may decide they didn't get quite enough from you and may well call back, trying to go back on their word. I do not believe for one second that Credit Control had some glitch in their system. I just think they were hoping I didn't have my paperwork at the ready.
Shady, shady, shady. Get EVERYTHING IN WRITING BEFORE YOU PAY CREDIT CONTROL... and KEEP IT ON HAND!
(And, just as an aside... Remember, these companies are NOT collecting for the original creditor. They have purchased your, say, $1500 debt for $300. Do not feel like you owe them the penalties, late fees, and 29% interest. Pay for what you bought, and not a penny more. They're going to make money off of you either way, and the original creditor already got paid plus a tax deduction. Don't be bullied by a junk debt buyer.)
I guess it is a new collection agency calling. They never leave a message. Not going to bother to answer. They call all day!
No message left but they are calling several times a day. Now that I know who they are i will answer. I will update after I talk to them.
Contact info 5757 Phanthom Dr Hazelwood, Mo 63042 CEO-Richard Saffer, Off Mgr- Amanda Gatrel and the Mgr is Traci Damke address your complaints or cease & desist letters to any of these morons. I really don't know how they managed to obtain an A rating from the BBB You people really have to file more of your complaints with the BBB so they know what's really going on
The address you listed has three companies at that location AvChem, Potter electric and Larson engineering
FU try doing something constructive for a change
Tell them to make up a number cause they aren't getting yours! That works for me, they just hang up
They keep calling my home phone # looking for someone who doesn't live here. Can't get them to stop going to send a Cease Contact Letter today.....
"Harassing a government agency??"
Are you people special?
The following message was left on my VM, and was transcribed. Looked up the number and here we are.
"Your Call is very important to us. The next available representative will be with you shortly. Thank you for calling. All of our representatives are currently assisting other customers. Your Call is very important to us. The next available representative will be with you shortly. Thank you for calling. All of our representatives are currently assisting other customers. Your Call is very important to us. The next available representative will be with you shortly. Thank you for calling. All of our representatives are currently assisting other customers. Your Call is very important to us. The next available representative will be with you shortly. Thank you for calling. All of our representatives are currently assisting other customers. Your Call is very important to us. The next. Hello. Hello. F***. Bye."
My thing is, they called me, why thank me for calling them? Also, IF I owe them money (based on the posts here, this is Credit Control, a collection agency), why not send a letter, leave a real message? Also, if you (anyone) call and the call is directly on hold when answered, the call is illegal, as it was purposely made to annoy.
If you go on youtube, you will find alot of debt collector prank calls.
There's a lot of them, but now I'm going to google these people and see if there's any youtube video on them.
BTW, they just called and it was an automated system asking for a co-worker. I though it was illegal to call at a work place.
Thanks for the info, I getting phone calls all day... I never Ask.. and now with this info never ask the phone...I don't speak English but I understand more than I can write and speak..
nice to know the above information - and nice to know I'm not alone... what a bunch of boogers!