The names of the two guys running this scam are:

Justin Tata

Jamie C.o.o.n.s (apparently the comment filter thinks this is a racial epithet)

They are out of Tonawanda, New York

Last known address:
31 Joseph Drive
Apartment C
Tonawanda, New York 14150

In addition to the above aliases they have also used:

Legal Process Services
Simon Eichler & Associates
American Arbitration Services
First Department Recovery Services (google this one and check out the BBB listing for it)

I recommend everyone forwarding complaints to your state attorney general and the FBI

Yeppers, a shill who "hade a pass due loan" so these fine folks throw a block party for her and she comes here to brag about it.  How dumb do they think they folks are to take advice from some illiterate deadbeat with loan amnesia? At least she can afford a computer that doesn't have a broken caps lock

SMH -- where is Defective Ronnie when you need him?

Obvious shill can't even make up a convincing story.  Sure, "everything was taken care of" because you work with them!

For at least the last year, an illegal group of debt collectors have been terrorizing consumers, their family, friends, and employees threatening to arrest the individual of an unpaid loan or other debt (their generally don't even owe). Be aware debt is a civil matter, not a criminal matter, and you can't be arrested. They threaten a warrant if the victim does not pay a sum of money by the credit card over the phone.

Some of the people they are calling do not owe a debt.  Others they are calling have already settled their debt with the organization who owns the accounts. Even if you do owe a debt, do not be deceived by the actions of this group.  Many of the accounts they are attempting to collect they do not own.  In other words, if you pay these people, that is not going to clear your debt with its rightful owner.  

Although when pressed the callers give the victim an address in Columbia South Carolina (usually a vacant lot) or Atlanta GA (often a parking lot near the bus station). They are actually out of the Charlotte North Carolina area. The scammers are using the following business names (and there are many others, and they seem to create new ones daily).  They will normally answer the call back number as ?Investigations?

Reynolds, Hill, and Associates
Berkley and Associates
Kaufmann and Associates
Sanderson Blaine & Associates
Blaine and Associates
McKenzie Reid Associates
Kennedy, Kline, & Associates
Nationwide Asset and Recovery
Piedmont Investigations and Procurement
Raffino, Garrison, & McCoy
Greenman, Schwartz & Associates
McCoy Law Group
Salem Associates
Reynolds and Associates

Here is a set of links to a variety of threads on this forum that document this group and its behavior. They include the experiences of victims as well as a former employee or two that quit within a week of finding out exactly what was going on. They also include responses from consumer advocates and people who are really criminal justice professionals advising victims of what to do

http://800notes.com/Phone.aspx/1-855-748-8367
http://800notes.com/Phone.aspx/1-855-719-1725
http://800notes.com/Phone.aspx/1-855-676-3492
http://800notes.com/Phone.aspx/1-855-805-5549
http://800notes.com/Phone.aspx/1-855-751-1084
http://800notes.com/Phone.aspx/1-855-803-2349
http://800notes.com/Phone.aspx/1-855-775-2417
http://800notes.com/Phone.aspx/1-855-775-2418
http://800notes.com/Phone.aspx/1-855-755-3417
http://800notes.com/Phone.aspx/1-855-746-3946
http://800notes.com/Phone.aspx/1-855-676-3485
http://800notes.com/Phone.aspx/1-855-966-3768
http://800notes.com/Phone.aspx/1-855-699-9749/2
http://800notes.com/Phone.aspx/1-855-966-6246
http://800notes.com/Phone.aspx/1-855-678-5437
http://800notes.com/Phone.aspx/1-855-967-0061
http://800notes.com/Phone.aspx/1-855-746-3948
http://800notes.com/Phone.aspx/1-855-791-2353
http://800notes.com/Phone.aspx/1-855-699-6246
http://800notes.com/Phone.aspx/1-855-735-8624
http://800notes.com/Phone.aspx/1-855-751-1083
http://800notes.com/Phone.aspx/1-855-736-3678/2
http://800notes.com/Phone.aspx/1-855-966-8529
http://800notes.com/Phone.aspx/1-855-967-2633
http://800notes.com/Phone.aspx/1-877-460-1576
http://800notes.com/Phone.aspx/1-888-609-3074
http://800notes.com/Phone.aspx/1-866-576-6210
http://800notes.com/Phone.aspx/1-888-601-5849
http://800notes.com/Phone.aspx/1-866-230-1283
http://800notes.com/Phone.aspx/1-877-658-0438
http://800notes.com/Phone.aspx/1-888-510-9327
http://800notes.com/Phone.aspx/1-888-509-0338
http://800notes.com/Phone.aspx/1-866-803-0755
http://800notes.com/Phone.aspx/1-888-511-0627
http://800notes.com/Phone.aspx/1-888-509-3033
http://800notes.com/Phone.aspx/1-888-509-0339
http://800notes.com/Phone.aspx/1-888-511-0631
http://800notes.com/Phone.aspx/1-866-883-2350/2
http://800notes.com/Phone.aspx/1-888-244-3381
http://800notes.com/Phone.aspx/1-888-512-0269
http://800notes.com/Phone.aspx/1-877-295-9550
http://800notes.com/Phone.aspx/1-855-966-6277
http://800notes.com/Phone.aspx/1-888-511-4248
http://800notes.com/Phone.aspx/1-877-725-5312
http://800notes.com/Phone.aspx/1-877-756-9997
http://800notes.com/Phone.aspx/1-888-512-1278
http://800notes.com/Phone.aspx/1-888-512-0531
http://800notes.com/Phone.aspx/1-888-512-0273
http://800notes.com/Phone.aspx/1-877-719-5041

called my nephew and said that it was urgent that I called number 855-791-9102

Personal threats should be reported to the police.  There's no such thing as "an affidavit to serve me to go to jail".  Civil debts are civil matters.  No arrests are involved, no jail, no police.   This is a total scam.  We do not have debtors prisons in the US.
Again, report all personal threats to police.  

See:   https://www.consumer.ftc.gov/articles/0149-debt-collection

The Federal Trade Commission (FTC), the nation's consumer protection agency, is warning consumers to be on the alert for scam artists posing as debt collectors. It may be hard to tell the difference between a legitimate debt collector and a fake one. Sometimes a fake collector may even have some of your personal information, like a bank account number. A caller may be a fake debt collector if he:

?is seeking payment on a debt for a loan you do not recognize;
?refuses to give you a mailing address or phone number;
?asks you for personal financial or sensitive information; or
?exerts high pressure to try to scare you into paying, such as threatening to have you arrested or to report you to a law enforcement agency.

If you think that a caller may be a fake debt collector:

?Ask the caller for his name, company, street address, and telephone number. Tell the caller that you refuse to discuss any debt until you get a written "validation notice." The notice must include the amount of the debt, the name of the creditor you owe, and your rights under the federal Fair Debt Collection Practices Act.
If a caller refuses to give you all of this information, do not pay! Paying a fake debt collector will not always make them go away. They may make up another debt to try to get more money from you.?Stop speaking with the caller. If you have the caller's address, send a letter demanding that the caller stop contacting you, and keep a copy for your files. By law, real debt collectors must stop calling you if you ask them to in writing.
?Do not give the caller personal financial or other sensitive information. Never give out or confirm personal financial or other sensitive information like your bank account, credit card, or Social Security number unless you know whom you're dealing with. Scam artists, like fake debt collectors, can use your information to commit identity theft ? charging your existing credit cards, opening new credit card, checking, or savings accounts, writing fraudulent checks, or taking out loans in your name.
?Contact your creditor. If the debt is legitimate ? but you think the collector may not be ? contact your creditor about the calls. Share the information you have about the suspicious calls and find out who, if anyone, the creditor has authorized to collect the debt.
?Report the call. Contact the FTC and your state Attorney General's office with information about suspicious callers. Many states have their own debt collection laws in addition to the federal FDCPA. Your Attorney General's office can help you determine your rights under your state's law.

http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors

I received a call from this number today.They left a message on brothers answer machine to report the where abouts of me the defendant?! So I called the number back an was told it was a debt collector agency and it was a good thing I called because they had an affidavit to serve me to go to jail for some loan I never did!!!!!!!!My mother has a bad heart so I hurried up an called her gave her the phone number an told her not to answer it.I never took out a loan from their client.I sent it to attorney general a longtime ago but i see he changed his number.They have threatened to come to my home.Also from the 300-???? he has threatened to kill a man if he didn't send money!This is same fraud fruit loop!If he puts my mother in hospital or worse he will be one sorry extortionist!!!!!!!!Can't the state police arrest this fruit loop?please

This is a bogus debt collector.  Call an attorney and report to FTC asap.  

This is a forum. You have to block it yourself.  Invest in a call-blocker.

Spoke with a Patrica Bell forgot I hade a pass due loan out there! She did call a couple of my family members everything was taken care of

Received a call from this number but did not pick up. Called them back from an unknown number and they asked me for my phone number. When I told them that they called me and that they should already have it, I inquired about what business I was calling, and the lady refused to tell me what business she was calling from and told me that I was either a defendant or knew a defendant. I told her I doubt that. She then proceeded to hang up on me.

New info now they call them self nation wide investigations spoke to a ms davenport .asked her for there address it is 3340 Peachtree Rd Atlanta ha suite 10 b if you get a. Call ti is a scam let the federal trade come know so these ttools see what a real. Jail looks like

(855) 791-9102 this number called asking about my aunt  I made the mistake of giving them her cell # and that she works for a hotel group :-( but then 4 hours later I found out it was a scam   u reported it to local law enforcement and also 2 scam reporting companies  

Scam!!!

i just got a crazy call today too last name lawson is i spoke too i told them to send me some information saying waht I owe

received same call, today they used a different 855#
BS told her it was me they were looking for(as I had called back) she gave no information except that there was a case "pending" i informed her you do not notify the individual of a "pending" case, she said have it your way the sheriff will be out I stated bring it on, she got hostile
what a bunch of crap and garbage. these people need to get a life!

scam

Please block this #

My son recieved a call on fri 040414 said her name wss patricia bell inv. His father ws going to jail for fraud
he gave them my ph # she call my cell stated that I had a chevk fraud and I was going to jail if idid not pay. 715 dollars from a payday loan from 2009 said she worked for my county da office I said say hi to the da for me
I file a complaint with ftc guess who going go jail

I almost did the same today. I got calls from my ex-inlaws saying these people called and left a message. Long story short i was threatened and made to think the same. Something about the fake accent of the second person i spoke to made me research this.  Thank you for your post.

I called the DOJ the FTC and the state attorney general office. I gave them the information JOHN GOODMAN 1-855-791-9102. IT IS CONFIRMED AS A SCAM. The first time I paid with the threat of felony arrest warrant. This time I investigated more an now know my rights. Ask them for their professional license number and if they give you one verify it with your state attorney general they will let you know if it is real. If they don't give you one or they hang up it is a scam.

I just got a call from an Unknown number. I didn't answer because it was an Unknown on my personal cell phone. They left an automated message asking for any information about my cousin who lives in Alabama. I live in Iowa and haven't seen this cousin in over 5 years. The message gave me this number and a case number to refer to. I won't call be I feel creeped out that someone connected the relationship and got my personal cell number.

these people from 8557919012 called me too. and said the same thing about 2 felony charges against me for payday loans. that i took a loan in 2010. the only loan i took in that year was amscot and is paid for in full so i don.t know what they are talking about. the said something about a warrant. they dont scare me i have 2 attorneys in my family and i am going to file charges against these scammers,

Dude you rock and i would love to help in all this mess. I also had another two companies doing
the same thing. I would love to teach them a lesson.

I also received a call from investigation services and spoke with a judy and a fellow named jack from ext 6009. He was very rude and stated i needed to pay or i was going to jail. Then spoke with judy and she claimed they work with rhe county and were preventing legal action if i complied.  This is all bogus. Contact the state attorney general, federal trade comission and fbi so that we cam take these people down

I performed some research online and it appears that this team of "investigators" is working for Raffino, Garrisson & McCoy out of Atlanta, GA. There was an active website for this "law firm" (ha!) and it was: http://raffinogarrisonmccoy.com. Don't copy and paste it as it was taken down (surprise!). However, on that website, they provided their contact information. The address that was provided was: 3340 Peachtree Road, Suite 10-B, Atlanta, GA 30326. Now, when I researched further, I found that this property is managed by Branch Properties, LCC (http://www.branchprop.com/contact_us.php). If you would like to contact this investigate team's property manager, her information is as follows: Property Manager: Angelia Jolley and her phone number is 1-404-832-8926. There are additional numbers on the property management's website if you would like to contact them and explain what kind of tenants they have in Suite 10-B as well. Have fun!

...better watch it, Mark.  You might get a complaint against your name or get your case downloaded!  :)

The original call came in from phone number 352-344-5675 and told me that I was a defendant and to return their call to telephone number 1-855-791-9102. This is for a Payday Loan balance that I apparently owe to BMG National Group LLC. I laughed as the "investigator" persisted with their threats of having me arrested. Payday Loans are illegal in the State of New York and are not collectable. Good luck aaaaannnnnddddd thanks for the money  :)

I received a phone call from these goons today... so did two members of my family. I called the number back and found that when I asked questions, they simply disconnect the line. I did not let this deter me. I continued to call and spoke with a variety of representatives. Their names included John Goodman, Christina Lopez, Investigator Lawson, and my personal favorite, Judy Rugsby, who happens to be the "head investigator". As I continued to call these morons from a restricted number, I noticed that their agitation level increased. I was eventually told by my new best friend, Judy Rugsby, to go play with myself. This only made this game more fun for me! I called back and pretended to be Judy's husband, Don, and asked representatives if she needed me to pick up Vagisil on my way home from the store. I was called choice words which are probably not permitted here and chuckled to myself. Not once was I ever afraid of the messages that this "company" left as I have always been financially stable and know that I have no bad debts. Towards the end of my telephone call reign, I called and provided a case number that I simply made up. Surprisingly this case number belonged to a woman. I am a man. When the investigator told me that woman's name, I replied that I had had "the change" and was now a man. She took this information to be believable and proceeded to provide me with this woman's complete SSN#, DOB, past and present addresses and the county in which she resides. I played along in hopes to obtain a physical address to provide to the US Justice Department whom I had gotten involved earlier today. However, I was unable to obtain this information. I was transferred to the county clerk's office where this woman worked, or so I was told, in order to make my payment using a debit or credit card. To my surprise, my fake wife, Judy Rugsby, answered the phone! I didn't realize she was the Head Investigator for this hot mess of a call center AND the county clerk! After allowing Judy to go through her script of telling me that I would be arrested and garnished and blah, blah, blah, I told her that I only had one question: "Do you need me to pick up Vagisil on the way home from work?" She became quite irate and scolded me by telling me to "go suck a p***s". I laughed and told her that I would call her until this number no longer worked as this was so much fun for me. I sincerely hope Judy is reading this review! Keep up the good work at scaring people for payday loan balances due to BMG National Group. Your parents would be so proud of you!  And I'll talk with you soon  ;)