You are an idiot, no one went to your home. They called your neighbor and the message was left. You don't want this to happen, quit avoiding your responsibilities and own up to it. You owe money!! If someone owed you money you would persist as well. People don't understand that all you have to do is answer the phone. Explain your situation, hiding and not answering the phone is the reason that your neighbors, your friends and your relatives are called to reach you. Then you come here and complain your being harassed. Take legal action! lol Here is a thought, why don't you just pay what you know you owe!

lol you do realize that this company is in Arizona. I doubt they went all the way to where you live to leave a post it in your mailbox. what most likely did happen is that they called your neighbor and asked them to get a message to you, and one of your neighbors wrote down the message and left it in your mailbox

this company is located in Arizona...no one came to your house. chances are they called a neighbor of yours which they unfortunately are allowed to do and the neighbor put that note in the bobox

no one went through your mailbox...the company is located in az, no way for someone to go into your mailbox. they called one of your neighbors to leave a message and the neighbor must have put the letter in the mailbox...so if someone is stealing your mail it's not these people you twit.

No debt ncc calls daily from 253-239-5538

@Carol, you absolutely have to file a complaint against this company.  It is not only a federal offense but is sounds like stalking or harrassment to me.  How dare they show up at your residence!  That has the appearance of being threatening.  Please stick it to them!

Got a call from a "Tracey Sawyer" today at work, with a long message.  I have no idea what this is regarding and I will not be calling them back.

This company has sunk to a new low. Last week, I received a note in my mailbox. I was handwritten, scribbled on yellow note paper. The contents of the note: Jay Lopez, 877 301 7021, wants you to call. I didn?t call it until today. That?s how I learned it was NCC from the recorded message. I didn?t talk to anyone ? I just hung up. I can?t believe that someone would come to my home, go into my mailbox, and leave a note. Furthermore, they didn?t come to the door because someone was at home at the time. I?ve done some checking and learned that it is a federal offense to do that. But I truly believe that this person went through my mail, and very well could have taken something out of my mailbox.

who are these aassholes

No idea who this is and leaves wierd messages.  I have stopped answering the phone.

Received a call said my husband was used as a reference on an application.  What application?  No info.  Gave a cell phone # which we do not know who it belongs to.  This is so scary and my husband has a tenency to go off on people if they think they are using him.

A man called, my younger brother picked up. The man asked for my mother, and then gave his number. According to my brother it sounded like an automated voice but responded to all questions. Claimed that we were listed as the reference for my uncle. Said his name was Eddie Leek from Phoenix Arizona, but would not say what he was calling about. My uncle has NO IDEA who this man is, but took his number from us.

A representative from this company called and was very, very rude. Tried to be affirmative,yet would not give the name of the company she was calling from.  Calling at work which is against the law.  They also called from 480-648-2789, so know that this is a collection agency stooping to low and rude tactics.

I've gotten a few calls from them.  Definitely something sketchy.  The raspy voice on the other end keeps asking for different people, but all the same first name and then challenging me on my response... i.e.
Caller: Automated voice telling me how important my call is and to please hold...  (I normally would hang up, but I'm pretty sure it'll just keep calling until somebody picks up).
Caller:  is 'Jane Smith' there?  (replace 'Smith' with 'Jones' or 'Doe'...)
Me: No, nobody by that name
Caller: Nobody there right now, or nobody lives there?
Me: Nobody by that name lives here.
Caller: Sure. (?) --- Not sure if it's intended to be sarcastic or if the caller is really asking me if I'm uncertain.
Me: Please remove me from your list.
Caller: Silence/Dead air...

3 times so far...  The details differ but the gist is the same.

Got three (3) call from 877-301-7021 yesterday and today...

Each time the same rude woman called, but used different names each time.

I told the bi*** that they had the wrong number and to never call my number again.... She still keeps calling !

If you get a call from this number DON"T ANSWER IT !

There was a guy named Edgar Mendoza who called me from this company.  Absolutely rude, had no manners.  Did not what the call was about anyways after he tried to intimidate me.  They should fire guys like this and get proffesional people.

COLLECTION AGENCIES DO NOT WANT YOU TO KNOW THIS INFORMATION!
FROM www.budhibbs.com  A CONSUMER ADVOCATE WEBSITE that specializes in Debt Collections and offers assistance to consumers.  THEY ALSO EXPOSE THE WORST FDCPA VIOLATOR IN THE COUNTRY

Dealing with debt collectors
http://www.budhibbs.com/start.html

Statute of limitations by state ? always double check directly with your own State Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from debt collectors ? always double check with your own State Government website
http://www.budhibbs.com/record.htm


From FEDERAL TRADE COMMISSION WEBSITE
http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre18.shtm

The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad.


Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.

The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.

Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.

Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.


How can I stop a debt collector from contacting me?

If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:

Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.


What practices are off limits for debt collectors?

Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:

use threats of violence or harm;
publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
use obscene or profane language; or
repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:

falsely claim that they are attorneys or government representatives;
falsely claim that you have committed a crime;
falsely represent that they operate or work for a credit reporting company;
misrepresent the amount you owe;
indicate that papers they send you are legal forms if they aren?t; or
indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:

you will be arrested if you don?t pay your debt;
they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:

give false credit information about you to anyone, including a credit reporting company;
send you anything that looks like an official document from a court or government agency if it isn?t; or
use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:

try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
deposit a post-dated check early;
take or threaten to take your property unless it can be done legally; or
contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.

Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:

Social Security Benefits
Supplemental Security Income (SSI) Benefits
Veterans? Benefits
Civil Service and Federal Retirement and Disability Benefits
Service Members? Pay
Military Annuities and Survivors? Benefits
Student Assistance
Railroad Retirement Benefits
Merchant Seamen Wages
Longshoremen?s and Harbor Workers? Death and Disability Benefits
Foreign Service Retirement and Disability Benefits
Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.

Let the machine get the call, and the caller just hung up.  I tried to block caller (a feature I pay for from Verizon) but the automated operator says I cannot block this number.  :(

NCC Business Services Collecton Representative (female)  Flisha Coleman General Manager - John Hyunh 877.301.7021,

Never reply to this type of skiptracing tactic.

Always report a strange call to the originating company.  Perhap they are unaware of her unscrupulous tactics.  If not report it if so report them.

This person is a female Collection Representative named:  Flish Coleman a Debt Collector who skiptraces and searches for the business NCC Business Service strictly for the recovery of outstanding debt,

The correct company name is "NCC Business Services" A Collection Agency.

Dont' be fooled the male voice your refer to as Mr. Kohlman is actually a female voice go figure.  A Ms. Flisha Coleman it's a collection agency.

I got a phone call from a guy who call himself Mr. Coleman.  He said he is investigating an identity theft of my friend which he could not reach.  He gave me the case number he is investigating.  I have not in touch with my friend for  15 years, he doesn't know my number and in no way will know my number.  Mr. Coleman said that my friend left the number on the report which my friend filed on a complain from a credit card use.  Mr. Coleman is very aggressive and so I hang up.   I have a doubt about his call.

Received a call from an MCC BS person stating that the MCC BS person was trying to reach my relative.  The MCC BS person stated that he/she had misplaced my relative's number and that I was listed as an emergency contact and that it was urgent that MCC BS reach my relative.

absolutely rude and agressive, a "Mrs. Kohlman" called my business' receptionist and would not leave a VM. Insisted on waiting and called repeatedly in one day. Even DEMANDED to speak to my supervisor.

Will be reported for abuse to the state of Ohio Atty General.