In the hours. Good afternoon this is Sandy Courier Service. We have a schedule delivery of legal documents will be sending out one of our couriers tomorrow between the hours of three and five. You're gonna need to make yourself available with least one form of valid picture identification. If we can't reach you at your residence we are required to attend service to your listed place of employment in that process there would have to be a supervisor or a member of your human resources department present to witness the signing. If you do need to reschedule the delivery. I just need general information on what legal documents are being served with direct all correspondence to the filing party is claiming office. That number is 8667559648. Your career for tomorrow is Paul Murray. His state licensing ID is six two six. C R W I appreciate it we'll see you tomorrow. Thank you.
This is the voice mail they left me. I called them back and they said they were collecting for BMG payday loans, a company here in Utah. I informed them I filed for bankruptcy and have them my lawyers info. This same company "BMG" had tried to collect before and it turned out to be a scam. It would not surprise me if this is also.

DON'T FALL 4 IT.  SCAM.  MALE RECORDING STATING HE WAS CALLING FROM SAME DAY COURIER SERVICE.  STATED THAT SOME LEGAL DOCUMENTS R GOING 2 B DELIVERED 2 MY HOME BETWEEN 3-5P & I NEEDED 2 B AVAILABLE W/A PICTURE I.D.  STATED IF I WASN'T AVAILABLE THEY WOULD ATTEMPT DELIVERY AT MY EMPLOYMENT & NEED A SUPERVISOR OR HUMAN RESOURCE PERSON 2 WITNESS THE SIGNING.  STATED A PAUL MURRAY STATE LICENSE ID 626CRW WOULD B THE 1 DELIVERING.  STATED IF I HAD 2 RESCHEDULE OR HAD ANY GENERAL ?S 2 CONTACT THE FILING PARTIES CLAIMING OFFICE AT 866-755-9648.  AGAIN DON'T FALL 4 IT.  SCAM.  

Received this call to my work extension. It was my understanding that calls to work were off limits.

It's a scam - several people I work with plus myself are getting these calls at work, text msg, on cell, etc.
We have reported to FTC, Attorney Generals office.

I got a text message with the following: Payday Loan Status Update!!! Please callA, A 888-583-7431. You have been approved for this great offer!! A, A

Yesterday I received a call from 888-583-7431 saying they were a law office and I needed to contact them about my 'portfolio' and my refusal to provide information.....or something along those lines.

These ppl u are giving ur information to are scammers. You did not take out a payday loan to these ppl and by giving your social security number..u are inviting them to steal ur identity. If they were truely looking at this old debt..they would have ur social. Hang up and don't listen to them.

Please do not give any money to these scammers. Look at this web page this lawyer says its not him calling. The message is at the bottom of the page.
http://www.jtabatelaw.com/

Now getting Calls from a Jeremy Gray saying he is with Law Office of Jeffrey Abate.. Guess these scamemrs are making there rounds using anew number  888 603 6269. This number was for Samuel Sole & Assoc who tried unsuccessfully to fool me into paying for a debt that one is not mine and two threatening me......Im filing a report with the New York AG.....

O yeah you don't have to take my word it call your AG's office (Attorney General) they will tell you for sure by just looking them up ... this is the number they called me from 210-338-8167

Please do file reports with the FBI, your state attorney general and Department Of Justice,FTC & FCC..

http://www.ic3.gov/default.aspx
http://www.fbi.gov/
https://www.ftccomplaintassistant.gov/
https://esupport.fcc.gov/ccmsforms/form1088.action
https://complaints.donotcall.gov/complaint/complaintcheck.aspx?panel=2

Also read up on the laws and your rights:

http://www.ftc.gov/os/statutes/fdcpajump.shtm
http://www.consumerfinance.gov/askcfpb/search ...
http://www.consumer.ftc.gov/articles/pdf-0096-fair-credit-reporting-act.pdf

And see:

http://800notes.com/forum/ta-86217073a9c8dad/ ... 077595690349410
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http://www.consumer.ftc.gov/articles/0258-fake-debt-collectors
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http://www.deadiversion.usdoj.gov/pubs/pressreleases/extortion_scam.htm
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Section 809 of the FDCPA http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf requires 3rd-party debt collectors to give debtors written notice of debt (the key word is *shall*) :
"§ 809. Validation of debts
(a) Within five days after the initial communication with a consumer in connection with the collection of any debt, a debt collector shall, unless the following information is contained in the initial communication or the consumer has paid the debt, send the consumer a written notice containing?
(1) the amount of the debt;
(2) the name of the creditor to whom the debt is owed;
(3) a statement that unless the consumer, within thirty days after receipt of the notice, disputes the validity of the debt, or any portion thereof, the debt will be assumed to be valid by the debt collector;
(4) a statement that if the consumer notifies the debt collector in writing within the thirty-day period that the debt, or any portion thereof, is disputed, the debt collector will obtain verification of the debt or a copy of a judgment against the consumer and a copy of such verification or judgment will be mailed to the consumer by the debt collector; and
(5) a statement that, upon the consumer?s written request within the thirty-day period, the debt collector will provide the consumer with the name and address of the original creditor, if different from the current creditor."
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A Collection Agent May Not?

Here are the top 11 actions prohibited by the The Fair Debt Collection Practices Act:

Misrepresent Him or Herself

  A debt collector may not misrepresent himself as an attorney or law enforcement officer.

Use the Telephone to Annoy or Harass

  A collection agent may not cause a telephone to ring or engage any person in telephone conversation repeatedly or continuously with an intent to annoy, abuse, or harass anyone at the called number.

Threaten Arrest or Lawsuit

  A collection agent may not threaten a consumer with arrest. It may not threaten legal action that is either not permitted or not actually contemplated. In other words, a the threat of a lawsuit may be an empty one.

Use Abusive or Threatening Language

  A debt collector may no use abusive or profane language in the course of communication related to the debt.

Publish a Bad Debt List

  Publishing the consumer?s name or address on a "bad debt" list is prohibited.

Contact By Embarrassing Media

  A debt collector may not communicate with a consumer by post card. It may not use any language or symbol, other than the debt collector?s address, on any envelope when communicating with a consumer by use of the mails or by telegram. A debt collector may use its business name if such name does not indicate it is in the debt collection business.

Contact a Consumer at Work

  A collection agent may not communicate with consumers at their place of employment after being told this is unacceptable or prohibited by the employer.

Seek Unjustifiable Amounts

  A debt collector may not demand any amounts not permitted under an applicable contract or as provided under law.

Contact a Consumer Represented by an Attorney

  A collection agent may not contact a consumer after it learns the consumer is represented by a lawyer.

Communicate With a Consumer After Receiving a Validation Request

  If a consumer sends a written §1692g response within 30 days, the collection agent may not communicate with the consumer until it mails the consumer the requested verification of original creditor's name and address.

Communicate With Third Parties

  A debt collector may not reveal or discuss the nature of a consumer?s debts with third parties other than the consumer?s spouse or attorney. A collection agent may contact neighbors or co-workers only to obtain location information. It may contact a third party again if it has reason to believe the information the party provided previously is false.

Bills.com FDCPA FAQ

Below are questions Bills.com readers ask frequently:

Can a Collection Agent Call My Cell Phone?

  Yes. However, if you tell the debt collector it may not use that number because it is a cell phone, it may not contact you again at that number.

I Keep Receiving Dozens of Calls From Collection Agents. Is That Legal?

  No. Unscrupulous collection agents will use "block parties" or "office parties" where they contact a consumer, multiple neighbors, or co-workers telling them they need to reach the consumer on an urgent matter. This is not permitted under the FDCPA.

A Collector Says I Will Be Arrested if I Do Not Pay

  This was a true statement before the US Civil War, but has not been true since. People may be arrested if an aggressive judge files a bench warrant for a person who does not appear at a hearing relating to a lawsuit regarding a debt. However, in that case, the offense is the failure to respond to a court order, and not the existence of the debt. As stated above, it is illegal under the FDCPA to threaten a consumer with arrest if the consumer does not pay the debt.

Jeffrey Abate is a total and complete scam. How they get you is by leaving you a voice message stated that they are going to serve you with papers from their client, they don?t even state who they are in the voice mail. Anyway you call back and they tell you that you owe their client money (In this case Ez money). So at first when I called and spoke to a Michelle, I told her that I paid the loan off like 6 months ago. I let her know that I would call her back with documents showing so. So I hung up because she wouldn't listen, she kept trying to get my email address. After I got off the phone with her I googled the name of the lawyer (Jeffrey abate) and all this stuff came up that is was a scam. People were saying that I needed to get SURETY BOND from them and for me not to give them my email address or any information over the phone. I called back today and asked to speak with Mr. Jeffrey abate himself. One guy said he was transferring me to him and transfer me to a guy name John Peters, Now John Peters told me he wasn't in the office at that time. So I called back spoke with someone named Mark, now mark told me that Mr. Abate wasn?t in San Antonio.... HMMMMM fishy. I asked for the SURETY BOND number, no one there seemed to know what I was talking about said I was making it up..... WOWWWWW. John Peters basically insinuated that I was dumb. He told me that I'm not as smart as I?m trying to seem. Went through some spill about my criminal record, which are just arrest for minor things... like driving without a license from years ago and an assault ARRESTED not a charge. If you?re fighting and the cops see you no matter who hit who first.... YOURE GOING TO JAIL. Now if I had a criminal record I wouldn't be able to be in the nursing program. All of that stuff was from when I was young. Anyway I?m guessing Mr. Peters was upset that I knew too much information and told me to stop calling there. I?ll call the office again and let them know if they call me phone one more time from any number I?m filing harassment charges.

We have recently found out that another group is illegally using my name to hide behind illegal collection practices.  I have filed a report with the Attorney General and will update later as the charges are filed.
These people were NEVER given permission to use my name.  This is identity theft and impersonation of a lawyer.  Do NOT ever send a check or money order to a P.O. Box and if there is any threats of this nature they are NOT from my office.  I don't know what more I can say right now other than I will personally update when I can determine the response from the police and A.G.'s Office.

This company, who answers the phone as "Civil Claims" instead of telling you the name of their company, thinks I owe them $500 for a payday loan I supposedly got over the internet.  When I contacted the Plain Green Lending Corporation, the place I was supposed to get the loan in September, 2011, they said they have NEVER given me a loan.  I had applied back in September of 2010, but was rejected.  So how do I stop this idiot company from ruining my credit?

Company harassing not only me but my co-worker.  Some how they got a hold of her extension number.  Tried to call and talk to them but will not get any real information.  Just that they will serve me a subpeona, take me to court, etc.  Wouldn't say why, for whom, etc.  Told them to go ahead and submit their paper work through the local legal authorities, but have not seen anything so far.  This has been going on for about a year now.  Interfering with my job as well as my co-workers.

This COLLECTION AGENCY IS A SCAM THEY ARE THE WORST PITIFUL LOSERS IN THE HISTORY OF MAN KIND I AM CALLING THE NEW YORK BAR AND THEY SHOULD BE ARRESTED PEA PICKING COLLECTORS ACTING LIKE ATTORNEYS ..FOR A 40 DOLLAR DEBT ...HAHAHAHHAHHA JOHHNY COHCRAN AND F LEE BAILEY BILL COLLECTORS ......MANAGING PARTNERS SOME CLOWN SAID HE SHOULD BE MANAGING A MCDONALDS...JEFFREY ABATES.....HAHAHHA LAW FIRM WITH METRO PCS PHONES.HAHAHAHAHAHHAHHAHAHAHH A SCAM ALERT JEFREY ABATE IS A SCAM OFFICE.

Received same call John Peters from Jeffery Abate SCAMMERS TRYING TO GET MONEY FROM OLD DEBTTHAT THE STAUTE OF LIMITATIONS HAVE RUN OUT FOR ANY LEGAL ACTION! threatening civil suit..DINT TALK TO THEM CON ARTIST SCAMMERS! numbers 8667559301 or 8667559648!!! DON'T ANSWER OR HANG UP!

I just read your reply, and although this doesn't apply to me, I pay my bills because I have a job, There are some, or better said alot of people who had jobs and don't have them anymore. They are not dead beats on purpose. I am sure there are some of those dead beats though who do what you say.
Try to have some compassion on your fellow Americans who are getting totally screwed by this government that is in place now. This is the biggest wealth transfer taking place in the history of the nation. The money is flowing away from the middle class and into the pockets of the big banks and the government. I have been looking into the fine details of how our economy truly works for the past 12 years. It doesn't matter which party gets into office, because both parties are screwing the American people big time.

"fraud alert" if you receive a call from the office of jeffrey abate please contact the federal trade commission at 1-877-382-4357 http://www.ftc.gov or contact your local attorney general office  and report fraud and harassment! please do not do the following! which is to give out any personal information, like your name address or your social security number! please note! all debt collectors are required by federal law under the National Fair Debt Act to do the "following" 1 "calls may be monitored or recorded for quality assurance"  they are not allowed under federal law to record you without your permission. 2 they are required to give! when asked the company i d number. 3 they are required to send you a copy of the bill or the debt that you owe, please don't have them send it by e-mail, they are required to send it by mail. if the person who contacted you claims to be and a attorney he is also required to give out his bar license, if he refuse to do so! then you have the right to do the following! which is to contact the local bar association to verify his name. if you believe that you have been scammed or have paid money to "The Law Office of Jeffery abate" please do the following! contact your local police department and attorney generals office and file a report! please note when contacted by Jeffery abate or any of his staff! please do the following! keep all of the phone numbers and voice messages where they are calling you from, on file..

This "law firm" is spoofing the name of a real attorney who has no affiliation with them.  They CANNOT sue you, they CANNOT press any charges against you, they CANNOT serve you anything...these are false claims. Anyone being threatened by them in any manner should report it to the New York State Attorney General's office by calling 716-853-8404.    Anyone who has paid them under these circumstances should report that as well. (larceny by extortion)

You can be sued over a debt...Just not locked up over one. The general rule of thumb is that if the debt is less than $1000 they won't bother suing. It's not worth it to them. If the debt is over $1000 then although slim, your likelihood of being sued increases.

I just received a text message from Law Office of Jeffery Abate saying that my payment will be drawn from my checking account on July 3rd for just over $200. I have no idea what they are talking about! They said it was for some company called Checkmate...whoever that is! I just know it has nothing to do with me. Ignore these scammers and especially these fake posters pretending that these scammers helped them.

I pay my yall bills..

Kisha,,,tell me what should I look for???,,,,email me at maurice452009@gmail.com

Was the lady named Michelle???

I got a call from them also today,,,are they fore real,,,I am contacting the attorney general of NY state

Pay day Loans are illegal in New York state so if someone claims they got a summons and had to go to court and you live in New York you are lying. A thrid party debt collector trying to collect on payday loans cannot collect if they never sent you a notice, and are not register or licensed.

So for all of the responses that seem to try t scare you into apying Jefferey Abate who sent me a text by the way. when do debt collectors send "TEXT MESSAGES" dont fall for the crap. Call amke complaints save all for your calls and emails. Call the police and file harrassment charges. I did and they backed off because aI settled all of my payday loans and paid everything back per the law in NYS and they still call. Illegal and Jefferey Abate a true SCAM

Now I am getting text messages from them.

FBI Press Release on Payday Loan Collection Scams

http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans

These scammers very likely bought/stole your name and info from an out-of-business payday loan company. The money you paid most likely did not go to the original creditor. You were scammed.

New Twists to Telephone Collection Scam Related to Delinquent Payday Loans

http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans

Washington, D.C. February 21, 2012  FBI National Press Office (202) 324-3691

The Internet Crime Complaint Center (IC3) continues to receive complaints from victims of payday loan telephone collection scams. As previously reported in December 2010, the typical payday loan scam involves a caller who claims the victim is delinquent on a payday loan and must make payment to avoid legal consequences.

Callers pose as representatives of the FBI, ?Federal Legislative Department,? various law firms, or other legitimate-sounding agencies and claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, or other Internet check-cashing services. The fraudsters relentlessly call the victim?s home, cell phone, and place of employment in attempts to obtain payment. The callers refuse to provide information regarding the alleged payday loan or any documentation and become verbally abusive when questioned.

The IC3 has observed variations of this scam in which the caller tells the victim that there are outstanding warrants for the victim?s arrest. The caller claims that the basis of the warrants is non-payment of the underlying loan and/or hacking. If it?s the latter, the caller tells the victim that he or she is wanted for hacking into a business? computer system to steal customer information. The caller will then demand payment via debit/credit card; in other cases, the caller further instructs victims to obtain a prepaid card to cover the payment.

The high-pressure collection tactics used by the fraudsters have also evolved. In one recent complaint, a person posed as a process server and appeared at the victim?s job. In another instance, a phony process server came to a victim?s home. In both cases, after claiming to be serving a court summons, the alleged process server said the victim could avoid going to court if he or she provided a debit card number for repayment of the loan.

If you are contacted by someone who is trying to collect a debt that you do not owe, you should:

   Contact your local law enforcement agencies if you feel you are in immediate danger;
   Contact your bank(s) and credit card companies;
   Contact the three major credit bureaus and request an alert be put on your file;
   If you have received a legitimate loan and want to verify that you do not have any outstanding obligation, contact the loan company directly;
   File a complaint at www.IC3.gov.
http://www.fbi.gov/news/pressrel/press-releas ... nt-payday-loans

FBI National Press Office (202) 324-3691

http://www.fbi.gov/news/pressrel/press-releases/paydayloanscam_120710

Extortion Scam Related to Delinquent Payday Loans

Washington, D.C. December 07, 2010     

The Internet Crime Complaint Center has received many complaints from victims of payday loan telephone collection scams. Callers claim the victim is delinquent in a payday loan and must repay the loan to avoid legal consequences. The callers purport to be representatives of the FBI, Federal Legislative Department, various law firms, or other legitimate-sounding agencies. They claim to be collecting debts for companies such as United Cash Advance, U.S. Cash Advance, U.S. Cash Net, and other Internet check-cashing services.

According to complaints received from the public, the callers have accurate data about victims, including Social Security numbers, dates of birth, addresses, employer information, bank account numbers, and the names and telephone numbers of relatives and friends. How the fraudsters obtained the personal information varies, but in some cases victims have reported they completed online applications for other loans or credit cards before the calls started.

The fraudsters relentlessly call the victim?s home, cell phone, and place of employment. They refuse to provide any details about the alleged payday loans and become abusive when questioned. The callers have threatened victims with legal actions, arrests, and, in some cases, physical violence if they do not pay. In many cases, the callers harass victims? relatives, friends, and employers.

Some fraudsters have instructed victims to fax a statement agreeing to pay a certain amount, on a specific date, via a pre-paid Visa card. The statement further declares the victim will never dispute the debt.

If you receive these calls, do not follow the caller?s instructions. Rather, you should:

   Notify your banking institutions.
   Contact the three major credit bureaus and request an alert be put on your file.
   Contact your local law enforcement agencies if you feel you are in immediate danger.
   File a complaint at www.IC3.gov.

Tips to avoid becoming a victim of this scam:

   Never give your Social Security number?or personal information of any kind?over the telephone or online unless you initiate the contact.
   Be suspicious of any e-mail with urgent requests for personal financial information. The e-mail may include upsetting or exciting but false statements to get you to react immediately.
   Avoid filling out forms in e-mail messages that request personal information.
   Ensure that your browser is up-to-date and security patches have been applied.
   Check your bank, credit, and debit card statements regularly to make sure that there are no unauthorized transactions. If anything looks suspicious, contact your bank and all card issuers.
   When you contact companies, use numbers provided on the back of cards or statements.

I dialed "1" and talked to someone who answered "Law Office of Jeffrey Abate". I explained that I was calling (said I was the Security Manager for the company) regarding threatening calls coming into the company's phone system, and I wanted to know the origin of the calls. Transferred to voice mail oblivion.

So, they don't want to talk to someone with a little bit of authority. Screams SCAM with big red flags waving wildly. Note: There is an attorney named Jeffrey Abate in Orchard Park, NY, near Buffalo. Several shady collection agencies operate in that area. There have been numerous criminal convictions of people connected to those operations.

Demand written verification of the debt. Not just a letter claiming you owe the debt, but PROOF you owe the debt. If they will not give you info on their name, location, and mailing address, do not agree to anything or give them your information. Make them obey the law. If they won't, don't give them anything.