Colton Moody and his ban of theifs got me. I urge every one who has been victimized by "consumer home services" or "AMT Auditing"  to contact the Dept of Commerce , Division of Consumer Protection, you can easily google them and find their website , and fill out an online complaint form. It worked for me,... last April 2012, an Investigater from the division jumped right on my case. AMT Auditing settled out of court with the Division ., I was refunded my $249 Dollars from  the owners themself, AMT was fined by the Division of Consumer Protection for failure to exercise my right to cancel, and telemarketing without a licence. Soon after this Fiasco   AMT Auditing changed their name to Consumer Home Services.
Just Don't understand why the Government cannot put these white collar criminals behind bars.
Some day they will appear on the show American Greed, just a matter of time.

Another scam company with a Utah County origin that preys on the brethren just like the MLM's do...enough said!

I mean seriously it took them no time to take the 265.00 (because thats what i was charged), OUT of my account. Then when they told me that they found nothing with my mortgage they cant refund any faster than that. I will definitely go to great lengths to deter any one else from this night mare. I usually dont fall for this crap and until this day I dont know what I was thinking but the least that I can do is WARN people that the refund WILL TAKE HALF A YEAR IIIIF YOU GET IT BACK AT ALL.

I am sick and tired of them telling my that I am going to get my refund back. How long did it take you? Me first they told me 30 days, then after 30 days they told me 60 now after 60 they told me 90. DONT DO IT people. ITS A SCAM!!! I waited on hold for 45 min, the fool whom i spoke with hung up on my I called back waited another 45 min then an audimated system came on and said all reps were busy.......sick of them and I sure as HELL would never recommend them.

And this is the AMT Auditing Services LLC that uses "LLC" in its registered business license https://secure.utah.gov/bes/action/details?entity=7968758-0151 but is really only a DBA (see that "Company Type: DBA" in the second line?)? AMT is registered to Chance 1 LLC but Chance 1 is registered back to AMT https://secure.utah.gov/bes/action/details?entity=7437501-0160 -- WHY IS THIS?

Enlightened LLC is licensed to Double Rainbow LLC https://secure.utah.gov/bes/action/details?entity=7807703-0160 and Double Rainbow is licensed to Chance 1 LLC as well https://secure.utah.gov/bes/action/details?entity=7822422-0160 -- WHY IS THIS?

Why so many companies? Jeez, can AMT be a SCAM?

"when I have shirts laudered I am required to pay upfront" sounds FALSE to me because drop off my shirts, they launder my shirts, and I only pay when I return later to pick up my laundered shirts and after I inspect them closely. First they do the work, then they get paid and not the other way around -- which part of this don't you understand?

Having to assert "AMT Auditing is a legitimate licensed business" and "both entities are legal and licensed in UT" is very strange for what legitimate company feels it necessary to come online and assert its legitimacy? Does Microsoft do that? No. It would be ridiculous for Microsoft to have to come online and tell the world that "Microsoft is a legitimate licensed business."

So how legitimate is AMT Auditing Services LLC?

1. AMT's BBB report http://www.bbb.org/utah/business-reviews/loan ... ork-ut-22302183 currently shows an F=FAIL rating, 32 complaints of which 26 were failures-to-respond and it's been like this (N complaints, N-6 failures-to-respond) for many months now which shows that AMT simply stopped responding after the first 6. Of course, this horrific record of customer service has no bearing on AMT as a "legitimate licensed business" but potential victims are well advised to stay away from AMT (what hope in hell have you of getting a problem addressed at this point should one arise?) and to continue to file complaints with the BBB to raise the complaint count.

2. AMT's BBB report states " Wells Fargo has stated to the BBB: "Wells Fargo has no affiliation with this company. In addition, this company is not allowed to use the Wells Fargo logo without our express permission. Doing so is a violation of our intellectual property rights." " The reason this comment appears on AMT's BBB report is AMT's website amtdivision.org previously used to display logos of 7 banks (Citi, Wells Fargo, Ally, America First, HSBC, Chase, KeyBank) but these logos were removed soon after Wells Fargo's statement appeared on AMT's BBB report. There was no statement of banks' approval of AMT's operation on amtdivision.org so am guessing logos were displayed to suggest bank approval to potential victims when they visited the website. After Wells Fargo was appraised of the situation, WF disavowed any connection to AMT and one surmises that WF's lawyers do not drag their feet and poof! the logos vanished from amtdivision.org. What legit business would even consider using another business' intellectual property without permission?

3. AMT's BBB report used to list a second AMT website deadpanham.com which was not registered to AMT but to a person David Scheuneman. deadpanham was a near-exact copy of amtdivision.org with the same bank logos that were removed at the same time as amtdivision's. This used to confuse me because what legit business offering mortgage audits would use such a weird name for a retail website? All became clear when David alleged on 4 Feb 2012 near the bottom of http://whocallsme.com/Phone-Number.aspx/8888520568 that deadpanham.com was hijacked from his control. Some time after David's post, the suspicious-looking phone number on deadpanham's registration was changed (to presumably David's real number), AMT's operation on deadpanham.com was taken down (it now redirects to David's business rootedinspirit.org), and deadpanham was removed from the BBB report as an alternative website for AMT. This was most satisfying and it was David's efforts that accomplished this (thank you, David). What legit business would use an allegedly-hijacked domain to conduct business?

4. AMT has a Utah business license https://secure.utah.gov/bes/action/details?entity=7968758-0151 that states on the second line "Company Type: DBA". Why does AMT use "LLC" in its registered business license when it's in fact a DBA? Given this deception, does AMT deserve to be characterized as a "legitimate licensed business?" I think not. This even fooled the BBB into thinking that AMT was a LLC for several months before it was corrected.

5. The folks running AMT found it necessary to remove their names as Registered Agent from AMT's business license. Previously, AMT had been registered to COLTON MOODY, then to MARK SULLIVAN, and now to Chance 1 LLC. Chance 1 LLC is registered in turn to AMT https://secure.utah.gov/bes/action/details?entity=7437501-0160 and both companies are located at the same address 826 EAST STATE RD STE 210 AMERICAN FORK, UT 84003. Wow, how incestuous is this? Furthermore, Enlighted LLC (a DBA of AMT listed at the bottom of AMT's BBB report and previously registered to MARK SULLIVAN) https://secure.utah.gov/bes/action/details?entity=7807703-0160 is registered to Double Rainbow LLC https://secure.utah.gov/bes/action/details?entity=7822422-0160 and they too are located at same address 826 EAST STATE RD STE 210 AMERICAN FORK, UT 84003. If you draw a picture, it looks like this:
AMT=====Chance1-----DoubleRainbow-----Enlightened       where "=====" denotes the incestuous double link.
Both AMT and Enlightened has been registered to MARK SULLIVAN at one point, but MARK SULLIVAN has gotten his name off both registrations and has now insulated Enlightened from AMT via Double Rainbow and Chance1. One has to question what would drive such rapid re-registrations over a few month's time, and what justification is there for multiple companies. Googling Chance 1 and Double Rainbow reveals no online presense or reference and suggests they exist solely as dummy companies to remove individuals' names off business registrations and to insulate Enlightened from AMT. Why would anyone need to do this?

6. Why would anyone need to change business registrations? Well, for one thing, Colton Moody is the Registered Agent for the Summit Group of Utah LLC https://secure.utah.gov/bes/action/details?entity=5394161-0160 and Colton Moody is also listed as SGOTLLC's President near the bottom of Summit's BBB report http://www.bbb.org/utah/business-reviews/trai ... ehi-ut-13002802 with an F=FAIL rating, 90 complaints and 2 Government Actions against it (1 settled, 1 pending). If you google around, you'll find that SGOTLLC and its DBAs are alleged to have offered coaching seminars for $thousands up front and failing to deliver on them. This is apparently why COLTON MOODY's name on AMT's business registration was replaced by MARK SULLIVAN -- to prevent COLTON MOODY's troubled business history from tainting AMT's yet-to-be-made business history -- and now MARK SULLIVAN's name has also been replaced by Chance 1 LLC on AMT's registration.

Who is Security National Mortgage Company http://www.bbb.org/utah/business-reviews/mort ... city-ut-2001307 https://secure.utah.gov/bes/action/details?entity=1225051-0142 ? Well, I don't know what to make of SNMC. The BBB report shows SNMC was started on 06/25/1993 but yet has a "No Rating" rating for a company with zero complaints and 24 DBAs (yes, 24 DBAs, count them) and almost 19 years of operation. The stated reason for the "No Rating" rating is "This business has no rating at this time." No rating after ~19 years of operation? Pretty weird, isn't it? There is a Government Action against one of its DBAs "On August 13, 2009 the Utah Division of Occupational and Professional Licensing issued a citation against Deseret Mortuary for contracting without a license. The company was assessed a fine and order to cease and desist from such actions." SNMC with zero complaints but with a Gov Action against a DBA suggests SNMC has been very successful at insulating/distancing the SNMC name from that DBA's activities that resulted in a Gov Action for the DBA, not SNMC. The Industry Tips listed at the bottom of the BBB report suggests all the types of offers SNMC and its 24 DBAs engaged in. So, besides being a legitimately licensed business, I don't know what to think about SNMC besides noting that Bernie Madoff's business empire had to be legitimately licensed as well, it couldn't have survived so many years without being properly licensed to engage in the kinds of regulated business it did, fraud notwithstanding. No BBB rating after ~19 years of operation is *VERY* strange indeed. So is no complaints against SNMC together with 1 Gov Action against a SNMC DBA.

Well, we'll see what happens with SNMC allegedly sharing the same office location as AMT, Chance 1, Double Rainbow, and Enlightened at 826 EAST STATE RD AMERICAN FORK, UT 84003 -- must be a cozy hive indeed with 4+25=29 companies crammed into the same building. SNMC is hiring Senior Loan Officers for American Fork http://jobview.monster.com/Senior-Loan-Office ... -107860509.aspx but there is nothing in that ad that would tie SNMC's location in American Fork to AMT's. We shall see what unfolds from this union of 29 companies. And Microsoft is only 1 company... <sigh>.

I called nad spoke to Mike from AMT. Sounded like a kid and told me that Wells Fargo are rip-off artists. He came across as immature and unprofessional. If it is too good to be true it ALWAYS is !!

I know personally, two people that work for AMT (Enlightened) Auditing as Auditors and I can promise you that they work hard, they work honestly, diligently and both have high degrees of personal integrity.  They have helped many many many people get money that is owed to them from their mortgage servicer.  Some have only been small dollar amounts and others have been many thousands.  They provide a much needed service.

Well Ada, you gave your high degree of stupidity away.  Whether one has their mortgage audited, clothes dry cleaned  or anything else, of course you have to pay.   It is not uncommon for businesses to ask that their services be paid in advance !  Every week when I have shirts laudered I am required to pay upfront but it still does not make them a scam. Why would you insist on trying to get something for free, have you no work ethic ???  If you can't afford to have your mortgage audited try your scam of getting something for nothing else where

AMT Auditing is a legitimate licensed business and it is working hand in hand with Security National Mortgage (SNM).  SNM gets some of their mortgage refinancing leads from AMT Auditing. They share the same floor office space building in American Fork , UT.  Again, both entities are legal and licensed in UT

The scam is in the marketing, not in the overpriced "white elephant" services being sold. For example, the scammers use the word "refund" in selling the useless audit while it's a rebate in reality http://www.differencebetween.com/difference-between-refund-and-vs-rebate/  When the audit finds nothing, victims wait in vain for a refund that will never show up because they simply don't know they have to complete a form to claim the rebate and will run out the rebate clock and lose their money because the rebate was misrepresented as a "refund" during the sale. And the scammers MOVE the form around on amtdivision so you cannot post a reliable link to it.
As for "You won't find anyone who was disappointed who went through with it," Former Employee says on 9 Feb 2012 http://800notes.com/Phone.aspx/1-888-681-9902/8 "After only two months I knew something was up and talked to one of the "auditors. They are regular employees with no special knowledge or training. One of them was honest with me and said that he has only seen two people get refunds ($200 or less) in the 8 months he has worked there." Sounds pretty disappointing, doesn't it?

Look online more for the ACTUAL customers.  You won't find anyone who was disappointed who went through with it.  It may be cheaply set up, but no scam

I finally got back my $249.00 after I told them I was a blogger and would go to great lengths to let the world know they were full of it.

Re. "He did reassure me that if nothing was found than I would be refunded that deposit", no you will NOT be refunded. AMT does not give refunds, AMT gives rebates http://www.differencebetween.com/difference-between-refund-and-vs-rebate/ and AMT uses the word "refund" to mislead victims into waiting for refunds that will never show up. Because it is a rebate and not a refund, victims have to hunt down the rebate form on amtdivision.org and send it in within the rebate window (last time I looked, it was 45 days within receiving audit results but it may have changed by now). AMT hopes that victims will wait patiently for nonexistent refunds and run the rebate clock out without ever knowing they have to APPLY for their rebate so AMT keeps victims' money, not because AMT found errors in victims' mortgages but because their rebate clocks run out. Pretty sneaky, huh? AMT also enrolls victims in a negative-option, 30-day free trial (after 30 days, the free trial turns into a live subscription) of the $49.95/month 30to8 Debt Software (accounting software) that has absolutely NOTHING to do with the audit. When the $49.95 charge shows up 30 days later, victims may or may not know how to cancel the enrollment or understand where it came from. If victims fail to cancel, they will be charged $49.95/month FOREVER.

Re. "To my surprise I've found no negative claims against them", you must not have looked real hard.
1. Here is AMT Auditing Services LLC's Utah business license  https://secure.utah.gov/bes/action/details?entity=7968758-0151  See that "Company Type: DBA" in the second line? AMT is really a DBA and not a LLC. What legit DBA company uses "LLC" in its registered business name? For what purpose? To mislead victims into thinking it's a real LLC?
2. Here is AMT's BBB report with an F=FAIL rating and 15 complaints, 9 of which were simply ignored by AMT http://www.bbb.org/utah/business-reviews/loan ... ork-ut-22302183  AMT displayed 6 bank logos on their websites and Wells Fargo told the BBB that AMT may not use the Wells Fargo logo about 2/3 down the page. All bank logos have since been removed from AMT's websites. Why were bank logos displayed on AMT's websites? To mislead victims into thinking these 6 banks approve/recommend AMT's audit? Why were the logos removed? Did Wells Fargo or other banks threaten to sue?
3. AMT's BBB report shows Colton Moody as its Manager and a Principal in The Summit Group Of Utah LLC http://www.bbb.org/utah/business-reviews/trai ... ehi-ut-13002802 with an F=FAIL rating, and 1 settled and 1 pending Government Action against it in the middle of the page (well worth reading). If you google around, you'll find complaints by victims who allege they paid $thousands up front to TSGOULLC for coaching seminars and TSGOULLC failed to deliver on the training.

Re. "the only people I've found complaining that it's a scam are the ones that haven't done it", is this like don't knock cyanide unless you've tried it?

I received the letter from the Division of A.M.T. Mortgage Auditing Program, and after reading it thought this has got to be too good to be true. But, with all of the latest bills, laws, and amendments being passed maybe I had missed something. I contacted the 1-888 number provided, spoke with a gentleman by the name of Spencer and he broke it all down for me. He had me sold all the way up until the point where the company needed $249.00 to initiate the investigation. He did reassure me that if nothing was found than I would be refunded that deposit. However, none of this was on paper and could easily be brushed aside as hearsay. So, I told him I wanted to discuss it with my wife first. He readily understood, not pushing the, "sale" and produced his personal line extension when asked. At this point I, of course, researched the company on-line. To my surprise I've found no negative claims against them. I have found the, Be wary of's and the names of a few companies that have been found guilty of fraud. But, not A.M.T. As has been stated already, the only people I've found complaining that it's a scam are the ones that haven't done it.

they changed their number itis 888-407-7179 and what is their address anyways???????

remove from list

thats funny. I was there only auditor for the last 7 months and I never told anyone they would get $9,200 back! What a lie!

Google the name and check for yourself.

Beware Mike D is a shill for this scam. Would you believe me if I told you I got $25 million from a guy in Nigeria and you can too for the low, low price of $249?

Was the company A.M.T. and did you pay them up front to get your refund?  Was your refund for mortgage fraud?  I called them and got the same stories as the others on this site.  I sure as hell need and want misappropriated funds back but I also do not have 249.00

I just got the letter and made the call.  Marty was the pleasant person I talked with and like you I cut her short at the "fees up front".  Scam Scum!  Don't anyone fall for it!!!  SHAME ON YOU UTAH SCAM BUSINESS!  :(

this is fake don't call

I think that MIke D who says he got $2200 back from the AMT Auditing company -well he works for them. He put a fake blog in here to trick innocent homeowners out of their hard earned money. Shame on you MIKE D for lying- you will go to h*** for this!

Re. "the only people that have said its a scam haven't ever signed up for the audit," you don't have to try cyanide to know it's really bad for you.

Look above the name, AMT Auditing Services, LLC. It states..."THIS BUSINESS IS NOT BBB ACCREDITED "

ACCREDITED means=officially recognized or authorized

I do know a few people that have with no repercussions but, The place is a sketchy place that doesn't even have the correct business license to do what they do. I got money back from them but realized how ridiculous this place is. It's a good idea for a business and you'd probably do pretty well for your self but this company goes about everything wrong and like i said before doesn't have the correct business license to do what they are doing. There for is not an honest business and i would never suggest some one to do business with amt auditing. By the way, they told me to look them on the better business bureau and said they have an A rating. above the rating it says ''THIS BUSINESS IS NOT BBB ACCREDITED''

Did you pay up front for their service? I have noticed they have no complaints on the BBB.  If they are such a bad company why hasn't anyone complained on the BBB site instead of putting things in a blog somewhere on the internet?

who has honestly gone through with this and got money back?

now a days its not about being proud of what you do or even proud of the people that you work for. I'm just happy i'm pulling on a pay check. they got me back 9,200$ with in a 4 week period. I've looked the place as well and so far the only people that have said its a scam haven't ever signed up for the audit. If there is some one that has excepted the program and got scammed, i'd love to hear from them. It worked out great for me. No scam, Just a lot of money that other wise i wouldn't have gotten it back if it wasn't for AMT Audits,