I have been recieving calls from this phone number for a month straight. I am not behind on any bills. They wont tell me who they are calling for, just want my credit card #.

These a**holes have been calling my phone EVERY day for a solid month. Finally had a few minutes to look the number up and found this loser collection agency.

Contact your State's Attorney General office and file a complaint. Additionally, file a complaint with the FTC. Once enough complaints are received (it doesn't take a lot) then the authorities will look closely into their unscrupulous business practices.
DON'T BURY YOUR HEAD IN THE SAND! DO SOMETHING TO STOP THESE SCUMBAGS!!!

Calls from 317-806-8712 Caller ID shows "GRC" from Fishers, IN.  Asks for a name I never heard of to return call to Marty at 866-292-5084.

These people call my phone everyday around lunch time.  This has been going on for the last 4 months.

Every day our business gets dunning messages (for no specific person) from this number, who claim to be "American Agencies".  When we call them they say our number isn't in their data base.  Then it all starts again the next day.  What to do?

How can we stop these calls, you can't talk to a real person, if you hang up they will call back in a few hours,  there has to be something WE can do to stop them.  Help!!!! someone.

I received a call from 888-864-5678 asking for an individual that does not even live at this address.  Although the person they called about is related to my wife, I'm not sure HOW they legally got our number to contact the individual they are really looking for ... Not to mention the fact that we're on the national "do not call" list.  Apparently, those rules don't apply to collection agencies, if in fact the number is that of a collection agency.  If they call multiple times, I normally contact them and ask to be removed from their lists, and state that if they continue to call, I will contact the BBB as well as an attorney to file a harassment suit!  That little comment seems to have worked quite well for other debt collectors that call our number for people that don't even live here!

I get calls daily from 888-864-5678 and 877-866-8300.  Has anyone actually called the FTC about them. If so, what was the response.  I pulled them up on the web by the name American Agency Inc and there are a boat load of complaints about them trying to collect for phones in California.  They seem to be ruining credit scores, etc.  It is a good thing to have caller ID - and make sure everyone on the house knows NOT to answer the phone.

I keep getting calls from this number. Since it shows up as unknown on my caller id I have waited to see if they leave a message. When my answering machine message kicks in  .  .the call is disconnected. I have received 2 this afternoon in less than 2 hours.

Another number that I keep getting calls from is 310-218-5624 - there is an automated message left by this number that just says . .This is not a sales call . .please call us back at . .and the number that they leave to call back to is not the same number that my caller ID picks up.

I refuse to answer any caller that does not identify themselves.
I have no outstanding bills. No credit cards. Up to this time my phone number was unlisted, unpublished. When I changed that to just unpublished the calls started.

Company Contact:    
ACA RECEIVABLES COMPANY LLC    
DBA American Agencies    
310-212-0400
555 WEST VICTORIA STREET    
RANCHO DOMINGUEZ CA, 90220     
Licensing Contact: SHERI SLAGLE    

Contact FTC for complaints regarding at (877) 382-4357

More phone numbers for this company:    
    Google Search Results
(310) 212-0400      154
(310) 212-0444      26
(317) 806-8712      116
(800) 521-4941      75
(800) 521-4956      73
(800) 521-5116      226
(800) 521-5165      53
(800) 628-5773      69
(800) 730-6810      74
(801) 223-6443      2
(801) 223-6444      27
(801) 223-9600      162
(866) 961-9600      83
(877) 202-4558      41
(877) 728-8912      187
(877) 837-2345      40
(877) 866-8300      48
(888) 278-3351      951
(888) 840-8389      122
(888) 864-5678      1120

keep getting calls from them, but its an automated voice and they ask for a person I have never heard of. I have reported it as a wrong number many times but they still call.how can i stop the calls?

I just contacted them and asked them to remove my number since they had the wrong number. The woman was very friendly on the phone and told me it could take up to 48 hours for the calls to stop but, as David said, I wont trust that my number is removed until I can go a week without hearing from them.

I keep getting calls from them, but its an automated voice and they ask for a person I have never heard of. I have reported it as a wrong number many times but they still call.

These people call from various phone numbers -- I would not trust them.  I think it may be just a collection agency with zero scruples but if they are asking for a cresit card number then it is worse than that.

I got this generic call from "American Agency" with the automated speaker speaking with a bad English accent asking me to return their call. They didn't say it was an attempt to collect a debt, so if that's what they're doing, they're not complying with the Fair Debt Collection act.

Got a new phone line installed and *boom* tons of credit agencies started calling with automated messages. I called the 1-800 number that one person listed below and got my number put on the do not call list at the ACA company. Very annoying. This is the second such agency/phone number I had to research online, call and tell them I am the new owner of the phone number and request they stop calling me. You would think being on the do not call registry would protect you from calls like these but I guess if the person who had the phone number before you had a credit issue you have to start from square one and tell each agency that calls you have the number now and to request you be removed from their list.

THE CORRECT WAY TO HANDLE COLLECTION CALLS AND ILLEGAL TACTICS

HANDLE IT CORRECTLY AND THEY WILL END UP PAYING YOU

READ DEALING WITH DEBT COLLECTORS, RECORDING CALLS AND STATUTE OF LIMITATIONS BY STATE

You can also post your questions here http://www.collectorsexposed.com/forum/   NEW URL!    

These links are to attorneys for those being scammed www.naca.net or http://www.consumerjustice.com/consumer/searchattorneys.aspx

Debt Collectors DO NOT WANT YOU TO KNOW THIS INFORMATION!    
The INFORMED CONSUMER IS THE DEBT COLLECTORS WORST ENEMY!

Dealing with Debt Collectors
Http://www.budhibbs.com/First.htm    
    
Statute of Limitations by State ? always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/statute_of_limitations.htm

Recording calls from Debt Collectors - always double check YOUR OWN STATE Government Website
http://www.budhibbs.com/record.htm


From Federal Trade Commission Website ? FAIR DEBT COLLECTION PRACTICES ACT
Debt Collection FAQs: A Guide for Consumers
If you?re behind in paying your bills, or a creditor?s records mistakenly make it appear that you are, a debt collector may be contacting you.
The Federal Trade Commission (FTC), the nation?s consumer protection agency, enforces the Fair Debt Collection Practices Act (FDCPA), which prohibits debt collectors from using abusive, unfair, or deceptive practices to collect from you.
Under the FDCPA, a debt collector is someone who regularly collects debts owed to others. This includes collection agencies, lawyers who collect debts on a regular basis, and companies that buy delinquent debts and then try to collect them.
Here are some questions and answers about your rights under the Act.

What types of debts are covered?
The Act covers personal, family, and household debts, including money you owe on a personal credit card account, an auto loan, a medical bill, and your mortgage. The FDCPA doesn?t cover debts you incurred to run a business.

Can a debt collector contact me any time or any place?
No. A debt collector may not contact you at inconvenient times or places, such as before 8 in the morning or after 9 at night, unless you agree to it. And collectors may not contact you at work if they?re told (orally or in writing) that you?re not allowed to get calls there.

How can I stop a debt collector from contacting me?
If a collector contacts you about a debt, you may want to talk to them at least once to see if you can resolve the matter ? even if you don?t think you owe the debt, can?t repay it immediately, or think that the collector is contacting you by mistake. If you decide after contacting the debt collector that you don?t want the collector to contact you again, tell the collector ? in writing ? to stop contacting you. Here?s how to do that:
Make a copy of your letter. Send the original by certified mail, and pay for a ?return receipt? so you?ll be able to document what the collector received. Once the collector receives your letter, they may not contact you again, with two exceptions: a collector can contact you to tell you there will be no further contact or to let you know that they or the creditor intend to take a specific action, like filing a lawsuit. Sending such a letter to a debt collector you owe money to does not get rid of the debt, but it should stop the contact. The creditor or the debt collector still can sue you to collect the debt.

Can a debt collector contact anyone else about my debt?
If an attorney is representing you about the debt, the debt collector must contact the attorney, rather than you. If you don?t have an attorney, a collector may contact other people ? but only to find out your address, your home phone number, and where you work. Collectors usually are prohibited from contacting third parties more than once. Other than to obtain this location information about you, a debt collector generally is not permitted to discuss your debt with anyone other than you, your spouse, or your attorney.

What does the debt collector have to tell me about the debt?
Every collector must send you a written ?validation notice? telling you how much money you owe within five days after they first contact you. This notice also must include the name of the creditor to whom you owe the money, and how to proceed if you don?t think you owe the money.

Can a debt collector keep contacting me if I don?t think I owe any money?
If you send the debt collector a letter stating that you don?t owe any or all of the money, or asking for verification of the debt, that collector must stop contacting you. You have to send that letter within 30 days after you receive the validation notice. But a collector can begin contacting you again if it sends you written verification of the debt, like a copy of a bill for the amount you owe.

What practices are off limits for debt collectors?
Harassment. Debt collectors may not harass, oppress, or abuse you or any third parties they contact. For example, they may not:
    use threats of violence or harm;
    publish a list of names of people who refuse to pay their debts (but they can give this information to the credit reporting companies);
    use obscene or profane language; or
    repeatedly use the phone to annoy someone.

False statements. Debt collectors may not lie when they are trying to collect a debt. For example, they may not:
    falsely claim that they are attorneys or government representatives;
    falsely claim that you have committed a crime;
    falsely represent that they operate or work for a credit reporting company;
    misrepresent the amount you owe;
    indicate that papers they send you are legal forms if they aren?t; or
    indicate that papers they send to you aren?t legal forms if they are.

Debt collectors also are prohibited from saying that:
    you will be arrested if you don?t pay your debt;
    they?ll seize, garnish, attach, or sell your property or wages unless they are permitted by law to take the action and intend to do so; or
    legal action will be taken against you, if doing so would be illegal or if they don?t intend to take the action.

Debt collectors may not:
    give false credit information about you to anyone, including a credit reporting company;
    send you anything that looks like an official document from a court or government agency if it isn?t; or
    use a false company name.

Unfair practices. Debt collectors may not engage in unfair practices when they try to collect a debt. For example, they may not:
    try to collect any interest, fee, or other charge on top of the amount you owe unless the contract that created your debt ? or your state law ? allows the charge;
    deposit a post-dated check early;
    take or threaten to take your property unless it can be done legally; or
    contact you by postcard.

Can I control which debts my payments apply to?
Yes. If a debt collector is trying to collect more than one debt from you, the collector must apply any payment you make to the debt you select. Equally important, a debt collector may not apply a payment to a debt you don?t think you owe.

Can a debt collector garnish my bank account or my wages?
If you don?t pay a debt, a creditor or its debt collector generally can sue you to collect. If they win, the court will enter a judgment against you. The judgment states the amount of money you owe, and allows the creditor or collector to get a garnishment order against you, directing a third party, like your bank, to turn over funds from your account to pay the debt.
Wage garnishment happens when your employer withholds part of your compensation to pay your debts. Your wages usually can be garnished only as the result of a court order. Don?t ignore a lawsuit summons. If you do, you lose the opportunity to fight a wage garnishment.

Can federal benefits be garnished?
Many federal benefits are exempt from garnishment, including:
    Social Security Benefits
    Supplemental Security Income (SSI) Benefits
    Veterans? Benefits
    Civil Service and Federal Retirement and Disability Benefits
    Service Members? Pay
    Military Annuities and Survivors? Benefits
    Student Assistance
    Railroad Retirement Benefits
    Merchant Seamen Wages
    Longshoremen?s and Harbor Workers? Death and Disability Benefits
    Foreign Service Retirement and Disability Benefits
    Compensation for Injury, Death, or Detention of Employees of U.S. Contractors Outside the U.S.
    Federal Emergency Management Agency Federal Disaster Assistance
But federal benefits may be garnished under certain circumstances, including to pay delinquent taxes, alimony, child support, or student loans.

Do I have any recourse if I think a debt collector has violated the law?
You have the right to sue a collector in a state or federal court within one year from the date the law was violated. If you win, the judge can require the collector to pay you for any damages you can prove you suffered because of the illegal collection practices, like lost wages and medical bills. The judge can require the debt collector to pay you up to $1,000, even if you can?t prove that you suffered actual damages. You also can be reimbursed for your attorney?s fees and court costs. A group of people also may sue a debt collector as part of a class action lawsuit and recover money for damages up to $500,000, or one percent of the collector?s net worth, whichever amount is lower. Even if a debt collector violates the FDCPA in trying to collect a debt, the debt does not go away if you owe it.

What should I do if a debt collector sues me?
If a debt collector files a lawsuit against you to collect a debt, respond to the lawsuit, either personally or through your lawyer, by the date specified in the court papers to preserve your rights.

Where do I report a debt collector for an alleged violation?
Report any problems you have with a debt collector to your state Attorney General?s office (www.naag.org) and the Federal Trade Commission (www.ftc.gov). Many states have their own debt collection laws that are different from the federal Fair Debt Collection Practices Act. Your Attorney General?s office can help you determine your rights under your state?s law.

For More Information
To learn more about debt collection and other credit-related issues, visit www.ftc.gov/credit and MyMoney.gov, the U.S. government?s portal to financial education.
The FTC works for the consumer to prevent fraudulent, deceptive, and unfair business practices in the marketplace and to provide information to help consumers spot, stop, and avoid them. To file a complaint or to get free information on consumer issues, visit ftc.gov or call toll-free, 1-877-FTC-HELP (1-877-382-4357); TTY: 1-866-653-4261. The FTC enters consumer complaints into the Consumer Sentinel Network, a secure online database and investigative tool used by hundreds of civil and criminal law enforcement agencies in the U.S. and abroad
February 2009

File complaints with

Federal Trade Commission  https://www.ftccomplaintassistant.gov/FTC_Wizard.aspx?Lang=en

Your State Attorney General
State Attorney General is every state they have offices

Link to all State Attorney General Websites www.naag.org

If you or they are located in NY ? use this SPECIAL Link  www.NYDebtHelp.com
This special website was created by NY AG Andrew Cuomo specifically for reporting illegal debt collection practices.  HE?S CRACKING DOWN AND SHUTTING THEM DOWN!
    
Also report your calls and contacts with debt collectors at http://www.budhibbs.com/index.html  If the company is listed under agencies ? report there. If not on the list YET, click on Watchlist! and add to the list.   You can also post here http://www.collectorsexposed.com/forum2/index.php?board=2.0

We receive daily phone messages from someone claiming to be "American Agencies"  The message says it is a debt collection call. When we return the call they claim neither of our numbers come up in their data base.  In addition to being rude these people seem to be either incompetent or crooked.

Have been getting calls from this number twice a day for a month.  Never a live person, just a recording.  I called them back today - I am sick and tired of these annoying calls.  Someone answered in broken English and I had to ask four times to get the name of the company "American Agencies".  They are a collection agency apparently for some company.  I owe no one, I have had this same phone number for over 30 years, and I am on the do not call list.  I told them if they call again, I will be in touch with someone who can put a stop to it.  She said my number would be removed within 48 hrs. - we'll see.

Have been receiving robo-calls from them since the summer of 2008.  Each time I call back & request they not call me because I don't know the person that they are looking for.  Today, I reported them to the FTC (www.ftc.gov or 1-877-FTCHelp) and to my state's Attorney General's Office.  The State said they would send them a letter to stop calling me.  

I also went to their website, www.americanagencies.com, clicked on the "contact us" link at the bottom, and demanded in writing that they stop calling me.  

If everyone reports them to the FTC, it should stop them.  

Good luck!

these people won't stop calling

On 2/22, received call on my cell phone asking to verify if this was the correct number for a person that I did not recognize.  I clicked on "no" and it responded saying it had the wrong number.  Nevertheless, today, per my caller ID, they called again.  I have since added the number to my "call blocking list."

these people are calling daily, more than once a day. The number they are calling is the number for my 89 year old parents, mom is on hospice care, dad is very hard of hearing. We have no idea who they are asking for, never heard of her. How do I stop this? It is criminal to upset these very sweet people with this harrasment!

I just received the same described phone call, female caller with British accent stating this was not a sales call.  The recording had my last name correct--but, I don't know anyone by the first name the recording stated.  Even though I thought this to be some sort of scam--I pressed the "1" option to talk with a live person, stayed on hold for a brief time before the call was disconnected.

called two times within 30 minutes - is recording with female english accent asking for me with last and first names transposed, instructed to press 1 to speak to a rep, 2 to hear an announcement and 3 to be removed from list - TOTAL SPAM

calling every day

4 TIMES A DAY OR MORE

turns out the phone call that i was getting was for my ex, some how this was the number they had for her, but she never had this number, i told them that i was her ex and had no way of nowing how to get ahold of her they told me that they would remove my number so hopefully no more calls

number 1-888-864-5678 calls me atleast once a day, i get a message asking me to call American Agencies at 1-877-866-8300. Also saying that they are not making a sales call, from what I know I have no debts,