Rude very very rude,

Company is called NCO financial

they call on saturday and she has a very nice voice for a collection agency

They called my neighbor and asked about me and said they were handleing documents for me.  What bull!  Isn't it illegal to call my neighbor about me?  How did they get my neighbors phone # ?  I tried to work it out with them and they are not flexable.  NCO financial

I received a call threatening court action about a credit card debt.  The guy I spoke to was a Mr. Kaz.   He ended up hanging up saying "see you in court".

This company just called, left a message concerning my mother, who passed away in April...I owe nothing, did not assume her financial obligations. So, if they do decide to harass me or my family, I will very happily give them the number for my lawyer!

I've been in this situation before...Sometimes life just happens...I had a C1 card and was paying my bill fine...then my wife had to have major surgery and my pay was refused by 30%...we fell behind...the C1 bill went to these guys...They made payment arrangements for a few months...then they called and said they were suing me if I didn't pay the entire balance with in a month....

Seriously guys Jay is right just pay your bills people its not  that hard you get a bill you pay it simple, if your not gonna have the money to pay the bill dont charge the credit card, Stop calling these places and demanding what you pay your debtrs for a reason you lost that right to pay what you want.  Also he is right YOU DEBTRS are the PROBLEM WITH AMERICA and why WERE SO F****D UP

idiot you ever clean your double wide

JAY- ARE YOU MENTALLY ILL?!?  YES PEOPLE GET INTO DEBT AND YES PEOPLE HAVE TO PAY IT BACK BUT FOR THESE PEOPLE TO CALL AND HARRAS, THREATEN AND TREAT PEOPLE THE WAY THEY ARE IS ILLEGAL.  IF YOUR ALL BUTT HURT ABOUT THIS THEN WHY DON'T YOU GO WORK FOR THE FRIGGIN COMPANY MR 'HIGH AND MIGHTY.'  THERE IS NOTHING WRONG WITH THIS COUNTRY AND HONESTLY YOUR PROBABLY A SAD LONELY PERSON THAT SITS AT HOME BLOGGING TO OTHER PEOPLE ABOUT THEIR PROBLEMS WISHING YOU HAD FRIENDS!  IF YOU HAVE NOTHING BETTER TO DO THAN GET ON HERE AND TREAT PEOPLE THE WAY YOU HAVE THEN FRANKLY I FEEL SORRY FOR YOU!  ROT IN HELL!

NOW-I too have been receiving calls from the above number and yes they are in a lot of legal trouble and will keep calling no matter how many times you ask them to stop.  Just contact a lawyer or ignore the phone call.

I shout because I'm a fat, functionally-illiterate failure. My waistline keeps me from using a standard-sized cubicle at work, and my overpowering body odors keeps me from developing a social relationship with my fellow co-workers.

Are there any non-profit groups that deal with catastrophic male obesity?

YOU ARE JANET PAY UR BILL LOSER

FUNNY... U WANT TO SUE SOME1 CAUSE THEY WANT WHAT U OWE THEM... LIKE I SD IN ANOTHER POST... U KIND OF PEOPLE ARE F****NG THIS COUNTRY UP... LEAVE MOVE TO CANADA CAUSE THATS WHO U BELONG WITH. HERES A FULL PROOF WAY TO MAKE SURE DBT COMPS DONT CALL U!!! PAY UR F-ING BILLS LOSER

11

WOW ANOTHER ONE! U ARE LIKE EVERY OTHER PEROSN WHO IS JUST TRING TO GET OUT OF PAYING YOUR BILLS... HOW CAN U AFFORD AN ATTY IF U CANT PAY THE MONEY U STOLE FROM THE CCARD COMP... yOU KIND OF PEOPLE ARE THE REASON THE COUNTRY IS THE WAY IT IS NJOW.

YOU PROB DEMANDED HOW MUCH U WANTED TO PAY... RIGHT? RIGHT! WELL THATS NOT HOW BILLS WORK. IF YOU PAY HAVE OF YOUR CAR PAYMNT THEY TAKE IT. U CANT GO TO THE STORE AND PAY FOR HALF A MELON CAN U??? I SUGGEST U DONT USE CRDT ANYMORE CAUSE U ARE FULL OF CRAP.  U ARE SIMPLY LOOKING FOR A WAY NOT TO PAY YOUR BILL. HOW CAN U AFFORD A LAWYER BUT CANT AY THE MONEY U STOLE AND BOUGHT A HOUSE FULL OF THINGS

ALL THESE PEOPLE COMPLIAN ABOUT UNWANTED CALLS. I DONT GET CALLS CAUSE I DONT SPEND MONEY I CANT PAY BACK... I GET SOME PEOPLE GET IN OVER THERE HEADS BUT THEN JUST FORGET ABOUT IT AND THEN THER FAMILIES HAVE TO DEAL WITH IT CAUSE THEY GO INTO HIDING. PAY YOUR BILLS AND PEOPLE WONT CALL ALL THE TIME.... VERY SIMPLE SOLUTION!!!!

search in your phone book all attorneys will DIE to sue NCO they are a major target and get sued all the time you will get atleast a payout of 5000 for harrassment! GOOD LUCK

I have lost my job like many Americans and owe 2 outstanding Capital One cards I was willing to work out a payment arrangement with my represenitive or so called "legal analyzer" when Anthony Coppola told me if I did not pay him a settlement of 50% he would shut my other lines of credit off and attach a lean to my house that I have had way before Capital One! I called a attorney and they said he is not allowed to make those false threats! My attorney will be following up with this shady company and the people they have in charge!

Received a call saying they were Social Security office and needed information..They are lying POS. AND according to my atty they have committed FRAUD

beware the info you give them!!!!!!!!

wants my son tells me i don't know what i'm talking about and rattles off numbers from other cities that my son has no connection with.

My 80 year old mother received a call for me from John Farrai, (how her number was tracked down isn't clear) indicating a serious law claim against me, when I have already worked out arrangements w/ any credit situations!
This is just wrong to scare an old woman, who legally isn't involved in any of my financial matters!

My brother who has not lived in my home for 9 years got a phone call from 888-899-4761 a "john ferrai" (original) then from a 866 - 329 - 0176 Dave Pierce gave a "case number" told him that he owed over $3,000 on a capital one bill which was coming to...and gave my address and that it had not been paid on since last June and that he needed to pay it right now or he would be sued.  My brother told them he had never had a capital one account and asked what would have been charged on it, who had been paying the bill and what the credit card number was, they told him they could not give him the information and refused to send him a bill, he is under a lot of stress personally not thinking as he said the guy was a HUGE A***OLE and would not let him go without getting bank information and him making payment arrangements....now my brother wants me to make the payments because he thinks some how I had this card and used it....Please tell me who to contact to file a complaint against NCO.  I advised my brother to close his bank account immediately....

a***oles

Rec'd a call on my machine from a "patrick" gave me a Docket # and explained that it would be in my best interest to return the call at once.  Googled the number and found this site!  Can't wait for the next call!!

NCO keeps calling our house looking for a Janet Lake.  Apparently she had our phone number before we got it.  We've had the number for 2 years now and we keep telling these idiots that we don't know who Janet Lake is.  They lie and tell us that they've removed the number from their call list yet we continue ot get calls from them at a rate of about a call a month.  We even got 3 calls from them in April.

Anyone know a good lawyer so we can sue them for harrassment?

NCO Financial Systems, Inc.
( Also goes by the name of NCO Portfolio Management)
507 Prudential Rd
Horsham, PA 19044-2308
Phone: (215) 441-3000
Fax: (215) 441-3923
Web Address: www.ncogroup.com
866-287-2543

Bud Says...

ONE OF AMERICA'S WORST COLLECTION AGENCYS!

******** CONSUMER ABUSE  ALERT  **********

NCO Group to Pay Largest FCRA Civil Penalty to Date

One of the nation?s largest debt-collection firms will pay $1.5 million to settle Federal Trade Commission charges that it violated the Fair Credit Reporting Act (FCRA) by reporting inaccurate information about consumer accounts to credit bureaus. The civil penalty against Pennsylvania-based NCO Group, Inc. is the largest civil penalty ever obtained in a FCRA case.

According to the FTC?s complaint, defendants NCO Group, Inc.; NCO Financial Systems, Inc.; and NCO Portfolio Management, Inc. violated Section 623(a)(5) of the FCRA. The law specifies that any entity that reports information to credit bureaus about a delinquent consumer account that has been placed for collection or written off must report the actual month and year the account first became delinquent. In turn, this date is used by the credit bureaus to measure the maximum seven-year reporting period the FCRA mandates. The provision helps ensure that outdated debts ? debts that are beyond this seven-year reporting period ? do not appear on a consumer?s credit report. Violations of this provision of the FCRA are subject to civil penalties of $2,500 per violation.

The FTC charges that NCO reported accounts using later-than-actual delinquency dates. Reporting later-than-actual dates may cause negative information to remain in a consumer?s credit file beyond the seven-year reporting period permitted by the FCRA for most information. When this occurs, consumers? credit scores may be lowered, possibly resulting in their rejection for credit or their having to pay a higher interest rate.

NCO is so bad, that in 2003, they have been sued 40 times for violations of the Fair Debt Collection Practices Act (FDCPA). These suits are usually filed when consumers are abused in violation of state and federal debt collection laws.

NCO is a money-mill, gobbling up competitors, buying portfolios of old debts for pennies, and expanding globally. These money-beggars are making their bottom-line profits at the expense and abuse of consumers.

One wonders how many lawsuits are NOT being filed because consumers do not know their rights or that NCO CAN be held accountable for their illegal debt collection practices.

Apparently, NCO is not spending enough time and money to properly train their debt collectors in accordance with law, the FDCPA. Do they hire any derelict that may be in-between court and treatment dates simply to harass, abuse, and oppress consumers? There is no mention of drug testing at their web site, so can you be hired at NCO if one has bad habits and a need for fast-cash. This must be a 'dream-job' for anyone with a prison record, drug habit, or any con artist out to defraud some fast money off unsuspecting consumers. Are you aware of the personal consumer information these money beggars have access to? I shudder to think how much information is being illegally used at agencies such as NCO. You should be VERY nervous about the type of individuals who have this unprecedented and open access to ALL of your personal information.

It's just a matter of time until collectors start calling with accents from countries like India, Pakistan and....(ooohhh my gawd!!)

NCO's CEO, Michael J. (kinky) Barrist seems to be astonishing Wall Street (NASDAQ:NCPM) with his financial wizardry. He certainly appears to be pumping up the bottom line. (One lawsuit at a time?) In my experience, this type of greed and consumer abuse will catch up with NCO, just as it did with Commercial Financial Systems (CFS) and Outsourcing Solutions Inc (OSI). Both operations were out of control just prior to their filing for bankruptcy protection. CFS's top brass is facing federal criminal charges in highly anticipated court proceedings scheduled for later this year.

If you are receiving abuse from NCO, contact me for referral to a local consumer law professional in your area. NCO, with $800+million in revenues last year, has more money than a South American drug cartel, so use the law to make them pay when they violate the laws and your consumer rights.

Do not let NCO's under-trained, uneducated and FDCPA lacking debt-collectors make a paycheck at your expense.
Big agencies pay big salaries to their ego-driven brass. NCO should spend a lot more time training their collectors and dealing with consumer complaints, in this case BIGGER does NOT mean BETTER! (Except for Kinky and his top brass team of money beggars)

http://www.budhibbs.com/debtcollectorpages/nco_financial_systems.htm

They harassed me for months, even though I was sending regular payments to the OC (original creditor), who had botched my account to BEGIN with.

I finally cut the ringer off my phone and KEPT it off until the bill was paid in full. They continued to call for weeks, before they eventually went away.

NCO is a SORE ON THE BUTT OF HUMANITY!

A "Mr. Rozaski" left a message on my cell phone, saying that he'd received an invoice with personal information about me, such as my address and Social Security number. He said that it required my immediate attention, and I was to call him back at 888-899-4761, ext. 4516. Obviously trying to scare me into calling him back. Instead, I searched online and got confirmation about what his game is. Tricky, tricky!

they called  my best frien'd cellphone  wich i  can not imagine  where they   got  the number from  ,the  guys name  was greg,when i called   back  they  told me  i  own  them 2000  when my credit  card  was 300 i  told  him tha ti am not  goin  to pay and  he told me that  he will see   me in court,

They keep calling for an outrageous amount that I know I do not owe.  Yes I owe little, but nothing close to what they say.  They are way off.  The somehow got my grandma's cell number and whoever spoke to her made her cry.   I had to change her number.  I've tried working things out with the original creditor but these guys just won't let up.  They are rude, mean, and everything they say is a lie.  Report them for harassment like I did.

Got a call from 888-899-4761 on my CELL phone from this number, looking for a relative, (how they got my cell phone number not even in my name is beyond me), stating it was something about a lawsuit (big lie).  Since they think they are so tricky, that message will be crumbled up.  They can forget me relaying any messages.